Asusun saka hannun jari hanya ce mai aminci da fa'ida don saka hannun jari da samun riba mai amfani idan aka kwatanta da sauran nau'ikan saka hannun jari. Musamman a kan saye da sayarwa hannun jari akan kasuwar hada-hadar hannayen jari, waɗanda ayyuka ne waɗanda ke ɗaukar ƙarin haɗari saboda haɓakar kasuwannin daidaito. Kodayake suma suna fuskantar ƙananan matsaloli waɗanda zasu iya samo asali a cikin kundin ƙanana da matsakaitan masu saka jari. Abu ne, bayan duk, samfurin kuɗi tare da fitilu da inuwa, kamar kusan duk waɗanda kuke da su a wannan lokacin.
Haɗin haɗin haɗin haɗin haɗin gwiwa (kuɗi da kamfanoni) waɗanda aka samu a cikin Fabrairu karin yuro miliyan 3.478 kuma ya tsaya a miliyan 463.352, wanda ke wakiltar karuwar 0,6% idan aka kwatanta da watan Janairu, a cewar sabbin bayanan da Kungiyar Cibiyoyin Zuba Jari da Kudin Fansho (Inverco) suka bayar. A cikin farkon watanni biyu na shekara, yawan kadarorin ya karu da 1,8%. Inda adadin asusun masu halarta ya tsaya a 14.836.455, wanda ke wakiltar raguwar 0,4% idan aka kwatanta da Disamba 2018.
Fabrairu ya ci gaba tare da kyakkyawan yanayin watan Janairu kuma an sami kimantawa a kasuwannin daidaito, wanda ya ba da damar saka hannun jarin ƙasa don yin rajista mafi kyawun farkon shekara a cikin riba na jerin tarihi. Don haka, yawan kadarorin ya sami ƙaruwa a cikin watan Fabrairu na euro miliyan 2.373 (sama da 0,8% fiye da watan da ya gabata), kuma ya tsaya a kan Euro miliyan 264.491.
Asusun saka hannun jari: haɓaka
Girman cikin kadarorin ya samo asali ne daga kyakkyawan aikin da kasuwanni suka yi a cikin wannan lokacin, halayyar gudana, wanda bayan watanni da yawa na biyan bashin ya juyar da yanayin watannin baya, wanda ya nuna ɗan sakamako mai kyau zuwa Euro miliyan 49 na biyan kuɗi a cikin watan. A watan Fabrairu, duk nau'ikan da aka dandana sun haɓaka cikin daidaito mafi girma ko karami, ban da daidaito na ƙasa da cikakkiyar dawowa, waɗanda fansar da aka rubuta a cikin rukunan su suka ɗauke ta nauyi, tunda aikin su ta hanyar dawowa ya kasance mai kyau.
Sun jagoranci girma girma fixedayyadaddun kuɗaɗen shiga da asusun kuɗi, tare da ƙarin Euro miliyan 843. Kafaffen kudin shiga yana kula da rarar faduwar da aka yiwa rijista a watan Janairu kuma ya tara a farkon watanni biyu na shekara haɓakar daidaito na Euro miliyan 512. A gefe guda, masu kudin sun yi rijistar samun kusan Euro miliyan 930 a cikin shekarar 2019. Canjin daidaiton kuɗin haɗin gwiwar ya kasance tabbatacce a cikin lokacin. Don haka, cakuda daidaito ya karu da euro miliyan 263 kuma ingantaccen kudin shiga yayi hakan ta Euro miliyan 269. A cikin shekarar gabaɗaya, sun sami ci gaban Euro miliyan 1.526.
Matsayin asusun duniya
Asusun duniya suma sunyi rawar gani a cikin watan Fabrairu kuma sun haɓaka kadarorin su da yuro miliyan 525. A cikin shekara gaba ɗaya, a cikin cikakkun sharuɗɗa, yana ɗayan rukunoni waɗanda karuwa mai yawa tana tarawa, tare da Euro miliyan 1.663 fiye da na Disamba 2018. Kawai ya wuce ta asusun daidaiton ƙasashe, tare da haɓaka ƙimar kadarori a cikin farkon watanni biyu na shekarar kusan euro miliyan 2.089.
A cikin kishiyar shugabanci, cikakken kudaden dawowa kadarorinsu sun ragu a lokacin (Euro miliyan 509 ƙasa da ƙasa) kuma a cikin 2019 sun riga sun tara ragin Euro miliyan 591. Har ila yau, asusun ƙasa, wanda ya yi rijista kaɗan a cikin watan Fabrairu na yuro miliyan 14, kodayake a farkon watanni biyu na shekara ta sami ci gaba a girman kadarorin Euro miliyan 274 (sama da 4,4% fiye da na Disamba 2018 ).
Biyan kuɗi da kuɗi
Bayan canjin yanayin watan Janairu, masu saka hannun jari sun sake jujjuya lamura na watannin baya dangane da gudana, mai yiwuwa kyakkyawan tasirin kasuwannin ya rinjayi shi a farkon watanni biyu na shekara. Don haka, asusun saka hannun jari ya rufe Fabrairu tare da ingantaccen biyan kuɗi na Yuro miliyan 49.
Tuni tunanin ya tabbatar da watan da ya gabata na karuwar ƙin haɗari a cikin ɗan takara na ƙasa, bayan Babban canji a cikin watan jiya na 2018, an kuma bayyana a cikin watan Fabrairu, yana haifar da kwararar abubuwa masu kyau a cikin rukunoni masu ra'ayin mazan jiya. Don haka, kuɗaɗen da ke da mafi yawan biyan kuɗi a cikin watan sune na kuɗi tare da Euro miliyan 842. Hakanan suna jagorantar shigar da kaya cikin 2019 tare da Euro miliyan 925.
Inara cikin garantin kuɗi
Kudaden tabbatacce suna bi tare da kudin Tarayyar Turai miliyan 253 shigarwa a cikin Fabrairu. Kudaden gudanarwar wucewa sun sake samun rajista masu kyau a cikin Fabrairu (Yuro miliyan 134) kuma sun tara kusan Euro miliyan 327 na kwastomomi a cikin shekara. Kuɗaɗen kuɗaɗe sun ɗan ƙara adadin kadarorinsu da euro miliyan 7,5. Mixedasashen waje ne kawai wanda aka yiwa rijista ya sami riba mai kyau a cikin lokacin (Yuro miliyan 274), wanda ya sami nasarar daidaita yawan fitowar hadaddun hadadden hadadden hadadden Yuro da aka samu. A cikin shekarar gabaɗaya, suna tara rarar kuɗin da suka kai Yuro miliyan 306.
A cikin kishiyar shugabanci, kuɗaɗen kuɗaɗen Yuro (ban da Spain) da wadanda suke da cikakkiyar dawowa sun jagoranci kwararar yanar gizo na watan, tare da Euro miliyan 572 da 302, bi da bi. Waɗannan rukunin sune waɗanda suke da mafi yawan rarar kuɗi a cikin farkon watanni biyu na shekara tare da Euro miliyan 487 da 523, bi da bi.
Fa'idar waɗannan samfuran
A cikin watan Fabrairu, kasuwannin daidaito suna da halaye masu kyau kuma sun rufe watan tare da sake dubawa idan aka kwatanta da Janairu a yawancin alamomin duniya. Ibex 35 yayi rijistar dawowar kashi 2,4% a kowane wata, idan aka kwatanta da 4,4% na Eurostoxx ko kusan 3% na S & P 500. A cikin tsayayyun kasuwannin samun kuɗi, IRR na Lamunin shekaru 10 na Jamus ya ɗan faɗi kaɗan ya tashi da 0,16% daga 0,18% a cikin Janairu, haka kuma yawan amfanin da aka samu akan yarjejeniyar shekaru 10 ta Sifen da ta faɗo zuwa 1,26% daga 1,32% a cikin Janairu.
La darajar haɗari a Spain an rufe a 100 bps (105 bps a cikin Janairu). An rufe farashin canjin Yuro kan dala a 1,14, wanda ke wakiltar faduwar kashi 0,6% na euro idan aka kwatanta da ranar ƙarshe ta Janairu. A cikin wannan mahallin, kuɗaɗen haɗin gwiwar sun yi rijistar dawowar tabbatacce na 2019% a cikin watan Fabrairun 0,91, don haka tattarawar shekara zuwa shekara ta kai 3,26%, wanda shine mafi kyawun farawa zuwa shekara har zuwa Fabrairu na jerin tarihin. Kusan dukkan nau'ikan sun rufe watan da gaskiya, musamman ma waɗanda ke da tasiri sosai ga hannun jari. Don haka, daidaito a cikin Amurka sun yi rijista mafi yawan riba a cikin watan (3,4%) kuma sun sami rarar sama da 11% a cikin shekarar.
Asusun ɗan takara
Dangane da wannan ma'aunin, don ƙayyade dacewar waɗannan samfuran kuɗi waɗanda ƙwararrun ƙanana da matsakaitan masu saka jari suka yarda da su, yana da matukar muhimmanci a haskaka shi a wannan lokacin. Saboda lalle ne, yawan Asusun masu hannun jari A cikin asusun saka hannun jari na ƙasa, ya haɓaka kaɗan a cikin Fabrairu (mahalarta 8.588 fiye da na watan da ya gabata), kuma ya sanya alkaluman su zuwa mahalarta 11.164.033.
Inda mafi mahimmancin bayanan da wannan binciken bai bayar ba game da halayyar masu saka hannun jari a cikin asusun juna shine cewa ci gaban su na ci gaba. Ba abin mamaki bane, asusun saka hannun jari na ƙasa ya yi rijista mafi kyawun farawa zuwa shekara a cikin jerin tarihi, tare da dawo da kusan 3,3% a farkon watanni biyu. Bayan raguwar riba mai yawa, wanda yayi daidai da watanni biyu na ƙarshe na shekarar bara. Inda sukayi rijistar asara mai yawa a cikin ribar su, wanda ya shafi kowane nau'in kudaden saka hannun jari.
Kimantawa a Turai
Dangane da bayanai daga EFAMA, yawan kadarorin na Cibiyoyin Zuba Jari na Tarayyar Turai sun kai Euro tiriliyan 15,16 a cikin watan Disambar 2018, wanda ke wakiltar raguwar kashi 5,5% a cikin rubu'in ƙarshe na shekarar (Yuro biliyan 16,03 a watan Satumban 2018). A cikin 2018, daidaito ya fadi da kashi 3,0% daga Yuro biliyan 15,62 a cikin Disamba 2017. Ireland ita ce kawai ƙasar da yawan kadarorin ta haɓaka a cikin shekarar (1,1%). Duk da yake a cikin Kingdomasar Ingila da D thenemark an yi rijista mafi ragu a cikin arziƙi a cikin 2018, tare da faɗuwa sama da 9%, sama da jimlar Turai (-3,0%).
Ta hanyar kadara, kashi 27% na jimillar dukiyar Turai suna mai da hankali ne a cikin daidaitattun lamura, sai kuma tsayayyun kudaden shiga da waɗanda aka haɗa, tare da kashi 23% da 21%, bi da bi. Rarraba kadarori ta rukunin saka jari a cikin Turai ya banbanta sosai tsakanin ƙasashe daban-daban. Don haka, alal misali, yayin da ke cikin orasar Ingila ko Sweden saka hannun jari a cikin asusun ajiya na kusan 50% na jimlar, a cikin Italia ba ta kai 7% ba.
Dangane da bayanai daga EFAMA, yawan kadarorin na Cibiyoyin Zuba Jari na Tarayyar Turai sun kai Euro tiriliyan 15,16 a cikin watan Disambar 2018, wanda ke wakiltar raguwar kashi 5,5% a cikin rubu'in ƙarshe na shekarar (Yuro biliyan 16,03 a watan Satumban 2018). A cikin 2018, daidaito ya fadi da kashi 3,0% daga Yuro biliyan 15,62 a cikin Disamba 2017. Ireland ita ce kawai ƙasar da yawan kadarorin ta haɓaka a cikin shekarar (1,1%).