Umshuwalense wemoto ngokweqile noma ngaphandle

Umshuwalense wemoto ngokweqile noma ngaphandle

Uma unemoto, noma ucabanga ukuyithenga, uyazi ukuthi, ngaphezu kwemali ekhokhwayo okufanele ubhekane nayo ukuthenga, kufanele futhi wabele imali ukuthola wonke amaphepha owadingayo ukuze imoto isakaze: ukubhaliswa , ilayisense yokushayela futhi yebo, nomshuwalense. Kepha ukukhuluma ngomshwalense wemoto, ngokweqile noma ngaphandle kokuningi?

Uma njengamanje sikubeke kufayela le- ubufakazi bokungazi ukuthi umshwalense wemoto ngokweqile noma ngaphandle kwemali eyeqile ungconoSiyethemba ukuthi, ngalokhu esizokuphawula ngezansi, ungathatha isinqumo esifanele kakhulu ecaleni lakho.

Yini engcono, umshuwalense wemoto noma ungekho ngokweqile?

Yini engcono, umshuwalense wemoto onemali engaphezulu noma engenayo?

Uma kukhulunywa ngokuqasha umshuwalense wemoto, into ejwayelekile kakhulu ukuthi, ikakhulukazi uma intsha, uyifuna kakhulu indlela yokuvikela. Sikhuluma ngokukusibekela ngokutholakala okuphelele kakhulu ukuze, noma yini eyenzekayo, umshwalense wakho wemoto uyiphendule. Inkinga ukuthi okufunayo kungenzeka kungabi yilokho obuhlele ukukubeka kwisabelomali somshuwalense. Ngamanye amagama, umshuwalense ophelele nakho konke ukumbozwa okuhlanganisiwe kungabiza kakhulu.

Ngalesi sizathu, abanye bakhetha umshuwalense ovela eceleni, noma ngisho nokuvikelwa okuncane, okuyisisekelo, ngoba abakwazi ukukhokhela imali eyeqile. Kodwa-ke, kunenketho ephakathi nendawo lapho ungonga khona ingxenye yomshuwalense, okungaba umshuwalense wemoto ngokweqile. Kepha, Uyini umehluko phakathi komshwalense wemoto ngokweqile noma ngaphandle kweqile?

Umshuwalense wemoto ngaphandle kwemali eyeqile

Ake siqale sichaze ukuthi kungaba yini umshuwalense wemoto ngaphandle kokudlula ngokweqile. Ngempela Ayaziwa kakhulu kanjalo, kepha iyaqondakala njengomshuwalense ophelele ". Lokho ukusho ukuthi, umshwalense ongeke ubhekane kuphela nesibopho sezomthetho (okuyisisekelo imoto okumele ibe khona ukuze usakaze), kepha uzofaka okunye ukumbozwa okufana nengilazi namawindi, imililo, ukweba, ukulimala komuntu uqobo, izingozi zabashayeli , ukuzivikela ngokomthetho, usizo ngezokuvakasha, ukufaka isicelo sesinxephezelo ...

Lokhu kusho ukuthi, uma kunengozi, ukulahleka, ukwephuka, njll., Inkampani yomshuwalense izobhekana nesinxephezelo kubantu besithathu abathintekayo, ukulimala kwezimoto, abagibeli, njll. Kukhona njalo umkhawulo lapho umshwalense uphendula khona, kepha lokhu kufanele kufike kunqubomgomo.

Konke lokhu kuza ngezindleko, futhi lokho kungukuthi umshwalense ungabiza kakhulu ngonyaka.

Umshuwalense wemoto ngokweqile

Uma kukhulunywa ngomshuwalense wemoto ngokweqile, uzothola ukuthi umshwalense, okungukuthi, ophethe umshuwalense, uzoba nesibopho sephesenti kuphela ukubhekana nomonakalo ukuthi kungadala noma kutholakale ngenxa yengozi noma ukulahleka.

Lo mshuwalense uvame ukukhethwa ngabantu asebenolwazi olwanele ngemuva kwesondo futhi abangazange babe nezingozi noma izinkinga uma beshayela ngoba bayazi ukuthi ukuphatha kwabo akunaphutha nokuthi, ngokuvamile, ngeke babe nankinga ngezingozi. Kusho ukuthini lokho? Yebo, uzombozwa ngokufana nomshuwalense ngaphandle kwemali eyeqile, kepha njengoba unakekela ingxenye ethile yomthwalo wemfanelo (ngakho-ke kuzofanele ukhokhe uma okuthile kwenzeka ingxenye ethile) umshwalense ushibhile.

Lokho kusho ukuthi, ake ucabange ukuthi ufuna ukwenza umshuwalense ophelele wemoto. Ngaphandle kokudlulela, kubiza ama-euro angama-500, kepha ngokweqile kuya kuma-euro angama-250. Akukhona ukuthi kungukunikezwa noma ukuthengiselana, kepha ukuthi uma kukhona ingozi noma ukushayisana, kuzofanele ukhokhe ingxenye yalelo lungiselelo, elishiwo kunqubomgomo, kanti enye izokhokhwa umshwalense .

Umshwalense ofanelekile womshuwalense ngaphandle

I-insured efanelekile yomshuwalense ngaphandle kokuningi

Uma okufunayo ukuqasha umshuwalense wemoto ongcono ngaphandle kwemali eyeqile, eyodwa lapho, uma kwenzeka okuthile, akudingeki uphendule ngemali yakho nangempahla yakho, khona-ke lokhu kuzokhonjiswa kakhulu. Manje, akuyona eyabo bonke abantu.

Ngokukhethekile, iphrofayili efanelekayo yomshuwalense ngaphandle kokudlulela yilena:

  • Abashayeli abanokuhlangenwe nakho okuncane, mhlawumbe ngoba basanda kuthola ilayisense yabo, ngoba abakalawuli imoto, njll.
  • Abantu abavame ukuba nezingozi zemoto, okungukuthi, abanikeze izingxenye emshwalense wezingozi, ukushaywa, njll.
  • Labo abasebenzisa imoto nsuku zonke, futhi abahamba amabanga amade ngayo. Abantu abaningi bahlala ezimotweni zabo ngoba kuyindlela yabo yokuhamba ukuya emabhizinisini futhi badinga umshuwalense wemoto obaphendula ngempela uma kwenzeka okuthile.
  • Labo abashiya imoto ezindaweni "eziyingozi", futhi ngukuthi ukushiya imoto emgwaqweni sekuvele kulindele ukuthi bahlangabezane nengozi (umlilo, ukweba, ukuqhuma ...).

Umshuwalense ofanelekile womshuwalense ohlanganisiwe

Endabeni yomshuwalense wemoto onefranchise, iphrofayili yomsebenzisi ayifani neyaphambilini, kepha, ukugwema ukwethuka noma ukukhokha inani lemali ngenxa yobudedengu noma izingozi ngemoto, imishwalense engcono kungaba:

  • Abashayeli abanesipiliyoni.
  • Abashayeli abangazange banikeze izingxenye emshwalense. Lokhu kufanele kubhekwe ezingeni lomhlaba ngoba, ngonyaka owedlule, kungenzeka ukuthi awuzange unikeze izingxenye ezithile, kepha uma ukwenze kaningi phambilini, kufanele ucabangele ukuthi ngabe kungenxa yokuthi "ufunde" noma njengendaba yokuthi " inhlanhla ".
  • Abantu abangasebenzisi imoto nsuku zonke. Bangaba futhi ngabantu okuthi, noma beyisebenzisa nsuku zonke, bakwenze lokho endaweni abayazi kahle futhi lapho kungekho khona izingozi noma izigaba ezinezindawo zezingozi zabantu abamnyama.
  • Labo abanemoto evikelwe, okusho ukuthi, ayihlali emgwaqweni futhi ayibhekene nezingozi ezinkulu ezifana nomlilo, ukweba, njll.
  • Labo abalandela ngokuqinile ukugcinwa kwemoto.

Ngakho-ke yini engcono, umshuwalense noma ngaphandle?

Ngakho-ke yini engcono, umshuwalense wemoto noma ongeqile?

Isinqumo sokugcina sincike kuwe kuphela. Ngempela inzuzo enkulu kakhulu phakathi komshuwalense wemoto noma ngaphandle kwemali eyeqile kuyizindleko eziphansi zangaphambili kodwa, ngokubuyisela, kuzofanele ubhekane nemali yakho uma kwenzeka ingozi.

Kungcono ukuhlola inqubomgomo ngayinye bese uthatha isinqumo esifanelekile ngokususelwa kubhajethi yakho nokuthi yini oyidingayo ngempela kumshuwalense wemoto.


Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.