Adadin hauhawar farashin kaya na shekara-shekara a yankin na Yuro ya fadi zuwa 1% a watan Yulin wannan shekarar kuma ya kasance a matakin mafi kasa tun shekarar 2016, a cewar sabon bayanan da Eurostat ta wallafa. Ta yadda faduwar hauhawar farashi zai bude hanyar sabuwar manufar kara kuzari daga Babban Bankin Turai (ECB), wanda shugabanta, Mario Draghi, ya riga ya ambata a cikin makonnin da suka gabata. Wannan wani sabon yanayi ne wanda zai iya shafar kasuwannin daidaito daga yanzu.
A cikin weeksan makwanni lokacin da alkaluman harakokin kasa da kasa ke faduwa sakamakon tsananin yiwuwar samun koma baya a tattalin arzikin duniya. Rage ƙimar kimantawa a cikin farashin amintattun tsaro kuma a wasu lokuta tare da asara ƙasa da 5%. A lokacin da yawancin kanana da matsakaitan masu saka jari suka yanke shawarar watsar da waɗannan kadarorin kuɗi don masu aminci.
A tsakanin wannan mahallin, hauhawar hauhawar farashin shekara-shekara na iya ba da ɗan haske game da inda manufofin kuɗi za su iya motsawa a cikin watanni masu zuwa. Dukansu a gefe ɗaya da ɗayan Tekun Atlantika kuma inda masu saka hannun jari dole ne su kasance suna sane da duk abin da ke faruwa a cikin hukumomin yanke shawara. Don haɓaka wasu nau'ikan dabarun saka hannun jari wanda zasu iya sanya ribarsu ta riba tare da tabbaci na nasara. Wanne ne, bayan duk, ɗayan abubuwan fifikon ku a wannan matakin shekara.
Yawan hauhawar farashi a cikin fansho
Daya daga cikin bangarorin da suka fi dacewa wanda aka bayyana yawan hauhawar farashin kayayyaki shine karin bayani kan adadin fansho na jama'a. A wannan lokacin, an ba da shawarar cewa haɓaka a cikin waɗannan tsinkayen zamantakewar za a iya samar da su ta ƙarƙashin sau biyu. A gefe guda, tare da haɓaka shekara-shekara a cikin fansho na 0,25%, yayin da a ɗaya hannun, hauhawar 0,5% gami da hauhawar hauhawar farashi kuma ana yin la'akari da mafi kyawun harka. A kowane hali, wannan ma'aunin zai kasance da mahimmanci na musamman ga miliyoyin fansho a Spain. Inda yawan hauhawar farashin kaya zai iya taka rawar da ta dace sosai wajen ƙaruwar ta.
Ba za a iya mantawa da cewa ‘yan fansho sun ga an kara albashinsu na wata a shekarun baya ba. Amma a dawo sun ga yadda ikon saye ya ragu sakamakon hauhawar farashin rayuwa wanda aka nuna tare da bayyanar bayanai kan yawan hauhawar farashin kayayyaki. Tare da ɗan ƙunsawa daga farkon shekara kuma hakan na iya tasiri kan daidaitawar fansho na gudummawa daga yanzu. A wata ma'ana ko wata kuma ba za a san wannan a cikin zurfin ba har zuwa ƙarshen shekara.
Kirkirar albashi
Wani bangare kuma inda aka bayyana yawan hauhawar farashin kayayyaki shine a tantance albashin ma'aikata. Koda don sake dubawa na gama kai, taimako ga marasa aikin yi, da dai sauransu. da kuma cewa zasu iya ba da gudummawar ɗan ƙaramin abu game da shekarun da suka gabata. A cikin wannan ma'anar, babu wata shakka cewa ba ta da mahimmanci, amma yana da mahimmanci ga duk wakilan zamantakewar a ƙasarmu. Saboda a zahiri, yana iya faruwa cewa ƙimar rayuwa ta zama mai tsada kuma baya rama hauhawar albashin ma'aikata. Bayan wani jerin ƙarin takamaiman la'akari.
Duk da yake a ɗaya hannun, ba za mu iya mantawa a wannan lokacin ba cewa hauhawar farashin shekara-shekara yana ɓatar da ɓangare mai kyau na ƙanana da matsakaitan masu saka jari. Ba abin mamaki bane, yanayin da zai iya ɗauka daga yanzu bai fito fili ba. Kuma saboda haka an canja shi zuwa yanke shawara game da abin da za a yi a cikin daidaito ko ma tsayayyen kasuwannin samun kudin shiga. Ba su da cikakken haske a wannan lokacin inda za su sanya kansu, suna haifar da shakku da yawa game da abin da za su yi don inganta ƙididdigar asusun ajiyar su.
Ta yaya yake shafar saka hannun jari?
Wata hanyar da za a iya ba wa hauhawar farashin shekara-shekara yana da alaƙa da ayyukan ƙanana da matsakaitan masu saka jari. Saboda tabbas akwai wani abu a bayyane kuma shine cewa idan masu sayen basu da karfin saye, suma zasu sami karancin kudi don gudanar da ayyukansu a kasuwannin daidaito. Wato, za a sami karancin ruwa saboda haka motsi a cikin kasuwar hannayen jari zai shakata a kwanakin nan. A wannan ma'anar, gaskiya ne cewa wannan yanayin na iya cutar da kasuwannin hannayen jari, aƙalla a ƙasarmu.
A wani bangaren kuma, ya kamata a sani cewa yawan hauhawar farashin kayayyaki na iya zama mai matukar dacewa da yin manufar tattalin arzikin wata kasa ko yanki. A saboda wannan dalili, yana da kyau sosai cewa ƙanana da matsakaita masu saka jari suna sane da bayanan wannan yanayin tattalin arzikin don su iya yanke shawara a kasuwannin daidaito. Kodayake ba shi da cikakken yanke hukunci, idan aƙalla a kimanta shi a lokacin yin jigilar jarin gaba. Ko da don bincika idan ya fi kyau a buɗe matsayi a cikin daidaito ko akasin haka a tsayayyen ko daga madadin matsayi.
Yankuna inda za'a sanya su
Da farko, yawan hauhawar farashi shekara-shekara bai kamata ya yi tasiri ga waɗanne ɓangarorin kasuwar hada-hadar hannun jari don jagorantar ajiyarmu ba. Ba ma'anar tabbataccen bincike bane, ƙasa da ƙasa don ayyukan gida akan kasuwar jari. Idan ba haka ba, akasin haka, suna aiki ne don sarrafa wasu nau'ikan matakan tattalin arziki. Kuma a nan ne zamu juya dabarunmu zuwa saka jari daga yanzu. Tare da ainihin yiwuwar cewa dole ne mu canza jarinmu don neman mafi tsaro a cikin kadarorin kuɗi. Ba abin mamaki bane, dangantaka da rikitacciyar duniyar kuɗi koyaushe tana canzawa sosai.
Duk da yake a gefe guda, lokaci yayi kuma da za a jaddada cewa yawan hauhawar farashi zai iya nuna wani lokaci tare a cikin tattalin arzikin wata kasa. Amma dai wannan kuma su ne sauran tunani a cikin fa'idar ayyukan kamfanoni waɗanda aka jera a kasuwannin daidaito. Wannan wani bangare ne wanda ba zaku sami komai ba face ku haɗu don kada ku yi kuskure a cikin ayyukanku a kasuwar jari.
Hauhawar farashi azaman kayan bincike
A wannan ma'anar, ya kamata a yi amfani da shi azaman kayan bincike, amma ba ƙari. Shawarwarin saka jarin ku yakamata ya dogara da sigogi banda menene hauhawar farashin shekara-shekara. Kamar yadda da yawa daga manazarta harkokin kudi suka nuna. Don haka ta wannan hanyar, kuna cikin halaye mafi kyau don sa kuɗin ku ko dukiyar ku ta zama mai fa'ida. A halin yanzu da muke tafiya a cikin kwata na ƙarshe na shekara, shakkun da ke damun masu saka hannun jari suna da yawa kuma suna da bambancin yanayi kuma ɗayansu na iya zama bayanan hauhawar farashin shekara-shekara, kodayake a kan mizanin ƙasa da sauran matakan tattalin arziki.
Inda mafi mahimmanci shine sanin yadda za a zaɓi ƙimar ƙimar hannun jari daidai da sauran nau'ikan abubuwan dabaru. Yana cikin ƙarshen abin da zai ƙayyade nasara ko a'a na ayyuka a cikin kasuwannin daidaito. Sabili da haka yakamata ya zama burinku na gaba.
Juyin rayuwar shekara na farashin mabukaci
Adadin shekara-shekara na Babban farashin farashin kwastomomi (CPI) a watan Yuli shine 0,5%, kashi ɗaya bisa goma bisa waɗanda suka yi rijista a watan da ya gabata. Groupsungiyoyin da ke da tasiri mafi girma akan haɓaka cikin ƙimar shekara-shekara sune: abinci da abubuwan sha marasa giya, wanda yayi rijistar bambancin 0,9%, kashi goma bisa goma fiye da watan da ya gabata, sakamakon canjin farashin 'ya'yan itace, wanda ya fadi a wannan watan kasa da yadda suka yi a watan Yulin 2018. Sufuri, wanda ya karu da na shekara-shekara biyar goma, zuwa 0,5, XNUMX%, saboda gaskiyar cewa farashin mai da mai ya tashi a wannan watan, yayin da ya faɗi a shekarar da ta gabata.
A gefe guda, tsakanin ƙungiyoyin da ke da tasiri mara kyau, gidaje sun fita dabam, tare da bambancin -1,7%, kashi biyu cikin goma a watan Yuni. Wannan halayyar galibi ta samo asali ne daga kwanciyar hankalin farashin gas da aka yi rajista a wannan watan, idan aka kwatanta da ƙaruwar da ta gabata. Har ila yau, ya kamata a lura, kodayake a wata hanya ta daban, cewa farashin wutar lantarki ya karu a wannan watan fiye da na Yuli 2018. A gefe guda kuma, otal-otal, gidajen shan shayi da gidajen abinci, wanda farashinsa ya fadi kashi biyu cikin goma kuma ya tsaya a 2,0%, galibi sakamakon gaskiyar cewa farashin ayyukan masauki sun tashi ƙasa da wannan watan fiye da na 2018.
Dangane da Priceididdigar Farashin Kasuwancin Kasuwanci (HICP), dole ne a nuna shi a cikin sabon bayanai daga INE cewa a watan Yuli yawan bambancin shekara-shekara na HICP ya tsaya a 0,6%, daidai yake da wanda aka yi rajista a watan da ya gabata. Inda a ƙarshe, bambancin kowane wata na HICP shine -1,1%, a matsayin mafi mahimmancin mahimmanci.