Samun kuɗin kasuwar hannun jari shine albashi samu daga ayyuka a kasuwannin kuɗi. Bambanci ne da aka samar tsakanin farashin siye da farashin siyarwa. Koyaya, waɗannan fa'idodin ba su da yawa kamar yadda wasu ƙanana da matsakaitan masu saka jari ke iya ƙirƙirawa. Saboda a zahiri, wannan adadin zai zama an yiwa rangwame duka kwamitocin da kashe kuɗaɗen gudanarwa da kuma kiyayewa cewa waɗannan ƙungiyoyi babu shakka suna faruwa. Ba tare da manta da harajin da harajin da ayyuka zasu samu ba wanda ya danganta da halayen mai biyan haraji zai sami sakamako ɗaya ko wani. Don haka, wasu abubuwa na nau'ikan nau'ikan dole ne a sami ragi daga ribar babban birnin da aka samar a kasuwannin daidaito.
A kowane hali, shine burin da duk masu saka hannun jari ke muradi, ba tare da togiya ba. Kuma mafi girman dukiyar da aka samu, shine mafi kyau don bukatunku. Ko menene kalmar wanda aka sanya jarin ku zuwa: gajere, matsakaici ko tsayi. Kamar bayanin martaba da kuka gabatar a matsayin ɗan kasuwa, ma'ana, mai zafin rai, matsakaici ko mai ra'ayin mazan jiya. Duk hanyoyi cikin saka hannun jari suna haifar da samun kuɗi. A wannan ma'anar, babu yiwuwar gajerun hanyoyi kuma yana daga cikin manyan dabaru don haɓaka dukiyar ku ko ta iyali.
A cikin wannan yanayin gabaɗaya, gaskiya ne cewa a lokuta da yawa baku san abin da za ku yi da ribar jari ba kuma ko da kuwa baƙon abu ne yana iya haifar muku da wata matsala ta gudanar da ajiyar ku. Fiye da sauran ƙididdigar fasaha har ma daga mahimman ra'ayi wanda kasuwannin daidaito suka gabatar. Ba abin mamaki bane, yana da mahimmanci a sarrafa ribar kuɗi kuma saboda wannan waɗannan nasihun da zamu fallasa a ƙasa ana nufin su. Don haka ta wannan hanyar, kuna cikin mafi kyawun halaye zuwa balanceara ma'aunin asusun ku daga yanzu. Wanne ne a ƙarshen rana abin da yake, kamar yadda kuka sani sosai.
Babban riba: sake saka su cikin kasuwar hannun jari
Dabara ta farko da zaku iya amfani da ita daga yanzu shine mafi mahimmanci na duka kuma yana iya zama mai saurin tashin hankali. Asali ya ƙunshi waɗannan fa'idodin kasancewa wani ɓangare na sabon babban birnin don saka hannun jari. Don haka ta wannan hanyar, zaku iya haɓaka ikon ku don samar da riba a cikin saya da sayar da hannayen jari a kasuwar hannayen jari. Ana iya aiwatar da wannan aikin ta hanyoyi da yawa kuma ɗayansu ya dogara ne akan saka hannun jari cikin sabbin saka hannun jari. Gaskiya ne cewa ba zaku ci moriyar ribar ba, amma a dawo zaku sami dama mafi kyau na haɓaka dukiyar ku.
Wani dabarun da zaku iya amfani dasu daga wannan lokacin shine ku kasance cikin matsayin ku. Wato, kada ku sayar da hannun jari don haka zaka iya ci gaba da samun kudin shiga har ma fiye da haka. Koyaya, wannan tsarin yana ɗauke da haɗarin ɓoye kuma ɗayan waɗanda ake zargi shine cewa sa'a na iya canzawa a kowane lokaci. Zuwa ga yanayin da yanayin ya juya kuma har ma kuna zuwa halin da ba haka ba, ma'ana, kuna rasa kuɗi. A kowane hali, haɗari ne cewa dole ne kuyi aiki ta hanyar ɗaukar irin wannan martaba na mai son saka jari. Kodayake a cikin dogon lokaci, tabbas za ku yi nasara a wannan gwagwarmaya da kuke da kasuwannin kuɗi.
Ji dadin riba da sauri
Koyaya, mafi sauki maganin da kuke da shi a hannu shine siyar da hannun jari. zuwa kyakkyawan canji don haka zaku iya jin daɗin ribar babban birnin. Bayar da kanku wata yar gutsuri tsoma, yin balaguro zuwa ƙasashen waje ko kawai biyan bukatun mabukaci. Amfanin wannan dabarun shine koyaushe zai kasance mai iya gani ko menene iri ɗaya zaka sami lada don aikin saka hannun jari. Ba abin mamaki bane, shine mafi kyawun ƙwarewa ga ƙanana da matsakaitan masu saka jari da fiye da sauran abubuwan la'akari. Domin a ƙarshen rana kuɗi shine jin daɗi kuma jaka kayan aiki ne don cimma nasarar waɗannan buƙatun da ake so.
A gefe guda, ba za ku iya mantawa ko'ina don siyar da hannun jari a mafi kyawun canjin canjin a kasuwannin kuɗaɗe ba. Ana samun wannan ta hanyar yin tallace-tallace tare da farashin da kuka bayar, wanda ya fi dacewa da ku a kowane lokaci. Sama da abin da ake kira farashin kasuwa wannan koyaushe yana iyakance aiki, kamar yadda ku kanku kuka sani. Ba abin mamaki bane, hanya ce ta hanzarta samun babbar riba kaɗan. Musamman idan ya zo ga ayyukan da ake aiwatarwa cikin kankanin lokaci. Inda bambanci tsakanin farashin sayan da farashin sayarwa kusan koyaushe ƙasa yake.
Anauki matsakaici matsayi
A kasuwar hannun jari, ba komai ne yake da fari da fari ba akwai fadi da kewayon inuwa cewa zaku iya amfani da ku don sarrafa ribar babban birnin da aka samu a kasuwannin daidaito. Daga cikin su, ɗayan gama gari shi ne wanda ke nufin rarraba fa'idodi daidai gwargwado ga dabarun da aka fallasa a baya. Wato, zaku iya keɓe rabin adadin don son zuciyarku ko don haɓaka tallafin kuɗin ku. Yayinda za a iya amfani da sauran ɓangaren don ci gaba a cikin ɓangaren saka hannun jari don ƙoƙarin ci gaba da jan hankalin sa'a da samun ƙarin riba.
Ofaya daga cikin fa'idodin da wannan dabarun na musamman ke baku shine cewa koyaushe zaku iya kiyaye hanyoyin biyu da aka bayyana a baya. A cikin kashi-kashi wanda kai kanka kake ganin ya fi dacewa a kowane lokaci. Zuwa ga cewa zaku iya fuskantar haɗarin ribar ku a cikin lokutan da babban yanayin kasuwar hannayen jari ke bayyana a fili. Ta wannan hanyar, ba ku da shakka cewa za ku sami ƙarin damar ɗaukar ƙarin kuɗi a cikin kasuwannin kuɗi. Kodayake a cikin waɗannan takamaiman lamuran, ku ne wanda dole ne ku yanke shawara kan yadda zaku raba kuɗin daga yanzu.
Rabon da aka saka
Daya daga cikin mafi kyawun halayen wannan yanayin a bangaren saka hannun jari shine wakiltar ta hanyar rarraba riba. Ba za ku iya mantawa da cewa ba a ba da bashin wannan lokacin ga masu hannun jari a cikin kuɗi. Saboda akasin haka, ana iya umurtarku don haɓaka saka hannun jari ta hanyar sabbin ayyuka. Wannan shi ne abin da yawancin kamfanonin da aka lissafa a kan ma'auni na kasuwar hada-hadar hannayen jari ta Sifen, Ibex 35, suke yi da kyau.
Ta wannan hanyar, tasirin wannan tsarin gudanarwa kai tsaye shine daga wannan lokacin zuwa, jarin saka hannun jari zai kasance sama da yadda yake a da. Ba abin mamaki bane, zaku sami ƙarin hannun jari sakamakon aiwatar da waɗannan rarar musamman. An jera kamar haka Iberdrola, Repsol ko wasu manyan bankuna suna yin sa da wasu lokuta duk shekara. Don haka, a farkon lokacin ba zaku sami wannan kuɗin nan take a cikin asusun binciken ku ba. Idan ba haka ba, akasin haka, zaku iya jira tsawon lokaci don dawo dashi, kodayake wataƙila tare da ƙaramar kuɗi.
Canja samfurin kudi
A gefe guda, zaku iya amfani da ribar babban jari don saka hannun jari a cikin wasu abubuwan kuɗi ko ma samfuran banki. Misali, ajiyar lokaci, kuɗaɗen saka hannun jari, ikon mallaka ko tsarin shaƙatawa. Zai zama ainihin asalin hanyar zuwa sake farawa, wato daga karce. Tare da sabbin manufofi da za'a cimma tare da waɗannan ayyukan. Misali ne mai gauraye wanda kyakkyawan ɓangare na ƙarami da matsakaita masu saka jari suka faɗi. Ba shi da kyau ko mafi muni fiye da waɗanda suka gabata, amma akasin haka zaɓi ne na zaɓi wanda kuke da shi dangane da haɗarin da kuke son ɗauka daga yanzu. Kuna iya jingina zuwa daidaito, amma kuma ga tsayayyen kudin shiga ko ma daga kawai madadin ko hanyoyin da ba a saba ba don saka hannun jari.
A kowane hali, zaɓin wannan zaɓi menene ba zai ba ka damar jin daɗin ribar babban birnin ba, kamar yadda mafi kyawun fata na iya zama. Idan ba haka ba, akasin haka, zaku ci gaba da alaƙa da ɓangaren saka hannun jari, ta wata hanya ko wata, ya danganta da dukiyar kuɗin da aka zaɓa a ƙarshen. Wannan shine abin da mutane da yawa sukeyi don gujewa dakatar da kuɗinsu cikin lokaci. Idan ba suyi kokarin yin hakan ba, to cigaba da neman kyakkyawan riba akan kudin su, wanda yake da ma'ana.
A cikin kowane hali, maganin da ke ɗaukar ƙaramin haɗari shine jagorantar wannan adadin zuwa samfurin gyara kuɗin shiga wanda ke haifar da ƙaramar dawowa shekara-shekara kuma komai ƙanƙantar da shi. Kusan 1% ko 2%, sakamakon sakamakon rahusa kuɗin da ƙungiyar bayarwa ta cibiyoyin al'umma suka samu. Tabbas, wani abu ne wanda zaku iya la'akari dashi daga wannan lokacin ba tare da haɗarin kuɗin ku ba. Don haka ta wannan hanyar, ba ku da haɗari ga duk yawan ribar da kuka samu a kasuwannin daidaito. Ba wai kawai a kan kasuwar hannayen jari ba, amma ta hanyar sauran kayayyakin kuɗi daga daidaiton a cikin sifofin su na saka hannun jari.