Zonke izibikezelo ziphakamisa ukuthi lo nyaka wokuhweba ungaba mubi ngezintshisekelo zabatshalizimali abancane nabaphakathi. Ngemuva kweminyaka eminingi lapho ukutshalwa kwezimali ezimakethe zezimali kube kuhle kakhulu, nezimbuyiselo zonyaka zokonga cishe u-10%. Manje kubonakala sengathi lo mkhuba wephuliwe, kepha ngenzuzo yokuthi kukhona imikhiqizo yezezimali engathatha ukwehla kwezimakethe zezimali. Njengasendabeni ethile yokuthengiswa kwezikweletu nokuthi sizochaza ukuthi singayenza kanjani ngokusemthethweni le modeli ekhetheke kakhulu yokutshalwa kwezimali kwangasese.
Ukuthengisa ngesikweletu kuyimodeli esuselwa eqinisweni lokuthi ungakwazi inzuzo ekunciphiseni ezimakethe zamasheya emhlabeni jikelele. Ngoba empeleni, noma yikuphi ukwehla kwezibambiso noma ama-stock indices kungasetshenziswa ngabatshalizimali abancane nabaphakathi ukuthola imbuyiselo enkulu yokonga. Kodwa-ke, ingozi enkulu ezinkontilekeni zabo isuselwa eqinisweni lokuthi ukulahleka kudalulwa kakhulu kunakwelinye ikilasi lemikhiqizo yezezimali, njengokuthengwa nokuthengiswa kwamasheya emakethe yamasheya ngomqondo wasendulo.
Ngenkathi ngakolunye uhlangothi, ukuthengiswa kwesikweletu kuyimodeli yokutshala imali esezingeni eliphakeme kakhulu futhi ebonakala ngokubeka izinkathi ezimfushane zokugcinwa kunamanye amafomethi. Imvamisa imisebenzi ehambayo ngokwezinyanga ezi-3 noma ezi-4 futhi leso yisikhathi lapho amanani kumele ehliswe khona. Kunoma ikuphi, kuyiminyakazo enezingozi eziningi kakhulu ngakho-ke ngeke ube nokunye ongakwenza ngaphandle kokuhlinzeka ngokuqhubeka kokufunda kulolu hlobo lokusebenza ezimakethe zezimali. Awukwazi ukukhohlwa ukuthi kunemali eningi ongayishiya ekugcineni.
Ukuthengiswa kwezikweletu: izikhundla ezivulekile
Umbuzo wokuqala okufanele uzibuze wona kusukela manje ukuthi uzoqala nini ukusebenza nalokhu ukunyakaza okuphansi. Kusobala ukuthi iyabonakala lapho izimakethe zamasheya ziqala noma ziqhubeka ngomkhuba ocacile owehlayo. Lapho benciphisa inani lezinto ozithandayo njengezincane neziphakathi. Phakathi kwezinye izizathu ngoba ukuzuza kwemali yakho kuzoba kukhulu kakhulu. Ungesabi ngoba imishini yayo isebenza ngale ndlela entsha futhi lokho kukuvumela ukuthi uhlale unamathuba ebhizinisi ezimakethe zezimali.
Ngakolunye uhlangothi, kufanele futhi kuvezwe kakhulu ikakhulukazi ukuthi ukuthengiswa kwesikweletu kuyithuluzi elinamandla le- zivumelanise nazo zonke izimo ezisezikhwameni emhlabeni wonke. Lokhu ngumehluko omkhulu kusuka ekuthengeni nasekuthengisweni kwamasheya kwendabuko ezimakethe zamasheya. Noma yimuphi umehluko ungaba yimali ebaluleke kakhulu futhi ngenxa yalesi sizathu ukuthengiswa kwesikweletu akufanele kwenziwe ngokusemthethweni ngamanani abaluleke kakhulu ngoba angaba nomthelela omkhulu esitatimendeni semali engenayo se-akhawunti yakho yokonga.
Yiziphi izimpahla ezisebenza nazo?
Ezweni lethu, ukusebenza kukhawulelwe kuma-indices emakethe yamasheya kunezinkampani ezibalwe ohlwini. Ngalo mqondo, kunemisebenzi emfushane kuzo zonke izinkomba eziyinhloko zokulingana ezwenikazi elidala. Okungukuthi, mayelana Ibex 35, CAC 40, DAX, njll. Kepha nakwezokuphepha ezifanele kunazo zonke ezibandakanya lezo futhi ezivame ukuqondana nalabo abanemali enkulu kakhulu. Isibonelo, eSantander, BBVA, Endesa noma e-Inditex, phakathi kwezinye zezinkampani ezibaluleke kakhulu ezibalwe emakethe yamasheya.
Ngakolunye uhlangothi, kunzima kakhulu ukuthengisa ngesikweletu kwizibambiso zokonga ezinkulu naphakathi. Azizweli ngalolu hlobo lokusebenza futhi ezikhathini ezingaphezu kwesisodwa lezinhlangano zivinjelwe ngoba zingabeka isimo sokumiswa kwamanani alezi ziphakamiso ezimakethe zezimali. Ngaphandle kolunye uchungechunge lokucatshangelwa kwezobuchwepheshe futhi mhlawumbe kusuka endaweni yokubuka okuyisisekelo kwayo. Lokho wukuthi, ukusebenza kwabo kunqunyelwe ngenombolo.
Ngabe unentshisekelo kule mikhiqizo?
Kunoma yiziphi izimo, akukho kungabaza ukuthi unentshisekelo yokuhlaziya ukuthi ingabe kungumkhiqizo ohloselwe iphrofayili yabatshalizimali abancane nabaphakathi omele okwamanje. Ngoba kubaluleke kakhulu ukuthi wazi lapho kufanele ukuqasha lolu hlobo lokuthengisa olwehlukile. Njengesibonelo, ezimweni ezilandelayo esikudalula kuzo ngezansi:
- Ngaphambi kwe- ukwehla ngamandla okukhulu ezimakethe zokulingana futhi athuthuke isikhathi eside.
- Lapho i- Ushintsho lwethrendi, kusuka ku-bullish kuya ku-bearish ngoba kulapho ukunyakaza kwe-bearish kusolwa kakhulu.
- Ezikhathini lapho amanani dlulisa ukwesekwa futhi ukwehla kokucatshangelwa okukhethekile kuqala futhi lokho kungathatha amanani abo aphansi kakhulu kunalokho okwamanje.
- Ngezikhathi zokucaca ukwehla komnotho okuyilapho izimakethe zamasheya zehla kakhulu, ngisho nangodlame oludonsa ukunaka kwabatshalizimali abancane nabaphakathi.
- Kumanani aku- ukwehla kwamahhala okuyisibalo esibi kakhulu abangaba naso njengoba bengenakho ukuxhaswa ngezansi futhi amanani abo angabhekiswa ngaphansi kakhulu kunanamuhla.
- Futhi kukonke, sekukonke ukunyakaza okweqile emnothweni wamazwe omhlaba futhi lokho kudale ukuthi izimakethe zamasheya ziwe ezinsukwini ezimbalwa. Kuyithuba ongalisebenzisa ngokunenzuzo njengamanje.
Izingozi ekusebenzeni
Ngenkathi ngokuphambene nalokho, kungukusebenza okunobungozi obukhulu kakhulu nokuthi kufanele uhlaziye ukuze ungabi nokunye okumangazayo ezinsukwini ezizayo. Akumangalisi ukuthi kunemali eningi ongayilahla ekusebenzeni ngakunye okunalesi sici. Futhi phakathi kwalokhu okulandelayo kuvela ukuthi sikubalula ngezansi.
- Sus izinsuku zokuphelelwa yisikhathi Zimfushane kakhulu ngakho-ke kufanele uqaphele kakhulu lapho usayina ukuthengisa ngesikweletu.
- Yimikhiqizo yokutshala imali enayo amakhomishini nezindleko ekuphathweni noma ekugcineni kwawo lokho kudinga kakhulu. Ukufika ezingeni lokuthi uzosebenzisa imali eningi ekwenzeni kwayo ngokusemthethweni.
- Ngiyakuthanda izindlela zokutshalwa kwezimali Azigcwaliseki ekugcineni, akungabazeki ukuthi uzokwazi ukukhokha kabuhlungu ngalesi sinqumo osithathile ukuhambisa utshalomali lwakho ngokuthengisa ngesikweletu.
- Baningi kuyinkimbinkimbi ukuqonda futhi lokho kudinga ukufundwa okuthile ekusebenzeni kwabo. Uma ungahambisani nemibandela, kuzoba ngcono ukuthi uyeke ukusebenza futhi uzinikele kweminye imikhiqizo yezezimali.
- Njengoba kungukuziphatha kwesikweletu, kungumkhiqizo wezezimali onjalo bajeziswe kakhulu kunabo bonke abanye. Ungakhohlwa kusukela manje kuqhubeke ngoba ungahlangabezana nezithiyo eziningi endleleni ozoba nayo kuze kube sekupheleni kwayo.
Njengoba kungenzeka ubonile, ukuthengisa ngesikweletu kuyimodeli yokutshala imali enamalambu amaningi nezithunzi endleleni. Kukulungele ukuthi uyihlaziye ngoba ingumkhiqizo odinga umzamo omkhulu wezomnotho ohlangothini lwabatshalizimali abancane nabaphakathi. Lapho kungelula khona ukuthi ukwenze kube semthethweni ngaphandle kokuhlaziya okuqinile noma kobuchwepheshe. Ngoba ekugcineni kosuku, okubandakanyekile ekugcineni ukwenza ingcebo yomuntu siqu ibe nenzuzo, hhayi ukwenza noma yiluphi uhlobo lokuzama emakethe yamasheya.
Ngalokho kuneminye imikhiqizo yezezimali efaneleke kakhulu engadingi ubungozi obuningi emisebenzini ozoyenza kusukela manje kuqhubeke. Akusizi ngalutho, khumbula ukuthi ubhekene nomkhiqizo ohlukile wokutshala imali futhi lokho akusho ukuthenga nokuthengisa amasheya ezimakethe zezimali. Akungaphansi kakhulu kwalokho, uma kungenjalo ngokuphambene kubuswa ngaphansi kweminye imingcele ehluke ngokuphelele futhi lokhu kufanele kubhekwe.
Yenzelwe isikhathi esifushane
Abatshalizimali abancane nabaphakathi banethuba lokuphendukela emikhiqizweni ehlukahlukene ukuze batshale imali lapho izimali zezezimali ziwela esikhathini esifushane. Ezimweni eziningi lezi yizinto ezitholakala enhlosweni yazo ukuthola inzuzo ephezulu kunoma isiphi isimo semakethe, noma ngabe i-bullish noma i-bearish. Kunoma ikuphi, kuyimikhiqizo ehlukaniswa yikho kokubili yinkimbinkimbi imisebenzi yayo kanye nobungozi obukhulu obubandakanya izintshisekelo zabatshalizimali. Futhi ngenkathi ungathola inzuzo enkulu, ungalahlekelwa nemali eningi endleleni.
Omunye wemikhiqizo ephawuleka kakhulu yilokho okubizwa ngokuthengisa ngesikweletu, futhi ngalo mbhalo kuyisihloko, futhi esinokusebenza okuchazwe kahle kakhulu. Lapho izinhlangano zezezimali ziphethe ngokuboleka ukuphepha okufunwa yikhasimende, bese kuzidayisa ngentengo yosuku. Ngemuva kwalokho ibhange linika umsebenzisi isikhathi sokubuyisa amanani ngentengo abanayo ngaleso sikhathi futhi, ngokusho kwesibikezelo sayo, ezobe ziphansi kunalezi zamanje. Ngale ndlela, umtshalizimali uzowuthola umehluko inqobo nje uma umphumela uzoba muhle kulayini ongezansi.