Njengoba isigamu sokuqala sonyaka sesizophela, sekuyisikhathi esihle sokubheka ukuthi kuzokwenzekani uma kusuka manje ukutshalwa kwezimali ezinkampanini kuhlangabezana nenselelo enkulu. Kuyisimo esingekude kakhulu neqiniso ngokombono wabahlaziyi bezimakethe zezimali ezithile. Ikakhulukazi lapho i- ukwehla okukhulu kunokulindelekile emnothweni wezwekazi elidala. Futhi zonke ngemuva kwenkathi yokuqala yonyaka zizoxazululwa ngebhalansi ezimakethe zezimali okufanele zihlukaniswe njengeziphakathi ngokulingene.
Sizokunikeza uhide lwamathiphu uma kwenzeka ukuwa okwesabekayo ezimakethe zezimali ekugcineni kwenzeka. Ukuze ngale ndlela, usesimweni esihle se- vikela izimpahla zakho noma umndeni. Ngoba awukwazi ukukhohlwa ukuthi uma lokhu kwenzeke kusukela manje kuqhubeke, kuzoba nama-euro amaningi angakushiya usendleleni yokusebenza kwemakethe yamasheya. Ngakho-ke, kufanele usilungele lesi simo esingahle sivele mzuzu obulindelwe ngabatshalizimali abancane nabaphakathi. Ngaphandle kokunye ukucatshangelwa kobuchwepheshe esitokisini futhi mhlawumbe futhi kusukela ekubukeni kwezisekelo zabo.
Okunye okubaluleke kakhulu kuwe kusukela manje ukuya phambili ukulindela lezi zinyathelo ezinodlame ezimakethe zamasheya zomhlaba wonke. Noma unethuba langempela lokuthi nakulesi simo esibi kakhulu unga imali yokonga ngokusebenza kahle okukhulu ekusebenzeni. Ngenkathi ngakolunye uhlangothi, akufanele uphumule ngemuva kokusebenza kwezimakethe zezezimali phakathi nengxenye yokuqala yonyaka. Kungaba yisigaxa esishiya abaningi abasindisayo bexhonyiwe, ikakhulukazi labo abanolwazi oluncane ezindaweni zokuhweba eziqashisayo.
Ukutshala imali: ukukhetha amasheya azivikelayo
Enye yezindlela ezisebenza kahle kakhulu zokutshala imali ukuze uzivikele kulezi zinhlobo zezimakethe zezimali yinkontileka ye- amanani wezinhlamvu ezivikelayo noma olandelanayo. Lapho ezimeni ezimbi kakhulu bangakhula ngokuziphatha okungcono kunokunye. Lokhu kwenzeke engxenyeni yokugcina yonyaka, nabamele izinkampani ezisemkhakheni kagesi. Ngenkathi inkomba ekhethiwe yemali engenayo kazwelonke ithola ukwehla okukhulu, amanani walesi sigaba sebhizinisi aziswa cishe ngamadijithi amabili.
Ngakolunye uhlangothi, akukwazi ukukhohlwa ukuthi lezi zinhlobo zezinkampani zibaliwe basabalalisa inzuzo ekhangayo phakathi kwabatshalizimali futhi imikhawulo yabo yokulamula ibanga eliphakathi kuka-5% no-7%, iba ngelinye lamanani aphakeme kakhulu emalini yezimali kazwelonke. Ngaphezulu kwaleyo eyenziwe eminye imikhiqizo yasebhange, efana nama-akhawunti wemali ephezulu, imali yesikhathi noma amanothi wesethembiso ezinkampani. Kunoma ikuphi, kwakhiwa isu elinamandla lokwenza noma lokuthuthukisa iphothifoliyo yemali engenayo engaguquki ngaphakathi kokuguquguqukayo. Ukwakha isikhwama sokonga esizinzile sesikhathi esimaphakathi neside.
Iya kwezinye izimakethe
Akungabazeki ukuthi isixazululo esihle kakhulu sokonga ngokunenzuzo ngezikhathi zokungazinzi ezimakethe zezezimali sincike ekunikezelweni kwemikhiqizo ehlukile. Ukuthi ezimweni zonke bangakwenza kangcono kunemakethe yamasheya, njengoba kwenzeka ngokwesiko ngezinye ze- izinto zokusetshenziswa ifanele kakhulu njengasendabeni yegolide. Ngakolunye uhlangothi, ayikwazi ukunganakwa ngalesi sikhathi ukuthi insimbi ephuzi ikhombisa isici esihle kakhulu sezobuchwepheshe njengoba ihamba nge-uptrend echazwe kahle kakhulu.
Enye impahla yezezimali ehlukile ingaba uwoyela uma izintengo zayo zihlala zingaphansi kwendlela yokuthenga yamanje. Kulokhu, ngeke kube khona okunye abangakwenza ngaphandle kokuya ezimakethe zomhlaba lapho kubhalwe khona, ikakhulukazi i-United States. Yize kulokhu kufanele uxhase amakhomishini ngokuqinisekile abanzi kakhulu kunalawo ezwe lonke. Kepha kuzoba ukusebenza okuzokuzuzisa impela ngoba inzuzo engatholwa inomvuzo omkhulu kakhulu. Ikakhulukazi uma amanani abo edlula izinga lama-dollar ayi-75 umphongolo.
Ukutshalwa kwemali okuhlukahlukene
Olunye lwezinhlelo zokutshala imali ongalusebenzisa ukuphuma kuleli trance ezimakethe zezimali ukwehlukanisa utshalomali lwakho ngezimpahla ezehlukene zezezimali. Esikhundleni sokufaka yonke imali oyilondolozile kubhasikidi ofanayo, kunconywa kakhulu ukuthi wena ukusabalalisa emikhiqizweni ehlukahlukene yezezimali: izimali zokutshala imali, ukuthengwa nokuthengiswa kwamasheya emakethe yamasheya futhi nakumadiphozithi ebhange wesikhathi esinqunyiwe. Ngale ndlela, uzobe uvikela izikhundla zakho ezimakethe zezezimali. Futhi esimweni esibi kakhulu, akungabazeki ukuthi uzokhawulela ukulahleka okungenzeka ongakukhiqiza kusukela manje kuqhubeke.
Ngaphezu kwalokho, kuyindlela ewusizo kakhulu kuwe yokugwema izimo eziyinkimbinkimbi kakhulu kuzintshisekelo zakho. Lapho kungavela khona isimo sokuthi ulahlekelwa yimali eningi kumkhiqizo owodwa wokuphepha noma wesitoko. Kuzuzisa kakhulu ukusabalalisa imali etholakalayo kumabhasikidi amaningana asiza ukwenza ibhalansi yokugcina otshalweni lwakho ibe yinhle ngempela. Okuwukuthi ekupheleni kosuku enye yezinjongo zakho ezibaluleke kakhulu lapho babhekane nanoma yiluphi uhlobo lokutshala imali. Kuhlanganiswa, uma kungenzeka, izimali ezingenayo nemali engaguquki noma ezinye izindlela zokwakha, njengoba kwenza abatshalizimali abanolwazi oluningi kulolu hlobo lwesimo.
Khetha ukuphathwa okusebenzayo
Ukuphathwa okusebenzayo emhlabeni wemali kuhlala kunikela ngemiphumela emihle kakhulu ngezikhathi zokungazinzi okukhulu ezimakethe zezezimali. Phakathi kwezinye izizathu ngoba kuyaziwa ukuzivumelanisa nanoma yiluphi uhlobo lwesimo ezimakethe zezimali. Ngisho kokungathandeki kakhulu kwezintshisekelo zabatshalizimali abancane nabaphakathi. Ngaphandle kokunye ukucatshangelwa kobuchwepheshe futhi mhlawumbe ngisho nasekubukeni kwezisekelo zayo. Ngaphezulu kwemiphumela okunikezwa ukuphathwa kwemali okungenziwanga.
Ngenkathi ngakolunye uhlangothi, ukuphathwa okusebenzayo kufanelekile ukuya ukuvuselela izimpahla zezimali kuya ngokuziphendukela kwemvelo. Kuyisu amasosha amaningi avame ukulikhohlwa ngenxa yokushoda kwezeluleko futhi okungaholela ezimweni ezinzima kakhulu kulezi zimo ezingezinhle. Kuyisu elisetshenziswa kakhulu ezikhwameni zotshalo-mali, zombili ezivela emholweni ongaguquki noguqukayo. Lapho kungekho mali yezezimali elahlwayo, kepha okuhle kakhulu kukhethwa ngaso sonke isikhathi.
Amanani angcono ketshezi
Olunye uhlelo olungalokothi lwehluleke kulezi zimo ukukhetha umkhiqizo noma izibambiso ezihlinzeka ngemali enkulu. Ngenhloso enkulu yokuthi ungaphuma ezikhundleni zakho ngezikhathi ezimbi kakhulu ezimakethe zezezimali. Ukuze ngale ndlela, ungeke ubanjwe ezikhundleni ze-bearish ezingakubiza kakhulu ukuphuma kuzo. Kubaluleke kakhulu futhi ukuthi ukhethe le modeli yokutshala imali ezoba lula kakhulu ukuyisebenzisa futhi ngaphandle kwezindleko ezengeziwe. Ngakolunye uhlangothi, kuzokusiza ukuthi ube nokusebenzisa i- lungisa kangcono amanani entengo ekusebenzeni ezimakethe zezimali.
Ngalo mqondo, akungabazeki ukuthi kufanele gwema amakepisi amancane bahlala bakunikeza inkinga enkulu yokungena nokuphuma ezikhundleni zabo. Ukufika ezingeni lokuthi zingakwenza ulahlekelwe yimali ngendlela engenasidingo ngokuphelele, njengoba kwenzekile kwezinye izikhathi emlandweni wakho njengomtshali-zimali. Ngeminye imiphumela engadingeki kuma-akhawunti akho.
Ukusebenza kwemakethe
Imakethe yemali engenayo engaguquki igcine izinga eliphezulu lomsebenzi. Lapho i- inani eliqoqiwe Ngonyaka ikhule ngama-77,9%, ngemuva kokuhweba ama-euro ayizigidi ezingama-28.750 ngenyanga edlule, ama-85,3% aphezulu kunangoFebhuwari 2018. Ngokwengeziwe, izindaba ezivunyelwe ukuhweba zikhuphuke ngo-7,8% kusukela ekuqaleni konyaka kanti ibhalansi esalele inyuke ngo-2,9% . Mayelana nemakethe yemikhiqizo etholakala kwezezimali, ukuhweba kukhuphuke ngo-3,9% ezinyangeni ezimbili zokuqala zonyaka uma kuqhathaniswa nesikhathi esifanayo sowezi-2018. Lokhu kwanda bekugxilwe esikhathini esizayo sokulingana, okubhalise kusengaphambili ngama-314,6%. Ngenkathi kunalokho, ukuhweba ngezinketho ze-Ibex kukhuphuke ngo-14,8% ngenyanga.
Ngakolunye uhlangothi, kufanele kuqashelwe ukuthi indawo evulekile yazo zonke izinto eziphuma kwezezimali inyuke ngo-7% uma kuqhathaniswa nenyanga eyedlule. Ukunyuka okukhulu kubhaliswe esikhathini esizayo kanye nezinketho ku-Ibex 35, ngokunyuka kuka-6,8% no-16,5%, ngokulandelana. Ngenkathi i- ikusasa nezinketho zesitoko nakho kube nokukhula. Kulezi zimo, u-3,1% no-6,6% kwifomethi ngayinye yokutshala imali. Ukugqamisa intshisekelo engxenyeni yabatshalizimali abancane nabaphakathi ezimakethe zezimali. Ngezikhathi ezifana nalezi zamanje lapho inzuzo yemali engenayo ingaphansi komlando. Ngemiphumela kuzintengo zamasheya.