I-IPREM yi-Public Multiple Effects Income Indicator futhi ngokuyisisekelo iyinkomba yokulinganisa ngokugqama eSpain ngokwaba ukwabiwa kwe usizo nemixhaso kususelwa kumholo. Ngakho-ke, kuyipharamitha yezenhlalo nezomnotho okufanele uye kuyo uma uzofuna enye yale mali engenhla. Ukuthi izokhombisa inani ozolithola ngalezi zinzuzo zomphakathi.
Ngokwalo mbono, i-IPREM ingaba usizo olunamandla ukuze ukwazi ukuqonda ukuthi yiziphi izinzuzo zomphakathi ongazithola kusukela manje kuqhubeke. Le nkomba yahlanganiswa ekuqaleni kweminyaka yama-2000 ngenhloso enkulu yokufaka esikhundleni se- Umholo Osezingeni Elincane Wokusebenza (SMI) njengomthombo oyisethenjwa wokubala lolu xhaso. Akumangalisi ukuthi ipharamitha enenhloso ethe xaxa yokwenza ukubalwa kwayo. Ngokwezinga lokuthi yilona elisetshenziswa yizo zonke izinhlaka zikazwelonke, zikamasipala noma ezethembele emiphakathini ezimele.
Umphumela wokuqala ekusetshenzisweni kwawo ukuthi i-Public Multiple Effects Income Indicator ibikhula ngendlela elinganiselayo kuneMinimum Interprofessional Salary. Ukuze ngale ndlela, sisize i abantu ababencishwe amathuba kakhulu zomphakathi. Ngoba awukwazi ukukhohlwa ukuthi owokugcina wehliselwe emkhakheni wabasebenzi, ngokwesibonelo ukubala i- ukungasebenzi ekhokhelwa ngabasebenzi abangasebenzi.
IPREM: ungayazi kanjani?
Uma uzofuna usizo noma uxhaso ezinhlanganweni ezisemthethweni, ngeke ube nenkinga encane yokwazi inani leNkomba Yomphakathi Yemali Eningi Yemiphumela. Ngesizathu esilula sokuchaza nokuthi lokho kuvela minyaka yonke ku- Umthetho Wesabelomali. Njengesithenjwa sokuqinisekisa ukuthi imali yethu engenayo yeqa inani elithile lezikhathi i-IPREM yamanje. Hhayi ngeze, kuzofanele ubheke kule nkomba ukubheka usizo lwezenhlalo ozoba nalo ezinhlanganweni ezisemthethweni.
Ngakolunye uhlangothi, i-IPREM imvamisa iba ne- ukuvuselelwa njalo ngonyaka, kanye neMali Engaphansi Yenzuzo kanye namanye amanani alezi zici. Kepha njengoba ungacabanga ukuthi amaphesenti amancane kakhulu futhi kuyaqabukela kweqa i-1%. Lokho abazama ukukwenza ukuqoqa, njenge-SMI, ukwanda kwempilo. Yize ezimweni eziningi kungakhombisi lo mkhuba, kepha kungukunyuka okwanele kwabantu abazodinga lolu sizo ezinyangeni ezizayo.
Ukubalwa kwe-IPREM
Lesi sikhombisi se-Public Multiple Effects Income sisebenza kakhulu kwizenzo ezithile zezakhamizi zaseSpain. Ngabe ufuna ukwazi ukuthi yiziphi okufanele uzicabangele? Yebo, naka kancane uma kwenzeka kusukela manje uzodinga ukuqoqa le thiphu yempahla ngenxa yezizathu ezahlukahlukene.
Kunoma ikuphi, kuyithuluzi ukuze ukwazi ukubala zonke izinhlobo zosizo, imifundaze noma uxhaso kuya ngomholo nesimo sakho onaso ngaso sonke isikhathi. Ngoba kungenzeka ukuthi, ngenxa yamazinga weholo lakho, awunalo uhlobo lwamalungelo lokuthola lezi zinzuzo zomphakathi. Kunoma ikuphi, ubudlelwano babo buzoxhunyaniswa kakhulu nalezi zinto ezilandelayo esizozichaza kuwe ngezansi.
- Ubudlelwano obuqondile phakathi kwe-Public Multiple Effects Income Indicator ne- inzuzo yokungasebenzi. Lokho wukuthi, ngesikhathi unelungelo lokuthola lezi zinzuzo zokuqashwa.
- Kuwusizo olukhulu ukuqonda ukuthi kuzoba yini isinxephezelo uma kwenzeka uxoshwa emsebenzini. Inqubo abadlula kuyo abasebenzi abaningi ezweni lethu futhi enikeza ukungabaza okukhulu ukuyibala ngokunembile.
- Ukufuna insizakalo ubulungiswa obukhululekile (Abameli abasemsebenzini) kuzodingeka futhi ukuthi ubheke okuyiNkomba Yomphakathi Yemali Eningi Yemiphumela Onayo. Ngoba akubona bonke abantu abazoba nosizo lwezomthetho, uma kungenjalo, kunalokho, abantu ababencishwe amathuba kakhulu emphakathini futhi abahola kancane minyaka yonke.
- Ngezizathu ezifanayo, kufanele isetshenziselwe ukufinyelela ku- izindlu zomphakathi. Njengakwezinye izimo ezithile zemizi ye-VPPL ne-VPPB. Kanye nokwazi kahle uma unelungelo losizo lokuqasha olucatshangelwe ezinhlelweni ezintsha zezindlu. Kanye nakwezinye izici ezingabalulekile ezithinta abasebenzisi.
Ukuvela kwe-IPREM
Kunoma ikuphi, kufika umzuzu obaluleke kakhulu futhi ukwazi ukuthi liyimalini langempela. Yebo, kusuka kuleli qiniso kufanele kuqashelwe ukuthi olunye usizo lukhawulelwe, ngokwesibonelo, luye izikhathi ezingama-4,5 zenani leNkomba Yomshwalense Womphakathi Yemiphumela Yomphakathi yamanje. I-IPREM yamanje ku-2018 ngu I-536 euro, ngenkathi ubheka unyaka wonke futhi ngezinkokhelo eziyishumi nambili, inani lizofinyelela kuma-euro ayizi-6.545. Futhi okungaphezulu, ama-euro angama-7.519 uma kusetshenziswa izinkokhelo zonyaka eziyi-14. Lezi izibalo ezivuselelwa kuze kube namuhla engizinikezayo futhi ezibonisa ukwanda okuqhubekayo unyaka nonyaka. Kusuka kuma-euro angama-460 ayekhona ngo-2004, isikhathi lapho i-Public Indicator of Multiple Effects Income yavela khona.
Ngakolunye uhlangothi, kufanele kuqashelwe ukuthi okwamanje, i-IPREM izosala iqandisiwe ngo-2018 elinde ukwethulwa kwe-PGE (Izabelomali Zombuso Jikelele). Ngalo mqondo, kufanele kukhunjulwe ukuthi ngonyaka odlule bekungekho ngoJuni lapho i-Public Indicator of Multiple Effects Income ibuyekezwa. Kunoma ikuphi, iqiniso lokuthi ukwanda kwalesi sikhombisi eminyakeni eyishumi edlule kube ngaphansi kwalokho okukhonjiswe yiMinimum Interprofessional Salary kuyinto ethinta kakhulu. Kufakazelwa incazelo yazo zombili izinkomba, ukuthi azihlali zifeza imisebenzi efanayo.
Ukulinganiswa kokuqaliswa kwayo
Esinye isici esibaluleke kakhulu ohlangothini lwe-Public Multiple Effects Income Indicator ukuthi akunasizathu esivumelekile sokuxoxisana ngamaholo. Ngisho nezivumelwano ezihlangene. Akuhlangene ngalutho nalokhu izici zabasebenzi njengoba ubona kusengaphambili ngemuva kokucaciswa okwenziwe ngaphambilini. Kufanele ikwenze kucace kuwe ukuthi ukuxhumana okuqondile kwe-IPREM kunezinhlobo zonke zosizo kanye noxhaso lwenhlalo. Ngokuhlukile nangokukhethekile futhi izokusiza kakhulu ekuqondeni kwayo okulungile futhi ungangabazi ngokweqile ekusebenzeni kwayo okulandelayo.
Ekufakeni isicelo ezimpeshenini kuzoba khona nokwehluka okuhambisana kakhulu phakathi kwazo zombili izinkomba. Lokho okusho ukuthi, phakathi kwe-IPREM uqobo kanye noMholo Ophansi Wokusebenza. Ngoba eyokuqala kuzoba yindawo yokubhekisa ukubala izimpesheni ezichazwe njenge okunganikeli nokuthi okwamanje kufinyelela kumqondo ofinyelela kuma-euro angama-400 ngenyanga. Yebo, lokhu kubalwa kuzodingeka ukuthi kubhekwe ukuze kufinyelelwe enanini laso lokugcina futhi lokho kuzoba yilabo abakhokhiswa izakhamizi ezingenayo iminyaka yeminikelo edingekayo ukukhokha impesheni ezinikelayo.
Ukuphatha izifundi, imali engenayo, njll.
Vele, ezinye izici zokugqamisa zihlala kokuthi ngalesi sikhathi, futhi selokhu kwethulwe i-Public Multiple Effects Income Indicator, ilandele indlela yayo kude naleyo emakwe yi-SMI, yize amanani ayo esondelene kakhulu . Hhayi ngeze, ungakhohlwa ukuthi abahlanganise lutho nayo ngoba, okwamanje, kubhekiselwa kuyo amaqiniso ahluke ngokuphelele. Njengoba kunengxenye enhle yabasebenzisi ebaphambanisa kwasekuqaleni. Yize kungenjalo ngaphansi kwanoma yisiphi isici noma kuzinqubo ezifanayo.
Ngakolunye uhlangothi, kuyadingeka futhi ukukhombisa ukuthi i-IPREM ibaluleke kakhulu uma kukhulunywa ngokuphatha imifundaze nemali engenayo. Ngisho nalokho okuphathelene nokuphathwa kwe- imindeni emikhulu (enezingane ezine noma ngaphezulu ngaphakathi komndeni owodwa) noma ukuthola kahle insiza yamahhala yezomthetho. Ngakho-ke, kuyasiza kakhulu ukuthi uzwele kakhulu ekulungiseleleni kwayo ngoba ngasikhathi esithile noma okunye ungasebenzisa lokhu kubalwa okulula ngemali okufanele uyithole ngezici ezithile zempilo yansuku zonke.
Izinto ezingaphansi kwe-IPREM
Kunoma ikuphi, kunezinye izinto lapho le nkomba ebalulekile idingeka ukubheka ukuthi uyakwazi yini ukuthola usizo noma uxhaso. Phakathi kwalabo abavelele okulandelayo esikuvezela khona ngezansi:
- Izibonelelo yanoma yiluphi uhlobo, kokubili imindeni kanye nabantu ngabanye.
- Ukuqeqesha izifundi yabamangali abakulesi sigaba sosizo lomphakathi, okubandakanya ezinye izinqubo ezihlobene nemfundo neyunivesithi.
- Futhi ekugcineni, okuthiwa inzuzo yokungasebenzi abasebenzi abaningi abasebenzisela ukuqeqesha futhi bakwazi ukufinyelela emakethe yezabasebenzi ngeziqinisekiso ezigcwele zokujoyina ezinyangeni ezizayo.