Ukuphathwa okusebenzayo noma okungenzi lutho emakethe yamasheya?

ukuphathwa

Enye yezinkinga ezinkulu abatshalizimali abancane nabaphakathi abanakho ukuthola ukuthi yikuphi ukuphatha okungcono kakhulu ekutshalweni kwabo. Uma ngakolunye uhlangothi, iyenza isebenze noma ngakolunye uhlangothi iyisebenzise. Ngoba ngokuya ngesimo sangempela sezimakethe zezezimali, kuzodingeka ukuthi ukhethe eyodwa noma enye imodeli yokuphatha. Azingcono futhi azimbi kakhulu, kepha kuzoncika kakhulu ezimweni zemakethe. Isihluthulelo sizolala ngokubazi faka isicelo ngawo wonke umzuzu. Ukuze ngale ndlela, usesimweni esihle kakhulu sokulungiselela ukonga kwakho.

Okwamanje isimo sokuhwebelana kwamasheya emhlabeni jikelele sithi i-bullish ngokucacile, njengoba ukwazi ukubona kwimidwebo ebuyekeziwe. Akumangazi-ke ukuthi kulo nyaka kuzoba unyaka wesishiyagalombili wemakethe yezinkunzi. Ngemuva kwenhlekelele eyathinta imakethe yamasheya ngokuwa okuqonde mpo ngo-2007. Ukuze kube wumugqa wesibili omude kunayo yonke emlandweni wokwenyuka okuqhubekayo ezimakethe zamasheya. Lokhu kungenye yezimo lapho ukuphathwa kokusebenza kungasebenza kahle. Ngokwanda kwenzuzo ekulondolozweni okutsaliwe. Kepha umbuzo ophikisanayo ngukuthi uzoqhubeka kanjena kusuka manje.

Ngoba okuphambene nalokho, lapho kunokungazinzi okukhulu ezimakethe zezimali kulapho inzuzo eningi iwukuphathwa okusebenzayo. Ngisho nesimo sezulu esibi kakhulu. Njengoba kungalindelwa, uma silandela izinkomba zabanye babahlaziyi abadume kakhulu ezimakethe zezezimali. Kunoma ikuphi, kuzothakazelisa kakhulu ukuthi kusukela manje kuqhubeke yazi ukuthi zombili izinqubo ziqukethe, okusebenzayo kanye nokwenziwa. Ukuze ukwazi ukukusebenzisa ngokushesha lapho izimo zingcono. Kuyindlela evumelekile, kokubili ukuthengwa nokuthengiswa kwamasheya emakethe yamasheya, kanye nemikhiqizo ethile yezezimali, phakathi kwayo okutshalwa kuyo izimali zokutshala imali.

Ukuphathwa okusebenzayo: ukufaka isicelo nini?

Lolu hlobo lokuphatha luzuzisa ikakhulukazi ngezikhathi zokungazinzi okukhulu. Lapho izikhwama zivame ukuwa ngobudlova obukhulu kanye nokwehla okubukhali kakhulu kuzintengo zazo. Ngesizathu esilula kakhulu sokuqonda futhi lokho kusekelwe eqinisweni lokuthi utshalomali luphethwe ngokwesimo sangempela sezimakethe zezimali. Hhayi kuphela ukwehluka amanani akhethiwe, kepha nokukhetha elinye isigaba semikhiqizo yezezimali. Ngezinye izindlela ezivela ku- imali engenayo eguqukayo, amamodeli angaguquki noma ahlukile. Ngoba kuzoba enye yezindlela eziphumelela kakhulu ukuzivumelanisa nazo zonke izimo. Kuzoba futhi kuyindlela ephathekayo yokuvikela ukonga kwakho kusukela ekuqaleni.

Ukuphathwa okusebenzayo, ngakolunye uhlangothi, kukunikeza ithuba lokuhamba izimali ezijikelezayo njalo kaningi. Ngokuvuselelwa kwamaphothifoliyo okuphepha uma kwenzeka kukhona ushintsho emakethe yamasheya noma kumjikelezo wezomnotho. Ngale ndlela, kufanele unake ngokwengeziwe okwenzekayo ezimakethe ezehlukene zezezimali. Hhayi kuphela imikhiqizo exhunywe esikhwameni, kodwa futhi neminye ephikisana ngokuphelele nokwelashwa kwayo. Kunoma ikuphi, kuzokusiza ukuvimbela ukulahleka okungahle kwenzeke lapho izimakethe zamasheya ziphenduka i-bearish. Okuthile okuzokwenzeka ngesikhathi esithile. Ngokuphepha.

Sebenzisa amathuba okuthenga

ukuthenga

Enye yezinzuzo eziphawuleka kakhulu ezikhiqizwa yileli qhinga lokutshala imali elihlukile ukuthi ungathola kalula amathuba ebhizinisi akhiqizwa izimakethe zezimali. Phakathi kwezinye izizathu, ngoba uzobe uthambekele kakhulu ku- shintsha izimpahla zezimali. Ungasuka emakethe yamasheya uye kwizibopho zaseJalimane futhi okuphambene nalokho. Akunamkhawulo ekwakheni iphothifoliyo yezokuphepha. Kungabi ngokuqukethwe noma ngezindlela zokutshala imali. Lokhu ukubuyekezwa okuyiqiniso okufanele ukwenze ngokusemthethweni unyaka nonyaka. Ngaphansi kwezikhathi ezilungele iphrofayili oyivezayo njengomtshali-zimali omncane naphakathi: ulaka, uyadla ngoludala noma uphakathi.

Ukuphathwa okusebenzayo futhi kunokwethenjelwa kakhulu ekuthuthukiseni utshalomali esikhathini esimaphakathi neside. Ngoba kulezi zikhala zesikhathi kuhlale kulula futhi kungenzeka ukuguqula imodeli yokutshala imali. Kufika ezingeni lokuthi ungakwazi ukusuka kalula kubaphathi abanolaka uye kokuzivikela ngokusobala. Futhi akukho lutho oluzokwenzeka kuwe ngokuhlukahluka okukhulu njengalokhu. Vele, kufanele uvuleleke kakhulu kusigaba esisha sokutshalwa kwezimali, lapho kungafakwa khona izinto ezintsha ngempela. Ngabe uzimisele ukuthatha lolu shintsho ebudlelwaneni bakho nezwe lemali elihlale liyinkimbinkimbi?

Ukuphathwa okusebenzayo, lapho konke kuhamba kahle

Ngakolunye uhlangothi, uhlala unenye indlela yokuphatha engenziwanga. Kuyinto entofontofo kunazo zonke kusukela cishe konke kuzokwenzelwa wena, njengoba kushiwo njalo. Kusuka kulesi simo, inzuzo ingaba phezulu kunokuphathwa okusebenzayo. Njengoba sibonile ekuqaleni, iyona esebenza kuzimo ezinamandla njengezamanje. Lapho singekho isidingo sokushintsha noma yini, noma okungenani okuncane kakhulu. Ngoba ekugcineni kosuku lonke utshalomali lwakho luhamba kahle, nokuyinhloso yezifiso zakho.

Futhi ungakhohlwa nganoma yisiphi isikhathi ukuthi kungamagama amafushane lapho leli qhinga liba nenzuzo ethe xaxa. Uma konke kuhamba kahle kunengqondo ukuthi akudingeki ukuthi uthathe izinqumo mayelana nesimo sokutshalwa kwemali kwakho. Ngokuvamile, ukusetshenziswa kwayo kuzoncika ekuqageleni okwenziwe ngesimo somnotho wamazwe omhlaba. Mhlawumbe yisimo esifiseleka kakhulu ukuvikela izintshisekelo zakho njengomtshali-zimali omncane naphakathi. Yize ungayididanisi, ayihlangene ngalutho nezindlela zokuzivikela noma zokulondoloza. Ngoba empeleni abanalutho abangalwenza, kepha kunalokho ngecebo elisetshenziswa ngaso sonke isikhathi.

Utshalomali oluphethwe ngochwepheshe

ochwepheshe

Esinye sezici ezifanele kakhulu zalesi sigaba sezinqubo ukuthi zingenziwa ngochwepheshe noma ochwepheshe ezimakethe zezezimali. Ikakhulu lapho ibhekisa ekuphathweni okusebenzayo ngoba kufanele cabanga ngokuhlaziywa okuphelele kwazo zonke izimakethe zezezimali. Akumangalisi ukuthi isivinini sizoba esinye sezikhiye ukuze ukwazi ukusebenzisa kahle imali oyongele kahle. Ngaphezu kwalokho, kungahle kube yisikhathi sokonga izimpahla ezitholakala komunye wemikhiqizo yasebhange eyinhloko (imali yesikhathi, amanothi ezethembiso noma ama-akhawunti wemali ephezulu) kwesinye isikhathi noma okunye. Inzuzo yayo ngeke ibukeke nganoma isiphi isikhathi, kepha uma ibuyiswa izokunikeza ukuzinza okukhulu.

Ukuphathwa okusebenzayo, ngakolunye uhlangothi, ungakuthatha kusuka ebhange lakho elijwayelekile. Ngaphandle kwanoma yiluphi uhlobo lwezimali ezikhokhelwa ukwenziwa ngokusemthethweni komsebenzi. Yize kuliqiniso ukuthi ukuze ufinyelele kulawa mazinga kufanele ube nokulingana okuncintisana kakhulu ku-akhawunti yakho yokuhlola. Lokho wukuthi, ukuba iklayenti elithandwayo elinikeza ukufinyelela kulolu hlobo lwezinsizakalo zebhange. Ukuze ngale ndlela, ungakhathazeki nganoma yini noma amanani ozibophezele kuwo. Futhi kwesinye isigaba sezinto ezixhunyaniswe nomkhakha wemali baphinde banikeze le nzuzo yobungcweti.

Yikuphi ukuphathwa okuhle kakhulu?

Njengoba sishilo ngaphambili, ayingcono futhi ayibi kakhulu kunenye. Yizimo uqobo zazo ezizonquma ukuthi ukonga kufanele kutholakale kuphi ngaso sonke isikhathi. Kodwa-ke, uma ungazi ukuthi wenzeni, kungcono lokho thintana nabachwepheshe ukuthi cishe zonke izikhungo zezezimali zinakho. Akumangalisi ukuthi kuzokusiza ukuthi uphume ezinkingeni ezingaphezu kweyodwa, ngoba kuvame ukwenzeka kaningi. Ngazo zonke lezi zizathu akufanele uzibuze noma ngasiphi isikhathi ukuthi yimiphi imizamo engcono kakhulu. Kepha ngokuphambene nalokho, okuvumelana kangcono neqiniso lezimakethe zezimali.

Kunoma ikuphi, kuyimpikiswano engathakazelisa kakhulu ukwenza zonke izikhundla zakho zizuze. Noma ngabe iyiphi impahla yezezimali ekhethwe ukuthuthukisa umcebo wakho. Ngakolunye uhlangothi, awukwazi ukukhohlwa ukuthi uyakwazi hlanganisa womabili amamodeli wokuphatha. Yehlisa amaphesenti ocabanga ukuthi afanele kakhulu isikhathi ngasinye. Kufika eqophelweni lokuthi iba ngenye indlela yokuhlukanisa izimali. Ngokombono ohlukile nangendlela yasekuqaleni maqondana nezinye izindlela zokuhlela ukutshalwa kwezimali.

Amathiphu wokukhetha utshalomali olungcono kakhulu

utshalomali

Kuzohlala kunconyelwa kakhulu ukuthi usethe izinhloso ezithile ezimbalwa mayelana nezinhloso ofuna ukuzifeza. Ngoba zizoba usizo olukhulu ekuthuthukiseni izikhundla zakho ku-akhawunti yakho yokuhlola. Ngabe ufuna ukwazi okunye okubaluleke kakhulu? Naka kahle ngoba zingabathuthukisa yizinkinga eziningi.

  • Uma kungekho shintsho ku imijikelezo yezomnotho ngeke sibe khona isizathu sokwehluka ekuphathweni kwezimali zakho ozitshalile.
  • Ushintsho olusuka ekuphathweni kokungenzi lutho noma okuphambene nalokho kufanele lube njalo kushukunyiswa yisizathu esinamandla, hhayi ngokuziphendukela kwemvelo okufushane ongakuthandi.
  • Amathemba ku umnotho kuzoba ucezu lolwazi olunentshisekelo ekhethekile ukukhetha imodeli yokuphatha eyodwa noma enye.
  • Isiqubulo sihlala njalo ngokunethezeka ngezintshisakalo zakho, phakathi kwezinye izinto ngoba kuzodingeka wenze cishe lutho.
  • Umehluko ekusetshenzisweni kwemodeli yokuphatha ingamela imali eningi ekusebenzeni kwenziwe kuze kube yileso sikhathi. Ngokwalo mbono, ungazami ukuphoqa utshalomali lwakho nganoma yini emhlabeni.

Yiba ngowokuqala ukuphawula

Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.