Kuyini ukwehla kwamandla emali?

ukwehla kwamandla emali

Ukwehla kwamandla emali kungenye yezinto eziguquguqukayo ezibaluleke kakhulu emkhakheni wezomnotho kuze kufike ezingeni lokuthatha izinqumo eziningi kulo mkhakha wokuqondiswa kwezigwegwe. Kungashiwo ukuthi ukwehla kwamandla emali kungathinta imisebenzi yakho ejwayelekile nokuthi ingaba ngaphansi ephaketheni lakho. Kulesi simo, kungashiwo ukuthi ukwehla kwamandla emali kuyinkqubo yezomnotho ebangelwa yi ukungalingani phakathi kokukhiqizwa nokufunwayo. Njengomphumela walesi sigameko, kungadala ukwenyuka okuqhubekayo kwamanani emikhiqizo eminingi kanye nezinsizakalo. Futhi ingaba ngaphansi kokulahlekelwa kwenani le- dinero ukukwazi ukuzithola noma ukuzisebenzisa. Ngokuthengwa kwezinto ezibonakalayo kufakiwe.

Uma ukwehla kwamandla emali kuhlukaniswa ngento eyodwa, kungenxa yomthelela wayo omkhulu emaphaketheni abathengi. Akumangalisi ukuthi ukwehla kwamandla emali kuyipharamitha yokubaluleka okukhethekile ukunquma i- umholo wabasebenzi noma ukuvuselela izivumelwano zemikhakha ehlukene emhlabeni womsebenzi. Ngakolunye uhlangothi, kuyasiza nokubuyekeza izinkontileka zokuqasha izindlu nomhlaba. Ngakho-ke uma ukwehla kwamandla emali kuphakeme kakhulu ngaleso sikhathi, kuzobonwa emalini ekhokhelwa abaqashi kusukela ngaleso sikhathi.

Okunye okukhathaza kakhulu ohulumeni baseNtshonalanga ukuthi ukwehla kwamandla emali isibhakabhaka. Akumangalisi ukuthi imiphumela emnothweni iyingozi kakhulu futhi ekugcineni igcina ithinta abasebenzisi. Lesi ngesinye sezizathu zokuthi kungani bezama ukukulawula ngaphezulu kokunye ukucatshangelwa. Ikakhulukazi uma umsebenzi wezomnotho usesigabeni sokuwohloka komnotho, njengoba uzobona enhlekeleleni yokugcina yezomnotho yowezi-2008. Kufika engxenyeni enhle yezinqubomgomo zezimali basekela isu labo ekulawuleni okukhulu kwalokhu kuhluka okubalulekile kwezomnotho.

Ukuguquka kwezintengo zabathengi

Izinga lonyaka le-Index Yamanani Abathengi ejwayelekile (CPI) ngenyanga kaMeyi lingu-2,1%, iphuzu elilodwa eliphakeme kunalelo ebhaliswe ngenyanga edlule. Amaqembu anethonya elihle kakhulu ekwandeni kwesilinganiso sonyaka yilawa:

Ukuthutha, ngokuhlukahluka kwaminyaka yonke okungu-5,1%, ngaphezu kwamaphoyinti amathathu ngaphezu kwaleyo yenyanga edlule. Lokhu kukhuphuka kungenxa yokuthi amanani entengo kaphethiloli kanye nezinto zokuthambisa futhi, kancane, ezokuthutha abagibeli, zinyukile kule nyanga, ngenkathi zehla ngoMeyi wonyaka odlule.

indawo yokuhlala, isilinganiso salo sikhuphuke ngephuzu elilodwa nohhafu futhi simi kuma-2,3%, ngenxa yokwenyuka kwamanani kagesi, aphezulu kunango-2017. Ukukhuphuka kwamanani edizili nakho kube nomthelela, yize kube sezingeni elincane lokushisa, okwehle ngonyaka odlule.

Ngakolunye uhlangothi, ngenyanga kaMeyi isilinganiso sokwehluka konyaka se-HICP simi kuma-2,1%, iphuzu elilodwa ngaphezulu elibhalise ngenyanga edlule. Ukuhluka nyangazonke kwe-HICP kungu-0,9%, ngokusho kwedatha yakamuva enikezwe yiNational Institute of Statistics (INE).

Ihamba kanjani imali?

dinero

Konke okufanele kugcinwe ukwehla kwamandla emali ebangeni elisuka ku-0,5% kuye ku-3% kuthathwa njengokujwayelekile futhi ngezinga elithile kunengqondo ukuthi kuyenzeka. Okunye okuhluke kakhulu ukuthi idlula lawa ma-margins futhi lapho-ke ngeke kube khona okunye abangakwenza ngaphandle kokushintsha inqubomgomo emayelana nentengo yemali. Kulungile ukwehlisa noma ukukhulisa inzalo, kuya ngokuthi i-inflation iphansi noma iphezulu. Ngoba impela, zimbalwa izinto eziguquguqukayo kwezomnotho ezinomthelela onjalo ngqo emalini yabathengi. Ngokwezinga lokuthi kuya ngokuvela kwabo, kungashiwo ukuthi banemali eningi noma encane. Ngokwezinga elithile, kukhiqiza ulwazi olubaluleke kakhulu ukunquma izinga lomcebo womndeni ngesikhathi esithile.

Kulesi simo esivamile, awukwazi ukuqonda ukwehla kwamandla emali njengenye idatha yezomnotho. Uma kungenjalo, kunalokho, njengento esondelene kakhulu nezintshisekelo zakho nokuthi njalo ngenyanga kuvuselelwa kudatha yakho. Ukuthi ilandelwa kakhulu cishe yibo bonke abasebenzeli bezomnotho bezwe. Ngalo mqondo, awukwazi ukukhohlwa ukuthi ukuntuleka kokulawulwa kwamandla emali kwakuyimbangela ye- inkinga enkulu yezomnotho ngawo-30 phakathi nekhulu leminyaka elidlule. Futhi ngenxa yalesi sizathu, asifuni ukuthi lesi simo esikhathazayo siziphinde, ikakhulukazi emazweni aseYurophu.

Umthelela wayo emakethe yamasheya

i-bolsa

Ngakolunye uhlangothi, ayikwazi ukukhohlwa kusukela manje kuqhubeke umthelela wayo ezimakethe zokulingana emhlabeni jikelele. Ngoba yize ubudlelwane babo bungaqondile, bungahambisa ama-stock indices ohlangothini olulodwa noma kolunye. Kunjalo akuyona idatha yezomnotho elandelwa kakhulu ngabatshalizimali. Kepha yebo, noma ikuphi ukuphambuka kuziteshi ezijwayelekile kungathathwa ukufaka noma ukuphuma ezimakethe zezezimali. Ngaphandle kokunye ukucatshangelwa kwezobuchwepheshe futhi mhlawumbe ngisho nasendaweni yokubuka eyisisekelo.

Ngokomthetho, ukwehla kwamandla emali okuphezulu noma okuphansi akudingeki ukuthi kuthinte imakethe yamasheya ekhuphukayo noma eyehlayo. Akumangalisi ukuthi kukhona olunye uchungechunge lwemininingwane efanelekile ukunquma lokhu ukuvela kwezimakethe zezimali. Ngalo mqondo, kungathathwa njengedatha engathathi hlangothi kakhulu noma kancane ukwenza isinqumo ngokutshalwa kwezimpahla zakho siqu noma zomndeni. Yize ingakunikeza umkhondo ongajwayelekile wokuthi yini engenzeka kulezi zigcawu zomhlaba wonke isikhathi ngasinye lapho kushicilelwa ucezu lolwazi lwalezi zici. Kunoma ikuphi, akufanele uthathe ukwehla kwamandla emali ngokukhathazeka okungafanele endaweni yokubuka yemakethe yamasheya.

Qhathanisa inqola yokuthenga

ukuthenga

Enye yezindlela ezinhle kakhulu zokubheka ukuvela kwangempela kwamandla emali ngokubheka kubhasikidi wokuthenga. Kuzoba nesinqumo esiqinile ukukhombisa ukuthi yimaphi ama- izindatshana noma imikhiqizo eyehla noma ekhuphuka kakhulu minyaka yonke. Ngoba empeleni, ubhasikidi wokuthenga umele zonke izimpahla nezinsizakalo ezisetshenziswa imindeni phakathi nonyaka. Ngamunye unenani, elingahluka ngokuhamba kwesikhathi. Izinga lokwehla kwamandla emali langaphakathi njalo ngonyaka libalwa ngokuqhathanisa intengo yebhasikidi ngenyanga enikeziwe nentengo yebhasikidi efanayo ngenyanga efanayo yonyaka odlule.

Njengoba wazi kahle ekhaya lakho, umthelela omkhulu ekuziphendukeleni kwamanani ubonakala kubhasikidi wokuthenga. Okusho ukuthi, izindleko ozoba nazo manje Akufani naleyo owawunayo eminyakeni eyishumi noma engamashumi amabili edlule. Uzoqaphela ukuthi amanani abelokhu enyuka ngokuqhubekayo emsebenzini ngamunye. Yize nge-oscillations enengqondo kuyo ngayinye yazo. Konke lokhu kungenxa yokwehla kwamandla emali ngoba kuthatha isinqumo ukuze ube namandla okuthenga amakhulu noma amancane ngesikhathi esithile. Ekugcineni kungenye yezinto eziseqhulwini kuye. Linganisa izinga lentengo kunoma imuphi umsebenzi wezomnotho, njengoba kukhonjisiwe osomnotho abadume kakhulu emhlabeni.

Izimbangela zokwehla kwamandla emali

Esinye isici esibaluleke kakhulu sale datha yezomnotho efanele yileso esisho ukuthi kungani kwenzeka ngezikhathi ezithile zokuphila. Yebo, izingcindezi zokwehla kwamandla emali ziyi ukuphakela nokufuna ukungalingani lokho kubangela ukwenyuka kwamanani emakethe eyodwa noma eziningi. Ngalo mqondo, ibhange eliphakathi lezwe noma indawo ejwayelekile yezomnotho inganquma ukukhulisa ukunikezwa kwemali ukukhuthaza ukukhiqizwa. Kodwa-ke, uma ukufunwa kwemali noma ukukhiqizwa kungakhuli kanye nokunikezwa, kulapho lokho esikubiza nge-inflation kungakhiwa.

Ngokuvamile kuhlotshaniswa nokufunwa. Ngempela, kujwayelekile kakhulu ukuthi ivele ngesikhathi esiqondile lapho isidingo jikelele sanda futhi ukulethwa komkhakha okhiqizayo kungakwazi ukuhlangabezana nalesi sidingo. Ngakho-ke, umphumela osheshayo ukwanda kwentengo, ngamandla amakhulu noma amancane ngokuya ngeleveli yawo. Ngakolunye uhlangothi, ukwehla kwamandla emali nakho kuvela lapho izindleko zokukhiqiza zikhuphuka. Lokhu kungabangelwa ukukhuphuka kwamanani entengo yempahla eluhlaza noma ngisho nasezimfunweni zemali zabasebenzi uqobo.

Futhi kungakhishelwa ngaphandle ukuthi le nhlangano yezomnotho iyavela ngenxa yokulindela okwenziwa ngabakhiqizi uqobo. Ngalo mqondo, ukudala ukukhuphuka kwamanani kubhekwa kakhulu ngabomnotho njengokuzenzela. Nginentshisekelo ecace kakhulu emikhakheni yabo futhi lokho kungadala ukwehluka okukhulu kunqubomgomo yezomnotho yezwe noma indawo ehlangene yezomnotho. Kunoma ikuphi, izimbangela zokwehla kwamandla emali zingachazwa kusuka ezikoleni ezahlukahlukene zezomnotho. Kusuka kulabo abacubungula imali kuphela kuya kulabo abasuselwa kumqondo kaKeynes. Ngezixazululo ezihluke kakhulu kule nkinga ezingavela ngesikhathi esithile kumjikelezo wezomnotho.


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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.