Idan har masu saka hannun jari ba su zubar da matsayinsu ba kawo yanzu, ba su da wani zabi illa su jimre ruwan sama. Amma a wadannan matakan ba batun sauya dabarun saka jari bane. Kawai bambanta lokacin tsayawa, zuwa daga gajere zuwa matsakaici kuma musamman dogon lokaci. A matsayin allurar rigakafin hana mu samun babbar asara a cikin jakar kuɗin tsaro. Inda yake bayyana karara cewa babu dabi'un mafaka a kasuwannin daidaito. Dukansu suna ƙarƙashin matsin lamba na sayarwa da ba a taɓa gani ba a cikin shekarun da suka gabata.
A cikin wannan mummunan hangen nesan, galibin kanana da matsakaitan masu saka jari suna mamakin abin da ya kamata su yi a wannan daidai lokacin. Da firgita game da kwayar cutar ya kara karfi sosai cikin kasuwannin hada-hadar kasa da kasa. Abubuwan da aka zaɓa na kasuwar hannun jari ta ƙasa sun ragu da kusan kashi 35% kuma yana ɗaya daga cikin ƙididdigar da wannan sabon yanayin ya shafa. Yayin da kasuwannin hannayen jari na Amurka suka kara takaita asarar su, tare da faduwar kashi 27%. Amma tsoron da ke tsakanin masu amfani da hannayen jarin shi ne, abubuwa na iya yin muni daga yanzu.
A kowane hali, duk masanan harkokin kuɗi sun yarda da wani bangare: ba yanke shawara ba za mu iya yin nadama a cikin 'yan watanni. A kowane hali, tasirin kai tsaye da masu saka hannun jari za su ji shine mafi girman rashin ruwa sakamakon rashin rufe matsayinsu akan kasuwar hannayen jari. A gefe guda, ba za a iya yanke hukunci ba cewa mafi yawan masu saka hannun jari sun zaɓi shawarar buɗe matsayi daga haɗari da dabarun faɗa. Saboda haka, akwai matsaloli da yawa waɗanda suke buɗewa daga yanzu. A cikin abin da ke ƙunshe da amsa mai sarkakiya da masu amfani za su ɗauka.
An dakatar da gajerun tallace-tallace
Hukumar Kasuwancin Tsaro ta Kasa (CNMV) ta sanar a wannan Alhamis din cewa a wannan rana ta Juma’ar nan, za a hana cin gajeren tallace-tallace a kan hannayen jarin kamfanoni 69 bayan faduwar da aka nuna a kasuwannin hannayen jari saboda tsananin abin da ya faru na sabuwar coronavirus. Musamman, mai kula da kasuwar ya ba da rahoto da yammacin Alhamis cewa wannan shawarar za ta shafi duk hannun jarin ruwa wanda farashinsa ya faɗi da fiye da 10% yayin zaman a wannan Alhamis da duka hannun jari mara kyau waɗanda suka yi rajistar faɗuwa fiye da 20%.
Resolutionudurin da aka zartar ya fara aiki tare da tasiri nan take daga buga shi akan gidan yanar gizon CNMV. An yanke shawarar ne daidai da Mataki na 23 na Dokar (EU) 236/2012 na Majalisar Tarayyar Turai da na Majalisar, wanda ke ba wa masu iko na ƙasa ikon taƙaita ɗan gajeren lokaci na ɗan lokaci idan har aka sami ragi sosai a farashinsa.
An yi la'akari da yarjejeniyar ta la'akari da sauyin kasuwannin hannayen jari a cikin yanayin halin da cutar ta COVID-19 ta kirkira, wadanda suka yi rijistar faduwar gaske a farashin hannayen jarin Turai (-14,06% akan IBEX 35) tare da yawa ƙididdigar da ta wuce ƙimar yawan bambancin da aka haɗa a cikin ƙa'idar da aka ambata a sama (EU) 236/2012 da ƙa'idodinta aiwatarwa. Hakanan, haɗarin cewa a cikin fewan kwanaki masu zuwa ana iya kasancewa ƙungiyoyin farashi marasa tsari a cikin kasuwar jari ta Turai, gami da Sifen. Shortananan tallace-tallace sune waɗanda aka bayyana a cikin labarin 2.1.b na ƙa'idar da aka ambata (EU) 236/2012.
Daidai a cikin waɗannan kwanakin, yawancin cinikayyar ƙasa da ƙasa an yi musu hari ta hanyar cinikin bashi kuma hakan ya zuwa wani lokaci suna da alhakin mummunan faɗuwar waɗannan makonni, kuma musamman ma na wannan Alhamis ɗin da aka bar kusan 15%.
Firgicin kasuwar hannun jari: jira ka jira
Dokar mafi hikima da masana harkar kuɗi suka ba da shawara ita ce, dole ne ka jure wa guguwar da ake fuskanta a kasuwannin daidaito. A wannan lokacin ba mu da wani zaɓi sai dai mu ɗauki wannan gaskiyar kuma mu jira yanayin ya canza a cikin lokaci mafi sauri. A wannan ma'anar, ɗayan nasihun ga mutanen da za su sayar da hannun jarinsu shi ne cewa ba a tsara su "a farashin kasuwa" ba. Saboda ana iya kashe su a farashin da ba shi da kyau don amfanin masu amfani da hannun jari. Dalilin shine saboda tsananin canjin da kasuwannin daidaito ke fuskanta. Tare da oscillations cewa isa har zuwa 10% a cikin wannan zaman ciniki.
A gefe guda, ya kamata ku nisanci gajerun kalmomi inda koyaushe kuna da komai don rasawa saboda ƙananan farashin duk hannun jari akan kasuwar hannayen jari. Saboda haka, mafita ta wuce canza dabarun saka jari don shiryar da shi zuwa shekaru da yawa da aka gani. Amma wannan bazai yiwu ga wasu masu saka hannun jari ba saboda dalilai daban-daban: rashin ruwa, biyan gaggawa, bashi ko wani abin da ya faru na cikin gida. A waɗannan yanayin, maganin zai zama mai rikitarwa sosai tunda babu wata mafita face yin mummunan aiki daga yanzu.
Masu saka jari tare da hannun jari
Zai fi kyau ga masu amfani waɗanda suke da cikakken ruwa a cikin asusun ajiyar su. Saboda ana iya samun su tare da damar kasuwancin na ainihi ta hanyar miƙa farashin farashin hannun jari waɗanda za a iya ɗaukar su a matsayin kyawawa na gaske. Tare da ragi idan aka kwatanta da 'yan makonnin da suka gabata tsakanin 30% da 40%. Santander yayi kasuwanci sama da Euro biyu, Telefónica kusan Euro 4 da kuma Repsol a Yuro 7, don ambata wasu 'yan misalai masu dacewa.
A wannan yanayin, ana tabbatar da fa'idodi na saka hannun jari. Zai yiwu ba a cikin gajeren lokaci ba, amma a cikin matsakaici kuma musamman dogon lokaci. Zuwa ga cewa a wasu yanayi yana iya lanƙwasa ko ma riba uku na saka hannun jari. Kamar yadda kyakkyawan ɓangare na manazarta a cikin kasuwannin daidaito ke faɗi, bai kamata a kusanci waɗannan ayyukan azaman hasashe ba, amma a matsayin saka hannun jari. Bayan duk wannan, ainihin ma'anar waɗannan ƙungiyoyi a cikin manyan kasuwannin. Kuma a wannan ma'anar, dama ce mai kyau don siyan hannun jari a kasuwar jari kuma duk da cewa suna iya ci gaba da faɗuwa a cikin kwanaki masu zuwa ko makonni masu zuwa.
Shin babban abin isowa ya iso?
Ofaya daga cikin maɓallan kafa tsarin da za a bi shine sanin lokacin ɗaukar hoto. Domin zai zama muguwar magana a cikin kasuwannin adalci da lokacin da farashin hannayen jari suka fara tashi. Da alama mun riga mun kusanci waɗannan matakan ko ƙila ba za mu jira dogon lokaci ba. A wannan yanayin gabaɗaya, amintattun yawon buɗe ido suna kasuwanci akan farashi masu ban mamaki, suna yin rangwame mafi munin yanayi. Sabili da haka, suna iya kasancewa waɗanda ke da mafi girman murmurewa kuma tare da damar godiya wanda shine ɗayan mafi ban mamaki a cikin shekarun da suka gabata.
Duk da yake a ɗaya hannun, lokacin haɓaka kuɗi na iya haɗuwa tare da faɗuwar farashi har zuwa 10%. A matsayin gabatarwar ƙarshe zuwa ɗayan manyan faduwa a cikin tarihin kasuwannin daidaito a duniya. Kuma wannan na iya ɗaukar Ibex 35 zuwa matakan kusa da maki 5000, Wato, tare da gyara 50% akan farashin a ƙarshen Fabrairu. Wanne kuɗi ne ƙanana da matsakaita masu saka jari waɗanda suka rasa mukamansu a cikin waɗannan kwanaki masu wahala don 'yan ƙasa duka za su rasa. Ta hanyar wani yanayin da ba a taba gani ba kuma ba wanda ya dogara da shi makonni kadan da suka gabata.
Haɗarin samfuran baya
Mafi kyawun dabarun saka hannun jari don amfani da wannan mummunan yanayin azabar shine samfuran samfuran. Dukansu a cikin siye da siyar hannun jari akan kasuwar hannun jari, kamar yadda a cikin wasu sifofin kuɗi: kudaden saka jari, CFDs, don haka garantin, daga cikin mafi dacewa. Amma tare da mummunan haɗari ya isa waɗannan matakan a cikin ƙididdigar saboda canjin yanayin yana iya faruwa a kowane lokaci. A wannan ma'anar, yana da haɗari sosai don ɗaukar matsayi a cikin wannan samfurin saboda a ƙarshe sakamakon na iya zama ba a so. Idan ba haka ba, akasin haka, a ƙarshe zai iya haifar da matsaloli fiye da fa'ida.
Ba za a iya mantawa da cewa samfuran kishiya su ne tsarin saka jari wanda ke haɓaka fa'ida cikin kadarorin kuɗi. Sabili da haka zaku iya samun kuɗi mai yawa a kowane ɗawainiyar, kodayake kuma kuna iya barin euro da yawa a cikin kasuwannin daidaito. Tare da iyakokin da ke tsakanin 10% da 20% a cikin zaman ciniki ɗaya kuma wannan an keɓe su ne kawai ga masu saka jari tare da ingantaccen bayanin martaba kuma musamman inda hasashe ya kasance idan aka kwatanta da sauran dabarun saka hannun jari. Daidai ne awannan zamanin cewa tallace-tallace ta kai hari akan yawancin hannun jari na ƙasa akan bashi.