Ngesimo samanani wenzalo aphansi kakhulu, amabhange asevele aqala ukukhokhisa izinkampani nezinkampani ezigcine imali yazo ngamadiphozi amathemu. Leli qiniso lingenxa yokuthi intengo yemali ayifanele lutho okwamanje lapho ube ku-0% futhi nangamanani amabi ngemuva kwesinqumo sezindikimba zemali ukukhulisa umnotho endaweni ye-euro. Ngale ndlela, imali yasebhange yesikhathi esimisiwe ayisekho ukuba nenzuzo iminyaka eminingana.
Ngaphakathi kwalesi simo jikelele, abasebenzisi abaningi bamabhange bayazibuza ukuthi kuzodingeka yini bakhokhe imali yokuthola umkhiqizo walezi zici. Empeleni cha, ngoba lesi silinganiso sisetshenziswe kuphela kumadiphozithi asayinwe izinkampani. Lokhu kuzokwenzeka uma nje isigaba mega inzalo ephansi ukuqhubeka nokuthi kufaka phakathi ukuthi imikhiqizo yokonga ayinamalii ephansi kakhulu futhi ingaphansi kokulindelwe kumakhasimende asebhange uqobo.
Ngenkathi ngakolunye uhlangothi, inzalo emazingeni aphansi iholela ekuntulekeni kwenzalo yokuthola le mikhiqizo. Kuphi ngokulambisa kweqe u-0,14% wenzalo eminyakeni yamuva futhi lokho kukhiqize ubuvila obuthile emkhakheni wezokuvikela. Lapho kufanele kubhekwe khona kusuka manje amadiphozi asebhange wesikhathi esinqunyiwe abone ukubhaliswa kwawo kwehla ngabasindisi abancane nabaphakathi. Kuze kube seqophelweni lokuthi ekugcineni sifike esinqumweni sokuthi le misebenzi ayinanzuzo ngezintshisekelo zethu.
Imali engabanjiswa
Umphumela osheshayo wokuba nentengo yemali ngaphezu kwezishibhile yilokho ukonga akunamklomelo kwi-akhawunti yasebhange. Kuze kube sezingeni lokuthi izinkampani zibhekane nenzalo futhi zisohlangothini olubi. Lokhu kusebenza kusho okuthile okucacile njengoba kungakhi noma yiluphi uhlobo lwenzuzo. Ngaphandle kokunquma ukuthi lesi sinyathelo singathathelwa i-akhawunti yabasebenzisi abazimele bamabhange. Ukuthi ekupheleni kosuku baqondise ukonga kwabo kweminye imikhiqizo yezezimali. Isibonelo, izimali zokutshala imali ezihleliwe futhi kwezinye izimo ngokuthengwa nokuthengiswa kwamasheya emakethe yamasheya.
Ngakolunye uhlangothi, awukwazi ukukhohlwa ukuthi lokhu kuhamba azibonakali njengezesikhashana. Uma kungenjalo, ngokuphambene nalokho, konke kubonakala sengathi le nhlangano yemali ifikile ukuze ixazululwe unomphela. Ngoba ukuthambekela kwentengo yemali kuyaqhubeka nokuncipha ngemuva kwezindlela zakamuva zezimali ezinhlangothini zombili ze-Atlantic. Ngalokho akubonakali ukuthi ushintsho kuthrendi lusondele kakhulu, kepha kunalokho, kuzodingeka ukulinda iminyaka embalwa ukuze kukhuphuke inzalo endaweni ye-euro. Akumangalisi ukuthi abatshalizimali yibo abazuza kakhulu kuleli su phezu kwabasindisa imali.
Ukonga kujeziswa
Umphumela wokuqala wentengo eshibhile njengamanje wukuthi abasindisi bathambekele emikhiqizweni ehlukene ehlose ukutshalwa. Zakha ubungozi obukhulu ekusebenzeni kwakho, kepha ukuphela kwendlela yokuthuthukisa amama we-intermediation kule minyaka embalwa ezayo. Ngokuguquguquka kokuguqulwa kwamanani entengo abo ngoba balandela umthetho wokuphakelwa kanye nokufunwa ngaphezulu kwezinye izinhlobo zokucatshangelwa kobuchwepheshe.
Ngokwalo mongo ojwayelekile, kuyadingeka ukukhombisa ukuthi amanani enzalo ngalesi sikhathi ayinto ebambezela ukonga kwemindeni yaseSpain. Kuze kube seqophelweni lokuthi kufanele babe sengcupheni enkulu ezikhundleni zabo uma befuna ukwenza ngcono inzuzo yabo kusukela manje kuqhubeke. Akusekho ukubuyiselwa okungaguquki okuhlangabezana nezidingo zabasindisi abancane nabaphakathi. Uma kungenjalo kunalokho, banenkinga enkulu yokuya kwakha isikhwama sokonga esizinzile esikhathini esimaphakathi nesikhathi eside.
Imali exhunywe ku-Eurostoxx 50
Elinye lamasu atholakalayo kubatshalizimali abancane nabaphakathi ukuze benze imali abayongelayo ngaphandle kwenzuzo yokuthatha izingozi ukuxhumanisa imali yasebhange yesikhathi esinqunyelwe enkombeni ekhethiwe yezimali zaseYurophu, i I-Eurostoxx 35. Le fomethi yotshalo-mali inenzuzo inhlokodolobha enikele ngayo kulo mkhiqizo wezezimali iyohlala iqinisekisiwe futhi inethuba lokuthola inzalo kuyo. Ukutholakala kwamanye amabhange asebenza ezweni lethu.
Lesi sigaba se-impositions sidinga imfuneko eyisisekelo futhi lokho akuyona enye ngaphandle kwenkomba yesitoko ukuze kuzuzwe izinga lentengo yalo. Uma lokhu kungafinyelelwa, kuzokwenziwa kuphela ukusebenza okuncane, okungukuthi ngaphansi kuka-0,4%. Ngendlela ehleliwe futhi eqinisekisiwe noma yini eyenzekayo ezimakethe zezimali. Ngale ndlela, ukonga kuzoqinisekiswa esimweni esingesihle sokutshalwa kwemali.
Ngakolunye uhlangothi, kuyimodeli yokonga ehloselwe iphrofayili echazwe kahle yabatshalizimali. Ngemodeli yomsebenzisi kunalokho ukuzivikela lokho kubeka ukongiwa kwenhlokodolobha yakho ngaphezu kwezinye izinto ezinolaka. Noma ngabe kuzindleko zokuyeka ukukhuphuka okungenzeka kunkomba yokulinganisa yaseYurophu. Ngoba asikwazi ukukhohlwa ukuthi isilinganiso senzalo esiphezulu kulolu hlobo lwediphozi ngu-5%.
I-Eurostoxx 50: amanani anyukayo
Lo mkhiqizo wezezimali ubonakala ngoba ukwenza kwawo izinkontileka akuhlanganisi noma yiluphi uhlobo lwamakhomishini nezinye izindleko ekuphathweni nasekugcinweni kwawo. Ngenkathi ngakolunye uhlangothi, inesikhathi sokuphela okungukuthi cishe izinyanga eziyi-24. Ukuphakama okuncane kunalokho okwenziwe ngokwendabuko futhi kuzo zonke izimo ukukhanselwa kwabo okuyingxenye noma okuphelele akuvunyelwe. Lokhu kuyinkinga enkulu abanesilondolozi abanayo ngoba ngeke bakwazi ukuthola imali yabo isikhathi eside. Ngakho-ke, ngeke kube nenye indlela ngaphandle kokulinda ukuphela kwayo. Kwesinye sezithunzi zalo mkhiqizo wezezimali okhetheke kakhulu.