ESpain kube semfashinini kakhulu invest in real estate. Inkulumo esabekayo ethi "izindlu azikaze zehle" idale ukuthi izinkulungwane zabantu zilahlekelwe yimali yazo yonke ekutshalweni kwezindlu ngenhloso yokuqagela kuzo futhi zizithengise ezinyangeni ezimbalwa ngezimbuyiselo ezinhle. Kuyiqiniso ukuthi abaningi benze kahle, kepha bekungumphumela wamathuba abavumele ukuthi baphume emabhizinisini ngaphambi kwe- kuqhume ibhamula.
Kimina, ukutshala imali kwi-Stock Market kunezinzuzo ezicacile kunokuthenga amafulethi. Lapha ngibhala okuyinhloko:
- Isitoko ukuphepha oketshezi kakhulu, ngenkathi ukuguqula amakhaya kube yimali kungaba yinto engenakwenzeka kwezinye izikhathi. Kumele ubone isibonelo sezindlu ebezithengiswa kusukela ngo-2007 futhi ezingakathengiswa namanje.
- Amasheya anezindleko ezilawulwa kakhulu. Kumele uthathe izindleko ezenziwe ngumthengisi wakho kuphela (ukugcinwa, izabelo, njll.) Nezinkinga zentela. Kodwa-ke, indlu inezindleko zokulungisa eziguquguqukayo (ukuphuka, ukulungiswa, imililo, izingozi, ukonakala ngenxa yokusetshenziswa). Abantu abaningi ababheki yonke imali abayisebenzisayo ekhaya lapho bekala inzuzo yonyaka futhi lokho kwenza kubonakale kunenzuzo enkulu lapho benza izibalo zabo kunalokho okuyikho ngempela.
- Abaqashi bangaba yizigebengu kuyilapho izinzuzo zingakwenzi. Kungenzeka ukuthi inkampani ithathe isinqumo sokuhoxisa idividendi kodwa kufanele kukhunjulwe ukuthi ngokuqinisekile kuzoba isilinganiso esithile nenhloso ezokusiza njengomtshalizimali esikhathini eside, ngenkathi umqashi eyeka ukukukhokha inkinga enkulu.
- Phansi kwehlisiwe. Akufani ukuba nefulethi elineminyaka emibili ubudala kunelileminyaka engu-2. Ukugcina inani noma ukulikhuphula, izinguquko ziyadingeka futhi kudinga imali. Amasheya nawo angahliswa, kepha okungenani kuyinto encike emakethe futhi engenzeka noma engenzeki, ngenkathi ukuguga kwempahla kuyinto ezokwenzeka ngokuqiniseka okuphelele.
Noma kunjalo akudingekile ukuphetha ngokuthi i- utshalomali ku-real estate isinqumo esingalungile. Kubonakala kimi kunguhlobo lotshalo-mali oluyingozi noluyinkimbinkimbi kunokutshala imali kwi-Stock Market, ngakho-ke - ngombono - bambalwa abantu okufanele bangene kulo. Kuyathakazelisa ukuthi eSpain, abantu abaningi batshale imali emafulethini ngoba beyibona iphephile futhi ilula. Ufuna ukwazi, ha?