Ukungena kahle ezimakethe kungenye yezinhloso zanoma yimuphi umtshalizimali futhi ngalokhu kumele bahlele isu elihlelwe kahle kakhulu lapho kungasali lutho emcabangweni. Lapho ingxenye efanele kakhulu ukuthenga ngendlela ye- isimo esinconywe kakhulu kuzintshisekelo zabasebenzisi be-stock market. Hhayi ngeze, ngalesi simiso uzoba nohambo olude oselulufinyelele ukuze ufeze izinhloso zakho ozifisa kakhulu emhlabeni wemali futhi ikakhulukazi emakethe yamasheya.
Umtshalizimali omncane kufanele angenise amanye imihlahlandlela eqinile ukwenza inqubo yakho yokuthenga ethuthukile. Ngalo mqondo, imihlahlandlela elula esizoyethula ngezansi ingaba usizo olukhulu, ebonakala ngokuba lula ukuyilandela. Njengesibonelo, labo esibakhomba ngezansi kwalolu lwazi.
Njengamanje kukhona amanani athile akulesi simo, ngemuva kwe- IBEX 35 itholakale eduze kakhulu nezinga le- amaphuzu ayi-8.000. Akumangalisi ukuthi kungenye yezinketho ezicace bha okufanele babhekane nazo kulesi sikhundla benethemba elikhulu. Ngokuphambene nalokho, ukuncika esitokisini esisezindaweni eziphansi kungadala izingozi ezinkulu ezizophakama phakathi nezikhathi zokuhweba ezilandelayo. Ngengozi yokwanda kokulahleka kwizibambiso zakho noma iphothifoliyo yokutshala imali.
Ukuthenga: ngentengo yokusekela
Ngokusebenzisa amagrafu ungabheka amanani akulesi simo, ukuze uwathengise kamuva indawo yokuqina, noma futhi uma kwenzeka ukuthi izisekeli ziphuliwe. Ngenye yamasu alula kakhulu asetshenziswa emakethe yamasheya, noma ngabe lokhu kudinga ukugcina ukulandelwa okufika ngesikhathi kwamanani entengo yabangenele ukhetho abangaba yingxenye yephothifoliyo yezokuphepha.
Ukuphepha okushaye phansi
Ngenye yezimo ezinhle kakhulu kunoma yimuphi umtshalizimali okufanele abhekane nokuthenga, noma kunenkinga enkulu yokuthi kunzima kakhulu kwabasindisa imali ukuthola lokhu iphuzu eliqondile futhi, kufanele zisizwe ngokuhlaziya okwenziwa abalamuli abakhulu noma wabathengi ezezimali, ezishicilelwa kwabezindaba ezikhethekile.
Ukungena emikhakheni evumayo kakhulu
Enye indlela ethakazelisa ngempela ukubheja ezitokisini ezakha imikhakha yemakethe yamasheya ezinokulindela okuhle kokukhula ezinyangeni ezizayo futhi ezingazuza ekusebenzeni kwazo emakethe yamasheya, ngisho nangaphezulu kwezinkomba zazo ezijwayelekile kanye nesilinganiso esijwayelekile.
Iya ekuhlaziyweni kwakho kwezobuchwepheshe nokuyisisekelo: lokhu kunikezwa amakhasi aphambili amawebhu ezikhethekile futhi zinikezela ngemininingwane ebaluleke kunazo zonke ukuthatha izikhundla kunani elithile eliveza okuhle imakethe yamasheya kanye nezilinganiso zebhizinisi. Yize kukhona abalandeli balowo nalowo wabo, ukuhlanganisa kokubili ukuhlaziywa yipasipoti enhle kakhulu yokuthenga okuhle.
Amandla amakhulu okwazisa
Lelisu lizoba nokutholakala kwalezo zivikeleko ezikude kakhulu nentengo yazo, ngakho-ke, zinezinga eliphakeme lokwazisa. Ungathola ukuthenga okusohlwini lwe- isaphulelo esingaphezu kuka-20% noma u-30% ngentengo yabo enikezwe abalamuli bezezimali, bazi nokuthi kwezinye izimo abafinyeleli kuleyo ntengo noma behliswe kuzibuyekezo ezizayo.
Izincomo ezivela ku- wabathengi
Abalamuli bezezimali bahlala bebeka amanani afaneleka ukwedlula abanye ukuthenga kwabo, okuyinkomba elandelwa kakhulu yingxenye enkulu yabatshalizimali, yize kube nokubi ukuthi kwezinye izikhathi izibikezelo azihlangatshezwa ngezizathu ezihlukile. Ngamunye broker yenza i- imodeli yesikhwama samasheya okungalandelwa ngabatshalizimali. Ungalingisa iphothifoliyo ebonakalayo ngale mibiko, ngendlela yokuvikela, ngaphambi kokungena emakethe.
Ukubheja okuphephile
Kulokhu, kubatshalizimali be iphrofayli evikela ngokwengeziwe enye indlela izodlula emikhakheni noma ezinkampanini ezidlulisa ukuphepha okukhulu, okusho ukuthi, khetha amanani alondolozwa kakhulu: angaguquguquki kakhulu, angathembeki, azinzile ngamanani abo futhi akhokha izinzuzo minyaka yonke. Ukukhethwa kwaleli qhinga kuzobhekiswa ekuthatheni izikhundla maqondana nesikhathi esimaphakathi noma eside, kungasenzelwa imisebenzi eyenziwa ngosuku olufanayo noma amasonto noma izinyanga ezimbalwa.
Ukubuyekezwa kwe-Index
Ukuqinisekisa isikhathi esifanele sokutshalwa kwemali, ngeke kulimaze ukuhlaziya isimo esijwayelekile senkomba lapho sizothatha khona izikhundla, noma ngabe zikazwelonke noma ezamazwe omhlaba. Izonikeza ngesiqinisekiso esikhulu ekubhejeni ngakunye emakethe, kanye nethuluzi lomsebenzi eliwusizo kakhulu ukufeza izinhloso zethu.
Amasu okufanele agwenywe: Ngokuphambene nalokho, kunezigaba zemikhombandlela, okuthi ngenxa yokusebenza kwazo okungaqondakali, okungafanele isetshenziswe lapho kugcinwa utshalomali kumasheya futhi, olimaza kakhulu izintshisekelo zabatshalizimali abancane nabaphakathi. Ngakho-ke, kuyalulekwa ukugcina lezi zenzo engqondweni ukuze zingaweli kuzo futhi zingakwazi ukukala inzuzo yenzuzo yethu. Kuzoholela ngempumelelo ekongeni kuzo zonke izikhundla ezithathwa ngabasebenzisi bemakethe yamasheya.
- Thenga ukuthenga, okusho ukuthi, khetha ukuphepha kungakhathalekile ukuthi isici sobuchwepheshe noma okuyisisekelo onakho ngalezo zikhathi. Kuholela ezimweni eziningi emiphumeleni engadingeki.
- Yiba nesimo sokuvula izikhundla ngokuphepha nge amandla amakhulu okuqagela ngenkolelo yamanga yokuthi kuzotholakala kalula ukuzuza kwemali kalula. Ziyingozi enkulu futhi umtshali-zimali kufanele azi izingozi azithola ekubheja kuzo.
- Faka imakethe Izikhathi ze-bearish lapho intengo yokuthenga ingathatha isikhathi eside ukufinyelela. Yilokho okushiwo ngenhlamba ukuthi "uxhunyiwe".
- Qhubeka uthathwe yizincomo hhayi inhloso noma abathintekayo abangaphazamisa umtshali-zimali isu lakhe lokungena ezimakethe zamasheya.
- Thatha izikhundla lapho ukuphepha sekukuqaphele ngokuphelele inqubo ye-bullishNjengokuphela kwento esele ukubuyela ekuthengiseni izikhundla ngemuva kokubonga isikhathi eside noma esincane.
- Ukutshala imali kumasheya asenqubeni ebukhali ngokuphelele ye-bearish, ngenkolelo yokuthi yabo ukululama maduze. Ngaphandle kokuthi imakethe inikeze amasiginali wokuthenga acacile, kungcono ukukugwema.
Futhi, ukunakekelwa okukhethekile ngamanani angaphansi kokunyakaza kwezinkampani, amahemuhemu noma izinguquko kubanikazi bamasheya abo ngoba uma bengabuye babuye babuyekeze ngezikhathi ezithile zemakethe yamasheya, ukuwa nakho kungabizwa futhi ngezikhathi ezimbalwa bangawa ngokuqinile ngentengo yabo, lawa ngamasu abekelwe abatshalizimali abanesipiliyoni abanolwazi lokutshala imali kuleli banga lezokuphepha ngokwazi kahle indlela abaziphatha ngayo.
Yini okufanele uyenze nabakhubazekile?
Isimo esibi kakhulu esingavela kuwe ngamanani ukuthi usesimweni sokukhubazeka. Akumangalisi ukuthi kuzosho ukuthi inani lezimpahla zakho zomuntu siqu lizobiza kancane. Kepha naphezu kwakho konke, unamasu amaningana wokuxazulula le nkinga enkulu onayo okwamanje. Ngoba empeleni, ngemigqa yakho yokusebenza bazokwazi ukubeka umkhawulo ekulahlekelweni. Kuze kube seqophelweni lokuthi ungabuyisa ubudlelwano bakho nezimakethe zezimali. Ngabe ufuna ukwazi ukuthi yiziphi ezinye izindlela ongazisebenzisa kusukela manje kuqhubeke?
Ukukhubazeka: sebenzisa ngokunenzuzo ukubuyela emuva. Ukuze uhlehlise izikhundla ungasebenzisa ngokunenzuzo ukubuyiselwa emuva okwenziwa ezimakethe zezezimali ukulungisa izikhundla. Okungenani kuzokusiza ukuthengisa amasheya nge- intengo enhle bese uqala eminye imisebenzi ngamanani ahlukile. Ukuze ngale ndlela, unciphise ukukhubazeka osukuthuthukisile. Ngaphezu kwalokho, kuzokuvumela ukuthi uphume ezikhundleni eziyinkinga kakhulu ngezintshisekelo zakho njengomtshali-zimali omncane naphakathi.
Shintsha isikhathi sokutshala imali
Elinye isu ongalisebenzisa ukwehluka ubude bokuhlala kwakho. Ukusuka esikhathini esifushane kuya kwesiphakathi noma eside. Inhloso yalo kuzoba ukuthi amanani ezenzo angabuyisa amazinga lapho uvule khona izikhundla. Kuyindlela elula kakhulu futhi uzokwazi ukuyingenisa nganoma yisiphi isikhathi. Ngenhlanhla encane, ngemuva kweminyaka eminingana ohlwini lwakho ekugcineni uzokwazi thengisa amasheya ngenzuzo enkulu. Zingahle zingabi zinkulu kakhulu, kepha okungenani ngeke ulahlekelwe yimali ezimakethe zezezimali. Njengengqinamba enkulu, iqiniso lokuthi kungathatha isikhathi eside uze uvale izikhundla zakho. Ngoba kungumnyakazo ongahlala iminyaka eminingi. Okungaphezu kokucabanga kwakho ekuqaleni kuzindlela zakho zangempela.
Khokhela ukulahlekelwa
Ukunyakaza kwasekuqaleni onakho ukusetshenziswa kwezabelo ukulinganisela ukulahleka. Hhayi ize, unyaka nonyaka uzokhokhisa isivuno esinqunyiwe nesiqinisekisiwe esingakwazi khuphukela ku-10%. Ngaphandle kokuvela kwamanani abo ezimakethe zezezimali. Kuze kube seqophelweni lokuthi kungenziwa isimo esinenzuzo kuwe futhi ngaphandle kokulahleka kwenani lephothifoliyo yakho yokutshala imali. Kunoma ikuphi, kufanele usebenzise isu esikhathini esimaphakathi nesikhathi eside ukuze lisebenze ngokuphelele ekuvikeleni izintshisekelo zakho.