Tshala imali ngegolide

Tshala imali ngegolide

Uma okudingayo ukwazi okwengeziwe ngalo indlela yokutshala imali ngegolide futhi ungaphumeleli emzameni, kufanele uqede ukufunda le ndatshana, ochwepheshe emkhakheni bayakwazi lokho ukutshala imali ngegolide ukubheja okuphephile ngoba inani lalo alikaze lehliswe isithunzi, ngokuba ukuphela kwalo elimelene nokunakekelwa kwegolide elisemabhange noma ukulivikela ezisefeni.

Futhi, lapho utshala imali kunezindlela eziningi zokukwenzaNgakho-ke, umtshali-zimali uthola ifomula lakhe endleleni yokuthola inzuzo enhle lapho etshala imali ngegolide.

Izikhungo zezezimali, ohulumeni bamazwe kanye nabatshalizimali Ngamandla amakhulu okuthenga, bavame ukukhetha ukuthenga igolide langempela, kungaba nge-bullion noma ngohlamvu lwemali, kepha kuhlale kunengozi yokufihlwa. Enye indlela engeyona ingozi kakhulu ukudlula izitifiketi zokufaka ngoba akudingekile ukuyigcina ngokomzimba. Ngalezi zindlela, umtshalizimali uthola ubunikazi begolide okhokhele lokho ngaphandle kokuthi ube nakho.

Izikhiye zokutshala imali ngegolide ikakhulukazi:

  • Isikhathi
  • Isitoreji
  • Uketshezi
  • Amanani okuthenga

Ngendlela umnotho oshintshe ngayo kamuva nje futhi izinombolo ezibomvu zibusa Ukuhwebelana kwamasheya emhlabeni wonke, kungezwe ekubuyiselweni kwemali engenayo engaguquki emazingeni obufakazi, igolide lisebenza njengesiphephelo sezomnotho nokuphepha ngokushintshana.

Intengo yegolide inyuka icishe ibe ngu-15% selokhu kuqale unyaka futhi selidlule izinga elimangalisayo lamadola ayi-1.200 nge-ounce.

Kubatshalizimali abanolwazi, akuyona nje inketho yendabuko evikelekile yokuvikela imali yakho; kepha futhi isebenza njenge indlela ewusizo kakhulu yokutshala izimali, manje njengoba kukhona umzuzu wokungaqiniseki okukhulu, igolide kuyindlela enhle kakhulu ngoba ayinakho ukuhlangana nentengo yamasheya noma amabhondi.

Tshala imali ngegolide

Ngaphezu nje kokulindelwe kwe- ukuvuselelwa ngezikhathi ezimbalwa kanye nenani layo lamasu omhlaba wezezimali, abatshalizimali ngabanye abazinikezele tshala imali kulo mkhakha, banamathuba amaningi wokukhetha ukuthi bangalitshala kanjani igolide.

Ukukhetha inketho enhle, i okhiye bempumelelo kungukuthengiswa kwemali, isikhathi, izindleko ukugcinwa, ukugcinwa kwensimbi, ivolumu ezothengwa, amakhomishini nezindawo zokuthenga nokuthengisa.

Ukuthengwa kwegolide elibonakalayo.

Kuyindlela esetshenziswa kakhulu yi- abatshalizimali ngabanye emhlabeni jikelele. Ochwepheshe batusa ukuthola igolide elibonakalayo kulabo abathenga inani lesikhathi eside. Enye yezinkinga ezinkulu yilezo ze izindleko zokuthenga, izindleko zokugcina nokuvikela, kepha kunezinkampani ezikhethekile kula magatsha ezivumela ukunciphisa izindleko kakhulu.

I-Apmex, i-Auvesta noma iLingoro ezinye zezinsimbi eziyigugu ezaziwa kakhulu ezithengisa izinkampani kule mboni, okuvumela abatshalizimali abazimele ukuthi benze idiphozi yegolide ephephile nengokomzimba.

Eziningi zalezi zinkampani zikuvumela idlulisa noma ithengise igolide noma kuphi emhlabeni noma ngasiphi isikhathi ngamanani aqala ngegremu elilodwa, okuqinisekisa ukuphepha kwemali ozoyitshala.

Lezi zinkampani ezizimele nazo zinikeza ngezixazululo inkinga yesitoreji sensimbi.
I-Los abathengisi abakhulu begolide Basungule izivumelwano nezivumelwano nezizwe ngezizwe ezinjengeNorth American Brinks ezinikela ngezindleko zokuncintisana zokuxoxisana ngqo.

Isikhwama Esishintshaniswa Ngezimali

Tshala imali ngegolide

Noma izimali ezihwebelana ngokuhwebelana, zingenye indlela esebenzayo yokuhweba igolide.

Ngala ma-ETF, izinkampani zisebenzisa insimbi njengesisekelo, ziphindaphinda indlela eziphatha ngayo. I- Ama-ETF afushane, inketho engcono kakhulu yokutshala imali esikhathini esifushane ngegolide, nakulabo abakhetha ukuvikela utshalomali lwabo lapho amanani entengo ama-bond namasheya ehla. Lokhu kuqinisekisa ukwenza izinto obala ngokuphelele futhi kugweme ukutshalwa kwezimali nokuphathwa kokuthenga igolide langempela, kanye nokuvikelwa kwalo kanye nokugcinwa kwalo. Ezinye zezinkampani ezidume kakhulu ezenza lokhu uhlobo lokukhetha, yiZKB Gold kanye ne-SPDR Gold Shares.

Izimali zokutshala imali

Yize ubudlelwano enabo nentengo yamanje yensimbi ephuzi buphakeme ngandlela thize, buqhelelene kakhulu namazinga engcuphe abandakanyekile ekuthengeni kwayo ngokomzimba. Le mikhiqizo kuhloswe ngayo tshala imali ezinkampanini ezibandakanya ibhizinisi lezimayini zegolide, Ngakho-ke, ukuvela kwalokhu futhi kuncike ezintweni zangaphandle, isibonelo salokhu indawo yezimayini lapho kuhloselwe ukukhipha khona noma ikhwalithi yabaphathi. Ngakho-ke, kuyindlela yokuqagela kakhulu, kepha ngezinzuzo ezikhokhelwa kahle.

Izitifiketi kanye neziqinisekiso

Kulabo abatshalizimali abasezingeni eliphezulu futhi abanolwazi. Bayatholana izitifiketi kanye neziqinisekiso. Lezi zitifiketi ziyimikhiqizo efakwe ohlwini lwesitoko ephindaphinda intengo yento eluhlaza. E-Madrid Stock Exchange, isibonelo, umkhiqizo weSociété Générale uthengiswa njalo kubhekiselwa kuTroy ounce wegolide, isilinganiso samazwe ngamazwe sokulungisa intengo yemakethe yegolide. Ngakolunye uhlangothi, sinemvume, ekuvumela ukuthi usebenze ngokusizakala.

Amathiphu wokuthenga igolide

oro

Into ebaluleke kakhulu ukuthenga igolide ukuqinisekisa ukuthi ubumsulwa bayo buhle, uma kubhekwa ukuthi i-999 iyisilinganiso esiphezulu futhi, esimweni sokuba yi-bullion, ukuthi inomkhiqizo owaziwa emhlabeni wonke, njenge-SempsaJew jewelry Isiliva, okuwukuphela kwebenchmark yaseSpain enesitifiketi samazwe omhlaba se- ukuthengiswa kwemigoqo yegolide.

Kubaluleke kakhulu futhi ukuthola i-invoice, ngoba ngaphezu kokugunyazwa ngezindlela ezisemthethweni, ukuphela kwendlela yokwazi umsuka wensimbi. Ngaphezu kwalokho, kunconywa kakhulu ukuthi maqondana nama-ingots anayo isitifiketi senkampani eyenze lapho isisindo, umthetho, uhlobo lomkhiqizo, inombolo kamazisi kanye nosuku lokwenza okufanayo kukhonjisiwe.

Ngokuphathelene nesisindo, kufanele futhi ngaso sonke isikhathi kubhekwe ukuthi, lapho ubukhulu buningi, buvama kakhulu ukhokhele igremu ngalinye legolide, ngakho-ke kunconywa kakhulu ukuthi uthenge imigoqo ka-100, 500 noma u-1.000 XNUMX amagremu.

Ukuthenga Izinhlamvu zemali

Njengedatha yokuqala izinhlamvu zemali zithola inani lazo eliphelele ngesamba samanani ama-2; inani lensimbi eliqukethe igolide noma isiliva nenani le-numismatic abanalo. Izinhlamvu zemali zekhwalithi ephezulu noma ukuhlobana okungokomlando, zinamaphesenti aphezulu wenani lezinombolo, okwenza zibe inketho engafanele umtshalizimali omusha, lezi zivame ukutholwa ngabaqoqi noma izazi ngale ndaba.

Ukuze wenze ngempumelelo ukuthenga, kufanele thinta abathengisi abangochwephesheNgakolunye uhlangothi, le misebenzi ivame ukubiza kakhulu, ngoba ukwenziwa kwemali ngokuvamile kuyakhokhiswa. Futhi kulula kakhulu, kumthengisi onesimilo esincane, okuvamise ukuthi kube kuningi kulo mkhakha, ukuthengisa izinhlamvu zemali ngesamba segolide esincishisiwe umthengi enganakile.

oro

Ngalesi simo kubalulekile ukuthi umthengi azi ukuthi i- I-Troy ounce ilingana no-31,10 amagremu egolide elicwengekileyo nokuthi ukhokhela umthengisi ngegolide eliphethwe uhlamvu, hhayi ngesisindo sayo esikhulu.

Inketho ephephe kunazo zonke uma kukhulunywa nge ukutshala imali ezinhlamvwini zegolide yiKrugerrand yaseNingizimu Afrika, enesisindo esingu-33 amagremu futhi ine-31,10 yegolide elicwengekile okube wutshalo-mali ngokulahleka okuncane.

Ezinye izinhlamvu zemali ezelulekayo, kokubili ukuhlanzeka kwazo nenani lazo emakethe, kungaba uhlamvu lwemali lwaseChina olubizwa ngePanda, iNorth American Eagle, iCanada Maple, i-Australian Lunar Calendar, iMexico Centennial, i-Austrian Philharmonic noma i-English Britannia, nokuhweba ngamanani afana negolide futhi kwenziwa yi Mint yamazwe afanele wokudwetshwa anesiqinisekiso sobuqiniso.

Igolide elizayo

Phakathi kwe izinzuzo ezinikezwa yigolide maqondana nekusasa lezomnotho ukuthi umehluko phakathi kokuyithenga nokuyithengisa uphansi kakhulu. Intengo esingathenga ngayo igolide iphakeme kancane kunentengo esingayithengisa ngayo. Okuncane lowo mehluko, kuzoba isikhathi sako thenga noma uthengise igolide ozuzile.

Leli thuluzi lisetshenziswa abadayisi besikhashana. Kunzima ukuqonda kahle futhi kufanele wazi kakhulu izinsuku zokuzivocavoca, izinsuku zokuphelelwa yisikhathi nezinguquko ezizenzekelayo emalini yokushintshanisa.

Izimali zokutshala imali ezitshala amasheya ezinkampani zezimayini:

Lokhu kukholakala ukuthi yiwona inketho engcono kakhulu yomtshalizimali wangasese ofuna ukungena ebhizinisini legolide, ngenxa yenani eliphansi lokutshala imali elidingekayo. Noma kunjalo, kufanele wazi ukuthi ungakhetha kanjani isikhathi esifanele sokungena nokuphuma. Akukona ukutshalwa kwemali okulula ngoba lezi zinhlobo zezinkampani zihlala isikhathi esifushane futhi zinokuguquguquka okuphezulu kakhulu emiphumeleni yazo nakumanani entengo.

Lezi zinhlobo zezimali ziyingozi kakhulu kunesikhwama esivamile sokutshala imali okuyi tshala imali ku-IBEX 35 noma ku-Eurostoxx 50, Ngokwesibonelo. Kufanele kukhunjulwe futhi ukuthi kulezi zimali kunengozi yokungazinzi kwemali esingakusebenzisa ukuze kusizakale thina noma simelane nathi.


Yiba ngowokuqala ukuphawula

Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.