Yimaphi amanani okufanele afakwe kwiphothifoliyo kuleli hlobo?

Izimali zaseSpain zithengiswa ezimakethe zamasheya inani lama-euro ayizigidi ezingama-42.011 ngoJuni, 4,6% ngaphezu kukaMeyi. Ku-semester yokuqala, ivolumu yokuqasha yehle ngo-26,1%. Ngenkathi ngakolunye uhlangothi, inani lezingxoxo ngoJuni lalingu-2,8 million, u-6,8% ungaphansi kwenyanga eyedlule kwathi u-27,9% waba ngaphansi kukaJuni 2018. Ngakolunye uhlangothi, imakethe ye-dizisusa zezimali ukuhweba kukhuphuke ngo-10% ezinyangeni zokuqala eziyisithupha zonyaka uma kuqhathaniswa nesikhathi esifanayo sonyaka odlule. Ngesikhathi lapho kwenziwa ukungabaza ezinqumweni zabatshalizimali abancane nabaphakathi.

Ngale ndlela, umnyango wokuhlaziya iBankinter ukhombisa ukuthi "ezinyangeni ezedlule, ngemuva kokunyuka ezinyangeni zokuqala zonyaka singena esigabeni se-lateral lapho sizophila khona izikhathi zokusikeka (njengenyanga kaMeyi) nezinyanga zokwenyuka (njengale nyanga kaJuni esanda kuphela) ”. Baphinde baveze ukuthi ngalesi sikhathi "sibhekene nesikhathi sokungabikho kwezingqinamba ezinkulu kepha azikho izimpawu zokuwohloka okuholela ekucabangeni ukuthi umnotho ungangena enkontilekeni kancane kancane."

Ngibheke phambili ezinyangeni zikaJulayi-Agasti futhi sinikezwe okujwayelekile ukuncipha kwamanani lokho kwenzeka kulezi zinyanga akufanele sikhathazeke uma kwenzeka inzuzo ezimakethe zamasheya futhi kufanele sikuhumushe njengethuba lokuhlela kabusha amaphothifoliyo noma sithenge okuthile. Ngalokhu, ngeke kube nenye indlela ngaphandle kokuhlela kabusha futhi ngandlela thile ukulungisa iphothifoliyo yezokuphepha ezinyangeni ezinhlanu zokugcina zonyaka. Lapho kungenzeka khona ukukhiqiza ukunyakaza ezimakethe zezimali ngokuguquguquka okukhulu kunangengxenye yokuqala yonyaka. Ngochungechunge lwamanani angaba namandla wokubuyekeza athakazelisa kakhulu ukuze abatshalizimali abancane nabaphakathi bakwazi ukwenza ukonga kwabo kube nenzuzo.

Iphothifoliyo yezokuphepha: okufanele kufakwe yiphi

Ngokwalo mongo ojwayelekile, lezi zinsuku kufanele zisebenzele ukukhetha isu lokutshala imali esilifunayo ezinyangeni ezizayo futhi ikakhulukazi ubheke ukuphela konyaka. Ngaphezu kwalokho, ngeke sikhohlwe ukuthi leli yithuba elihle lokulungisa iphothifoliyo yokutshala imali ezinyangeni zokugcina zonyaka. Kuleli qhinga, iBanco Santander ingafakwa ngemuva kokuwa okunzima esekwenzile engxenyeni yokuqala yonyaka. Lapho iqondiswe emazingeni ama-euro ama-4 ngesabelo ngasinye. Futhi njengoba kubonakala sengathi iphendule ngengcindezi yokuthenga ebalulekile futhi ethakazelisayo.

Yize kuliqiniso ukuthi isici sobuchwepheshe emkhakheni wamabhange asisihle neze, kungenzeka ukwenza ukulinganisa okuncane ebhizinisini lezezimali lomndeni waseBotín. Ngeke ukhohlwe ukuthi yibhange eliphephe kakhulu okwamanje futhi elinamathuba amahle okuthola izikhundla zalo kusukela manje kuqhubeke. Ngaphandle kokunye ukucatshangelwa kobuchwepheshe futhi kungabonakala nasendaweni yokubuka okuyisisekelo kwako. Ngaphezu kwalokho, inikeza inzuzo ngokusebenzisa i- izabelo ezilinganiselwa ku-5,5%. Ngaphezulu kwalokhu okunikezwa yingxenye enkulu yezokuphepha ezakha inkomba ekhethiwe yamasheya aseSpain, i-Ibex 35.

ITelefónica ingamangaza

I-telecom kazwelonke inesikweletu esifanelekile futhi lokhu kuyisizathu esivimbele ekuthuthukiseni isimilo esingcono ezimakethe zezimali. Kepha ukuhweba ngamazinga asondele kuma-euro angama-7, kunendlela eya phambili uma isikhathi saphakade singaphakathi futhi siside. Ngokuqiniseka ukuthi eminyakeni embalwa uzokwazi yeqa izinga lama-euro angama-8 isenzo. Ngokwalo mbono, kungaba ngesinye sezitoko ezinenzuzo enkulu emakethe yamasheya yaseSpain uma inani lokungena lilungiswa kahle kakhulu. Yize iqiniso lokuthi ukungaqiniseki kungaqhubeka ukubakhona ekuvumelaneni kwamanani abo ezinsukwini noma emasontweni azayo.

Esinye sezikhuthazo zayo eziyinhloko yisabelo esikhangayo esisabalalisa abaninimasheya. Ngenzalo esondele kakhulu ku-6% futhi engxenyeni ephezulu yomholo walo mqondo phakathi kwamalungu e-Ibex 35. Ngenkathi ngakolunye uhlangothi, kuyinkimbinkimbi kakhulu ukuthi ingahamba iye phansi kakhulu kunalapho ikhona njengamanje ohlwini. Isizathu esanele ngokwanele sokuba naso kuphothifoliyo phakathi nengxenye yesibili yalo nyaka. Noma kungakhombisa ifayili le- isimo esishubile esingajwayelekile kakhulu ohlwini lwayo emakethe yamasheya, njengoba kungelinye lama-chip amahle aluhlaza okwesibhakabhaka ama-Spanish.

Sebenzisa ngokunenzuzo ukusikeka kuNaturgy

Inkampani kagesi kube yiyo ekhombise ukubhodloka okukhulu kwenyanga kaJulayi. Nge ukwehla kwentengo yayo engaphezu kuka-10%, okusho okuningi ngenkampani yalezi zici. Ngemuva kokuthuthuka engxenyeni yokuqala yonyaka ukudonsa okunamandla okukhulunywe ngakho futhi kwaholela esimweni sokukhuphuka kwamahhala. Ngalesi sikhathi, kungenzeka ukusebenzisa ngokunenzuzo lokhu kuwa okubukhali ukuthatha izikhundla kunani ngoba amandla alo wokubuyekeza azokuba makhulu kunakuqala. Yize kungaziwa ukuthi umkhuba wokuthengisa wamanje onabaninimasheya bawo abancane nabaphakathi ungathatha okungakanani.

Kunoma ikuphi, kuyivuna ukuthi ingenye yezinkampani ezibalwe ezinikeza isabelo esihle kunazo zonke kubaninimasheya. Ngenzuzo yeminyaka embalwa ezayo engasondela kakhulu ku-7%. Lokho wukuthi, ku-echelon ephezulu kunayo yonke yenkomba ekhethiwe yama-equities kazwelonke futhi lokho kungaphezu kwesizathu esanele ngokuqondene nabatshalizimali abavikela kakhulu ukungena ezikhundleni zabo kule ngxenye yonyaka. Ngaphandle kokwehla kwayo okunzima futhi lokho kumangaze ingxenye enhle yabo. Ngoba bekungalindelwe nhlobo, kepha kufanele ukuthathe ngombono omuhle wokuthi ungathenga amasheya akho ngentengo ephansi.

U-Amadeus uhlala ezinzile njalo

Uma ungafuni ukuba nezimanga ezeqile kule ngxenye yonyaka, leli yinani elinganconywa kakhulu ukwenza ukonga kube nenzuzo kusuka manje. Ukuxhumeka kwayo emkhakheni wezokuvakasha kuyindima eyidlalayo. Ukuze ngale ndlela, uhambe ukudala isikhwama sokonga esikhathini esimaphakathi nesikhathi eside. Yize kunjalo, ngokukhokhwa kwesahlukaniso esincane kakhulu uma kuqhathaniswa nenye i-Ibex 35 esele. Lokho ukuthi, akufanele kube nomthelela esinqumweni sokutshalwa kwezimali okuncane naphakathi nendawo lapho kulungiswa iphothifoliyo yabo elandelayo yokutshala imali.

Ngenkathi ngakolunye uhlangothi, iyaqhubeka nokunyakaza okuya phezulu okumema ukuthi bangene ezikhundleni zayo ukuthi kungabi umsebenzi onobungozi obukhulu. Ngakolunye uhlangothi, kufanelekile ukusho lokho I-Amadeus ne-Etihad Airways namuhla bamemezele ukunwetshwa kokusebenzisana kwabo okudala kwezinsizakalo zokusabalalisa eziteshini eziningi. Ukusebenzisana kubuswa yisivumelwano esivuselelwe esisizwa yi-Arab Air Transport Organisation (AACO). Ngaphakathi komkhakha wesitoko okhombisa idatha enhle eyisisekelo ukuqhubeka nokuthembela ukungena ezikhundleni zabo kusuka manje.

IAG ngokuya ngentengo kawoyela ongahluziwe

Elinye lamavelu wezimali zaseSpain okufanele licatshangelwe lapho kungenwa yi-IAG. Kepha uma kwenzeka, kungabiza noma yini ukuvela kukawoyela ezimakethe zezezimali. Ngoba empeleni, uma kukhona ukubuyela emuva ngaphandle kokungabaza kuzoba inani lapho kudingeka khona ukuthi yebo noma yebo. Akukho ukungabaza kulokhu futhi kubhalwe kuhlu okwamanje ngentengo enengqondo kakhulu futhi enokuncintisana ezingasiza ukusebenza kwabatshalizimali. Ngaphandle kolunye uchungechunge lokucatshangelwa kwisici salo sobuchwepheshe esizobe siyisihloko seminye imibhalo ngokuqonda okuphelele.

Ngakolunye uhlangothi, akukwazi ukukhohlwa ukuthi kungenye yezokuphepha kwamasheya okunikeza isabelo esihle kunazo zonke kubatshalizimali abancane nabaphakathi. Nge- inzalo emaphakathi esondele ku-7% nokuthi kuyisimemo sokuvula izikhundla kule ngxenye yesibili yonyaka. Ngoba imbuyiselo yokonga izoqinisekiswa eminyakeni ezayo, noma yini eyenzekayo ezimakethe zezimali zikazwelonke. Ngethuba elengeziwe lokuthi lingakhuphukela emazingeni entengo yalo ngaphezu kwama-euro angama-8 ngesabelo ngasinye. Uma nje kusekelwa ukwanda kwentengo kawoyela ongahluziwe.

Njengoba kungenzeka ubonile, kukhona uchungechunge lwamagugu afaneleka kakhulu kunamanye kule ngxenye yonyaka. Lapho bangenza kangcono kunabanye futhi ezimweni eziningi kuhambisana nesivuno esihle senzuzo. Ukuze ukwazi ukonga ngokunenzuzo esimweni esingesihle sezimakethe zezimali ezinyangeni ezizayo. Uma nje kusekelwa ukwanda kwentengo kawoyela ongahluziwe.


Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.