Yini okufanele uyenze esimweni sokwehla kwamahhala?

Kulesi senzakalo sikhuluma ngenye yezinhlelo ezithwala ubungozi obukhulu ekusebenzeni kwayo. Phakathi kwezinye izizathu ngoba kuyinkimbinkimbi ngokwengeziwe ukwazi ukuthi ikuphi izinga lapho ukuwa ezimakethe zezimali kuzoma khona. Futhi-ke ungenza amaphutha kaningi. Leli qiniso lingaba nomthelela wokuthi ungashiya ngendlela lapho ulandela inani ngokuthambekela okufanayo kuze kube manje. Ngalesi sizathu, kulula kakhulu ukuthi uhlaziye ukusebenza kwalokhu kusebenza nokuthi yini engenzeka kuwe uma imisebenzi ingakhuli ngendlela obulindele ngayo ekuqaleni.

Awukwazi ukukhohlwa ukuthi inani lokwehla mahhala yilona elibi kakhulu elingabumba izintshisekelo zakho njengomtshali-zimali omncane naphakathi. Phakathi kwezinye izizathu ngoba ayisenazo izisekelo ezingezansi. Ngethuba lokwehla kwenani okungaphezu kokubonakala futhi lokho okungazwakali kwezinye izibalo zemakethe yamasheya. Lapho ungazibeka esimweni esibi kakhulu ngoba ungashiya ama-euro amaningi endleleni uma ungazi ukuthi ungasusa kanjani izikhundla ngesikhathi. Ungakhohlwa ukuthi ukwehla kwamahhala akuhlangene nakancane nokuthi yikuphi ukwehla, yize zombili lezi zinombolo zinokufana okuthile.

Kunoma ikuphi, ezimeni zokulanda mahhala kuyinkimbinkimbi ukusebenza ngoba unokuningi okulahlekile kunokuzuza. Kungcono kakhulu ukuthi ulinde ukuphela ukuthi kube sesikhundleni sokuthatha izikhundla ezitokisini ezikhethiwe. Ngenkathi ngakolunye uhlangothi, kungakusiza ukuthi ubone ukunyakaza okuvela eceleni futhi ngokukhokhwa okugcwele kubhalansi ye-akhawunti yakho yokonga. Kepha noma kunjalo, sizochaza elinye isu lokutshala imali ongalakha kusuka manje. Kunoma ikuphi, akuyona ingozi njengoba uzoqonda manje.

Ukwehla kwamahhala: ukwakheka kwenhlabathi

Esinye sezihluthulelo zokuvula izikhundla kulesi sibalo esikhetheke kakhulu silele ekutholeni ukwakheka komhlaba osebenzela ukwenza ama-ascents alandelayo. Kodwa-ke, leli zinga livame ukubiza kancane ukukhomba kusukela lapho kudinga ukufunda okuncane ekusebenzeni nalezi zici. Lapho ungadideka kalula khona-ke ulahlekelwe yimali eningi kunalokho obekuhlelwe ekuqaleni kumasu akho okutshala imali. Kepha kuzo zonke izimo phansi kuvame ukuba yizinga elibaluleke kakhulu njengokungena ezikhundleni ezimakethe zezimali. Ingozi, ngakolunye uhlangothi, ingenye yezingozi ezinkulu ezihambisana nalesi sigaba sezokuphepha emakethe yamasheya.

Esinye isici okufanele usinake ekwehleni kwamahhala ukuthi yize kunjalo  ingahlala isikhathi eside, okungenani akuyona eyaphakade. Ngesinye isikhathi ushintsho olufiseleka kakhulu kuthrendi kuzodingeka lwenzeke. Futhi ukuthi kuzoba isikhathi esifanele ukubuyela ekusebenzeni ezimakethe zezimali. Ngecebo lokutshala imali elingeke libe nenye indlela ngaphandle kokuba nolaka ngenxa yezici zalo ezikhethekile. Ngakolunye uhlangothi, ungakhohlwa noma ukuthi lesi sigaba sezokuphepha silahlekelwe yingxenye ebaluleke kakhulu yenani lazo emakethe yamasheya. Futhi lesi yisici okufanele usihlole kahle kusuka manje.

Ukungazinzi ngamanani abo

Enye yezici ezibaluleke kakhulu zalokho ukwehla kwamahhala umehluko omkhulu phakathi kwezintengo zayo eziphakeme nezincane. Ngoba ukungazinzi kwayo kungaba ngokweqile ezimweni eziningi ngenxa ye- izihloko ezimbalwa ezishintshiwe ezimakethe zezimali. Ukufika ezingeni lokuthi zingasetshenziswa kalula yizandla ezinamandla zezimakethe futhi lokho kuzenza zibe yinkimbinkimbi kakhulu ukwenza imisebenzi emakethe yamasheya. Kuze kube seqophelweni lokuthi ungabanjwa izikhundla ezivulekile esitokisini.

Ngenkathi ngakolunye uhlangothi, ukuntengantenga akuyona into edlelana kakhulu onayo yokwenza imali yokutshala imali emakethe yamasheya ibe nenzuzo. Ngoba baningi izingozi ezibandakanyeka kulolu hlobo lwemisebenzi nokuthi kunoma ikuphi abafanele abatshalizimali abancane nabaphakathi abahlinzeka ngolwazi oluncane ekuhambeni kwabo ezimakethe zezimali. Lapho kufanele banikele ngolwazi oluningi nolwehlukahlukene kusukela ekubukeni kokuhlaziywa kwezobuchwepheshe futhi nakulokho okuyisisekelo. Ukuze ngale ndlela, kungasebenzi okunconywe kakhulu kunoma yiluphi uhlobo lwecebo lokutshala imali.

Ukungatshali imali eningi

Enye into okungafanele uyenze kusuka manje kuqhubeke ukwenza ukugqagqana okukhulu kulolu hlobo lokusebenza. Akumangalisi ukuthi kuyingozi eyengeziwe okufanele uyigweme kukho konke kusuka manje. Phakathi kwezinye izizathu ngoba ungashiya ama-euro amaningi ngesikhathi esifushane kakhulu. Kuze kube seqophelweni lokuthi lolu hlobo lwemisebenzi kufanele lwenziwe kuphela ngenani eliphansi lokho ngeke kuthinte inhlokodolobha oyinqwabele kuze kube yileso sikhathi. Kukuphi ukusebenza okubhekwa ngabahlaziyi bezezimali njengengozi enkulu.

Ngenkathi ngakolunye uhlangothi, kufanele kuphawulwe futhi ukuthi ezimakethe zamasheya ukusebenza kwenani elikhulu lemali, kulahleka imali eningi kakhulu kunaleyo esele. Ukufika ezingeni lokuthi lokhu kuhamba kungabeka engcupheni izimpahla zakho noma zomndeni. Kuyinto elula ukuthi kusukela manje ungasikhohlwa lesi sici ngoba singadala isimo kuncane kakhulu okufiselelwa izintshisekelo zakho njengomtshalizimali omncane naphakathi. Futhi lokhu kuyinto engathengiswa nganoma yiluphi uhlobo lwecebo lokutshala imali.

Sebenzisa ngokunenzuzo ukulahlekelwa ngezinjongo zentela

Kuncike enhlokodolobha eyenziwe kulo nyaka, kepha ikakhulukazi ekulahlekelweni kwemakethe yamasheya okutholakalayo, ukuthengiswa okuyingxenye noma okuphelele kwezokuphepha ezingabaliwe kungatholakala, izinzuzo ezithile zingatholakala kumbono wentela. Futhi lokho kungabonakala kuthathelwe phezulu ngokusebenza kahle okukhulu ku- isitatimende semali engenayo esilandelayo. Ekupheleni kosuku ukuthi kumayelana nani ukwenza izinombolo, kubalwa izinzuzo ongaletha zona ukwenza lokhu kuthengisa. Yize kwenzeka ukuthi kube nokungabaza okuphakanyisiwe kulokho okusalungiswa, into enengqondo kunazo zonke ukuya kumeluleki wentela ozophatha anqume ukuthi ngabe lo msebenzi kufanele wenziwe ezimakethe zezimali. Okwamanje kungenye yezindlela ezizuzisa kakhulu izintshisekelo zabatshalizimali abancane nabaphakathi uma bebona ukuthi balahlekelwa yimali ezimakethe zamasheya.

Kuyisu lokutshala imali elingaba khona engaziwa yingxenye enhle yabatshalizimali abancane nabaphakathi. Kepha kunoma yikuphi, ingasetshenziswa ngokuphepha okuphelele emiphumeleni engaba nayo kuzintshisekelo zabatshalizimali abathengisa. Ekugcineni, ingxenye yemiphumela engemihle yalokhu kusebenza ingahle ikhishwe, okuthe ngakolunye uhlangothi kungabeka iphothifoliyo yabo yezokuphepha enkingeni enkulu. Hhayi ize, kokuhle nokubi, ngaso sonke isikhathi kufanele ube nokuphathwa kwentela, ngomqondo othile noma omunye kusukela manje kuqhubeke. Kuzo zonke izimo, kuyizibambiso eziyinkimbinkimbi kakhulu zokwenza noma yiluphi uhlobo lokushintshana nazo.

Hhayi ukuthatha izikhundla

Ngokufingqa, lapho ubhekene nemakethe yamasheya esimweni sokuwa kwamahhala, akufanele uthathe izikhundla ngaphansi kwanoma yisiphi isici. Ngoba esikhathini esifushane nesimaphakathi, ukuphela kwento ozoyizuza ukulahlekelwa yimali ngokunyakaza. Ngenkathi uma, ngokuphambene nalokho, usuvele unezikhundla ongene kuzo, uzoba nendlela ephindiwe yokwenza. Ngakolunye uhlangothi, isinqumo esinqumayo kunazo zonke futhi lokho kungokunye ngaphandle kwalokho lungisa izikhundla ngokushesha okukhulu. Ngenhloso eyinhloko yokwanda kokulahlekelwa kuze kube sezingeni lokuthi ingxenye ebaluleke kakhulu yenhlokodolobha yakho inganyamalala. Lo msebenzi uzotolikwa njengendlela ecacile yokuvikela ukuze ungahambeli phambili ekulinganisweni kwemali oyitshalile.

Ngenkathi ngakolunye uhlangothi, futhi ungavumela izikhundla ziqhubeke kuze kuphele lesi sibalo. Noma kulokhu, kuyisu lokutshala imali elilondolozayo elihloselwe kuphela ezikhathini zaphakade eziya esikhathini esimaphakathi neside. Lapho uzoba nesikhathi sokubuyela esimweni sokuqala. Lokho wukuthi, emazingeni entengo lapho uthenge khona. Ngoba kulezi zikhathi zesikhathi, ezimweni eziningi amanani amasheya abo ayabuya, yize ungeke ukwazi ukuba nemali yesikweletu isikhathi esingapheli.

Kuzo zonke izimo, uzobe uqinisekisile ukuthi inesixazululo kepha ukuthi akusona isibalo esizedlula zonke ezimakethe zamasheya ongathola kuzo kulezi zikhathi eziqondile. Vele, kuningi ongakulahlekelwa futhi kuncane kakhulu ongakuzuza. Ngaphandle kokuthi ukhethe ukuhweba noma ukwenze kuseshini efanayo yemakethe yamasheya.


Yiba ngowokuqala ukuphawula

Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.