Ngokuqinisekile kuye kwenzeka kuwe izikhathi ezingaphezu kwesisodwa. Vumela amabhange uqobo enze okwakho izincomo ukutshala imali kumasheya. Nge imiphumela ephikisanayo nengalingani ngokwemiphumela abakukhiqizele yona. Le mikhuba yamabhange ingakulimaza kangakanani? Ngoba ezimweni ezingaphezu kwesisodwa bekungeke kube ukusebenza okuhle kakhulu okwazile ukukwenza ezimakethe zezezimali.
Ngoba empeleni, indlela okufanele uyihlaziye ukuthi umane usebenza nebhange, hhayi nenkampani yokutshala imali. Ngomehluko ophawuleka kakhulu kuzinhlobo zombili zebhizinisi. Awukwazi ukukhohlwa ukuthi zihluke ngokuphelele. Kulesi simo, futhi ngokomthetho, abasebenzi basebhange akufanele babe nolwazi olufanele kakhulu emkhakheni wokutshala imali. Isibalo sakhe ngokwesiko sisuselwa ekuzameni ikuthengisele imikhiqizo eyinhloko uxoshwe esikhungweni sakho sezezimali.
Futhi ungakhohlwa ukuthi phakathi nalezi zinsuku inothi elifundisayo lishicilelwe yiBhange laseSpain ngomqondo wokuthi insizakalo yamakhasimende ebhange laseSpain ayiyona eyanele kakhulu. Kwethulwa amaphutha amaningi afinyelela ngisho nasezweni lomtshalomali. Akumangalisi ukuthi bakumkhombandlela we- isibopho sokudalula izingozi ozithola ekunikezelweni kwemikhiqizo eyinhloko yezezimali. Lapho ukutshalwa kwezimali ezimakethe zamasheya nakho kungafakwa ngaphandle.
Amabhange: ungabalalela?
Omunye wemibuzo okufanele uzibuze yona kusuka manje kuya phambili ukuthi ngabe kufanele usamukele yini iseluleko esinikezwa yibhange. Yebo, kufanele uhlukanise phakathi kwalokho okuyikho abasebenzi nokuthi yini iminyango ekhethekile emalini. Mayelana nombono wabokuqala, kungcono ukuthi ungawunaki kakhulu. Ngoba ukukhuluma iqiniso kungenzeka ukuthi babe nemibono emincane yokutshala imali emakethe yamasheya kunamanye amaklayenti abo. Ukufika ezingeni lokuthi bangakuthola ungene kumzuzwana ngezikhathi ezithile nganoma yisiphi isikhathi.
Kulezi zimo, uma kufanele uphathe utshalomali lwakho, zikhawulele kuzinqubo zokuphatha kepha akukho okunye. Ngoba bangakunika izeluleko ezingalungile. Futhi ekugcineni kosuku nguwe ofaka imali futhi nokuthi yini ozoyilahla uma izinto zingathuthuki njengoba ulindele. Ngokombono, kufanele uqaphele ikakhulukazi ngoba uyakwazi ukukubona ucwiliswa esimeni esingalindelekile. Ngesizathu esicacile futhi lokho akusikho okunye ngaphandle kokukhuluma nokuthi kufanele wenzeni. Kuyisimo izinkulungwane nezinkulungwane zabasindisi abake babhekana naso eminyakeni yamuva. Ukuze kufinyelele eqophelweni lokuthi kungaba nguwe.
Ngaphezu kwalokho, ngokuqinisekile bazoba neminikelo elinganiselwe kakhulu kulolu hlobo lotshalo-mali. Ngaphandle kokwazi ukuthi yimaphi amanani abucayi kakhulu okufanele aqashwe ngaso sonke isikhathi. Ngalo mqondo, ungazilimaza ngaphezu kwenzuzo. Ukugwema lezi zimo ezingemnandi, kungcono ukuthi uyeke ukufuna noma isiphi iseluleko kubo ukuthi wenzani ngemali yakho maqondana nezimakethe zezimali. Ungangeni kuleli phutha elikhulu uma ungafuni ukukhokha kakhulu kusukela manje kuqhubeke.
Iminyango yotshalomali
Enye into ehluke kakhulu yizigaba zesitoko noma zokutshala imali eziningi izikhungo zezezimali ezinazo. Banabasebenzi ufaneleke kakhulu lokho kungakusiza ukuthi uhambise utshalomali lwakho kusukela ekuqaleni. Ngaphezu kwalokho, kuyisevisi yamahhala engeke ikubize i-euro eyodwa. Isidingo kuphela sokuthola le nzuzo ukuba yikhasimende lesikhungo sezezimali. Ezimweni ezithile kuphela, lapho zizodinga ezinye izidingo ezingeziwe. Isibonelo, ukuba ne-akhawunti yezokuphepha noma ukuphatha iholo. Ngale ndlela, usesimweni esiphelele sokuthola yonke imihlomulo yayo.
Iminyango yokutshala imali yamabhange yenzelwe ukukunikeza zonke izindlela zokuthuthukisa ukusebenza kwakho ezimakethe zezezimali. Hhayi kuphela ukuphakamisa amanani ahamba phambili nezimpahla zezimali ngaso sonke isikhathi. Kepha futhi ukukunikeza ifayela le- amathiphu awusizo kakhulu athola inzuzo engcono mayelana nokonga onakho kwale misebenzi. Hhayi kuphela emkhakheni wama-equities, kodwa futhi nakwimali engenayo engaguquki noma nakwezinye izinhlobo. Ngakho-ke, iyithuluzi elingakunika ukuphepha okukhulu ukuvula noma ukuvala izikhundla kunoma yiziphi izimakethe zezimali.
Ngokusebenzisa ukubhenka online
Imvamisa lezi zingxenye zingatholakala ngamasu we-telematic futhi ikakhulukazi ngobuchwepheshe obusha. Uma ungomunye wamakhasimende wendabuko anqunyelwe kumagatsha asebhange, kuzoba nzima kakhulu. Ngoba empeleni, lezi ziteshi azinabo abasebenzi abadingekayo ngezidingo ozifunayo. Kuzofanele usebenzise ucingo ukuze ufeze izinhloso zakho. Kepha ngaphezu kwakho konke ngokusebenzisa ikhompyutha ngokusebenzisa ukubhenka online. Akumangalisi ukuthi uhlelo oluqoqa kangcono le nsizakalo.
Ukubhanga ku-inthanethi kukunikeza cishe yonke into ukuze ukwazi ukuphatha futhi uhambise utshalomali lwakho. Futhi ngaphandle kokuchitha i-euro eyodwa. Ngaphezu kokuba yikhasimende, bazofuna ukuthi ube nokhiye ne-password faka iwebhusayithi yakho. Uma uyithola, uzokwazi ukwenza zonke izinqubo emkhakheni wokutshala imali. Kusuka ekuthengeni nasekuthengiseni amasheya ezimakethe zezezimali kuye ekudlulisweni kwemali yakho oyitshalile. Kepha lokhu kudlulela phambili, ngoba banweba izinzuzo zakho.
Ngoba empeleni, ungafinyelela amaphothifoliyo okutshalwa kwezimali akhiwe ngokukhethekile ngamabhange ngamakhasimende awo. Futhi baphakamisa amanani angcono kakhulu emakethe yamasheya ongawathola, ngisho nangokuthile okungeziwe okufana nenani eliqondiwe abalinika lezi zimpahla zezimali. Ngakolunye uhlangothi, babuye bakuchazele kuwebhu ukuthi ungasebenza kanjani kweminye imikhiqizo yezimali eyinkimbinkimbi ngokwengeziwe. Phakathi kwazo, okuphuma kukho, okugunyaziwe noma ukuthengiswa kwezikweletu. Ungabathola nangama-simulators anezikhungo zezezimali ukuze ukwazi ukuthola ulwazi olwengeziwe ukuqala ukusebenza.
Amanani Flat on the stock exchange
Kunoma ikuphi, enye yezinzuzo zamabhange athile ukuthi anamanani ancintisana kakhulu wokuthuthukisa ukunyakaza kwakho emalini. Ngokuyinhloko ngamazinga abizwa ngokuthi amaflethi ongonga ngawo imali eningi minyaka yonke. Kungaphezu kwalokho ongakucabanga njengamanje. Ngoba bayakuvumela ukuthi wenze imisebenzi eminingi ngendlela ofuna ngayo ngentengo efanayo. Kuyindlela ye- isilinganiso esiphansi lokho kuyehluka kusuka kuma-euro angama-18 kuye kwangama-30 njalo ngenyanga. Kunconywa kakhulu uma ungumtshali-zimali osondelene kakhulu nezimakethe zezimali.
Yize la mazinga athambile ethinta kuphela izimakethe zikazwelonke, kokunye ukunikezwa yasebhange kuyandiswa kuya ezimakethe ezingaphandle kwemingcele yethu. Yize ngentengo ephezulu iqhathaniswa nezinga langaphambilini lemakethe yamasheya. Zisebenza kuzo zombili ukwenza kube semthethweni ukuthenga njengokuthengisa. Yize iminikelo yayo eyinhloko ukuthi ungakwazi ukwenza imisebenzi ayinamkhawulo. Kuphela leyo ozibekela yona.
Landela isikhwama kusuka kuselula yakho
Ukuthuthukiswa kobuchwepheshe obusha kuthinta nezenzo zakho. Ngoba futhi ungaphatha utshalomali lwakho lwezezimali oluvela kulezi zindlela zokuxhumana. Uzodinga kuphela ukulanda uhlelo olufanele bese uqala ukuhweba emakethe yamasheya. Noma uma uthanda neminye imikhiqizo yezimali ehlukile. Esimweni esinjalo, ngeke kudinge ukukhishwa kwemali. Ukuba yiklayenti lesikhungo sezezimali kuzoba ngaphezu kokwanele ukuba nalesi siteshi esisha sokuxhumana.
Enye yezinzuzo lesi siteshi sobuchwepheshe esikunikeza zona ukuthi kusukela manje ungatshala imali oyongele noma kuphi nanoma nini. Kusuka emsebenzini wakho noma ngenkathi usebenzisa iholide lakho elifanele kahle olwandle. Akumangalisi ukuthi ukusebenza okwenzayo kusuka kuselula yakho kuzoba cishe ngesikhathi sangempela. Ngemizuzwana embalwa yokulibaziseka okuzokusiza ukwengeza yonke imisebenzi oyenza ibe semthethweni kusuka kule ndlela yobuchwepheshe. Ngemininingwane engeziwe uzoba nedatha yangempela kuzintengo zama-indices main equity.
Okunye okunikelwe kakhulu ozoba nakho kusuka kuselula yakho ukuthi uzoba nemininingwane eminingi kakhulu kunezinye iziteshi ezijwayelekile. Ngeke ube nezimali, noma amakhomishini wokusebenza okwenziwayo. Ngokuqapha kwesikhathi sangempela sesimo sezimali zakho. Ukuze ngale ndlela, ungalungisa noma yimaphi amaphutha ozibophezele kunoma yikuphi ukusebenza kwakho. Ngokusebenzisa insimbi efana neselula ohlala uhamba nayo. Futhi ungayisebenzisela ukwenza noma iyiphi inqubo noma ukuphathwa ezindleleni zakho ezihlobene nezwe lemali eliyinkimbinkimbi njalo.
Zonke lezi zinzuzo yilokho ongazithuthukisa kusuka ebhange lakho elijwayelekile. Ngaphandle kwezindleko noma ukufakwa kwamanye amathuluzi inhloso yawo enkulu ukukusiza wenze inzuzo inhlokodolobha onayo ngalezi zenzo. Ngoba empeleni, awusadingi ukuya egatsheni lasebhange. Njengakwelinye icala abazali bakho noma ogogo bakho benza kuze kube yiminyaka embalwa edlule.
Lapho uzohlala uneseluleko noma ithuluzi elithile lokwenza ngcono iphothifoliyo yakho yokutshala imali. Kunoma ikuphi, ngeke ube nesu elingcono kunokulihlanganisa nezinye izindlela ezisuselwe, ngokwesibonelo, kufayela le- ukuhlaziywa kobuchwepheshe, i-chartism noma ukusebenza kwezomnotho kwezinkampani.