Izinkinobho ezi-6 zokunquma ukuvela kwemakethe yamasheya ngo-2018

okhiye

Lo nyaka omusha wokuhweba kungenzeka ungafani neminye. Okungenani yilokho okushiwo abanye babahlaziyi abadume kakhulu ezimakethe zezimali zokulingana. Ubhekene nalesi simo esingavela ku-2018, ngeke libe khona elinye ikhambi ngaphandle kokuqapha kwamanje nokuzikhandla okuncane. Noma iliphi iphutha kumasu akho okutshala imali lingakubiza kakhulu kusuka manje. Ngakho-ke, awunaso esinye isixazululo ngaphandle kokukugwema ngezindleko. Akumangalisi ukuthi yimali yakho ogembula ngayo ekusebenzeni kwemakethe yamasheya. Futhi inhloso yakho kulo msebenzi ngeke kube ukulahlekelwa yiyo, kepha ukuqeda unyaka ngayo amaholo ku-akhawunti yakho yokuhlola. Ngokubanzi, zingcono izintshisekelo zakho njengomtshali-zimali omncane naphakathi.

Ukuze ukwazi ukuhlela ukusebenza kwakho kusukela manje kuqhubeke, akukho okungcono kunokuhlaziya ezinye izinkinobho lapho imakethe yemali engenayo ingahamba khona ngo-2018. : ezimelwe ngu khetha kakhulu kunanini ngaphambili ukuthola inani lezimpahla ezahlukahlukene. Kungenzeka kungabi ngumsebenzi olula ukuwenza, kepha ngokubekezela okuncane uzokwazi ukufeza izinhloso zakho kusukela manje kuqhubeke.

Ukusuka kulesi simo esivamile, awungeke ukhohlwe ukuthi kunanini ngaphambili kufanele ugxile ku kusengaphambili komnotho omkhulu nasekunyakazeni kwenqubomgomo yezimali (nomthelela wazo ku-akhawunti yenzuzo nokulahleka kanye namashidi asezingeni ezinkampani ezibalwe). Kuzoba ngesinye sezifundo zokuqala ukuze ukwazi ukwenza imisebenzi emakethe yamasheya ngeziqinisekiso ezinkulu zempumelelo. Ukufika ezingeni lokuthi kuzoba wusizo olukhulu ukuchaza amasu akho emhlabeni wotshalo-mali.

Ukuhoxiswa kwesikhuthazo sezomnotho

Okokuqala, i-QE ibizuzisa kakhulu kulo mkhakha. Ngoba ekugcineni ngeke ukhohlwe ukuthi amanani enzalo ezikweletini zomphakathi ehle ngokuqhubekayo nangokuqhubekayo. Kepha-ke, lesi simo ngeke sihlale unomphela futhi lolu sizo lwezezimali noma isikhuthazo singama kulo nyaka. Ngokwethiyori, lesi simo kufanele silimaze izimali zaseYurophu, futhi phakathi kwabo kuya kwelaseSpain. Kepha akulona iqiniso elincane engikwenzile ukuthi le nhlangano ingahle yehliswe yingxenye enkulu yabenzeli bezezimali futhi ikakhulukazi abatshalizimali.

Ngisho nasendaweni enjalo yokubuka, kungamela umfutho wokuthuthuka kwemakethe yamasheya omunye umlenze omusha up. Ngoba kuzobe kukhombisa ukuthi umnotho kule ndawo uhlala kahle kakhulu. Futhi lokhu ekugcineni kosuku kuhlala kutholwa kahle kakhulu izimakethe zezezimali. Imakethe yamasheya e-bullish ihambisana nomnotho ozinzile, kodwa ngaphezu kwakho konke okunempilo. Ngalo mqondo, le nto ingaba ngesinye sezimanga ezinhle kuwe uma uzotshala imali yakho emakethe yamasheya ezinyangeni eziyishumi nambili ezizayo.

Ukuhlala uketshezi njengokhiye

izimali

Uma kufanele uqaphe kusukela manje kuqhubeke, akukho okungcono kunokusebenza ngokoqobo okungenzeka ezimakethe zezezimali kusukela manje kuqhubeke. Ngalo mqondo, isikweletu ku-akhawunti yakho yokuhlola kuzoba yinto ebaluleke kakhulu. Phakathi kwezinye izizathu ngoba ingakusiza uthole amathuba amahle kakhulu ebhizinisi angavela. Akungabazeki ukuthi kuzoba ngaphezu kweyodwa futhi kufanele uzilungiselele lo mzuzu obalulekile. Ngalesi sizathu kulula kakhulu ukuthi uhlale ungekho esimweni sokuthenga izikhundla.

Uma kungenjalo, kunalokho, kufanele beka uchungechunge lwamagugu ku-radar lapho kukhiqizwa khona amandla abaluleke kakhulu wokubuyekeza. Ukukhetha maqondana nalokhu kuzokusiza uhlangabezane nezinhloso zakho ngempumelelo kakhulu kunakuqala. Kuzofanele ukhumbule kuphela izikhathi olahlekelwe ngazo ngenxa yokungabi nemali eyanele kwi-akhawunti yakho yokuhlola. Zama ukungavumeli lesi simo senzeke kuwe ezinyangeni ezimbalwa ezizayo. Kuyinto engeke ikudinge umzamo omkhulu futhi izokuvumela nokuthi uphumule emisebenzini eminingi obukade uyenza ezimakethe zezimali.

Umkhakha wezezimali, kungani kungenjalo?

Lapho ubheka umkhakha okufanele uqondise kuwo imali oyongile, akufanele ukhohlwe ngezezimali nganoma yisiphi isikhathi. Isiphetho ezinyangeni ezedlule sincike eqinisweni lokuthi umkhakha wezezimali wenze umsebenzi wasekhaya ngakho-ke umele ithuba lokuthuthukisa ukunyakaza kwakho kulesi sikhathi. Ngaphezu kwalokho, une- ukunikezwa okubanzi kakhulu ukuhlangabezana nesidingo sakho ngobukhali obanele. Ngakolunye uhlangothi, ingxenye enkulu yalezi zikhungo zezezimali ihambisa isabelo esikhulu phakathi kwabaninimasheya. Ukufika ezingeni lokuthi ungenza imisebenzi ibe nenzuzo minyaka yonke ngenani lenzalo elicishe libe ngu-5%.

Ingcuphe iphansi kunaleyo yeminye imikhakha eholayo, kepha ngenzuzo engaphambili engaba mnandi kakhulu ezithakazelweni zakho kulo nyaka osanda kuqala. Kungenzeka kube ukusebenza okufanele ukwenze. Kukhethekile uma isimo se-equity jikelele sisebenza ngamandla. Akumangalisi ukuthi uzoba nokuningi okuzuzayo kunokulahlekelwa. Thatha lesi seluleko ukuze ubhekane nokutshalwa kwemali okulandelayo. Kuzoba wusizo olukhulu ukubhekana nalo nyaka omusha. Ukuba ngakolunye uhlangothi, ngomunye wemikhakha efanelekile yamasheya.

Izibopho zesikhashana

Futhi awudingi ukuzikhawulela emakethe yamasheya ukuze wenze imali yakho ibe nenzuzo nganoma yisiphi isikhathi saphakade. Unemali engenayo engaguquki futhi ngaphakathi kwayo amabhondi. Kungumkhiqizo wezezimali ongenza umqondo omkhulu ku- amaphothifoliyo esikhathi esifushane. Futhi ikakhulukazi uma uyiqasha ngezimpahla zezimali ngokususelwa kule modeli ekhetheke kakhulu yokutshala imali. Kuyindlela ebukekayo kunaleyo eyedlule, kepha ngenzuzo engaphezu kokuthakazelisa ngonyaka onzima.

Ngakolunye uhlangothi, ama-Corporate bond akhiqiza i- inzuzo ezungeze u-5% futhi noma imbuyiselo ingaqinisekisiwe, uma ingashaya imiphetho yemikhiqizo ejwayelekile yasebhange (amadiphozithi ethemu, ama-akhawunti anemali engenayo ephezulu noma amasu wokulondolozwa aqinisekisiwe9. izinkampani ezahlukene kanye namabhizinisi niches Akumangalisi ukuthi enye yezindlela zazo ezivamile ezijwayelekile ukwehluka kwazo.

Izingxabano zomhlaba ezingaba khona

impi

Futhi asikwazi ukukhohlwa indima engadlalwa ukuqhuma kwezimpi zempi kunoma iyiphi ingxenye yomhlaba. Zingaba nomthelela ocindezelayo ku- ukuvela kwezimakethe zokulingana. Ngisho nokwenza ukulahleka okukhulu kweminye imikhakha exhumene kakhulu nale micimbi. Njengesibonelo, izivakashi, ezokuthutha kanye namaqembu ezezimali. Kuyisimo esingalindelekile esingavela noma kunini. Ngakho-ke izindlela zakho zokuzivikela zizoba ncane kakhulu.

Kodwa-ke, lokhu kuguquguquka okungathandeki kunemiphumela elinganiselwe kakhulu kunabanye. Kungenzeka ukuthi ngemuva nje kokuba le micimbi yenzeke, intengo yamasheya izokwehla ngokushesha. Kepha ngemuva kwezinsuku ezimbalwa izothambekela ekusimameni. Lesi yisifundo le mibuthano esisilethele sona eminyakeni eyedlule. Ngezibonelo kuwo wonke umlando wezingxabano ezinkulu zesintu. Ngokomqondo akufanele bakukhathaze ngokweqile, kepha kufanele banake kakhulu ukukhula kwabo. Ngoba ingakhiqiza namathuba amakhulu ebhizinisi okuvela, njengoba ubona eminyakeni yamuva.

Idatha yokukhula komnotho

umnotho

Akunasimo lapho lokhu kuguquguquka kungabi khona ukwakha iphothifoliyo ezinzile yokutshala imali ezinyangeni eziyishumi nambili ezizayo. Lapho kukhula khona umsebenzi webhizinisi, inzuzo ephakeme yezinkampani ezisohlwini ikhuphuka. Kuzoba yisignali ehlose kakhulu mayelana nokuthi i inkambo yamasheya kulo nyaka ukuthi siqale nje. Kokubili maqondana nemakethe yamasheya kazwelonke futhi evela ngaphandle kwemingcele yethu. Isebenza njengethuluzi lokuhlaziya ukunquma okuncamelayo. Ngisho nokushiya izikhundla uma lokhu bekuyizimo ezinhle kakhulu ngo-2018.

Kunoma ikuphi, lezi ngezinye nje zezinto eziguquguqukayo ezingase zivele ngesikhathi sokuthuthukiswa kwalo nyaka. Yize kukuhle kakhulu ukuthi uzigcine engqondweni ngaphambi kokuvela kwazo. Ukuze ngale ndlela ube necebo elinamandla lokutshala imali ukuze uthuthukise inzuzo yakho kusukela manje kuqhubeke. Ukuthi esinye noma esinye yisimo esihambisana nezimali zamazwe omhlaba kulo nyaka.

Ukuze uvikeleke kakhulu kukho konke ukunyakaza ozokwenza kusukela manje. Hhayi ngeze, enye yefayela le- okhiye bempumelelo abenzi ngcono ekwethulweni kwemisebenzi yakho emakethe yamasheya. Kuyisiphakamiso sokuthi ngeke ube nenye indlela ngaphandle kokulingisa ngalezi zinsuku. Ukuze ube nomvuzo ofanele ngemizamo eyenziwe kunoma yiluphi uhlobo lwendlela yokuphatha.


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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.