Khokha ngeselula yakho

inkokhelo nge mobile

Ubuchwepheshe buhamba phambili kakhulu. Ukube othile wayesitshele, eminyakeni engama-20 eyedlule, ukuthi sizosebenzisa omakhalekhukhwini bakho ukwenza noma yini ngaphandle kokukhuluma, akekho owayezokukholwa. Futhi manje isetshenziselwa ukuzulazula, ukuthumela imiyalezo ngisho nokukhokha ngeselula yakho.

Kodwa-ke, lokhu okugcina kusaziwa abaningi. Futhi amatheminali amasha ayakwazi ukusheshisa ukuthenga kwethu. Kanjani? Inika amandla umsebenzi we ifoni yakho iba yikhadi lakho lesikweletu. Uma ufuna ukwazi yonke imininingwane, unganqikazi ukuqhubeka nokufunda le ndatshana esiyilungisile.

Isebenza kanjani inkokhelo yeselula

Isebenza kanjani inkokhelo yeselula

Cishe wonke umuntu uphatha iselula. Lokhu akusizi ukukhonza kuphela, kepha futhi kuyakwazi ukusetshenziselwa okuthile kwansuku zonke njengokukhokha. Futhi kulula kakhulu, esikhundleni sokusebenzisa ikhadi lesikweletu, okwenzayo sondeza iselula kuleyo datha nokuthi lokhu kuyaziwa ukwenza inkokhelo, kungaba ngohlelo lwebhange lakho, ngohlelo lokusebenza olujwayelekile, noma ngisho naphakathi kwabangane.

Ukukhokha ngeselula kuyinto elula kakhulu ukuyenza uma inikwe amandla. Njengoba konke okudingayo ukuvula iselula yakho, yilethe ku-POS ukuze ifunde i-chip ye-NFC, bese ufaka i-PIN yekhadi okhokha ngalo nge-smartphone yakho kukhibhodi ye-POS (uma ukuthenga kufinyelela inani elingaphezulu Ama-euro angama-20).

Empeleni lokhu iletha izinzuzo eziningi njengoba zinjalo:

  • Ijubane elikhulu, ubugagu kanye nokunethezeka. Akusekho ukuseshwa kwekhadi. Uma uhlala uneselula yakho, konke kuzoshesha.
  • Kuyinkokhelo ephephile, ngoba kuselula ikhadi lakho lizobethelwa, futhi kunzima ukuthi balisebenzise. Sala kahle ukuhlanganisa ikhadi noma ulintshontshe, ngoba ngeke uze ulikhombise.
  • Kulula kakhulu ukufunda nokusebenzisa indlela yokukhokha.

Yini edingekayo ukuze ukhokhe nge mobile yakho

Yini edingekayo ukuze ukhokhe nge mobile yakho

Lapho wenza inkokhelo ngeselula yakho, futhi efanelekile ithebhulethi noma ikhompyutha, i-terminal yakho kufanele ibe nezimbili eziyisisekelo:

  • Ngakolunye uhlangothi, i- Ubuchwepheshe be-NFC, okusho ukuthi, Ukuxhumana Kwensimu Eduze, noma ukuxhumana kwensimu eduze I-chip ebangela ukuthi i-terminal yakho ikhiqize insimu encane kagesi ekwazi ukusebenzisana ne-dataphone noma efanayo. Futhi yilokho okudingekayo ukuze ukwazi ukwenza inkokhelo ngeselula yakho.
  • Ngakolunye uhlangothi, udinga i- Uhlelo lokukhokha luhambisana nobuchwepheshe bokuxhumana nabo. Le nto ayiseyona inkinga enjalo ngoba amabhange ngokwawo enza lokho kube lula.

Vele, uzodinga nesicelo lapho imininingwane yasebhange (noma ikhadi lakho) iqoqwa ukuze ukwazi ukukhokha.

Izindlela zokukhokha ngeselula yakho

Izindlela zokukhokha ngeselula yakho

Ngempela, ukwazi ukuthi ukhokha kanjani ngeselula yakho kusho ukwazi ukuthi ufuna ukukhokha kanjani. Futhi, njengamanje, kunezinketho ezahlukahlukene zokukwenza, ezinye zingcono kunezinye. Ngokwesibonelo:

Uma ufuna ukukhokha phakathi kwabantu ngabanye

Ake ucabange ukuthi uhlangana nomngani, noma umuntu omjwayele, bese kufanele umkhokhele. Kepha awuphathi ikhadi noma imali. Uma nobabili ninethuba lokukhokha (futhi nithole imali) ngeselula yenu, kungani ningayisebenzisi? Ungaxazulula ama-akhawunti nabangani bakho noma umndeni wakho ngeselula yakho, okudingayo nje ukuthi ube nezicelo ezifanele, ezinjenge:

I-Bizum

Kuyinto esetshenziswa kakhulu futhi ethandwa kakhulu ngezinkokhelo zeselula phakathi kwabantu ngabanye. Futhi awudingi ukulanda noma yini, ngoba izinhlelo eziningi zebhange sezivele zihlanganisiwe ngakho-ke kufanele nje wenze lowo msebenzi wenze inkokhelo (noma uyithole uma kungenzeka bakukwelete).

Okwamanje, lokhu kungenzeka kuphela phakathi kwabantu, kepha kungekudala kungavunyelwa namanye amabhizinisi.

I-Twyp

Okunye kwalabo abaziwa abaningi futhi abahlobene nebhange le-ING, ngakho-ke selivele liyasixwayisa ngokuphepha elinalo. Futhi ukuthi ikuvumela ukuthi wenze izinkokhelo kusuka kuselula yakho naphakathi kwabantu ngabanye.

Manje, kunenkinga futhi ngukuthi, Uma ungaphezu kweminyaka engu-18, kufanele ube ne-akhawunti yasebhange ukwazi ukusebenzisa uhlelo lokusebenza. Uma unokuncane (kusuka ku-14 kuye ku-17, awudingi i-akhawunti yasebhange, ngoba isebenza njengekhadi elikhokhelwa kusengaphambili).

PayPal

Le ndlela yokukhokha yaziwa kangcono ngokuba yinye othenga ngayo ku-inthanethi, kepha njengoba ukwazi ukuphatha uhlelo kuselula yakho iba futhi yindlela yokukhokha ngeselula yakho ongayisebenzisa. Inkinga kuphela ukuthi bobabili abantu kumele babe ne-akhawunti ye-PayPal, ngaphandle kwalokho akunakwenzeka ukuthi uthole imali (noma uyithumele kulowo muntu).

Uma ufuna ukukhokha ngebhange lakho

Uma ungathembi ukukhokha ngaphandle kohlelo "olusemthethweni" noma olunikeza ukuphepha, lapho-ke ungakhetha izinhlelo zokusebenza zamabhange. Amagatsha asebhange ngokwawo akubonile ukubaluleka kwezicelo zawo ukuthi zivunyelwe lolu hlobo lokukhokha, yingakho kuba lula futhi kube lula ukwenza kanjalo.

Isibonelo, amabhange afana ne-Santander, i-La Caixa ... ngohlelo lawo lokusebenza avumela ukukhokha ngeselula yakho.

ISandander Wallet

Udinga ukuba ne- Isicelo seSantander Walllet ngoba iyona eyenza inkokhelo yeselula ngamakhadi aleyo bhizinisi. Ukuze wenze lokhu, kufanele unike amandla ikhadi olifunayo bese ulikhokha.

BBVA

Leli bhange nalo linenketho, futhi lilula kakhulu kuneSantander ngoba awudingi ukulanda olunye uhlelo lokusebenza okungelona olwebhizinisi (okungukuthi, ama-BBVA). Uma wenza kusebenze inkokhelo kusuka kuselula yakho, ngeke kudingeke wenze noma yini enye.

CaixaBank

Uma une-akhawunti yeCaixaBank, uzodinga ifayela le- Isicelo seCaixaBank Pay. Kepha lokhu kunenkinga, futhi lokho ukuthi ungakusebenzisa kuphela kuselula yakho uma une-akhawunti ye-NFC. Ngaphandle kwalokho, okuwukuphela kwento abayinikezile amandla ukuphatha ilebula kuselula eyaziwayo lapho isondela esikhumulweni sokuxhumana.

Uma ufuna ukukhokha ngeselula yakho

Uma ungafuni ukusebenzisa izinhlelo eziningi kunalezo ezithwalwa yiselula yakho, kungani ungakhethi lezo zabakhiqizi uqobo? Okusho ukuthi, i-Samsung, i-Apple ...

Kumele kushiwo ukuthi akuwona wonke umuntu onalezi zinhlelo zokusebenza ezinikwe amandla okukhokha kuselula, kepha futhi unethuba lokusebenzisa i-Google Pay kulawo macala (futhi wuhlelo lokusebenza olufakwa ngokuzenzakalela ku-smartphone yakho).

I-Google Pay

Phambilini bekunjalo eyaziwa njenge-Android Pay, kepha lisanda kushintsha igama lalo. Inikwe amandla kunoma iyiphi i-smartphone ye-Android, kepha ingasetshenziswa futhi yi-Apple.

Uhlelo lwayo lukuvumela ukuthi usebenze ngamabhange ahlukahlukene namakhadi wesikweletu, akhokhelwa kusengaphambili, amakhadi ...

Apple Pay

Uhlelo olukhethekile lokukhokha lweselula lwe-Apple mobiles, inqobo nje uma ube ne-iPhone 6 noma ngaphezulu. Into enhle ukuthi ungakhokha futhi ngalolu hlelo lokusebenza kwi-Mac, i-iPad noma i-Apple Watch.

Samsung Pay

Olunye uhlobo lomkhiqizo olusungule uhlelo lwalo lokukhokha ngamaselula yi-Samsung. Kepha ukwenza njalo, kuyadingeka ukuthi landa uhlelo lokusebenza olukhokhelwayo. Okuhle ukuthi ngayo ungakhokha ezindaweni ezinjengeCarrefour noma i-El Corte Inglés.


Yiba ngowokuqala ukuphawula

Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.