Ukuqothulwa kweCondo

yini ukuqothulwa kwamakhondomu

Ukuze uqonde ngokugcwele lezi zici zomthetho, kubalulekile ukwazi ukuchaza lo mqondo ngendlela eyisisekelo futhi ecacile, Ikhondomu lichazwa njengempahla eyabiwe ngabantu abaningana, abanikazi noma abanikazi bayo.

Manje, izakhiwo ezahlukahlukene kanye nezindlu zingaphansi kwalesi simo esibizwa nge-condominium njengomphumela wobunikazi obuhlukahlukene empahleni yakho, ezinye zezizathu ezivame kakhulu zokuthi kukhona lobunikazi obuhlukahlukene endaweni ethile ube yifa phakathi kwamalungu omndeni ajwayelekile izelamani, umshado, noma ibhizinisi okwabelwana ngalo phakathi kwabalingani.

Lapho kwabiwa impahla, kuvunyelwana ngezivumelwano nezingxoxo ezingasungulwa ubudlelwane be-commonwealth noma ubumbano phakathi kwabantu ngabanye, abanikazi bale nzuzo evamile ebizwa nge-condominium.

Ukuphela kwempahla okwabelwana ngayo kuvame ukubizwa ngokuqedwa kwesakhiwo, lokhu kusho ukupheleliswa kwalokhu, ukuchithwa kwalezi zimpahla nabanikazi bazo abahlukahlukene.

Isibonelo esisobala salokhu kungaba ecaleni lesehlukaniso, laba bobabili baba ngabanikazi bekhondomu ngesikhathi somshado wabo, kepha munye kuphela wabo ogcina impahla ngemuva kwesehlukaniso, anikeze omunye ukucatshangelwa kwezomnotho, okuvamise ukuba yintengo impahla.

Njengoba kuchaziwe kabanzi, Ukuqothulwa kwekhondomu kunenzuzo enkulu futhi kulula ezimweni lapho kukhona izimpahla ezingahlukanisiwe ezithintekayo., njengasesimweni esedlule, imali ephilwa ngokuthenga emshadweni.

Yiziphi ezinye zezimbangela ezivamile zokuqothulwa kwe-condo?

Kufanele kwaziwe ukuthi Ukubambisana kubambezeleka ngokuphelele lapho into ejwayelekile, okuzoxoxwa ngayo maduzane, iyawa noma icime.

Uma, ngesizathu esithile esisemthethweni, iqhubeka ingaphandle kunoma yikuphi ukuthengwa noma ukuthengiswa; noma uma ubunikazi obubambisene nabo buwela ezilwaneni ezifuywayo, babuye bakhululeke.

Ubunikazi obabambisene noma ikhondomu bungaphela kancane lapho umuntu ethola indawo okungeyabantu abaningi; lapho zonke izihloko zezindaba zidlula; noma lapho ilahleka ngenxa yemvume yomthetho, ukwahlulelwa kwesigwebo noma ukuhlobisa

Ukuqedwa kwe-condominium nge-mortgage

I-condo ejwayelekile

Uma sikhuluma ngaphakathi ikhondomu ejwayelekile, umnikazi ngamunye unelungelo namandla okuqeda lokhu nganoma yisiphi isikhathi afuna ngaso, lapho ucela inqubo yokuhlukaniswa kwento ejwayelekile, lokhu kusho ukwabiwa kwalezi zimpahla.

Kule nqubo izimpahla ezingahlukaniseki ezifana nekhaya lapho umuntu ngamunye ayengumnikazi kuzoba yimali yazo elingana noma ukulingana okulingene, lapho amaphesenti ahambelana nomnikazi ngamunye wekhondomu, impahla, noma ubunikazi obuhlanganyelwe bungahlukaniswa ngokulingene nangokwethembeka ngokuphelele.

Kusebenza kanjani ukuqedwa kwekhondomu noma ubunikazi obuhlanganyelwe?

Ukuze uqale le nqubo, udinga ukusayina inkontileka ukuze impahla okhuluma ngayo yeka ukuba yimpahla okwabelwana ngayo uye kumnikazi oyedwa kuphela, Le nkontileka izocacisa yonke imininingwane ekule mpahla ezosuka ekwabiweni iye ekubeni nomnikazi oyedwa.

Le nkontileka kufanele ibandakanye nalabo bangabanikazi bokuqala futhi ngubani kubo ozodela ingxenye yakhe kumholo wezomnotho, Kanye nentengo okuvunyelwene ngayo, le nkontileka kufanele iyiswe kummeli olungisa izivumelwano noma uma kwenzeka isehlukaniso hhayi ifa, le nkontileka ingasayinwa ngaphansi kwesivumelwano sokulawula ngokuvumelana, okufanele kufakwe kwisidingo sesehlukaniso.

Yini ukwahlukaniswa kwento ejwayelekile?

Ngokuyinhloko lokhu kusho yebo elinye lamaqembu alizange livume ukucela ukunqanyulwa kwekhondomu lapho-ke angenza isicelo se- Ukwahlukaniswa kwento ejwayelekile, lapho unga-oda khona ukuchithwa kwekhondomu.

Ukuqothulwa kwesehlukaniso sekhondomu

Lokhu kwehlukaniswa kwento evamile kungacelwa inqobo nje uma kunabanikazi abaningana kwimpahla engahlukaniseki, inganikezwa noma ngubani kubanikazi bayo noma ithengise futhi ihlukanise inzuzo,

Ukuze ukwazi ukwenza yonke le nqubo, kuzofanele uqale unqume ifayela le- izici zekhondomu, ezihlukaniswayo noma ezingahlukaniseki.

I-condo ehlukaniswayo

Uma ikhondomu ihlukaniswa lapho-ke le nqubo izoba lula ngoba, njengoba ingahlukaniswa yaba izingxenye ezilinganayo, ngayinye izonikezwa okuhambelana nobunikazi babo.

I-condominium engabonakali

Uma i-condominium ayihlukaniseki lapho-ke kungathathwa ezinye izindlela ezimbili, njengoba sekuhlongoziwe, noma kuzothengiswa ikhondomu isabalalisa inani lemali elakhiwe kuyo phakathi kwabo bonke abanikazi, noma enye indlela ukuthi omunye wabanikazi bayo abe ngumnikazi wedwa, anikeze noma abanye abanikazi umholo wezomnotho wenani lobunikazi babo.

Uma kungafinyelelwa esivumelwaneni phakathi kwabanikazi bobambiswano lapho inkantolo ingabamba indali yalesi sakhiwo esizochazwa ngokushesha,

Zonke lezi zinyathelo kuzodingeka ukuthi zicelwe enkantolo, ngendlela efanayo kuzodingeka ummeli ukwenza izinqubo nokuqondisa inqubo kuze kube sekupheleni kwayo.

Kwenzekani uma kungafinyelelwanga esivumelwaneni phakathi kwabaninizo?

Njengoba kushiwo, inkantolo kufanele ibambe indali yaleli khondomu ngaphakathi kwenkantolo efanayo  uma ababambisene nabo bengakwazanga ukufinyelela esivumelwaneni ngokuhlukaniswa kwento ejwayelekile, nemali eqoqwe endalini eshiwo izohlukaniswa uqobo kubanikazi.

Kungenzeka yini ukuthengisa i-condo enginayo?

Impendulo yalokhu inguyebo, uma bengenantshisekelo engxenyeni yakho yendawo, noma uma bengafuni ukwenza zonke lezi zinqubo zomthetho, kunenketho yokuthengisa ubunikazi bakho kumuntu noma inkampani enentshisekelo.

Ungakwenza kanjani ukuqothulwa kwe-condominium uma kukhona imali ebanjiswayo?

Ukuqothulwa kweCondo

Leli cala livame kakhulu, isibonelo salokhu kungaba lapho ngaphakathi komshado kuthathwa isinqumo sokuthenga indlu ngemalimboleko yempahla futhi ngemuva kwesikhathi, bafuna ukufaka isicelo isehlukaniso nokunqanyulwa kwekhondomu.

Kulezi zimo kungasungulwa ukuthi omunye wabanikazi uthola impahla ngokuphelele, kepha noma ngabe umuntu angavuma kangakanani ukunika omunye ubunikazi, isikweletu ngeke sisuswe, ngokusayina ukuqothulwa kwe-condominium, ubunikazi bempahla buzodluliselwa kepha okweletayo wendlu uzohlala, ukuze futhi uyeke ukuba ngumuntu okweletwayo lapho udlulisa ubunikazi, kubalulekile ukuthi ibhange ligunyaza enye imali mboleko.

Kule mali mboleko, umuntu ozonikela ngengxenye yakhe yempahla ngeke aswele imali ekubanjweni ngayo, kungaleso sikhathi kuphela lapho kungasayinwa khona imali entsha ebolekwe ngegama lalowo oyogcina impahla nesikweletu ngokuphelele.

Ukuqothulwa kwekhondomu ngenxa yefa

Kuphindaphinda kakhulu ukuthi amalungu amaningana omndeni, ikakhulukazi abazalwane babelana ngobunikazi bemizi eminingana, futhi njengoba indlu iyimpahla engahlukaniseki ngenxa yezici zayo, lapho ingxenye eyodwa ingenakugcinwa nezindlu ezithile enye ingxenye nezinye izindlu, siyaqhubeka ukuqothulwa kwekhondomu.

Ukupheliswa kombuso wempahla yomphakathi nokuqothulwa komnikazi wekhondomu

Kubaluleke kakhulu ukwazi lokho Inqubo yokuqothulwa kwamakhondomu ayinakwenziwa uma kucelwa inqubo yokuqedwa kwempahla yomphakathiNjengoba kulesi sicelo kuzobalwa izimpahla ezitholwe emshadweni futhi zizohlukaniswa phakathi kwalaba bantu ababili, ukuqedwa kwekhondomu kungenziwa ngokuphelele kunoma iyiphi enye inqubo yokwehlukaniswa kwempahla ngemuva kwesahlukaniso.

Yiziphi izintela okufanele zenziwe lapho ucela ukuqothulwa kwamakhondomu?

Njengoba kushiwo ngenhla, yenza i- inqubo yokuqothulwa kwamakhondomu Kuvela ukuthi kushibhile kakhulu kunokuthatha impahla noma ukudlulisa ikhondomu,

Intela kuphela okumele ilandelwe yi ukudlulisa intela nezenzo zomthetho ezibhaliwe Kuphakathi kuka-0.5% no-1% okwehluka ngaphakathi kwemiphakathi ehlukene ezimele, ngakolunye uhlangothi, lapho uthenga ukuthengwa intela okufanele uyikhokhe iphakathi kuka-6% no-10%,

Lapho kukhokhwa le ntela, kufanele kucatshangwe ukuthi lapho kucishwa ikhondomu, uma inani elinikezwe ingxenye yobunikazi kungelona inani langempela langempela, intela yemali engenayo yomuntu siqu kufanele ilandelwe.

Ngokusobala, ukwenza le nqubo kushibhile kunokuthenga nokuthengisa, kepha njengoba kufanele kwenziwe itayitela lomphakathi futhi libhaliswe, izindleko zokubhalisa nezama-notary kufanele zikhokhwe, intengo yokwenza lolu hlelo ngokusemthethweni ingahluka ngokuya inani lekhondomu, Kufanele futhi uqashe umphathi ozosiza kule nqubo, futhi okuzoba ukutshalwa kwezimali okukodwa. Ngokwemvelo lezi zinkokhelo zizokwenziwa ngumnikazi wendawo kuphela wesikhathi esizayo.


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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.