Uma kunebhokisi lezimanga emalini yaseSpain, alikho elinye ngaphandle kwenkampani yokusabalalisa iDía. Kulezi zinsuku lenza izindaba ngoba likhiqize okunye kokubuyekezwa okuphezulu kakhulu emakethe eqhubekayo yemakethe yamasheya yaseSpain eminyakeni yamuva. iminyaka. Ngezinga izenzo zabo ezinalo khuphuka cishe ngama-70% ngesikhathi esisodwa sokuhweba. Lokho wukuthi, umtshali-zimali otshalile imali eyi-10.000 euros ekuqaleni kwesonto, uzobe esezuzile inzuzo engekho ngaphansi kwama-euro ayi-7.000. Okuthile okufiswa yingxenye enhle yabatshalizimali abancane nabaphakathi. Thola imali eningi ngesikhathi esifushane kakhulu.
Bonke, ngemuva kokuthi le nkampani ishiye inkomba ye-equity equity index, i-Ibex 35, ngonyaka odlule. Njengomphumela wesimo sayo sobuchwepheshe esibucayi, yake yalahlekelwa okungenani ngaphansi kuka-80% wokulinganiswa kwemakethe yamasheya. Ngemuva kokuhweba iminyaka eminingi emazingeni ama-5 noma ama-euro angama-6 isenzo. Ukuwa kamuva ngaphansi kweyunithi ye-euro kwesinye sezijeziso eziqatha kakhulu ezitholwe abatshalizimali abancane nabaphakathi eminyakeni yamuva. Kuze kube seqophelweni lokuba ngamanani amabi kakhulu kumanani kazwelonke.
Kepha okungacabangi muntu ukuthi kwenzekani kulezi zinsuku futhi benze leli xabiso libuyele emakhasini angaphambili ezindaba zezomnotho. Ngenhlangano yebhizinisi ebambe bonke abasindisi ngonyawo oluhlukile. Ngokubhida kokuthatha imali okungajabulisa kakhulu izintshisekelo zabasindisi abathathe izikhundla kule nkampani yokubaluleka okukhethekile. Ngenani elicabanga ukuthi i-premium Kulinganiselwa eminyakeni engama-55 % ngentengo yokuvala ye-DIA ngalo Msombuluko odlule.
Usuku: I-OPA ngama-0,67 euros
Isisusa salokhu kukhula okukhulu emakethe yamasheya kungenxa yokuthi umtshalizimali obalulekile uFridman wethule ibhidi yokuthatha i-Día kuya kuma-euro angama-0,67 futhi ngizokwengeza kamuva. Ukusabela ezimakethe zezimali kusheshe futhi izindawo zokuthenga zibekiwe ngokucacile kubathengisi. Isikhwama saseLuxux Letterone, imoto yotshalo-mali kasomabhizinisi waseRussia, idlulisele kwiNational Securities Market Commission (CNMV) inhloso yayo yokwenza isicelo sokuthatha imali, ngeseluleko sikaGoldman Sachs, ku-100% wenhlokodolobha yeketango lelo kuzolandelwa ukwanda kwemali eyizigidi ezingama-500.
Incazelo abayinikezile evela kulesi sikhwama sokutshala imali ukuthi "inkampani idinga umbono omusha, isu elisha kanye nesisombululo sezezimali esixazulula izidingo zezimali zesikhashana esifushane futhi siqinisekise ikusasa lesikhathi eside le-DIA." Ngakolunye uhlangothi, i-OPA idinga, ngakolunye uhlangothi, Ukwamukelwa kwe-CNMV, futhi ingaphansi kwabaninimasheya abamele okungenani ama-35,5% wamasheya aphelele ale nkampani esohlwini abayemukelayo. Okuthile okuqale kubonakale kuyinto ethile esebenzayo ngalo mzuzu oqondile.
Ishiywe ngabatshalizimali
Lo mcimbi wobumbano wenzeka ngesikhathi senzalo encane kakhulu kubatshali zimali nalapho ukushintshaniswa kwezokuphepha ezimakethe kwehlile ngamandla amakhulu. Okungukuthi, i- umthamo wenkontileka empeleni bekuphansi kakhulu futhi lokhu akukuzuzisi ukuthatha izikhundla kwelinye lamavelu akhethekile ezimali zaseSpain. Ngakolunye uhlangothi, akukwazi ukukhohlwa ukuthi ezinyangeni ezedlule abatshalizimali abaningi abancane nabaphakathi bashiye izikhundla zabo esitokweni. Ngaphandle kokunye ukucatshangelwa kwezobuchwepheshe futhi mhlawumbe futhi kusuka endaweni yezisekelo zayo.
Khona manje isikhathi sesihambile ukuvula izikhundla ngaleli nani, njengoba likhuphuka kakhulu, alinikezi izizathu zokuthenga amasheya njengoba inani lamasheya alo selilungisiwe lakhonjiswa kusukela ngebhidi yokuthathwa. Ngakho-ke, le nhlangano ayizuzisi ezithakazelweni zangempela zabasindisi. Okungenani ngamanani lapho kucashunwe khona ngalesi sikhathi esiqondile kusukela leli qiniso lebhizinisi limangaze bonke abasebenzeli bezezimali. Kunoma ikuphi, akunakwenzeka ukuthi ezinsukwini ezizayo izokwazi ukunqoba umgoqo ebiwutholile ophikweni lwe-euro.
Imiphumela yebhizinisi
Ezinyangeni eziyisishiyagalolunye zokuqala konyaka, ukuthengiswa okuqhathaniswayo kweqembu le-DIA, kukhule u-2,7%, ngaphandle komphumela wekhalenda. Kodwa-ke, kufaka phakathi umphumela wokwehla kwezimali zaseBrazil nezase-Argentina, ukuthengisa kwehle ngo-9,0%, okumele ukuthengisa okuphelele ngaphansi kwesibhengezo sama-euro ayizigidi ezingama-6.949. Eminye imiphumela eqinisweni ayizange yamukelwe kahle ngabenzeli abahlukahlukene bezezimali. Kuze kube seqophelweni lokuthi izincomo zabahlaziyi bezimakethe zezimali ezilinganayo kwaba ukuthi bazihlukanise nezikhundla zabo.
Ngakolunye uhlangothi, akukwazi ukukhohlwa ukuthi le nkampani yokwaba ukudla ayihambi ngezikhathi ezinhle kakhulu ngokubuka kwebhizinisi. Ngalo mqondo, kube namahlebezi ngentshisekelo yamanye amaqembu okusabalalisa e thola lo mugqa webhizinisi ezinyangeni ezimbalwa ezizayo. Ngoba empeleni, impi yokulawula uchungechunge lwesitolo ingaphezulu kokusobala, futhi nalapho iMercadona inentshisekelo yokuvula izikhundla zebhizinisi, ngokuya ngamathuba okuphenduka athatha kusukela manje kuqhubeke.
Nge-premium engu-56%
Kunoma ikuphi, into eyodwa isobala nokuthi lokho uDia usesesimweni esinzima kakhulu. Ngemuva kwesigaba esizolile lapho uhlu lwaso belungene khona emasontweni adlule, konke sekuguqukile ngemuva kokuzwa ukuthi i-Letter One yethule ibhidi yokuthatha imali ngama-0,67 euros ngesabelo ngasinye. Kungumsebenzi ofaka phakathi i- i-premium ezungeze u-56%. Kungaba nenzuzo enkulu kubatshali zimali bokugcina, okungukuthi bafake inani ezinsukwini zokugcina ngoba bangenza inzuzo ebonakalayo kulo msebenzi. Ngisho nangaphezulu kwama-50% kulokho okuzoba isinyathelo esihle kakhulu kuzintshisekelo zakho.
Enye into ehluke kakhulu yisimo se- abatshalizimali bokuqala nokuthi bathenge iziqu zabo ngama-euro ayisi-5 noma ayisi-6. Kulokhu, akukho kungabaza ukuthi bazolahlekelwa yimali eningi endleleni kusukela intengo yebhidi yokuthathwa noma idlula iyunithi elilodwa le-euro. Yize kulindeleke ukuthi kube nokunye ukunyakaza kwalezi zici okuzonyusa intengo yokunikezwa. Kodwa-ke, ngomehluko ongalindelekile ukuthi ube mkhulu noma ubaluleke kakhulu. Labo asebenenkampani iminyaka eminingana ngeke bakhethe ngaphandle kokucabanga ukuthi kuzodingeka babhekane nokulahlekelwa okukhulu kulo msebenzi.
Ukuya kwi-OPA noma cha?
Le yindlela abasebenzisi be-stock market okwamanje ababekwe enanini. Yebo, ngeke babe nesinye isixazululo ngaphandle kokuya ebhidini lokuthatha, yize kubasinda impela. Uma bengakwenzi uzoba nenkinga enkulu ngokuthengisa iziqu zale nkampani. Phakathi kwezinye izizathu, ngoba ngeke babe khona abathengi abenele ukwenza lokhu kuthengiselana kube semthethweni. Ngale ndlela, bangalahlekelwa yimali ethe xaxa ezikhundleni ezivulwe eDay. Okusho ukuthi, isisombululo esihle kakhulu ukuya ku-OPA. Futhi uma lokhu kuthuthukisiwe, kungcono kakhulu kuwo wonke umuntu.
Ngakolunye uhlangothi, okwamanje ukulinganiswa kwamanani abo sekungene esigabeni sokuzinza lapho kubhekene nalokho okungenzeka ezinsukwini ezizayo. Kulesi simo esivamile, izikhundla zingavulwa ngethemba lokuthi intengo ye-OPA ingakhuphuka. Ngale ndlela, basesimweni sokwenza umsebenzi ube nenzuzo. cishe 5% noma 10%. Vele, akuningi kangako ngoba indlela eya phezulu manje isikhawulelwe kakhulu. Inkinga yangempela ngabatshalizimali abancane nabaphakathi abakade bebekiwe isikhathi eside kuleli lungu lemakethe eqhubekayo kazwelonke.
Ngaphandle kokufakwa ohlwini emakethe yamasheya
Kunoma ikuphi, kunento eyodwa ecace bha futhi lokho ukuthi ngesikhathi esifushane ngeke sisayibona le nkampani evela emkhakheni wokusabalalisa ehweba ezimakethe zezimali. Kunjalo nje indaba yesikhathi futhi yonke into ingahle ivele ngokushesha okukhulu kunalokho obukucabanga ekuqaleni. Isizathu esengeziwe sokwenza isinqumo ngesikhathi esifushane futhi lokho kwenzeka ukuya ebhidini lokuthatha kabusha elifike kulezi zinsuku ezimakethe zezimali.
Ngeshwa, azikho ezinye izindlela ezinikezwa abatshalizimali. Lapho, kungcono ukushiya inani ngokulahleka kunokushiya konke ezimakethe zezimali. Akukona ukubekeka okuhle kwezintshisekelo zabathengisi okwamanje. Kuzofanele benze isinqumo ngandlela thile. Inkinga yangempela ngabatshalizimali abancane nabaphakathi abakade bebekiwe isikhathi eside kuleli lungu lemakethe eqhubekayo kazwelonke.