Daya daga cikin dabarun da kananan masu matsakaita da masu matsakaitan jari za su samu domin samun damar tara abin da suke tarawa ba tare da daukar hadari ba shi ne danganta kudaden ajiya na banki da ke cikin kudin Turai, Eurostoxx 35. Wannan salon saka jari yana da fa'idar da ku zai kasance koyaushe tabbataccen jari bayar da gudummawa ga wannan samfurin kuɗin kuma tare da yiwuwar samun sha'awa akan su. Kasancewa a cikin wasu bankunan da ke aiki a cikin ƙasarmu.
Wannan rukunin ƙaddamarwa yana buƙatar buƙatu na asali kuma wannan ba wani bane face ƙididdigar hannun jari don cimma matakin ƙimar sa. Idan ba a sami wannan ba, mafi ƙarancin aiki za a cimma, wanda shine ƙasa da 0,5%. A tabbatacce kuma tabbatacciyar hanya duk abin da ya faru a kasuwannin daidaito. Ta wannan hanyar, za a tabbatar da tanadi a cikin yanayi mara kyau don saka hannun jari.
A gefe guda, samfurin adanawa ne wanda aka yi niyya don cikakken bayanin martaba na masu saka hannun jari. Tare da samfurin mai amfani mai kariya wanda ya sanya kiyaye babban birninta farko sama da sauran ƙarin tsauraran ra'ayi. Ko da kuwa yana cikin farashin bayar da haɓaka mai yiwuwa a cikin ƙimar Turai. Domin ba za mu iya mantawa da cewa mafi yawan kuɗin ruwa a wannan nau'in ajiya shine 5%.
Eurostoxx 50: hauhawar farashi
Wannan samfurin kuɗin yana da halin saboda kwangilar sa ba ya ɗaukar kowane irin kwamitocin da sauran kashe kuɗaɗen gudanarwa da kulawa. Duk da yake a gefe guda, yana da lokacin ƙarewa wato kusan watanni 24 da 36. An higherari mafi girma fiye da yadda aka sanya ƙarin al'ada da kuma cewa a kowane yanayi ba a yarda da soke wani bangare ko duka ba. Wannan babban rashi ne wanda masu ajiya ke dashi tunda ba zasu iya samun kuɗin su na dogon lokaci ba. Saboda haka, ba za a sami wani zaɓi ba sai dai jira don ƙarewar sa. A cikin ɗayan inuwar wannan samfurin kuɗi na musamman.
A gefe guda, ya kamata kuma a tuna cewa waɗannan ajiyar kuɗin suna da mafi ƙarancin adadi don saka hannun jari. Kimanin euro 5.000 da 10.000, ba tare da samun damar sabunta su ta kowace hanya ba tunda su samfuran da basu da cigaba a tsawon lokaci. Kasancewa, a cikin kowane hali, ɗayan alamun alamun waɗannan samfuran tanadi na musamman da na zamani. A matsayin mafi mahimmancin ra'ayin mazan jiya don sanya hannun jari kai tsaye a cikin kasuwannin daidaito, a wannan yanayin yana da alaƙa da tsohuwar alamar nahiyar, Eurostoxx 50.
Mene ne amfaninta?
Adana jari na hannun jari shine ɗayan mahimman abubuwan tallafi na waɗannan kayan banki. Domin ta wannan hanyar yana yiwuwa a kawar da asara a kasuwar hada-hadar hannayen jari. Duk da yake a ɗaya hannun, yana yiwuwa a samar da mafi girma saka jari tunda ba'a ƙulla ƙimar ɗaya ko fiye na canjin canji ba. Idan ba haka ba, akasin haka, ana aiwatar da wannan aikin akan ɗayan mahimman ƙididdigar kasuwar kasuwar hannun jari ta Turai. Inda 50 yawancin wakilai a Turai ke hade.
Wani babban fa'idar sa shine cewa ba lallai ba ne a sanya kuɗi da yawa. Amma akasin haka, ya isa hakan adadin da basu da yawa ga dukkan gidaje. Bugu da kari, a cikin wasu shari'o'in ana hada su da wasu kadarorin kudi daga tsayayyen kudin shiga kuma wannan shine dalilin da yasa koyaushe akwai tabbataccen tabbataccen dawowa a karshen balagar su. Ba tare da kwamitocin da sauran kashe kuɗaɗen gudanarwa ba wanda ke da siye da siyar da hannun jari a kasuwar hannun jari. Ga nau'ikan mai amfani wanda ba ya amfani da saka hannun jarin kuɗin sa a cikin abubuwan daidaito.
Inuwar wannan lokacin ajiyar
Gaskiya ne cewa ba duka fitilu bane a cikin ajiyar da aka danganta da Eurstoxx 50, amma akwai wasu bangarorin marasa kyau da za'ayi la'akari dasu a kwangilar su. Ofayan mafi dacewa shine wanda yake da alaƙa da shi asara tana da iyaka hakan za'a iya samar dashi a cikin wannan kasuwar kasuwancin na Turai. Fiye da wasu lamuran yanayi na fasaha kuma daga mahangar tushenta.
Duk da yake akasin haka, akwai wasu samfuran waɗannan halayen waɗanda ke da alaƙa da wasu alamun ƙididdigar ƙasashen duniya. Misali, a cikin mafi wakilcin tattalin arzikin duniya: "Ibex-35 "," Eurostoxx-50 "," Dax "," Dow Jones "," Nasdaq Composite "," S&P " ko "Nikkei”. Za'a iya ɗaukar su bisa la'akari da fifikon masu saka hannun jari ko kuma alamun da suke karɓa daga ma'aikatar kuɗi inda zasu ɗauke su aiki. Wasu an kera su ne musamman don bayanan martaba na ra'ayin mazan jiya, yayin da wasu ke nunawa ga masu sa hannun jari, wanda ke haifar da wani haɗari a cikin hayarsu.
Tare da tayi daban-daban
Wannan bambancin a cikin tayin yana nufin cewa za'a iya samun zaɓi mai yawa na tsaro a cikin kasuwar waɗanda aka lissafa a cikin manyan kasuwannin hannun jari na duniya, daga “shuɗi-shuɗi”Daga kudin shiga na kasa (Endesa, Iberdrola, BBVA, Santander da Telefónica) zuwa wasu ba su san matsakaita mai saka jari kamar Faransanci, Jamusanci ko ma ƙimar Italiyanci. A kowane hali, wannan ajiyar ajiyar lokaci yana dogara ne akan kwandunan amintattu dangane da kamfanoni na dacewar musamman. Tare da babban girma na haɓakawa kuma wannan ya kasance tushen tushe ga duk ƙanana da matsakaitan masu saka jari.
Don haka ta wannan hanyar, ba za a iya haifar da asara mai yawa a cikin jarin saka hannun jari ba ko kuma aƙalla sun iyakance. Inda babban tasirin sa shine ƙunshe da ragin yiwuwar rage ƙima da za'a iya samarwa a cikin wannan nau'in kasuwannin daidaito. A matsayin maki na bambance-bambancen dangane da karin ajiyar banki da aka fi sani kuma babu yadda za a yi da sanya wasu kwamitocin da sauran kudaden gudanarwar su. Don haka cewa daga yanzu saka hannun jari a kasuwar hannayen jari ya fi sauƙi fiye da ayyukan kai tsaye na saye da sayarwar hannun jari.