Ama-swans amnyama yilezo zehlakalo ezingalindelekile ezingaba nomthelela ezingeni lomhlaba jikelele. Ngokomlando lesi sibalo besimele izenzakalo ezibaluleke njengokuhlaselwa kukaSepthemba 2001 ku Twin Towers noma ukuwa kweNew York Stock Exchange ngoMsombuluko omnyama ngo-1987. Yize ingathinta yonke imiyalo yomphakathi, inesinye sezilinganiso zayo ezihamba phambili emhlabeni wokutshalwa kwezimali.
Ngoba empeleni, angamaqiniso angakangeni ezingqondweni zabatshalizimali futhi anganquma ikusasa lezimakethe zamasheya. Ngezinga lapho i- izikhundla maqondana nezimakethe zezimali. Ngamandla ngaphezu kwento ejwayelekile. Akumangalisi ukuthi sikhuluma ngamaqiniso ongenawo kusukela ekuqaleni. Kepha lokho kungavela noma kunini noma kunini.
Ngonyaka olandelayo kuyaqhubeka, impela uzoba nama-swans akho amnyama. Impela futhi ngaphezu kweyodwa. Ukuzivocavoca okuphelayo kubakhulise kanjani. Kodwa ngaphandle kwakho wazi ukuthi kuzoba yini. Yingakho abizwa ngokuthi ama-black swans. Ukudlula kwezinsuku, amasonto nezinyanga kuphela okuzoveza ubunikazi bakho. Kepha, noma kunjalo, ungabona kusengaphambili eminye imicimbi engakhonjwa ngezinsuku ezilandelayo. Kuzoba yindlela yokuthi ube namapharamitha amaningi ukuze ukwazi ukwakha iphothifoliyo yakho yokutshala imali kusukela manje kuqhubeke. Ngabe ufuna ukwazi ukuthi amanye ala ma-swans amnyama angaba yini? Yebo, naka kancane kusukela manje kuqhubeke.
Amaswidi amnyama: ukungaqiniseki
Akungabazeki ukuthi miningi imicimbi engadlala le ndima phakathi no-2017. Isikhathi esivame kakhulu ukukhula. Ngokombono wezomnotho, kepha nezombusazwe, ezenhlalo kanye nezempi. Kufanele unake kakhulu le minyakazo. Ngesizathu esinamandla kakhulu. Akuyona enye ngaphandle kwengcindezi enkulu ezoyibeka ekuguqukeni kwazo zonke izimakethe zokulingana. Uzothinteka kakhulu ngayo yonke le minyakazo. Ukuthonya imali yakho.
Ezinye zazo zingabonakala kalula, kepha ezinye zizokumangaza zisuka. Mhlawumbe ngoba awuthembeli kuzo njengezinto ezinomthelela ezimakethe zezezimali ngalezo zinqumo. Futhi ukuthi minyaka yonke, lo msebenzi uhlala uphindaphindwa kulabo okungenzeka kube yibona abadlala le ndima ekhethekile, futhi ngasikhathi sinye ebalulekile, yama-swans amnyama. Ungaba nokuhlelile okungaphezulu kokukodwa ngemuva kokubona ukuthi lo nyaka osuzophela uthuthuke kanjani.
Lezi zimnyama ezimnyama zingaguqula ngokuphelele umhlaba wokutshala imali ubheke phansi. Futhi ngenxa yalokhu, ukuthi ungaguqula utshalomali lwakho ezinyangeni eziyishumi nambili ezizayo. Kwezinye izimo ngendlela ehluke ngokuphelele ngendlela obukade ubathuthukisa ngayo kuze kube yileso sikhathi. Akumangalisi ukuthi nganoma yisiphi isikhathi ukumangala kungagxuma. Lapho ungalindelanga. Lezi yizimpawu eziyinhloko zalesi sibalo esikhetheke kakhulu ezimakethe zezimali.
Ukudwengulwa kwe-European Union
Ngaphandle kokudlala ukubikezela, kunezimo ezithile ezingabikezelwa ngomqondo othile. Noma okungenani i-cabal yakhe engathathwa ngokweqile. Omunye wabo udabula i- ukuhlukaniswa kwe-European Union. Namuhla akuyona indawo enhle, njengoba abanye bengase bacabange. Kepha iqiniso elingavunywa ukhetho kanye nenhlolovo ezokwenzeka ezwenikazi laseYurophu ngonyaka ozayo. Ukufika ezingeni lokuthi kunezihlaziyo eziningi ezivela kwimithombo yezindaba ehlonishwa kakhulu ngalesi sici esibalulekile.
Uma lezi zindaba zokuphakama okuphezulu zenzeka, impela zizothinta izimakethe zezezimali, futhi nawe njengomtshalizimali omncane oyikho. Ngokwemibono eminingi. Enye yazo kuzoba yimakethe yamasheya. Ngenhlekelele ebonakalayo yabo. Kuyo yonke imikhakha nokulingana. Kepha ukuthelela cishe zonke izimakethe: izimali, imali engenayo, amabhondi, njll. Ungalahlekelwa yimali eningi uma lesi simo siyiqiniso, kepha futhi sizokwethula namathuba amahle kakhulu ebhizinisi. Ngeke ube nokunye ongakwenza ngaphandle kokuzilungiselela idada elimnyama elingabhakuza ngo-2017.
Kunoma ikuphi, kuyinto ezoba khona kusukela manje kuntengo yama-indices amakhulu aseYurophu. Kuzodingeka uqale ukuhlala nalokho kuguquguquka kwamasheya. Yini engaholela kufayela le- isimo esishubile ngokweqile, futhi akwaziwa phakathi nokuzivocavoca okwedlule. Ngalo mqondo, uma ukhetha izimali zokutshala imali ngokususelwa ekuguquguqukeni, uzokwenza imali oyongile izuze. Ukuhambisa ngokushesha ephaketheni lakho.
Intengo kawoyela kuma-dollar ayi-100
Esinye isimo esibaluleke kakhulu kulelo swan elimnyama elihlale livela kunguwoyela. Akunakuba ngaphansi ngemuva kwezifundo zokugcina zokuthi le mpahla yezezimali idlula kuphi. Akunakuphikwa ukuthi igolide elimnyama lingabuya, noma isikhashana, kumngcele ongu- $ 100 emgqonyeni ngamunye. Ikakhulukazi nabokugcina Izivumelwano kukhiqizwe kwi-Organisation of Petroleum Exporting Countries (OPEC). Lokho kukhulise ukufakwa kuhlu kwalo ezimakethe lapho kuthengiswa khona le mpahla yezezimali.
Intengo iqala ukusimama ngokushesha njengoba abatshalizimali begcwala ukungena kabusha emakethe ukuvula eside. Njengoba izinkampani eziphambili zikawoyela zihola ukwanda kuzo zonke izimakethe zamasheya zomhlaba. Ngokwalo mbono, unecebo elilula kakhulu lokwenza okusemthethweni nokuvula izikhundla kwezinye zalezi zinkampani. Iminikelo ngeke ilahleke, ikakhulukazi ngaphandle kwemingcele yethu.
Ruble ukwazisa
Enye yezimanga ezinkulu zalesi sizini esisha ngamanani ukuthi ingavela emakethe yezimali. Futhi ikakhulukazi ngemali yaseRussia, i-ruble. Ngoba empeleni, ukwazisa okuqinile ngokumelene nezinye izimali kungenzeka. Lokho kungasondela ngisho nase isivuno esiseduze no-30%. Ukuba ukubheja okunolaka kakhulu ongakhetha kukho kusukela manje kuqhubeke uma ulindele ukubuya okunamandla kakhulu. Kepha ngaphandle kwezingozi ezinkulu.
Kunoma ikuphi, kuzoba ngenye indlela edinga izinga lokufunda elingaphezulu kwakho. Uma kungenjalo, kungcono uphendukele kwezinye iziphakamiso ezimakethe ezikulungiselele zona. Ngisho neqhaza lama-swans amnyama njengenye yezinto ezimangazayo lapho uzoba nezikhundla zakho ukwenza imali oyongelayo izuze. Ngaphezu kwalokho, imakethe ye forex izodinga isivinini esikhulu ezimakethe ngenxa yokungazinzi kwezinguquko zezimali eziyinhloko zomhlaba.
Ukucwila kwebhizinisi ezinkampanini
Esinye sezimo ezingavela, kulokhu kube kubi ngezintshisekelo zakho, ukuwa kwenzuzo yamabhondi ezinkampani. Isizathu esingaqala lesi simo emholweni ongaguquki isenzo se- I-Federal Reserve yase-United States (FED) inolaka kakhulu uma kukhulunywa ngamazinga wenzalo. Omunye wemiphumela yawo emikhulu uzotholakala ekuthengisweni okuqinile ezimakethe ezinkulu zebhondi lapho isivuno siqala ukukhuphuka.
Ukugwema lezi zimo eziyinkimbinkimbi kakhulu ezithakazelweni zakho njengomtshalizimali odayisayo, bekungekho okunye ongakwenza ngaphandle kokuhlehlisa zonke izikhundla onazo esikhwameni sokutshala imali salezi zici. Yilapho-ke le mikhiqizo yezezimali inenkontileka khona nangamafomethi ahlukile, angahlanganiswa ngisho nezinye izimpahla zezimali ezingenayo eziguqukayo. Ngefayela le- buyisela ekulondolozeni kuhle kakhulu kuze kube manje.
Unyaka omuhle wokuqhamuka
Enye yezinto ezintsha ezingaba khona ezivela ku-2017 ukwethulwa kabusha kwezimakethe ezisafufusa. Ikakhulukazi i- WaseBrazil ukuthi ingabuyisa intengo yayo uma ukungabaza ngokwakhiwa kukahulumeni wayo sekucacisiwe. Esinye sezigameko ezingakhiqizwa ukuthi ukuthunyelwa kwamanye amazwe okuvelayo kungathandwa yimali yasendaweni eshibhile. Imiphumela yaleli su lokuhweba izokhuthaza impela izimakethe ezisafufusa ukuthi zibe nonyaka omuhle, zenze amabhondi asebenza kahle nokunye ukushintshisana.
Le swan emnyama yomnotho izokunikeza amathuba amaningi futhi ahlukahlukene okutshala imali yakho. Ngezimpahla ezahlukahlukene zezimali kanye nezimakethe. Lapho imakethe yamasheya yaseBrazil izoba ngenye yezinto ezikhanga kakhulu ukusebenza kusukela ngoJanuwari. Akumangalisi ukuthi iveza isephulelo esinamandla njengomphumela wonyaka omubi odlule kuwo. Kokubili maqondana namasheya nemali engenayo engaguquki.
Isiliva lishaya igolide ngenzalo
Le nsimbi eyigugu ingaba futhi enye yezimanga kulo nyaka wezimali olandelayo. Ukwenza kahle insimbi ephuzi. Ngokubuya okungeke kumangaze ukuthi bekungenye yezinto ezithakazelisa kakhulu ezimakethe zezezimali. Umshikashika wezepolitiki wokunciphisa ukukhishwa kwekhabhoni ngokuxhasa amandla avuselelekayo Izofaka isandla ekwandeni kwezidingo zezimboni zensimbi. Ezoshiya ngayo amanye amanani esiphephelo anezici ezifanayo.
Eqinisweni, ezinyangeni ezedlule isiliva lisungule umkhuba obheke phezulu wenzalo engangabazeki yabatshalizimali abancane nabaphakathi. Lapho ingxenye enhle yabasindisi ikhombise intshisekelo yabo futhi. Ngalokho okulula, kunalokho, lokho kunzima kakhulu ukuthatha izikhundla ngoba icabanga ngemikhiqizo emincane yokutshala imali. Izimali zokutshala imali ezibonisa ikakhulu lo mkhuba. Enye indlela ihanjiswe ngokuthengwa kwensimbi. Futhi noma kunjalo, ngesisindo esithile esikhwameni.