Wannan watan zai shiga cikin tarihi saboda an jawo shi hannun jari zuwa mafi ƙarancin lokaci a cikin recentan shekarun nan. Inda farashinta ya kasance a matakan yuro 7 akan kowane rabo bayan an rage darajar shi daga matakan yuro 9. Tare da ragi kusan 20% a cikin wannan lokacin, wani abu da babu a cikin 'yan shekarun nan. Na musamman ne, tunda ana ɗaukar Telefónica ɗaya daga cikin ƙididdigar ƙaƙƙarfan martaba a cikin zaɓin zaɓin Mutanen Espanya, Ibex 35. Amma menene ya faru da gaske ga mai ba da sabis na sadarwa na masu saka jari?
Gaskiyar cewa an sanya tallace-tallace a bayyane akan sayayya saboda gaskiyar cewa yanayin fasaharsu ya lalace sosai. Bayan karya mahimmin tallafi Ina da Yuro 9,10. Har zuwa batun cewa rafin sayarwa ya yi amfani da wannan yanayin. Don isa matakan farashin yanzu kuma hakan na iya zama matakin shigarwa don samun riba mai riba daga yanzu.
Koyaya, akwai majeure mai karfi don bayyana abin da ke faruwa tare da Telefónica a wannan daidai lokacin. Hakan ya faru ne saboda aiwatar da wasu kudaden saka hannun jari waɗanda suka yi tura farashin ƙasa da nufin shigar da matsayinsu a farashi mai fa'ida fiye da haka. A wannan ma'anar, aiwatar da waɗannan masu shiga tsakani na kuɗi na iya ba da ƙarin haske game da abin da dabarun saka hannun jarinku zai kasance a cikin kwanaki masu zuwa.
Telefónica: ya taɓa ƙasa?
A ra'ayin babban ɓangare na manazarta harkokin kuɗi, farashin hannun jari na iya kaiwa ƙasa. Koyaya, maɓallin zai kasance don girmama sabon tallafi, wanda yake yana da kyau sosai kimanin euro 7 aikin. Idan tana tallafawa, ba za a iya yanke hukuncin cewa zai koma matsayinsa na farashi a watannin baya ba, ko ma kokarin kusantar Euro 10. A kowane hali, a waɗannan farashin na yanzu, komai yana nuna cewa wannan ƙimar dama ce ta kasuwanci. Aƙalla a cikin matsakaici da dogon lokaci, wanda shine lokacin dacewa mai ɗorewa don sanya saka hannun jari a cikin wannan mahimmancin darajar canjin canji na ƙasa.
A gefe guda, ba za a iya mantawa da cewa kamfanin sadarwa na ɗaya daga cikin ƙimar martaba a cikin rarrabawa ba rarar kudi ga masu hannun jari. Tare da tabbataccen dawowa kuma kai mai kariya ne. Ba abin mamaki bane, suna da tsayayyen kudin shiga a cikin canji kuma tare da yawan amfanin ƙasa sama da manyan kayan da aka tanada don tanadi. Misali, ajiyar kuɗi na ƙayyadaddun lokaci, asusun masu karɓar kuɗi ko ma shaidu na ƙasa. Inda a kowane yanayi fa'idar 1% ba ta wuce ta da yawa, koda daga wasu samfuran fa'ida har zuwa aan shekarun da suka gabata.
Kula da kuɗi
Ala kulli halin, watan Satumba ya bayyana babbar rawar da kuɗaɗen saka hannun jari suka taka wajen kawo hannun jarinsu zuwa matakan farashin su na yanzu. Akwai abubuwa da yawa cewa waɗannan kuɗin suna cikin haɗari kuma a halin yanzu suna sha'awar cewa farashin Telefónica yayi ƙasa ƙwarai kuma a matakan da ba a gani ba a recentan shekarun nan. Daga wannan hangen nesa, akwai ƙarin abin da za ku iya samu fiye da asara. Ba abin mamaki bane, manazarta suna tunanin cewa ya riga ya samu dan tafiya kasa kadan. Har zuwa cewa yana iya zama abun saye.
A wani tsari na abubuwa, idan zaku jagoranci ayyukan dogon lokaci, ba za ku sami matsaloli da yawa ba ta yadda a wani lokaci ayyukanku za su iya isa euro 9 ko 10 ko ma mafi girma a matakansa. A wasu kalmomin, tare da ƙimar darajar kusan 30%. Duk da cewa a cikin mafi kankanin lokaci babu wata tantama cewa an shigar da sauyi a cikin samuwar farashin su. Inda zai iya ci gaba da ba da ƙima fiye da ɗaya, musamman ma idan kasuwannin hada-hadar kuɗi suka canza yanayin kuma sayarwar yanzu ta kasance tsakanin masu saka hannun jari. Tare da tsananin sananne sosai har yanzu.
Ba kyakkyawan sakamako bane
Wani yanayin da zai iya bayyana wannan gagarumar koma baya a hannun jarin Telefónica shi ne, sakamakon kasuwancinsa ya ɓata wa masu yawa rai rai. Layin kasuwancin su baya amsawa tsammanin halitta tun farkon. Kuma wannan yana bayanin dalilin da yasa hannun jarin ya fadi saboda tsoron kada ribar kamfanin ta iya wahala a makwabai masu zuwa. A takaice dai, waɗannan ba sakamakon kasuwanci bane waɗanda ƙanana da matsakaitan masu saka jari suka so.
Matsaloli a cikin tattalin arziƙin da ke tasowa wani mahimmin abu ne don bayyana wannan faɗuwar darajar cikin ƙimar mai gudanarwar ƙasa. Saboda a zahiri, matsalolin ƙasashen Amurka na iya cutar da Telefónica ƙwarai a cikin manufofinta na gajere da matsakaici. A wannan ma'anar, sabon sa sakamakon kasuwanci suna nuna wata karamar nakasa a cikin asusun su sakamakon wasu dalilan da muka ambata a sama.
Sami 8,6% fiye da na 2017
A cikin kowane hali, dole ne a jaddada cewa mai ba da sabis na ƙasa ya sami ribar riba ta Euro miliyan 1.739 a farkon rabin shekarar, wanda ke wakiltar kashi 8,6% fiye da na daidai lokacin a bara. Duk wannan duk da faduwa cikin kudin shiga saboda tasirin kuɗaɗen kuɗi, da kuma cewa sun yi wasa da bukatun Telefónica.
Akasin haka, bashin bashi - ɗayan mafi girman haɗarinsa - ya tsaya a miliyan 43.593 a wannan lokacin. Wannan yana nuna cewa yakai kimanin kashi 10% kasa da shekara guda da ta gabata. Kodayake bayanan da suka fi dacewa shi ne cewa ya rage bashinsa a karo na biyar a jere kwata-kwata, kodayake bai yi tasiri sosai kan farashin hannun jarinsa ba. Inda Spain ta kasance kasuwa ta farko ga kamfanin tarho kuma lamari ne da yakamata masu saka jari suyi la'akari dashi don samun ribar ajiyar su ta 'yan shekaru masu zuwa.