Ba tare da wata shakka ba, ɗayan mafi munin lokacin da zamu iya fuskanta shine rashin aikin yi, Kuma shine lokacin da aka tilasta mana barin aikinmu ba tare da son ranmu ba, ko dai saboda yankewar ma'aikata ko kuma saboda kamfanin ya yi fatara, mun sami kanmu a cikin wani yanayi mai rikitarwa tunda ba mu da tsayayyen kudin shiga, kuma wannan ya zama wani abin damuwa musamman idan akwai dangi ne wanda ya dogara da kudin shigar mu.
Amma domin tallafawa wadanda suke ciki rashin aikin yi, Gwamnatin Sifen ta samar da tsarin jerin kayan agaji wanda zai ba mu damar biyan bukatunmu na yau da kullun yayin da muke samun daidaitaccen aiki. Don haka yayin da suke zaɓuɓɓukan farko akwai yiwuwar cewa mun gaji da rashin aikin yi, bari mu ɗan ƙara gani zurfin abin da ma'anar wannan.
Amfanin rashin aikin yi
Abu na farko da za a yi la’akari da shi shine amfanin rashin aikin yi ko rashin aikin yi tana da wasu jagororin da suke aiki da su. Ganin cewa a cikin farkon watanni shida da aka caje mu muna da damar zuwa kashi 70% na abin da ya dace da ƙananan albashi na ma'aikaci, Amma daga watan bakwai, yanzu kawai kuna da damar tattara 50% na albashin ku; Bugu da kari, dole ne a yi la’akari da cewa iyakar lokacin da za mu iya tattarawa daga rashin aikin yi ya dace da lokacin da muka bayar da gudummawa.
Idan aka ba da wannan gaskiyar ta ƙarshe, bari mu fayyace cewa daga kwanaki 360 zuwa 539 na gudummawar kana da damar zuwa kwana 120 na rashin aikin yi; kuma saboda haka rashin aikin yi yana ƙaruwa yayin da lokacin gudummawa ke ƙaruwa har sai an kai gudummawar kwanaki 2160 ko fiye, to mutum yana da haƙƙin kwana 720 na rashin aikin yi. Amma idan ya Mun gaji da wannan fa'idar kuma har yanzu ba mu sami aiki baAkwai wasu kayan taimako da gwamnati ta ba mu, bari mu ga abin da za a yi idan rashin aikinku ya ƙare.
Tallafi
Tallafi Suna taimaka mana a cikin yanayi biyu, lokacin da mun gaji da rashin aikin yi, ko lokacin saboda gudunmawarmu har yanzu bamu da damar rashin aikin yi. Irin wannan tallafin shine tallafi na farko wanda dole ne mu nemi taimakonsa idan har muka yi amfani da dukkan fa'idodinmu. Akwai nau'ikan tallafi 4, kowannensu don bayanan martaba daban, bari muga menene.
Saboda karancin gudummawa
Na farko shine tallafi don rashin isasshen gudummawa, kuma wannan yana aiki ne kawai lokacin da bamu sarrafa ƙididdiga mafi ƙarancin lokaci ba, wanda yake shekara guda ne ko kwanaki 360. Wannan tallafin zai iya kaiwa Yuro 426, amma wannan ƙimar za ta ƙayyade ta masu canji daban-daban kamar lokacin gudummawa baya ga ayyukan da suka taso, za su iya zama mata ko yara a ƙarƙashin nauyinsu.
Sanin taimako
Nau'in tallafi na biyu wanda yake shine Taimakon iyali ga marasa aikin yi, Irin wannan taimakon har zuwa Yuro 426 a kowane wata; kuma ana amfani da shi ne ga ma'aikatan da ba su da kuɗin shiga kuma waɗanda ke da aikin iyali; ya kuma bayyana cewa sun gaji da yajin aikin. Musamman, akwai nau'ikan taimakon 2 na iyali, bari mu ga menene su da menene takamaiman su.
Taimako ga gajiyar rashin aikin yi Shine wanda yafi birge mu a cikin wannan labarin; Don samun damar wannan tallafi na kuɗi, abin buƙata ne don gaji da rashin aikin yi, haka nan kuma rashin aikin yi ko rajista a matsayin mai neman aiki; a nan dole ne mu fayyace cewa don wannan ya zama mai inganci dole ne a yi la’akari da cewa wajibi ne a yi rijista aƙalla wata ɗaya tunda mun gama rashin aikin yi. Kari kan hakan, dole ne mu bi ka’idojin marasa aikin yi.
Wani abin buƙata shine cewa muna da wasu aiki tare da dan dangi kai tsaye, wannan yana nuna yara waɗanda shekarunsu ba su kai 26 ba ko kuma yaro mai naƙasa, ko tare da abokin aure wanda ya dogara da ma'aikacin. Don yin bayanin a bayyane, dole ne mu ambata cewa wannan tallafin tattalin arziki ba kawai ga waɗanda suke da yara ba, har ma ma'aurata, waɗanda suka yi aure bisa doka, na iya samun damar wannan tallafin idan ɗayan ma'auratan biyu suka dogara da ɗayan.
Don samun damar wannan tallafin, shi ma buƙata ce ta mu tabbatar cewa ba mu da kuɗin shiga daidai da kashi 75% na mafi ƙarancin albashi, ko fiye. Don haka idan muna da kudin shiga wanda ya wuce yuro 530,78 a kowane wata, wannan taimakon ba namu bane. Ya kamata a lura cewa wannan buƙatar ta haɗa da mai nema kai tsaye; amma da zarar an yi wannan rajistan, to abin buƙata ne cewa matsakaicin kuɗin shiga ko na duk membobin gidan bai wuce yuro 530,78 a wata ba.
Amma ga hanya don samun damar wannan taimakon, Dole ne muyi shi a cikin tsawon kwanakin kasuwanci na 15, waɗanda aka ƙidaya daga watan jira. Yana da mahimmanci mu sanya wannan wa'adin a zuciyarmu, domin idan ba mu kiyaye ba, ba za mu rasa damar neman hakan ba, amma za mu daina yin caji har na tsawon kwanaki kamar yadda ke tsakanin lokacin da aka yi da ranar neman.
Kodayake adadin da wannan yake wakilta tallafi shine yuro 426 a kowane wata, Yana da mahimmanci a tuna cewa ainihin ƙimar adadin da za mu iya tarawa daidai yake da lokacin da muka yi aiki, don haka, idan aikinmu na ƙarshe na ɗan lokaci ne, kawai za mu sami damar tattara 50% na alawus na kowane wata.
Wani mahimmin mahimmanci da za a ambata shi ne cewa za mu iya tattara wannan rashin aikin na tsawon lokaci kwatankwacin watanni 18 a matsayin cikakken lokaci, amma tsarin farko yana aiki na watanni 6; Bayan wannan dole ne mu aiwatar da sabuntawa, wanda zamu iya yi sau 2 kawai, bada jimlar watanni 18 da aka ambata.
Tallafi ga mutane sama da 45
Este Tallafin an tsara shi musamman don ma'aikatan da suka haura shekaru 45, waɗanda suka gaji da rashin aikin yi kuma ba su da ɗawainiyar iyali. Idan wannan tallafin shine wanda yafi dacewa da bukatunku, wannan shine abin da dole ne kuyi don samun damar sa.
Lokacin aikace-aikace don wannan alawus ne ranakun kasuwanci 15 Ana fara kirga su daga ƙarshen watan jira, wanda shine watan miƙa mulki tsakanin gajiyar rashin aikin yi da farkon lokacin don neman wasu tallafi. Don haka idan har muna cikin wannan lokacin, ana aiwatar da aikin tare da takaddun masu zuwa.
Dole ne ku sami wani takaddar aikace-aikacen hukuma A cikin abin da bayanin kuɗin shiga ya ƙunsa, bayanai don cire kuɗi kai tsaye, yana da mahimmanci a sami ƙaddamarwar aiki, haka kuma dole ne mu sami izini don neman bayanai daga AEAT. Za a umarce mu tare da waɗannan takaddun don gabatar da shaidar hukuma.
Da zarar mun sami takardunmu, dole ne mu gabatar da kanmu a SEPE ofishin aiki wanda shine aikin gwamnati na aikin yi na jiha. Amma don sanin lokacin da ya kamata mu nuna, yana da muhimmanci mu sanya alƙawarinmu, don a gaya mana rana da lokacin da za mu halarci takardunmu. Wata yuwuwar ita ce aiwatar da sarrafa ta hanyar gidan yanar gizon SEPE.
Tallafi ga mutane sama da 55
Abubuwan buƙatun don iya neman wannan tallafi su ne, kamar yadda sunan su ya fada, suna da shekaru sama da shekaru 55; Hakanan yana da mahimmanci kasancewar anyi mana rajista a matsayin mai neman aiki na tsawon wata daya bayan mun gama rashin aikin yi. Dole ne kuma mu yi la'akari da cewa dole ne a sanya hannu kan alƙawarin aiki.
Wani abin buƙata shine rashin samun kudin shiga wanda ya haura kashi 75% na mafi ƙarancin albashi. Kuma cewa matsakaicin kudin shiga na dangin ku bai wuce yuro 530,78 a wata ba. Dole ne kuma ya kasance nakalto saboda rashin aikin yi na mafi karancin shekaru na shekaru 6 yayin rayuwarka ta aiki. Ya kamata kuma an jera shi tsawon shekaru 15, kuma daga waɗannan, dole ne 2 ya kasance cikin shekaru 15 na ƙarshe na rayuwarta.
Lokacin da zamu iya tara wannan tallafin har sai sun isa su iya karbar fansho. Amma a kowace shekara dole ne a yi sanarwar samun kudin shiga, wannan don mu iya nuna cewa ba a wuce iyakokin da aka yarda da su ba. Ta wannan hanyar zamu iya kula da tallafinmu na lokacin da muke buƙata.
Kamar tallafin da aka ambata, ranar ƙarshe don neman wannan shine kwanaki 15 bayan watan jira. Takaddun da dole ne mu gabatar don neman wannan tallafin shine fom ɗin aikace-aikace tare da duk bayanan da ake buƙata. Takaddun shaida na mutum. Takardar shaidar cibiyar tsaro ta zamantakewar al'umma, a cikin wannan dole ne a yarda cewa lokacin alherin da ya isa don samun damar fansho ya yi ritaya.
Don haka za'a iya kammala shi gudummawar ritaya da aka bayar ta INEM, Yana da mahimmanci a sanya hannu kan yarjejeniya ta musamman tare da Babban Baitul na Tsaro na Tsaro. Ta wannan hanyar za mu iya tabbatar da cewa za mu sami duk fa'idodi kuma cewa, lokacin da ya yi ritaya, za a yi shi ta hanya mafi kyau.
Duk waɗannan abubuwan tallafi babu shakka zasu ba mu damar sanya lokutan rashin ƙasa mara kyau, musamman idan muna da aikin iyali ko kuma mun girme su. Kodayake koyaushe ana ba da shawarar ci gaba da ƙoƙarin neman aiki.