Kuzo zonke izikhathi zokuhweba siyabona ukuthi kuhlala kukhona amasheya athile asebenza kangcono kunamanye. Umehluko phakathi kwento engcono kakhulu nokubi kakhulu finyelela ezingeni elingu-5% namaphesenti aphakeme kakhulu. Ngamanye amagama, imali eningi isengcupheni futhi lokho kuzoncika esinqumweni esizosithatha kusukela manje kuqhubeke. Ngalesi sizathu sizochaza ukuthi yini eyenza inkampani efakwe kuhlu ukuthi ibe phakathi kwalabo abazisa kakhulu noma, kunalokho, kuhlu lwabansundu bosuku.
Ngalo mqondo, kufanele kugcizelelwe ukuthi ngesikhathi ngasinye sokuhweba kunamathuba ambalwa kuphela okungena ezimakethe zezimali ngamanani afanele. Kwezinye izimo kususelwa kuzindaba ezinhle ukuthi ikhiqiza kusuka kunani uqobo, umkhakha noma inkomba yesitoko. Ngenkathi kuphambene, kokunye kungokwabo idatha ye-macroeconomic abanikeza umhlahlandlela wokungena kwayo, ukuze ngale ndlela kuthuthukiswe isu lokutshala imali. Lapho kucace bha ukuthi ufuna ukuthola imali engakanani, uma ufuna ukuya esikhathini esifushane, esiphakathi noma eside noma ngamafushane ukuthi kungakanani ukulahlekelwa ongacabanga ukuthi kuphele usuku ukuthi kuyini.
Njengoba ingahlaziywa, akuwona amanani afanayo ngaso sonke isikhathi hola izintaba, noma lapho kufanele khona, labo abalahlekelwa kakhulu ezimakethe zezimali. Uma kungenjalo, ngokuphambene nalokho, into ejwayelekile kunazo zonke ukuthi kukhona ukujikeleza kulezi zinhlu kumanani azo zonke izikhathi zokuhweba. Amanye amasistimu angasetshenziswa ukuze sikwazi ukuthola umbono omncane wokuthi yini esingayenza ngalezi zigaba ezihlukile. Futhi usizuzise ngamanye amasu okutshala imali. Ukuze ngale ndlela, sisesimweni esingcono sokwenza ukonga kube nenzuzo kusuka manje kuqhubeke.
Amasheya enza kangcono
Lapho kunezikhathi ezandayo ezimakethe zamasheya, yizitoko ezinolaka kakhulu ezisebenza kahle kakhulu. Lokhu kuliqiniso elicishe lingaze lehluleke futhi lapho ungabheka khona ukwakha isu lokutshala imali elikwenza uqoqe imali ethe xaxa ekusebenzeni. Kepha ngaphakathi amanani anolaka kakhulu, imvamisa lawo ajikelezayo yilawo athola imiklomelo emihle kakhulu, njengoba kukhonjiswa eminyakeni edlule ngochungechunge lomlando. Ngamaphesenti aphakeme kakhulu kunalawo asethwe yinkomba ekhethiwe yamasheya aseSpain, i-Ibex 35. Ngamanye amazwi, uma le nkomba ithola u-2%, kulula kakhulu ukuthi lawa magugu afinyelele ku-4% noma ku-5%.
Ngomqondo ohlukile, futhi ngaphakathi kwalezi zindlela eziya phezulu, amabhange ngeminye imikhakha eqala ukungena ngezikhathi lapho kunokubuyekezwa okukhulu kuma-stock indices. Yibona abadonsa kanzima i-Ibex 35, njengoba kungabonakala kulezi zinsuku. Ukushaya amamajini enzuzo yale pharamitha yamasheya kazwelonke, ngephuzu elilodwa noma ngamaphesenti amabili. Yize kunjalo, amanani wokujikeleza azuza kakhulu kulo mkhuba. Lokhu yinto ongayihlola nsuku zonke kwabezindaba.
Ngenkathi ngakolunye uhlangothi, kuhlale kunezinye izitoko ezisebenza kabi kunezinye ngezikhathi zokunweba ezimakethe zamasheya. Kulesi simo, zimelwe yizinkampani ezivikela kakhulu noma ezilondolozayo ze-Ibex 35. Futhi kuzo zonke izimo kunezinkampani zikagesi ezihlala zivame ukuhweba ngezaphulelo ezisindayo enkombeni ejwayelekile. Ngokwehlukahlukana ekwakhiweni kwamanani angafika ku-2%. Njengamanani athile ezinsukwini ezedlule akhiqize ukwanda okubalulekile kwentengo yawo futhi ngenxa yalokho adinga ukuqeda ukuthenga ngokweqile abanakho ngalezo zikhathi eziqondile.
Izikhundla ngezikhathi ezingapheli
Enye into ehluke kakhulu ukuthi i-Ibex 35 iwa nini futhi ibangela ukunyakaza okuphambene ukuthi kwenzeke. Lokho kusho ukuthi, ukuhlanekezela kwalokho esike sakuphawula phambilini. Ngomqondo wokuthi amanani wokuzivikela kakhulu yilawo anokuziphatha okuhle kakhulu. Noma kungenzeka impela ukuvala iseshini yokuhweba emhlabathini omuhle futhi lapho ungathola khona inzuzo enkulu phakathi kuka-1% no-2% cishe. Njengolunye uchungechunge lwesitoko esizwa ukubuyela okuthile ekusebenzeni kwaso okubi ezinsukwini noma emasontweni adlule.
Ngenkathi ngakolunye uhlangothi, kufanele futhi sazi ukuthi kulezi zinqubo amanani abizwa ngokujikeleza noma anolaka angaba shiya kufika ku-5% ekulinganisweni kwayo emakethe yamasheya. Ngalo mqondo, kusobala ukuthi yiziphakamiso eziyingozi kakhulu ezibeka ubungozi obukhulu kulo msebenzi ngamunye. Ukufinyelela ekushintsheni okweqile okungakulimaza njengomtshalizimali omncane naphakathi ngoba ingcindezi yokuthengisa kulezi zimo inamandla kakhulu futhi kunabatshalizimali abaningi abahlehlisa izikhundla zabo ukuze baphephele kwezinye izibambiso eziphephile noma ezinye izimpahla zezimali.
Ukuhamba okujikelezayo
Njengoba kunengqondo ukucabanga, ngakolunye uhlangothi, ukwehla nokwenyuka akuveli ngaso sonke isikhathi ezimakethe zezimali. Uma kungenjalo, ngokuphambene nalokho, lokhu kuhamba kuhamba ngokuzungeza okukhulu noma okuncane. Ngokwenzayo, lokhu kusho ukuthi uma sisezinkathini eziguquguqukayo zemakethe yamasheya, inketho engcono kakhulu esingancika kuyo amanani wokunquma avikeleka kakhulu. Okungukuthi, yibo abazokwenza kahle kakhulu kulesi sikhathi. Ngenkathi kuphambene, kufayela le- izinqubo ze-bullish Kuzoba yithuba elihle ukukhomba abanolaka kakhulu ukwenza ukonga kube nenzuzo ngamandla amakhulu enzuzweni.
Leli isu ngokuvamile elingaze lehluleke futhi elingadingi ulwazi lobuchwepheshe ukwenza imisebenzi. Uma kungenjalo, ngokuphambene nalokho, zivumelaniswa nanoma ngubani wabatshalizimali abancane nabaphakathi abafisa ukujoyina lolu hlelo lapho betshala imali emakethe yamasheya. Ngakolunye uhlangothi, imiphumela eyiveza kwasekuqaleni inesandla kakhulu kuzintshisekelo zethu. Yize imbuyiselo kumele sehluke iphothifoliyo yethu yokutshala imali kaningi. Lokho kusho ukuthi, akumele sihlale namagugu unomphela, kungasaphathwa ukuthi simile ezikhundleni zethu njengokhiye wokuthola impumelelo kulolu hlobo lwemisebenzi elula kangako kuwo wonke umuntu.
Umehluko emiphumeleni
Kunoma ikuphi, kunento eyodwa ecacile ekusetshenzisweni kwaleli su lokutshala imali nokuthi umehluko ungaba obaluleke kakhulu, ngandlela thile. Ukufika lapho ingabeka khona ibhalansi ekuhlanganisweni okuphelele kokubalwa kwezimali kwethu ezimakethe zezimali. Lolu hlelo lusebenza ikakhulukazi ezimeni ezimbi kakhulu zama-stock indices ngoba singazivikela kangcono kakhulu kunakuqala. Noma ngisho nangamathuba angaphezu kwangempela okuthuthukisa imiphumela futhi ekugcineni uthole izinzuzo zemali ngalezi zinhlangano esizichazile kule ndatshana.
Lapho into enhle kakhulu ngokusetshenziswa kwayo ukuthi ayinikezi imiphumela emibi kubatshalizimali abancane nabaphakathi. Uma kungenjalo, kunalokho, bangazuza ezinzuzweni eziningi ezinikezwa yileliqhinga elilula lokutshala imali. Akumangalisi ukuthi akufani ukulahlekelwa yi-4 5 yokulinganiswa kwamasheya emakethe yamasheya kunokuthola i-1%, njengoba kunengqondo ukuqonda. Ngoba konke okukhulunywa ngakho ekugcineni kosuku ukuthola imiphumela emihle kakhulu. Futhi hhayi ngaso sonke isikhathi lapho siveza lesi simo, kungasaphathwa ngokuhamba ngokweqile kulezi zimpahla zezimali.
Ngolwazi lwezimakethe?
Kunoma ikuphi, into enengqondo kakhulu kulawa macala ukuyeka ukuthatha izikhundla, ngaphandle kwalapho belulekwa yibhange lakho noma yimuphi uchwepheshe wokushintshana ngamasheya. Kusobala, kepha akufanele ulahle lolu hlobo lokutshala imali noma ngoba ukuthola ulwazi oluncane lokuthi izimakethe zamasheya zisebenza kanjani zingabizi isikhathi esiningi, kumane nje khombisa intshisekelo encane isiyalo esingakusiza uthuthukise inzuzo oyilondolozile. Ngokomthetho, bonke abantu bayakufanelekela ukutshala imali kwizimali.
Ngakolunye uhlangothi, ngenkathi usohlelweni lokufunda ungaqala ngokutshala imali kancane kancane, ngemali encane. Akufanele utshale yonke imali ngasikhathi sinye, ngisho nangemisebenzi eminingi esatshalaliswa ngokuhamba kwesikhathi. Impumelelo elandelayo iqhamuka ekungaxhamazeli, kuzovele kube nezikhathi ezithe xaxa lapho kungenziwa khona ukweqeka kwekhwalithi ngokuya kwemali enikelwe kulokhu kutshalwa kwezimali, njengoba ulwazi lwezimakethe zamasheya luthuthuka. Kuyinqubo, ngamafuphi, edinga isikhathi esithile, inzalo futhi ngaphezu kwakho konke isifiso esiningi sokufunda ukuze yonke into ithuthuke ngokujwayelekile ekuhwebeni emakethe yamasheya. Ngokomthetho, bonke abantu bayakufanelekela ukutshala imali kwizimali.