Ukuhweba ngokuphepha ngaphansi kwe-euro eyodwa

amanani angaphansi kwe-euro eyodwa

Ngaphakathi emakethe kazwelonke eqhubekayo ungathola ukumelwa okubanzi kwezokuphepha ezihweba ngaphansi kweyunithi elilodwa le-euro. Ekuboneni kokuqala, lokhu kukhethekile kungakwenza uzwele ngokwengeziwe ukuqala ukusebenza nalezi zinkampani kusuka manje. Kodwa-ke, inani lazo eliphansi ezimakethe zamasheya alibenzi bathandeke kakhulu kuwe ukwenza imali oyongele imali yakho. Ngisho imisebenzi yakho ingaba yingozi kakhulu, ngezingozi ezingeziwe okufanele uzicabangele ngaphambi kokuthatha izikhundla kulezi zinkampani.

Zibonakala ikakhulukazi ngoba noma ikuphi ukuphambuka kwentengo yabo kungamela amaphesenti aphezulu kakhulu enzuzo (noma ukulahleka). Kusukela kulesi sigaba, bathambekele kakhulu ekwenzeni imisebenzi yokuqagela emakethe yamasheya. Ngisho nasesikhathini esifanayo sokuhweba, ngokunyakaza kwe-intraday. Kepha iqiniso lokuthi bathengisa ngamanani entengo aphansi kangako kungenzeka futhi kungenxa yolunye uchungechunge lwezimbangela, okuzoba lula kuwe ukuthi wazi ukuthi uzothatha isikhundla kulawa mazinga phakathi nezinsuku ezimbalwa ezizayo.

Emakethe yamasheya aseSpain kunamasheya angaba ngu-20 analezi zici, futhi ahweba njalo ngaphansi kwe-1 euro. Ngokuyinhloko zivela ezinkampanini ezincane zokwenza imali, futhi zinemali encane kakhulu. Ngenxa yalokho, kuzoba nzima kakhulu kuwe ukungena nokuphuma ezimakethe. Akumangalisi ukuthi kunezokuphepha ezimbalwa kakhulu ezithengiswa nsuku zonke ezimakethe zezimali. Ezinye zezinkampani ezihamba ngaphansi kwalezi zingqinamba yi-Amper, Ercros, Natra, Deoleo, Tubos Reunidos noma iSniace, phakathi kwezinye.

Yiziphi izinkampani esikhuluma ngazo?

izinkampani ezibalwe ngezansi kwe-euro

Kukhona elinye iqembu lezokuphepha elibhalwe ngezansi kweyunithi ye-euro elinenkinga yezomnotho ezitatimendeni zabo zeholo, futhi kuze kufike ku- a izinga eliphezulu kakhulu lesikweletu. Futhi lokho ngenxa yalokho, bakwenzile kwehle ngamanani abo phansi kula mazinga aphansi kakhulu. Kungashiwo, ngaphandle kokwesaba ukuthi uzokwenza iphutha, ukuthi inani langempela elinikezwe izimakethe zamasheya yilokho okumelwe yilezi zinkampani. Futhi ngeziqu ezimele imali engenayo kazwelonke njengeCodere, Puleva Biotech noma i-Inmobiliaria Colonial.

Futhi ngaphandle kwalawa macala, kukhona nezinye izinkampani ezivela emaqenjini amakhulu asebhange, njenge-Bankia noma i-Liberbank, evame ukusebenza ngaphansi kwale mikhawulo emincane kakhulu, ngenxa inani langempela lamasheya akho. Kepha hhayi ngoba bathengisa ngamazinga aphansi kangako uma kufanele babe yinto oyithandayo. Kuzoba neminye imingcele ehlukene okuzodingeka uyisebenzise ukuze uthathe izikhundla ngamanani alezi zici ezikhethekile.

Kunoma ikuphi, abacabangi ukuthi bayizisulu zangempela ezimakethe, kude nayo. Kungaba ngaphezu kokujwayelekile kwentengo yohlu lwayo ukuthi ibize ngokweqile ukuthenga amasheya ayo, noma ngabe ikububanzi obungu-0,30 noma u-0,40 euros. Ngakolunye uhlangothi, ingxenye enhle yezinkampani eziye zaqothuka eminyakeni yamuva (iLa Seda de Barcelona, ​​iSniace ...) ihambile ngaphansi kwalezi zintengo. Ngakho-ke, kufanele uqaphele kakhulu ukukwazisa ukutshalwa kwemali kwenye yalezi zinkampani ezibalwe. Zibandakanya ubungozi obengeziwe, okungebona bonke abatshalizimali abancane nabaphakathi abangacabanga.

Yimiphi imisebenzi ongayenza?

ungasebenza kanjani nalawa magugu

Kodwa-ke, lesi sigaba samasheya sijabulisa abatshalizimali abacabangelayo kakhulu. Ungayihlola nsuku zonke kumaforamu wokushintshaniswa kwesitoko, lapho inzalo kulawa mavelu akhethekile iphezulu kakhulu kubasebenzisi. Hhayi ngeze, cabanga ukuthi amandla abo okubonga angaba kakhulu, kanti empeleni akunjalo ngempela. Kunoma ikuphi, uma ulingeka ukuba uthathe isikhundla kwamanye ala magugu, kufanele ulandele uchungechunge lweziqondiso ekusebenzeni kwakho.

Zenzelwe imisebenzi eyenziwa ngesikhathi esifushane, hhayi esikhathini esimaphakathi noma eside.. Futhi kusukela lapho usufake izinhloso khona, ngeke ube nenye indlela ngaphandle kokuvala izikhundla ngokushesha, futhi uthokozele inzuzo etholakalayo evela ekungeneni kwakho emakethe yamasheya. Ngeke futhi kunconywe kakhulu ukwenza utshalomali ngaphansi kwamanani aphezulu kakhulu ezomnotho. Ngaphandle kwalokho, kuzodingeka ukuthi wabele kuphela u-15% njengomkhawulo omkhulu wezimpahla zakho. Futhi uma kungenzeka, kusizwa umyalo womkhawulo wokulahleka, owaziwa ngokuthi yi-stop loss, okuzokusiza ekuvikeleni utshalomali lwakho.

Ngokuvamile baveza ukuguquguquka okuphawulekayo kumanani abo. Ngomehluko ophawuleka kakhulu phakathi kwentengo yayo ephezulu nengaphansi kuseshini efanayo yokuhweba. Ukuhlinzeka ngokuthi ungathola imali eningi, noma ngokuphambene nalokho, ukulahlekelwa kufakwe nakanjani kuphothifoliyo yakho yokutshala imali. Kwesinye isikhathi kungenakuguqulwa, ngoba kuzothatha iminyaka eminingi ukubuyisa amanani abo okuqala, futhi mhlawumbe kungalokothi. Futhi ukuthi ezimweni eziningi, zizosho ukuthi wenza ukuthengisa okubi, ulahlekelwe ngama-euro amaningi endleleni.

Abatshalizimali bathola kakhulu lezi zimiso

Abathengisi abafuna ukwakha indawo yokubeka imali ngamasheya kuzofanela bakhohlwe ngalezi zinkampani unomphela. Ngeke bakwazi ukufeza izinhloso zabo, futhi ububi obukhiqizayo buzoba ngaphezu kwezinzuzo. Kusuka kulesi simo, elinye ikilasi labatshalizimali - ngephrofayili ephakathi - akufanele livulele le misebenzi noma. Esikhathini samanje sokunikezwa kwamasheya, ineziphakamiso eziphakamisa kakhulu futhi ezinenzuzo ezizoba yinto yokulandelwa kwayo. Hhayi ezimakethe zikazwelonke kuphela, kodwa nangaphandle kwemingcele yethu.

Ngabatshalizimali abancane abanolaka, abenza imisebenzi yabo ngejubane elingajwayelekile abanenzuzo enkulu yokwenza ukuthengwa kwalawa masheya ngentengo ephansi kangako. Imvamisa zisebenza online, kusuka kwikhompyutha yakho noma ku-Android yakho, futhi isikhathi sabo sokuhlala asiphezulu kakhulu, ezinsukwini ezimbalwa noma emasontweni. Ukwenza imisebenzi ezimakethe ngempumelelo enkulu, kuzobaluleka ukuthi ulungise amanani entengo (futhi kamuva nentengo yokuthengisa) ukwenza imisebenzi ibe nenzuzo. Kungale ndlela kuphela lapho uzokwazi ukufeza izinhloso zakho, uhamba ngaphansi kwemikhawulo emincane enjalo.

Esinye isici okufanele usicabangele ngalolu hlobo lotshalo-zimali ukuthi imvamisa zimbalwa kakhulu lezi zimali ezihamba ngaphansi kwendlela eya phezulu kwikhotheshini yamanani azo. Ngokuvamile kunjalo bacwiliswa kuzinqubo ze-bearish, noma okungenani ukujula okujulile, engeke yenze ukuvela kwayo ezimakethe kuthakazelise. Ngezingozi ezinkulu zokuqhubeka nokujulisa ukulahleka kwayo, kuze kufike ezingeni elingalindelekile. Ukuzibuza ukuthi leli su lokutshala imali kufanele yini ukuthi ulikhethele.

Ngaphezu kwalokho, zimbalwa izinkampani ezihlaziya ezezimali ezihlala ziqapha lezi zenzo. Kuze kube seqophelweni lokuthi abaningi babo abanayo ngisho nenani elihlosiwe elibelwe. Ngenxa yalesi simo, kuzoba nzima kakhulu ukwenza isu elinembile lokwenza ukonga kube nenzuzo. Akumangalisi ukuthi kunokuningi okuzolahleka kunenzuzo kule misebenzi. Futhi lapho ulwazi luzodlala khona indima ebaluleke kakhulu ukuyenza ibe semthethweni.

Amathiphu wokuhweba ngalawa manani

amathiphu wokuhweba kulawa manani

Kufanele ucabange ukuthi ubhekene neqembu lamanani akhetheke kakhulu, okuyi kuzodinga ukwelashwa okwehlukile ukubheka ukuthi kufanele yini ukungena ezikhundleni zabo manje. Uma uzithola ekubuyekezweni kwansuku zonke kwemakethe yamasheya ngamasheya ahweba ngaphansi kwe-euro eyodwa, uzophoqeleka ukwamukela uchungechunge lwezinyathelo zokuqapha ezingajwayelekile kwezinye izinkampani ezingahlangabezani nalezi zidingo.

Ukukusiza ukuthi uchaze leli qhinga lokutshala imali, ngeke ube nokhetho ngaphandle kokusebenzisa uchungechunge lweziqondiso zokuziphatha ezenzweni zakho ezimakethe zezimali. Ngeke kube nzima ukufaka isicelo, futhi ngokubuyiselwa, izinzuzo ongazithola zizokwazi ukukukhokhela ekusebenzeni okwenziwayo. Ngokusebenzisa izincomo ezilandelayo esikuvezela zona ngezansi.

  • Hhayi ngoba amanani entengo angaphansi kweyunithi ye-euro akusho ukuthi ashibhile, kepha kunalokho, inani olikhokhela amasheya abo lingabiza impela, futhi ezimweni ngisho ngokungalingani.
  • Kufanele uqaphele kakhulu lapho ukhetha la manani, ngoba iningi lawo bahlangabezana nezinkinga ezinkulu zezimali, futhi nangokuthi kungenzeka ngempela ukuthi bangayeka umsebenzi wabo webhizinisi.
  • Akumangazi ukuthi ezinye zalezi zenzo zivela ngamanani aphakeme kakhulu, nokuthi eminyakeni yamuva intengo yayo yehle ngamaphesenti angaphezu kuka-70%. Ngakho-ke, ngeke kube yindawo enhle yokuqala imisebenzi yakho emakethe yamasheya.
  • Amathuba ebhizinisi kula mazinga entengo ayindlala, futhi akuyona indlela engcono yokwenza iphothifoliyo yokutshala izimali ngeziqinisekiso ezigcwele, lapho izingozi zizobe ziphakeme kakhulu, ngaphezu kwamanye amanani amanani wezimali zaseSpain.
  • Musa ukwaba leyo ngxenye yokonga oyodinga ezinyangeni ezizayo ukuze babhekane nezindleko ezinkulu zomuntu siqu nezomndeni (izinkokhelo zentela, isikole sezingane, iholide elilandelayo, izikweletu zasendlini, noma enye imali engalindelekile).
  • Ukuba nokunikezwa kwesitoko okubanzi njengamanje, kungani ukhathazeka ngalezi zenzo ezizokudalela izinkinga ezinkulu. Khetha ezinye iziteshi zokutshala imali eziphephe futhi ezikunikeza iziqinisekiso ezengeziwe ekusebenzeni.
  • Uma uzikhawulela kule misebenzi, ibhalansi yokugcina yama-akhawunti akho ingase ibe sengozini ekupheleni konyaka ngamunye. Lolu hlobo lotshalo-mali akumele lube yinhloso, kepha lube lupheleliso lwezinye izenzo ezimakethe zamasheya.
  • Uma, naphezu kwakho konke, ucabanga ukuthi kufanelekile ukubeka engcupheni imali yakho, kwenze ngaphansi kweziqinisekiso eziphezulu, kukhawulela ukulahleka, ngaphansi kweminikelo ebuthaka yemali, futhi ikakhulukazi ukubheka amazinga lapho amanani abo efakwe kuhlu.

Yiba ngowokuqala ukuphawula

Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.