Ba asiri bane cewa wannan shekara ta 2019 zata kasance mai rikitarwa sosai ga duk kasuwannin kuɗi, daidaito da tsayayyen kuɗaɗen shiga. Ana nuna wannan ta hanyar shawarar mahimman mahimmancin manazarta harkokin kuɗi waɗanda suka yi gargadin cewa wannan shekarar na iya haifar da abubuwan ban al'ajabi da yawa ga ƙanana da matsakaitan masu saka jari. A wannan ma'anar, jerin zaɓin kasuwar hannun jari ta Sifen, Ibex 35, yana farawa daga ɗayan ƙananan matakai a cikin recentan shekarun nan. Musamman, daga 8.500 maki kuma bayan an rage darajar a shekarar 2018 bai gaza 15% ba, daidai da sauran kasuwannin duniya.
A wannan ma'anar, damar saka hannun jari a cikin kasuwar hannayen jari ba ta da wani kwarin gwiwa. Ba yawa ba. Duk da cewa sashen nazarin na Bankinter ya yi la’akari da cewa "muna ci gaba da tunanin cewa ba shi da ma'ana ga kasuwannin hada-hadar hannayen jari su rufe da asara a lokacin da sakamakon kasuwanci ya fadada cikin lambobi biyu kuma tattalin arzikin duniya ke tafiyar hawainiya amma ba ya fuskantar wani koma bayan tattalin arziki." Furuci ne na fata wanda ba zai raba shi da sauran wakilan kuɗaɗen kuɗaɗen da ba su da tabbas a cikin ganewar asali suna yi ne don kasuwannin adalci a wannan shekara.
Ofaya daga cikin waɗannan ra'ayoyin ya fito ne daga masu binciken kuɗi masu zaman kansu waɗanda suka yi gargadin cewa a cikin watanni masu zuwa Ibex 35 na iya ziyartar matakai a maki 6.500. Wannan a aikace yana nufin cewa daidaiton ƙasa zai ragu cikin lambobi biyu kuma asarar zata kasance babba ga masu saka hannun jari waɗanda ke da buɗe matsayi a cikin waɗannan kadarorin kuɗi. Hanya mai banbanci wacce a bayyane yake a bayyane yake tsakanin masu shiga tsakani na kudi. Saboda haka, babban matakin da ƙanana da matsakaitan masu saka jari zasu iya ɗauka shi ne taka tsantsan da sama da sauran abubuwan fasaha.
Dabaru a cikin 2019: dama
Tabbas, babu ƙarancin muryoyin iko waɗanda ke jaddada cewa tattalin arziƙin zai tafi daidai cikin wannan shekara. Inda ƙimar darajar kuɗi ta yi ƙasa kaɗan, kuma da alama fa'idodi suna ƙaruwa a kusa da 6% da 8%. Sakamakon wannan yanayin da ake iya hangowa a kasuwannin hada-hada, yana da kyau cewa kasuwar hannun jari tana aiki sosai. Wasu manazarta harkokin kudi, irin na Bankinter, sun nuna cewa wannan sabon atisayen kasuwar hannayen jari ya kamata ya zama mai kyau ga bukatun masu saka jari, tare da sama da sama da 10%.
A gefe guda, abu daya ya bayyana a fili ga kowa, kuma wannan shine cewa a wannan lokacin masu saka jari dole ne su ayyana dabarun su don fuskantar koma baya ko ma koma bayan tattalin arziki da manazarta ke sanarwa. Ya fi kyau a yi hankali don kauce wa duk abin da ya faru a cikin rikicin tattalin arzikin da ya gabata. Inda kyakkyawan ɓangare na masu saka hannun jari suka bar Yuro da yawa a kan hanya. A wannan lokacin, ra'ayin masu sharhi game da kasuwa bai yi daidai ba, saboda haka bayyana hanyar saka hannun jari ba zai zama mai sauƙi a wannan shekara ba. Abubuwan da suke da mahimmanci kamar yakin ciniki tsakanin Amurka da China, Brexit ko nade-naden zabe kamar na Turai a watan Mayu na iya yin tasiri sosai ga ci gaban kasuwannin hada-hadar hannayen jari a bana.
Taƙaice
Ganin wannan yanayin gabaɗaya, farkon dabarun saka hannun jari don aiwatarwa dole ya ƙunshi haɓaka ayyukan saye da sayarwa kawai a cikin gajeren lokaci. Shine mafi kyawun ma'auni don karewa da adana kuɗinmu ta fuskar mawuyacin yanayi a kasuwannin daidaito na duniya. A wannan ma'anar, kyakkyawan dabarun cikin wannan aikin ya dogara da aiki tare da amintattun abubuwan da ke da ƙarfin lokaci mai ban sha'awa. Za'a iya yin motsi cikin fewan kwanakin da aka gani. Don kar a makale a cikin mukamin tsaro.
A kowace shekara, wannan ba shekara ce ta yadda ake yin ta ba ayyuka masu ɗorewa sosai. Sai dai idan za su same su a mafi yawan rayuwarmu, kamar yadda iyayenmu ko kakanninmu suka yi a wasu lokutan. Inda ya kasance kadarar kuɗi wacce ta kasance wani ɓangare na gado. Da kyau, wannan ba shine mafi dacewa lokacin tsayawa a cikin waɗannan motsi ba saboda suna iya tsada sosai. Musamman idan akwai buƙatun ruwa a wani lokaci ko wani.
Nemi manyan hannayen jari
Wannan kuma ba shine lokacin gwaji da ƙananan hannun jari ba. Daga cikin wasu dalilai na mahimmanci na musamman, saboda su ne waɗanda ke gabatar da a mafi girma volatility a cikin daidaiton farashin su. Fiye da wasu abubuwan fasaha na tsaro na kansu. Don haka ya fi dacewa a yi niyya ga manyan ƙididdigar ƙididdigar adalci. Ba wai za su fi kyau ba, amma za su samar da tsaro sosai ga ƙanana da matsakaitan masu saka jari.
A gefe guda, tare da manyan iyakoki koyaushe zai zama sauƙi a gare ku don samun dawowa cikin farashin su. Wani abu da yake kashe kuɗi fiye da ƙanƙani a cikin ƙananan kamfanoni da ƙananan kamfanoni tunda a wasu yanayi ma basu isa waɗancan matakan ba. A cikin fewan shekarun da suka gabata akwai misalai marasa adadi waɗanda ke haskaka wannan yanayin na musamman. Don haka wannan wani dalili ne na zaɓar manyan hannayen jari akan musayar hannun jari na ƙasa ko na duniya. Ba a banza ba, koyaushe zaku sami kariya kuma sama da duka a lokacin mafi girman rashin kwanciyar hankali a kasuwar hannun jari.
Aiwatar da umarnin hanawa
Sanya cikin umarnin sayan ku wani umarni da ake kira asarar tasha ba zai zama abu mai karancin mahimmanci ba a cikin shekara mai rikitarwa kamar yadda ake tsammanin zai zama wannan 2019. A wannan ma'anar, bada kariya don kare bukatunku a matsayin ƙaramin matsakaici da saka jari. Don dalilai mai sauƙi don bayyana kuma wannan ya ƙunshi ku kawai kuna da asarar da zaku iya ɗauka bisa laákari da bukatun ku. Ta wannan hanyar, zaku guji samun ƙoshin ƙarfi a cikin bayanin kuɗin ku.
Don aiwatar da wannan umarnin na iyakance asarar kawai zai zama dole kawai ku fallasa zuwa wane matakin farashin da zaku iya rike cikin faduwa a kasuwannin daidaito. Matakin ne mai matukar tasiri wanda zai taimaka muku adana jarin ku na saka hannun jari sama da sauran abubuwan fasaha. Bugu da kari, ana iya amfani da shi ta kowane karamin da matsakaitan mai saka jari ba tare da samun tsadar tattalin arziki ba ko a matsayin kwamitocin. An buɗe wa kowane irin dabaru a cikin ɓangaren saka hannun jari.
Kada a kwashe ku da fansa
A cikin wannan shekarar, adadi kamar yadda ya dace kamar sake dawowa a kasuwar hada-hadar hannun jari zai kasance da haɗari musamman. Domin zaku iya fadawa cikin wadannan tarkunan da kasuwannin hadahadar suka bayar kuma kuyi siye-sayen da zaku iya nadama bayan 'yan tattaunawar kasuwanci. Saboda banbanci tsakanin nakalto farashin da farashin sayan yana iya zama mai nisa. Wannan shine ɗayan mafi haɗarin haɗari wanda za'a fallasa ku a cikin wannan shekara mai rikitarwa don samun riba mai fa'ida tare da wannan rukunin kadarorin kuɗin.
A gefe guda, ba za ku iya mantawa da sake dawowa cikin tafiyar matakai dole ne a yi amfani da su don akasin haka. Wato, don sauƙaƙe fayil ɗin kaɗan kaɗan. Babu wani abu kuma saboda zaku iya samun kanku yanayi ne da ba'a so sosai kuma hakan na iya haifar da kasancewar babban birnin ku cikin haɗari. Wannan wani abu ne da ya kamata ku saba dashi a cikin watanni masu zuwa. Saboda babu wata shakka cewa zai kasance ɗayan manyan jarabawowi dole ku shiga matsayi a cikin kasuwannin daidaito.
Nisantar abubuwan da suka fi sabani
A kowane hali, kuma idan da kowane dalili kuna son aiwatar da ayyuka a kasuwar jari a cikin wannan shekarar, bai kamata ku zaɓi mafi haɗarin tsaro don aiki ba. Ba abin mamaki ba ne, an ƙaddara muku ci gaba da jerin ayyukan da za ku iya nadama a cikin kankanin lokaci. Don ba ku cikakken ra'ayi game da wannan yanayin, babu abin da ya fi kyau a ba da misali abin da ya faru a cikin shekarar da ta gabata tare da Dia. Rabon ya tashi daga Yuro 4 zuwa matakin Yuro 0,30. Ba lallai bane ku maimaita wannan aikin.
Da kyau, a wannan shekara ba zai zama abin ban mamaki ba cewa irin wannan ayyukan a wasu hannun jari an maimaita su. Sabili da haka, ya kamata ku fi mai da hankali sosai ga alamun rauni a cikin waɗannan kamfanonin da aka jera a kasuwannin kuɗi. Bayan ƙididdigar fasaha kuma watakila ma daga mahimman ra'ayi. Ba abin mamaki bane, wannan zai kasance shekara guda cike da manyan damuwa. Kuma kodayake za a sami damar kasuwanci, amma ba ƙaramin gaskiya ba ne cewa za a sami hadarurruka da yawa a kasuwar hannayen jari, na ƙasa da wajen iyakokinmu.
A kowane hali, kuma a taƙaice, tsantseni ya kamata ya zama babban abin da ke raba duk ayyukanka a kasuwannin kuɗi. Inda babu shakka lokuta da yawa masu wahala zasu zo don ƙanana da matsakaitan masu saka jari. Inda maɓallin zai kasance don yin mistakesan kuskure kamar yadda zai yiwu kuma saboda wannan dole ne ku guji wasu ayyuka a cikin kasuwannin daidaito. Bayan duk wannan, wannan shine abin da ke jiran ku a cikin watanni masu zuwa.