Ina asarar kudi: me zan iya yi?

asara

Don haka cewa abin da ya faru da ku a cikin shekarar da ta gabata bai sake faruwa ba, za mu ba ku wasu jagororin halayya don ku san abin da ya kamata ku yi yayin da jarin ku na hannun jari a cikin kasuwar hannun jari ke cikin mummunan yanayi. A cikin 2018, jerin zaɓaɓɓun lambobin Ispaniya, Ibex 35, sun ɗan yi kaɗan fiye da 15%, tare da ƙimomin da suka rushe sama da 30%, kamar waɗanda suka fito daga ɓangaren banki. Wannan wani abu ne wanda baza ku iya ba da izinin wannan kwas ɗin sabon kasuwar kasuwancin ba.

Babbar matsalar rasa kuɗi a kasuwannin daidaito shine abubuwa na iya yin muni. Wannan wani abu ne wanda masu saka jari da ke da ƙwarewa a kasuwannin kuɗi suke da masaniya sosai. Domin koyaushe sune abin dogaro da sanya yanayinku ya tabarbare. Hakanan, ba za ku iya mantawa da cewa raunin ƙasa yana haifar da ragi sosai a cikin darajar hannun jari. Kuma ba za ku sami zaɓi ba face yanke wannan yanayin don yin lahani ga bukatun ku.

A gefe guda, ba za mu iya mantawa da wasu hasashen da ke nuna cewa a koma bayan tattalin arziki a matakin duniya wanda zai iya yin mummunan tasiri ga kasuwannin daidaito na duniya. A wannan ma'anar, wani binciken New York Times ya nuna cewa sama da rabin shugabannin kamfanin da aka zanta dasu sun dauka cewa za a sami koma bayan tattalin arziki a karshen 2019. A bayyane yake cewa tsawon watanni wasu sun yi gargadi game da yiwuwar koma bayan tattalin arziki, amma yawancin masana ba su yi hakan ba ana tsammanin faruwa har zuwa rabi na biyu na 2019 ko 2020.

Asara akan kasuwar jari: tallace-tallace

tallace-tallace

Ofaya daga cikin dabarun farko da zasu iya samun nasara a ayyukan kasuwancin hannun jari shine aiwatar da umarnin siyarwa. Tsari ne mai matukar inganci idan aka aiwatar dashi a gaba, ma'ana shine lokacin da kasuwannin daidaito suka fara raguwa. Cire shi a cikin lokaci yafi kyau fiye da jira nakasassu suka tsananta yayin da kwanaki suke shudewa. Ba lallai ne ku damu da rasa mafi ƙarancin adadin kuɗi ba, amma abin da ya fi damuwa shi ne cewa ku bar mahimman bayanai masu yawa a kan waɗannan hannun jari.

Amfani da wannan dabarun cikin saka hannun jari ya fi sauƙi a cikin gajeren zango na dindindin tunda abin da kuke nema ayyuka ne masu sauri, a wata ma'ana ko wata. Wani babban abin daban shine a matsakaici da dogon zango inda yafi rikitarwa don dakatar da waɗannan asarar. Fiye da wasu ƙididdigar fasaha. Kuna iya amfani da kayan aiki azaman mai ƙarfi da tasiri kamar dakatar da asarar asara. Ba abin mamaki bane, zasu taimake ka ka rage su zuwa matakan da tattalin arzikin cikin gida na iya tallafawa a kowane lokaci.

Yi amfani da tarurruka don siyarwa

A kowane hali, idan kun ƙuduri aniyar sayar da matsayin ku a kasuwar jari, mafi kyawun dabarun da zaku iya ɗauka daga yanzu shine ku jira su. karfi rebound a cikin quote. Ta wannan hanyar, babu shakka cewa zaku iya rage rashi kuma aƙalla tallace-tallace zasu zama masu lahani ga bukatunku. Wannan ɗayan manyan fa'idodi ne waɗanda bayyanar sanannun rebound a kasuwar hannun jari ke kawo muku. Ba a yi amfani da su don yin sayayya ba, sai dai akasin haka, don ɓatar da matsayi a hankali kuma ya dogara da dabarun ciniki da kuke amfani da su a wancan lokacin.

A gefe guda, don siyarwa a cikin waɗannan ƙungiyoyi, waɗanda sune ramayoyin, dole ne ku tsara shi a ɓangaren sama na daidaita farashin. Wato, dole ne ku hanzarta haɓaka da ke faruwa a waɗancan lokutan. Saboda sake dawowa zai iya wuce yan awanni kalilan ko kuma ya ci gaba da kasancewa cikin makonni da yawa. Tabbas, shine mafi rikitarwa lokaci na wannan aikin. San abin da yake mafi kyawun lokacin sayar matsayin ku a cikin kasuwannin adalci. Ba shi da kyau ku wuce birki tunda tasirin zai iya zama akasin haka kuma wannan wani abu ne wanda zai iya cutar da ku ƙwarai.

Hakanan ana ba da shawarar sosai kada ku sami damuwa ta hankulanku kuma ku sami lokaci don bincika abin da ya fi muku kyau a kowane lokaci. Shawarwarin da bai dace ba ba kasuwanci bane mai kyau ga ƙanana da matsakaitan masu saka jari. Tabbas wani abu ne wanda kuka tabbatar dashi a cikin ayyukan da kuka aiwatar a cikin yan shekarun nan. Kwarewa ce da zaku iya amfanuwa da ita daga yanzu. Saboda ba za ku iya mantawa da cewa kuɗi da yawa suna cikin haɗari ba kuma lallai ba lokaci ba ne don yin kuskure da yawa a cikin irin waɗannan ayyukan kuɗi.

Yi canje-canje a cikin jaka

dabi'u

Idan kun ga cewa ƙimar kasuwa wanda aka sanya ku a wani lokaci ya yi asara mai yawa a cikin kasuwannin kuɗi, zaku iya aiwatar da canja wurin matsayi ga wasu waɗanda ke da kyakkyawan aiki a cikin kasuwannin daidaito. Wannan ya kamata ayi yayin da aka sanya ku akan ƙimar a fili bearish kuma kun ga cewa akwai wasu waɗanda ke nuna bambancin akasari. Wato, ana jagorantar su ta hanyar jagora na sama wanda zai baku damar samun riba mai riba tare da manyan lambobin nasara.

Kuskuren kawai wannan dabarun na musamman shi ne cewa ba za ku sami wani zaɓi ba sai don ɗaukar ƙarin kuɗi don kwamitocin ayyukan saya da sayarwa. Tunda dole ne kuyi shi, duka lokacin rufe mukamai a farkon matakan tsaro sannan kuma a cikin sabon shawarar da kuka zaba don magance asarar da kuka yi a cikin kundin jarin ku. A kowane hali, ba zai zama wuce gona da iri ba idan gudummawar ku da ƙarfi tana da ƙarfi. Ko ta yaya, dole ne ku daraja aikin don kauce wa rikitarwa abubuwa a cikin kasuwannin daidaito.

Yaushe za a rike mukamai?

Ofaya daga cikin yanayin da zai iya tashi shine dalilan da kuke da su a wannan lokacin don kada ku watsar da matsayin ku a kasuwar jari. Lokacin da aka yi asara a cikin bayanin samun kudin shiga na jakar asusunku. Ofaya daga cikin dalilan ɗaukar waɗannan matakan shine lokacin zaman ku yana nufin yanayi da sama da komai dogon lokaci. Domin a zahiri, a cikin waɗannan al'amuran bai kamata ku damu da kasuwar hannayen jari ta faɗi ba, koda kuwa tana cikin tsananin ƙarfi. Ba a banza ba, wa'adin zaman ku zai iya baku izinin waɗannan faduwar a farashin.

A gefe guda, idan wannan shine yanayin da aka gabatar muku da saka hannun jari, zaku iya amfani da raunin darajar darajar kuɗi don haɓaka matsayin ku daidai gwargwado. Wannan samfuri ne wanda har ma ya fi amfani a cikin ƙimomi suna rarraba riba tsakanin masu hannun jarin ta. Domin zaka iya samun tabbataccen tabbataccen dawowa kowace shekara wacce ta fi ta da. Ba abin mamaki bane, wannan shine abin da kamfanoni da kansu sukeyi don mallakar hamshaƙin ikon baitul mali fiye da da. Siyan hannun jari a farashin mafi tsada.

Raguwa a, koma bayan tattalin arziki babu

"Babban batun sake zagayowar yana bayanmu, amma matakan cigaba na aiki sun kasance, karkashin jagorancin kasashe masu tasowa da tallafawa yanayi mai kyau na kudi", in ji manazarta Renta 4 Las tattalin arziki zai ci gaba, a cikin 2019, don haɓaka nauyi a GDP na duniya. Idan muka yi magana game da kasashen da suka ci gaba, Kungiyar Tattalin Arziki ta 4 Banco team ta kiyasta raguwa kadan da zai haifar da karamin ci gaba a Amurka, da zarar an bar tasirin sake fasalin haraji a baya. A cikin Turai, hankalin hankali zai kasance kan tattaunawar Brexit da matuƙar tasirin sa.

Game da Spain, a cikin 2019 zai kasance a kan shugaban Turai game da ci gaba, amma rasa ɗan lokaci idan aka kwatanta da shekarar da ta gabata. Wannan mahallin, na matsakaici a cikin ƙimar girma tare da hauhawar farashi, zai ba da damar manufofin kuɗi na manyan Bankunan Tsakiya su ci gaba da daidaitawa a hankali. Fed zai kusanci matakin tsaka-tsakin kudi, kodayake yana iya jinkirta tashi idan akwai jinkirin da ya wuce kima.

Karshen QE

Yuro

A cikin Turai, ECB ana sa ran gabatar da ƙa'idodi a hankali ta fuskar haɓakar matsakaici, ƙunshe da hauhawar farashi da kasadar siyasa kamar, misali, Italiya. Ta wannan hanyar, ƙarshen QE (sauƙaƙewar adadi) yakamata ya kasance a wannan Disamba 2018 kuma zamu iya ganin tashin farko na farashi a cikin kwata na ƙarshe na 2019, bisa ƙididdigar da manazarta Renta 4 Banco suka yi. A kowane hali, batutuwa ne waɗanda ya kamata ku bincika kuma musamman la'akari da su daga waɗannan ƙayyadaddun lokacin.

Game da Bankin Ingila, "sai dai kawai mu jira mu ga irin tasirin da Brexit zai yi kan ci gaba da hauhawar farashi," yayin da Bankin na Japan zai ci gaba, a halin yanzu, wata manufar fadada fadada. A cikin wannan yanayin gabaɗaya na kasuwannin kuɗi, duka adalci da tsayayyen kudin shiga, ba za a sami wani zaɓi ba sai dai a mai da hankali sosai ga duk labaran da abubuwan da suka fi dacewa a cikin wannan shekara ta yanzu za su kawo. Zuwa ga cewa zai taimaka matuka domin ku yanke shawara a kasuwannin daidaito daga yanzu.


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