INaturhouse ngokungangabazeki ingenye yamagugu amancane anikezwa yimali yezimali zaseSpain. Kulungile kuyiqiniso lokho akulona inani elishumekwe enkombeni ekhethiwe, i-Ibex 35, kodwa isikhalazo sayo siholele kwinani elikhulu labatshalizimali abancane nabaphakathi. Ngesikhuthazo esengeziwe senzuzo ephezulu esiyisabalalisa phakathi kwabaninimasheya. Kunoma ikuphi, izenzo zalo zilandelwa ngabatshalizimali abangenakubalwa abasesimweni sokuvula izikhundla kulesi siphakamiso semakethe yamasheya esifanelekile.
Ngalesi simo esejwayelekile, iNaturhouse iziveza ngezimpawu ezichazwe kahle kakhulu okumele zibhekwe lapho zithatha izikhundla kubunikazi bamasheya ayo. Zibaluleke kakhulu futhi kunoma yisiphi isimo sinquma indlela yezenzo zakho ezimakethe zezimali. Ngaphandle kokunquma ukuthi esikhathini esifushane ingafakwa enkombeni yokulinganisa yemakethe yamasheya yaseSpain. Akumangalisi ukuthi inzuzo yayo ingenye yezinto ezivelele kakhulu eqenjini le- amabhizinisi amancane naphakathi. Ngesiqondisi esinzima kakhulu nesobuntu esinikeze inkampani ubunikazi bayo.
Iyinkampani egxile ku- ukuthengiswa kwemikhiqizo yokudla nemikhuba emisha yokudla. Kuze kube seqophelweni lokuhola lo mzila webhizinisi eSpain futhi nawo onwebela kwezinye izimakethe ezibaluleke kakhulu. Njengesibonelo, amaFrance azokwazi ukuthonya kusukela manje kwimiphumela yawo yekota. Kodwa-ke, ayihlinzeki ngemali ephelele kubatshalizimali abafisa ukungena nokuphuma ezikhundleni zabo. Yize kunokuzinza okuphawuleka kakhulu kwikhotheshini yamanani ayo.
I-Naturhouse: imiphumela yekota
Ukuhlola ukuthi kufanele yini ukungena ezikhundleni zabo, akukho okungcono kunokubheka ama-akhawunti akhiqizwa yinkampani njalo ngekota. Ngalo mqondo, imiphumela yekota yokugcina (kuze kube sekupheleni kwekota yesibili yalo nyaka) ikhombisa ukuthi ibhizinisi isendleleni enhle, kepha ngochungechunge lwezinto okufanele uzicabangele kusuka manje. Akumangalisi ukuthi yimininingwane elandelwa yinani elihle labahlaziyi bezezimali ukunquma ukuthi ingabe liyinani elamukelayo lokuthenga kusukela manje.
Kwavalwa isemester yokuqala yonyaka nge inzuzo ephelele yama-euro ayizigidi eziyi-13,4, emele inani elingaphansi kuka-3,4% kunenkathi efanayo yonyaka odlule. Kodwa-ke, enye yemininingwane efanele kakhulu yileyo emele ukukhula kwayo okuphawulekayo emakethe yaseFrance ngenxa yesu layo lokunweba ngaphandle kwemingcele yethu. Njengesici esingesihle, umthelela omubi we-Easter ugqamile nokuthi ubangele ukumiswa okuthile ekukhokhisweni kwawo.
Kunoma yiziphi izimo, inzuzo enkulu yokusebenza kulesi sikhathi esihlaziyiwe ifinyelele cishe kuma-euro ayizigidi ezingama-20. 4,1% ngaphansi konyaka odlule futhi okudalwe yizimbangela ezahlukahlukene, kufaka phakathi ukukhuphuka kwezindleko zabasebenzi. Olunye ucezu lolwazi lokuhlola umugqa webhizinisi likaNaturhouse ukuthi kulezi zinyanga eziyisithupha zokuqala konyaka kuvulwe izikhungo ezintsha ezingama-74 kulo lonke izwe laseSpain. Inothi elihle, ngokombono kamongameli walo, lisuselwa eqinisweni lokuthi ukugcina ithoni enhle eSpain kuzosivumela ukuthi sicabange nge ukwenziwa ngcono kwezisekelo ezingxenyeni ezizayo. Ngokwanda okubonakalayo kwenzuzo yamasheya.
Isahlukaniso esinembuyiselo ka-5%
Enye yezinto ezijwayelekile eNaturhouse yizabelo zayo eziphakeme. Enye yezinto ezibaluleke kakhulu phakathi kwamasheya amancane naphakathi ne-cap. Ngokuqondile, inikezela ngefayela le- isivuno esinqunyiwe nesonyaka sika-4,7% Ngokukhokha kubaninimasheya kwesahlukaniso sama-euro angu-0,20 ngesabelo ngasinye. Njengesikhuthazo esisha sokuba into yokuthengwa ngabatshalizimali abancane nabaphakathi. Kusezingeni eliphakeme kakhulu lale mivuzo kubaninimasheya nangaphezulu kwesigaba sokuqala semali yaseSpain. Ukwakha isikhwama sokonga kancane kancane, kungakhathalekile ukuthi sivele kanjani ezimakethe zezezimali.
Leli qiniso lidala ukuthi iyi- iphrofayili elandelanayo Noma ngubani othatha izikhundla kwelinye lamanani aphawuleka kakhulu emakethe yamasheya aseSpain. Ngoba, ngokungeziwe, ukungazethembi kwayo akuphezulu kakhulu ngoba kukhiqiza ukuzinza okuthile kuzintengo zayo. Lokho wukuthi, akunandaba ukukhuphuka okukhulu, kepha ngenxa yesizathu esifanayo ama-descents nawo awamangalisa ngempela. Ngokuhluka phakathi kwezintengo zayo eziphakeme nezincane ezingabalulekile kangako. Ngamamajini angaphansi kuka-3% ezimweni eziningi. Okubaluleke kakhulu kubathengisi abavikela kakhulu ezimakethe zezezimali.
Ukungaqondani kahle neBanco Popular
Omunye wemicimbi ephawuleka kakhulu yenkampani ezinyangeni ezedlule ukwehla kwayo okunamandla kwamanani ngemuva kwe- ukumuncwa kweBanco Okudumile by Santander. Kususelwa ekulahlekelweni okukhulu okwenziwe ekusebenzeni ngumongameli waseNaturhouse, uFélix Revuelta. Kepha washeshe wachaza ukuthi lokhu kuhamba kwakuthinta izintshisekelo zakhe hhayi ezenkampani. Ukubuyisa izikhundla ngokushesha nangemva kokuxhumana ngabaphathi benkampani. Isikhathi lapho abatshalizimali abaningi basebenzise leli thuba ukulungisa izikhundla zabo futhi bajabulele inzuzo etholakalayo eyenziwe kuze kube yileso sikhathi.
Futhi kungakhohlwa ukuthi umongameli waseNaturhouse wayenezikhundla ezivulekile ku USniace nokuthi wazithengisa ukuze angalimazi intengo yenani lazo. Ngalo mqondo, ukudluliswa kolwazi kungenye yamagugu angeziwe anikezwa yilesi siphakamiso semakethe yamasheya kubo bonke abatshalizimali. Ngokukhishwa okuqhubekayo kwabezindaba ngaphambi kwanoma imuphi umcimbi ofanele izindaba noma ngisho namahemuhemu asebenza ezigcawini zikazwelonke. Ngoba impela, kuyisihloko salawa mazwana kaningi. Ivezwa njengezinye izitoko eziningi ezincane neziphakathi nendawo.
Ukucaphuna eduze kwama-euro angama-5
Okwamanje inani lamasheya alo lisondelene kakhulu nokumelana nama-euro amahlanu. Ngemuva kokugcina ukulahlekelwa kuze kube manje kulo nyaka cishe cishe ngama-2%. Ngoba impela, lena akuyona enye yeminyaka engcono kakhulu yezintshisakalo zeNaturhouse. Lapho enye yezinhloso zayo ezinkulu kuzoba ukwedlula i- Izinga elibalulekile lama-euro angu-5,50 ngesabelo ngasinye. Kuzoba yisignali enqume kunazo zonke ukuqala kabusha i-uptrend ngokucaca okuphelele. Akumangalisi ukuthi kungumkhawulo omkhulu wezikhathi zokugcina zokuhweba ezingama-50. Ngakho-ke kungokunye ukungabaza okuvelayo kusukela manje kuqhubeke. Ukuthi ungakwazi yini noma cha ngala mazinga onawo kumashadi akho.
Kunoma ikuphi, ukuzinza kungenye yezimpawu zayo ezifanele kakhulu kusukela ezenzweni zayo zihamba phakathi kwe-4 ne-5 euro. Ngaphandle kokunyakaza okungazelelwe okungashintsha kakhulu intengo yakho. Kokubili ngomqondo owodwa nakomunye. Lokho wukuthi, ngeke uthole izimanga ezeqile uma uba yingxenye yabaninimasheya. Kepha kunalokho okuphambene, ngoba ungaba nokuthula kwengqondo uma kungenye yezinkampani ezizoba yingxenye yesikhwama sakho sokutshala imali esikhathini esimaphakathi nesikhathi eside. Ngaphezu kwalokho, ngebhizinisi elanda ngokusobala, ngokwemiphumela yakamuva yekota.
Umongameli wayo uphakamisa ukubamba iqhaza
Kuyaphawuleka futhi ukuthi umongameli weNaturhouse, uFélix Revuelta, uthathe isinqumo sokunyusa isibalo sakhe kule nkampani kuze kufike ku-74,66%, njengoba kufakazelwa kumarekhodi eNational Securities Market Commission (CNMV). Izindaba, okufanele zinikeze abatshalizimali ukuzethemba okukhulu. Futhi njengehhuku lokuthi abanye bajoyine lolu hlu lwabaninimasheya. Ngoba kungenye yezinhloso ezilandelwa ngumphathi weRiojan ongumtshalizimali omkhulu kulo mkhakha webhizinisi.
Ngakolunye uhlangothi, ubelokhu egxeka kakhulu inqubo yobukhosi baseCatalan. Kufike ezingeni lokuthi ngisanda kumemezela ukudluliswa kwehhovisi elibhalisiwe lenkampani. Ukusuka eBarcelona uye eMadrid, yize kuyisizathu esingeke sithinte intengo yamasheya aso, njengoba kukhonjisiwe ezikhathini zokuhweba zakamuva. Ngaphandle kokusakazwa kwabezindaba kwabezindaba nasenqubweni yezepolitiki eyenzeka eCatalonia okwamanje. Lapho kungabi nomthelela omuhle noma omubi. Kepha kunalokho, ngendlela engathathi hlangothi ngezintshisekelo zabatshalizimali.
Manje kuzohlala kwaziwa ukuthi uma kuphela unyaka izokwazi ukucaphuna endaweni ekahle ukunikeza injabulo kubatshali zimali abancane nabaphakathi abemi kuleli nani lemikhiqizo yobuhle. Noma mhlawumbe, uma kungahambisani nokuthambekela okujwayelekile kwezimakethe zezezimali, kungahle kulole ukuwa futhi kuvale unyaka omubi emalini. Sinamasonto ambalwa ukunquma ukuthi iyiphi indlela ezothathwa ngokuqinisekile yizenzo zabo. Ukuze abasindisi bakwazi ukusebenzisa isu elifanele kunazo zonke lokutshala imali ezimweni ngasinye iNaturhouse engabhekana nazo ezinsukwini ezimbalwa. Mhlawumbe ngaphambi kokuqala kokuwa.