Ukuthengwa nokuthengiswa kwamasheya emakethe yamasheya kungenye yezindlela ezikhethwayo zabatshalizimali baseSpain ukwenza ukonga kwabo kube nenzuzo. Ngaphezulu kweminye imikhiqizo yezezimali noma kusuka kwimali engaguquki. Kodwa-ke, kuzodingeka ngokuphelele kuwe ukuthi ubheke kahle izikhundla zakho ngenhloso enkulu ye- phuma ezimakethe ngesikhathi esifanele futhi ujabulele ukuzuza kwemali okungenzeka kukhiqizwe ukunyakaza kwakho ezimakethe zezimali.
Kulesi simo esizokwethulwa ngaso sonke isikhathi, ungakhetha kusuka kuzinhlobo ezahlukahlukene ze- iziteshi ezifundisayo ukwazi isimo sakho izimali. Lapho kuya ngezidingo zakho, ungafinyelela ezinsizakalweni ezintsha zobuchwepheshe izikhungo zezezimali ezizokunikeza zona ukuphatha okwanele izimpahla zakho. Ukuze ngale ndlela, ukwazi ukulandela ukuvela kwemali yakho kusuka noma yikuphi. Kubha yolwandle noma endaweni ekude phakathi nezikhathi zakho zeholide.
Kunoma ikuphi, indlela ephumelela kunazo zonke iseyindlela ye- ibhange on line lokho kukunikeza imininingwane ngesikhathi sangempela kuzo zonke izintengo zezokuphepha kanye nezimpawu eziyinhloko zomhlaba jikelele. Imininingwane ongayicela nganoma yisiphi isikhathi futhi mahhala. Akusizi ngalutho okuzokusebenzela izinhlobo eziningi zokusebenza. Isibonelo, shintsha imisebenzi ngokususelwa kudatha entsha, yenza ukuthengisa okuphelele noma okuyingxenye, faka i-oda lomkhawulo wokulahleka noma ukuyeka ukulahlekelwa noma umane uvale izikhala ezimakethe zamasheya ngezikhathi eziyingozi kakhulu.
Ukulandelwa okungaphezulu kwendabuko
Vele ungasebenzisa amasistimu ajwayelekile. Lezo abazali bakho noma ogogo bakho abazisebenzisa eminyakeni edlule. Abasoze bahluleka Futhi zingasebenza ngokusobala kunoma yiluphi uhlobo lwendlela yokutshala imali. Ngale ndlela, uma ungenakho ukufinyelela ebhange online, Isixazululo sale nkinga kuzoba njalo ukuya kwabezindaba, ikakhulukazi labo abakhethekile. Uzohlala unokunikela okuyigugu kwamaphephandaba okunikeza imininingwane ngentengo yama-equities. Yize kuliqiniso ukuthi ezimweni eziningi kunqunyelwe izinkampani ezibalwe ku-Ibex 35.
Kodwa-ke, akuyona yonke iminikelo yale ndlela ezoba yinzuzo. Njengoba uzoba nemikhawulo ebucayi ekulandeleni okungase kulimaze izintshisekelo zakho kwesinye isikhathi noma kwenye. Isibonelo, bazokunikeza imininingwane kuphela ngezikhathi zesikhashana. Ngeke kusaba isikhathi eside, njengoba bekulindelekile kuwe. Yize inkinga enkulu izovela ekungabibikho imininingwane yesikhathi sangempela. Uma kungenjalo, kunalokho, kubambezelekile futhi sekudlule imizuzu embalwa. Lokhu ezimakethe zezimali kungasho ama-euro amaningi emisebenzini eyenziwayo.
Sebenzisa iziteshi ezintsha zobuchwepheshe
Ngakolunye uhlangothi, esinye sezixazululo ezisebenza kahle kakhulu abatshalizimali abancane nabaphakathi abanaso yileso esinikezwa iselula ngokuxhumeka esiteshini esihlinzeka ngale nsizakalo. Ngokwezinga elivumela ukusebenza kwesikhathi sangempela kokukhulu izimakethe zezimali emhlabeni wonke. Ngisho nakulezo ezikude kakhulu ukusuka eSpain futhi kuze kube yiminyaka embalwa edlule kwakunzima ukufinyelela kuzo. Ngaphezu kwalokho, ngale nsizakalo ungasebenzisa futhi amathuluzi azokusiza wenze izinqumo zakho zokutshala imali.
Ngenzuzo eyengeziwe yokuthi ungasebenza futhi ulandelele utshalomali lwakho nganoma yisiphi isikhathi. Kusuka ekhaya lakho, emsebenzini noma ngisho nasehhovisi likadokotela wamazinyo. Ngeke kube khona mingcele yokuthi usebenzise lolu hlelo lwesimanje lolwazi. Ngemfuneko okuwukuphela kwayo yokuthi kufanele ube neselula efakwe kahle ukwenza lolu hlobo lwemisebenzi esikhwameni. Lapho uzoba khona nolwazi mayelana nokutshalwa kwemali kwakho Ngaso leso sikhathi futhi ngaphandle kwanoma iluphi uhlobo lokubambezeleka kokusebenza nezinsizakalo ezidingekayo kusuka kuselula yakho.
Ingosi yolwazi lwesitoko
Enye yezindlela ongasondela ngazo yile. Awukwazi ukukhohlwa ukuthi iningi lezimakethe zamasheya nemininingwane yolwazi lwezomnotho zinikeza lokhu kungenzeka. Kulabo abakhombisa ngokunembile i- umthamo wenkontileka, ubuncane nobukhulu beseshini ngayinye yokuhweba, phakathi kweminye imingcele lapho uzodinga khona imininingwane kwesinye isikhathi noma kwenye. Unethuba lokuthi ezimweni eziningi akudingeki ubhaliswe ukufinyelela noma iyiphi yalezi zinsizakalo. Ngaphezu kwalokho, kuyithuluzi elihle kakhulu ukuhambisa noma yikuphi ukusebenza kwesitoko ngesikhathi esithile.
Akumangalisi ukuthi kuyinsiza efanelekile ikakhulukazi kubantu abanjalo njalo kude namakhaya abo, amahhovisi noma izikhungo zokusebenza. Lapho kubaluleke khona ukwazi ngokuphuthumayo ukuthi siyini isimo sangempela sephothifoliyo yakho. Ukuze ngale ndlela, ungashintsha amasu okutshala imali uma kudingeka. Lapho imizuzwana embalwa yokulibaziseka ekusebenzeni ingasho ukuthi umehluko wama-euro amaningi. Ngakho-ke, kufanelekile ukuyisebenzisa kusukela manje. Ngoba kuzokusiza ukuthi uphume enkingeni eyinqaba ngezikhathi ezingathandeki.
Ukutshalwa kwezimali ngesikhathi samaholide
Enye inkinga engavela ngezikhathi zamaholide. Impela ezikhathini ezingaphezu kwesisodwa ubhekane nakho futhi ubungazi ukuthi wenzeni ezimeni ezithile ezihlazo kakhulu ngezintshisekelo zakho zezezimali. Yize ye- gwema imiphumela engadingeki isu elihle kakhulu ukushiya i-akhawunti yakho yezokuphepha isamba semali ephelele. Lokho wukuthi, ukususa izikhundla zokuthenga ukuqala inqubo yokuthenga uma nje befika kusuka ohambweni.
Futhi ama-oda anemibandela azokuvumela ukuthi ufake isimo esiyingozi ngempela. Kulula kakhulu ukuzisebenzisa futhi kuzovumela umsebenzisi ukuthi achithe izinsuku ezimbalwa enokuthula okuphelele kwengqondo lapho eya khona. Phakathi kwezinye izizathu ngoba zizosetshenziswa uma intengo yokuthengisa amasheya ifinyelelwa. Imvamisa iqhinga lokuphuma kulezi zimo kahle lisekelwe uyixhumanise namazinga wokumelana. Akumangalisi ukuthi kuyindlela eluleke ngokukhethekile ngezikhathi zamaholide. Ngenzuzo yokuthi ngeke ube namakhomishini noma imali ekhokhwayo eyengeziwe nganoma yisiphi isikhathi esikhungweni sakho sezezimali. Uma kungenjalo, kunalokho, kuzoba insiza yamahhala ezimweni eziningi.
Izinsizakalo zokuqwashisa ngebhange
Vele, enye insiza engasoze yehluleka kulezi zimo ezikhetheke kakhulu yileso esivela ezixwayisweni ezingxenyeni zebhange lapho ongene khona kwiphothifoliyo yakho yezokuphepha. Kuyithuluzi elikuvumela ukuba uqaphele noma yikuphi ukunyakaza okukhulu ezimakethe zezimali. Ukuze ngale ndlela, usesimweni sokuthengisa amasheya akho noma uguqule kangcono isu bese uzama ukwenza ngcono ukubuya kotshalo-mali. Ungathola lesi saziso nganoma yisiphi isikhathi futhi ngawo wonke amahora osuku kukhompyutha yakho siqu, iselula noma ithebulethi. Mhlawumbe ebhange osebenza ngalo njalo ukuze insiza imahhala futhi akudingeki usebenzise i-euro eyodwa.
Ngakolunye uhlangothi, lesi sigaba sezexwayiso sikhonjiswa kakhulu ngaphambi kokunyakaza ezimakethe zamandla amakhulu, cishe ezehlukile. Hhayi ngeze, bazokuvumela phendula ngemizuzu embalwa. Ukuphendula kwakho kuzokusindisa ezinkingeni eziningi kusuka manje. Ngaphandle kwesu olisebenzisayo ekutshalweni kwakho. Vele, ngeke uzisole uma ukhetha le modeli yokuzivikela ngezintshisekelo zakho njengomtshali-zimali omncane naphakathi. Ngoba izokuvumela ukuthi ubeke umkhawulo ekulahlekelweni, uma kukhona ngesikhathi esithile.
Zakhele imidwebo yakho
Ukuqaliswa kwalesi siphakamiso sokuqala kungasiza kakhulu uma uzosebenza ngemvamisa ethile ezimakethe zezimali. Ngekhompyutha yakho nohlelo lokuphathwa kwezimali ungakha ithuluzi elinezici. Kusuka lapho ungakwazi khona dala ihluzo ezisiza kakhulu ekutshaleni kwakho imali. Kuya ngezinga lokufunda olethayo. Ngoba imayelana nokuthi wazi ukuthi ungayisingatha kanjani kahle ukuze unqume ukusebenza kwakho emakethe yamasheya.
Leli thuluzi elisha lizonikeza imihlahlandlela yokuphuma nokungena ezimakethe zezezimali ngesikhathi esifanele. Akusizi ngalutho, ukuphikisana nokusekelwa kwezokuphepha, imikhakha kanye nezinkomba zamasheya kuzobonakala. Ngefayela le- olusha njalo kusuka okufanayo. Lokhu kungenye yezinzuzo ngaphezu kwamanye amathuluzi wolwazi ajwayelekile. Ukuthi uze ube sesimweni sokuthuthukisa ukwesekwa kwezobuchwepheshe okungenza yonke imisebenzi ozoyenza ibe nenzuzo kulezi zikhathi eziqondile.
Ungaba nenkinga ekuqaleni ukuthola lo mthombo wokusekelwa kotshalo-mali. Kepha kancane kancane uzothola imfundo edingekayo ukuze ukwazi ukuthuthukisa noma yiluphi uhlobo lokusebenza. Hhayi kuphela emakethe yamasheya, kepha kuningi lezimpahla zezezimali. Njengesibonelo, izinto zokusetshenziswa, izinsimbi eziyigugu, imali noma amabhondi amakhulu uma lokhu kuyisifiso sakho. Ngomnikelo wokuthembeka okuphawuleka kuyo yonke imininingwane oyinikezwa yileli hlelo lokuhlaziya.