Ukuvela kobuchwepheshe obusha kuzo zonke izenzo empilweni yakho nakho kunomthelela omkhulu ekutshalweni kwemali. Ngokusebenza okuku-inthanethi okungenza izinto zibe lula kakhulu kuwe yenza inzuzo ukonga kwakho ngendlela eyiyo futhi nangeziteshi ezintsha zokuthuthukisa ukunyakaza. Kuze kube seqophelweni lokuthi izwe elisha lizokuvulela kulo mkhakha obekungacabangeki kuze kube yiminyaka eminingi kakhulu edlule.
Ukuvalelisa kube yizikhathi lapho ukwenza ngokusemthethweni ukuthenga noma ukuthengisa i-oda ezimakethe zezimali obekufanele uye egatsheni lebhange ukugcwalisa iphakethe lakho. Ngaphansi kwezinye Amahora okusebenza lokho kungakulimaza emsebenzini wakho noma emisebenzini yasekhaya. Ngesici esishubisayo sokuthi lolu hlobo lomsebenzi lwathatha amahora amaningi laze lwenziwa ezimakethe zamasheya. Ngezinkinga ezingaphezu kweyodwa ekuphathweni kwephothifoliyo yakho.
Izingcingo ezenzelwe ukuthuthukisa utshalomali lwakho nazo zishiyiwe ngemuva. Ngokusebenzisa amashejuli angaqinile njengakwisimo esedlule, kepha uyalibazisa imisebenzi yakho ngemvamisa ethile. Manje lezi zinhlobo zokutshala imali sezidlulile futhi manje usungakwazi ukwenza noma yikuphi ukuphathwa kusuka kukhompyutha yakho, iselula noma ithebhulethi. Ngaphandle kwemikhawulo futhi kusuka noma yikuphi. Kuzoba inzuzo ephawulekayo okuzodingeka uphile nayo kusuka manje.
Utshalomali oluku-inthanethi: lula okuthe xaxa
Uma lolu hlobo lomsebenzi lukuvumela ukuthi wenze okuthile, ukuthola induduzo enkulu ukuze ukwenze kube semthethweni. Ungakwenza ngokuthula usekhaya lakho, eholidini, emsebenzini noma kusuka noma ukuphi njengamanje. Ngeke kudingeke ukuthi uye kunoma yisiphi isikhungo noma igatsha ukuze ungene noma uphume ezimakethe zezezimali ngesikhathi ozizwa uthanda ngaso. Enye yezinzuzo le modeli yesimanje yokutshala imali ezokunikeza yona yileyo enenkululeko enkulu yokutshala imali. Ngeke usaba nezaba zokuzibandakanya kulo mhlaba othokozisayo.
Enye inzuzo ozokulethela yona ngokutshala imali ku-inthanethi ukuthi ngeke kudingeke uncike emahlelweni. Ngoba impela, ungathatha ama-oda akho nganoma yisiphi isikhathi. Ngisho nasebusuku noma ngezimpelasonto, uma lokhu kuyisifiso sakho. Ngaphezu kwalokho, kuzoba inzuzo enkulu ukusebenza ezimakethe ngamahora ahlukile kunawakho. Njengasendabeni yemakethe yamasheya aseNyakatho Melika noma amazwe ase-Asia. Ngokufinyelela kuzenzo ngesikhathi sangempela. Njengoba uzobona kusukela manje kuqhubeke, konke kuzoba izinzuzo ukwanelisa isidingo sokutshala imali kumasheya.
Kusuka ekhaya lakho uqobo uzokwazi ukusebenzisa amandla okutshala imali ngenkathi uhlaziya i- isimo sezobuchwepheshe yamanani owakhethile ukwenza imisebenzi yakho. Vele, kuzokunikeza inzuzo eyengeziwe ngaphezu kwamanye amasu aphelelwe yisikhathi. Ukutshala imali akusafani nokuthi abazali bakho noma ogogo nomkhulu bakho batshale imali abayilondolozile. Kuningi okushintshile futhi amabhange ajwayele leli qiniso elisha elikhona emakethe yamasheya ukuze lihlale unomphela.
Amanani wokuncintisana angaphezulu
Uma sikhuluma ngokwenza ukonga kube nenzuzo ngemakethe yamasheya, asisoze sakhohlwa isici sezomnotho. Ngoba empeleni, kufanele wazi ukuthi ngokusebenza kwe-inthanethi ezimakethe zezimali ungonga imali minyaka yonke. Ikakhulu ngenxa yokusetshenziswa kochungechunge lwamanani ashibhile azokuvumela ukuthi ube nezindleko ezitholwe kumakhomishini nemisebenzi yokuphatha. Kufike ezingeni lokuthi uzokwazi ukuba sesimweni soku ukunciphisa ukusebenza kwakho kuze kufike ku-50% maqondana namanani woqobo.
Amabhange nezikhungo zezezimali zikhuthaze amanani entengo athengekayo walolu hlobo lwemisebenzi eyenziwa nge-inthanethi. Ngaphandle kokuhlukanisa futhi kwezinye izimo ngaphansi kwefomethi yokunikezwayo nokukhushulwa okubeka izaphulelo ezinolaka kakhulu kule misebenzi eku-inthanethi. Imfuneko kuphela abazokufuna kuwe ukuthi ube bhalisiwe kule nsizakalo utshalomali. Ngale ndlela, ungafinyelela konke okuqukethwe kukho ngokhiye ne-password. Hhayi kuphela emakethe yamasheya, kepha futhi ivulekele kweminye imikhiqizo yezezimali.
Omunye wemiphumela le mnyakazo ezoba nayo ukuthi ekugcineni kokuzivocavoca umzimba wakho umholo ubanzi. Noma ngokuphambene nalokho, ukulahlekelwa kwakho ezimakethe zezimali kuyehla. Lokho wukuthi, kuzoba inzuzo emele ama-euro amaningi. Lapho imisebenzi oyenza ibe mikhulu inkulu, ukonga kuzokwanda ngokuqhubekayo. Yini oyithandayo kulokhu kuhlinzekwa kotshalomali oluku-inthanethi? Impela, kepha kunezinto eziningi ezingakuthakazelisa kusukela manje kuqhubeke.
Ukusebenza kwesikhathi sangempela
Uma le nsizakalo enikezwa izikhungo zezezimali ibonakala ngokuthize, kungenxa yokuthi ungasebenza ngesikhathi sangempela. Ukuze ngale ndlela, usesimweni esingcono sokulungisa amanani entengo nokuthengwa kwamasheya abhalwe kwizimali. Okwamanje lapho uvula izikhundla kulezi zimakethe, uzokwazi izingcaphuno zamanani abo ngaphandle kokulibala kwesikhathi. Kokubili ezimakethe zikazwelonke nangaphandle kwemingcele yethu. Ngisho nakwesinye isigaba sezimpahla zezezimali, ngisho nasemalini etholakalayo.
Ukuze, uma kunesidingo, ungakhansela izinhloso zakho zokutshala imali uma amanani entengo akhiqizwe ezimakethe zezimali engewona afiseleka kakhulu. Noma okungenani akuvumelekile ukumisa amasu akho okutshala imali nganoma yisiphi isikhathi noma isimo. Usuyovele unamanye amathuba phakathi nezikhathi zokuhweba ezilandelayo. Ngaphandle kokuhamba noma yikuphi. Kuyinzuzo enkulu ongeke uphuthelwe ngaphansi kwanoma yiziphi izimo. Kufanele ugcine engqondweni kusukela manje kuqhubeke.
Ukuhweba ngesikhathi sangempela, ngakolunye uhlangothi, kuzoba inzuzo kakhulu kuwe. Kokubili ukufeza izinhloso nokwenza sebenzisa amasu ahlukene okutshala imali onakho. Ngaphandle kokunikela ngolunye uchungechunge lolwazi olungahlobene nokutshalwa kwemali uqobo.
Faka isicelo sokuhweba kwangaphakathi
Omunye wemiphumela yokutshala imali ku-inthanethi ukuthi uzozinikeza izikhungo eziningi kakhulu zemisebenzi eyenziwayo esikhathini esifanayo sokuhweba. Eyaziwa njenge-intraday. Lokhu akunakucatshangwa ukuthi ungakwenza ngezinye iziteshi ezijwayelekile. Phakathi kwazo, ezinye zalezo okukhulunywe ngazo ngenhla. Usebenzisa leli qhinga lokutshala imali eliyingqayizivele ungangena futhi uphume ezimakethe kaningi ngendlela ofuna ngayo. Ngeke ube nemikhawulo ekusebenzeni, noma ngabe unenkontileka evuna izintshisekelo zakho.
Ukuqinisa lo mbono, kufanele ukhumbule nje ukuthi abatshalizimali abaqageli abaningi Imakethe ikhethe le modeli njengamapulatifomu amakhulu okushayela ama-oda awo emakethe yamasheya. Futhi ayithambekele kwezinye izinketho eseziphelelwe yisikhathi. Uma ufuna ukuthuthuka kule ndawo, akukho okunye ongakwenza ngaphandle kokuvuselela iziteshi zakho zesenzo. Futhi ukutshalwa kwezimali online kungenye yazo.
Izidingo zokusebenza
Uzodinga kuphela ikhompyutha noma iselula enamandla futhi ekuvumela ukuthi uzulazule ngokushelelayo ezizindeni zezikhungo zezezimali. Ngokusebenzisa i- isilinganiso esiphansi uzoba nomthombo wokufeza lezi zinhloso. Ngaphezu kwalokho, amabhange ngeke akukhokhise i-euro eyodwa ukufinyelela izinsizakalo zemakethe yamasheya online. Ikhululekile ngokuphelele kuzo zonke izimo.
Ngenzuzo eyengeziwe yokuthi bazokunikeza olunye uchungechunge lwezinzuzo ezilusizo ukwenza iphothifoliyo yakho yokutshala imali kusukela manje kuqhubeke. Ukuhlaziywa kwezokuphepha, izilingisi zokutshala imali, izincomo zezindinganiso ezihamba phambili noma ukwethulwa kwama-stop loss oda kuzoba ezinye zezicelo zayo eziyinhloko. Konke lokhu kususelwa kuziphakamiso ezenziwe kuwe ezivela ebhange. Akufani kuzo zonke futhi kuzodingeka uncike kulokho okufanela izici zakho njengomtshali-zimali omncane naphakathi.
Ngokuthola iziteshi eziku-inthanethi ungafinyelela kuzo zonke izinhlobo zezimpahla zezimali. Imali, izimpahla, izinsimbi eziyigugu, noma amabhondi ezinkampani ezinye zalezo ongazithola emakhasini ewebhu alezi zinhlangano zezezimali. Kokubili emabhange amakhulu, njengaphakathi naphakathi. Le yinkonzo ekhuthazwe kakhulu eminyakeni edlule. Ngenhloso yokuheha amakhasimende amasha.
Izikhiye zokutshala imali online
Ukuze kuthi kusukela manje ukwazi ukwengeza kahle lokhu kuhamba, imihlahlandlela yesenzo eyenzelwe le misebenzi izosebenza kahle. Ngeke kube nzima kakhulu ukufaka isicelo, futhi esikhundleni salokho izinzuzo abangakunika zona zikhulu kakhulu. Ngakho-ke lezi kuzoba ezinye zezeluleko.
- Ngaphambi kokwenza ukuthengiselana emakethe yamasheya, kuzofanele ubheke ifayili le- Intengo yangempela yamasheya akho. Ukuze ngale ndlela usayine ukuthenga noma ukuthengisa ngenani elingcono kakhulu.
- Ukuhamba oku-inthanethi kuzokusiza lungisa amanani imisebenzi, ukuze utshalomali lube nenzuzo enkulu kuzo zonke izimo.
- Ungakwenza lungisa noma yimaphi amaphutha onakho. Noma ubona ukuthi ukuvela kokutshalwa kwemali akukhule njengoba ubuhlelile ekuqaleni.
- Ungakhetha phakathi kokukodwa ukunikezwa okubanzi ukuthi amabhange akunikeza ukuthi ukhokhe amakhomishini, ngokuya ngenani lomsebenzi owenzayo njalo ngenyanga.
- Uzokwazi ukusebenza ngesikhathi sangempela ezimakethe zezezimali nge isheduli ehlukile kwabaseYurophu. Ukuze ukwazi ukwenza konke ukunyakaza kusheshe kakhudlwana, futhi cishe akukho mehluko nemakethe kazwelonke.
- Ekugcineni, kuzokuvumela ukuthi ufinyelele ezimakethe zokulingana kusuka noma yikuphi: esitimeleni, endaweni yokudlela, ehhovisi likadokotela noma endaweni engalindelekile kakhulu. Ukuze ukwazi ukusebenzisa amathuba webhizinisi avela ngawo wonke umzuzu.