Izimalimboleko ezingasebenzi ezinikezwe izikhungo zezezimali ezisebenza eSpain emindenini nasezinkampanini zivale inyanga kaMashi ngo-8,83%. Noma kunjalo, kungenye ye- amazinga aphansi kakhulu eminyakeni emihlanu edlule. Ngisho nokunciphisa ngo-0,32% uma kuqhathaniswa nenyanga edlule. Kuze kube seqophelweni lokuthi kukhombisa ukuthi ubugebengu buphansi kolawulo olukhulu uma sinamathela kulokhu kunyakaza ekuhambeni kwemali. Ihambisana nesigaba esikhulu seSpain.
Lokhu kufakazelwa yimininingwane yakamuva enikezwe yiBhange LaseSpain. Lapho kutholakala ukuthi izikweletu ezingakhokhelwa emabhange, amabhange okonga nakumafelandawonye ancishisiwe ngenyanga edlule kaMashi kuze kube yizigidi ezingama-111.764 zama-euro. Ngokwenzayo, kuthatha ukuthi leli zinga lobugebengu belingaphansi kwezigidi ezingama-3.320 zama-euro maqondana nenyanga edlule. Ngokuthuthuka okubonakalayo maqondana nemininingwane eshicilelwe kusukela ngo-2011. Okukhombisa ukuthi izikweletu ezingakhokhiwe azibalulekile njengakwiminyaka edlule.
Le datha ku- amazinga we-solvency yemindeni nezinkampani zaseSpain kungukubaluleka okunjalo okuyinkomba ethembeke kakhulu yokufika kwezinqubo zokulungisa emnothweni wezwe. Ukuthi kube ngesinye sezixwayiso ezinkulu ezenzeke maphakathi no-2000s mayelana nokuqubuka kwenkinga ejulile yezomnotho. Lapho amazinga obugebengu abonakala emalini ebolekiwe engakhokhelwa emabhange, amabhange okonga kanye nemifelandawonye ifinyelele emazingeni okuqina okukhulu. Ngokuphikisana nokunyakaza kwaminyaka yonke okukhombisa amamaki akhululeke kakhulu. Ngoba ukwanda kobugebengu, kuba sengozini enkulu yokungena enqubweni yokulungisa umnotho, njengoba kwenzekile ngokomlando.
Ukuqina komthetho wobugebengu
Ngaphandle kwemininingwane emihle eboniswe ebhange elikhipha iSpain, akusona isithiyo ekutheni imithethonqubo iqinisiwe ukuvimbela lokhu kuhamba ekuhambeni kwemali ukuthi kukwazi ukufinyelela izinkampani eziningi noma abantu. Ngoba empeleni, i-Popular Party iphakamise isinyathelo kuCongress inhloso yayo enkulu ukulwa noku "ukubambezeleka ngamabomu kwezinkokhelo" maqondana nabakweletwayo nabahlinzeki, ngokuyisisekelo. Ngokuvumelana kwamaqembu ezepolitiki ahlukahlukene abona ithuba ekwakhiweni kwalesi silinganiso.
Akumangalisi ukuthi lokhu kungenye yezimbangela ezifanele kakhulu ze Ukuqedwa kwezinkampani. Ngenxa yokwenyuka kwezindleko zezimali zezinkampani futhi eziholela ekutheni zifake ukulahleka okukhulu esitatimendeni sazo semali engenayo. Ukufika ezingeni lokuthi iningi labo alinaso esinye isixazululo ngaphandle kokuvala umugqa webhizinisi labo. Ngokuzenzakalelayo okuhambisanayo phakathi kwabahlinzeki noma amakhasimende.
Lwela ukuvimbela
Ukugwema lezi zimo ezingafunwa kangako ngosomabhizinisi, umphathi kazwelonke unethemba lokuthi lesi siphakamiso esingewona umthetho sizosiza ukuqwashisa kubantu ngale nkinga enkulu maqondana nokwenza izinkokhelo zibe semthethweni. Kulokhu, ukwakheka kwe- imikhankaso efundisayo yokulwa nobugebengu, njengethuluzi lokuvimbela. Njengesidingo sokuhlangabezana nezinsuku zokugcina ezisayinwe enkontilekeni. Ukuze ukwenziwa kwayo okulungile kusebenze ukusebenza kahle komnotho futhi kungazuzisa izwe elikhiqizayo.
Lezi zinyathelo zihambisana nohlelo olunikeza imininingwane ethe xaxa futhi engcono lapho izenzo zabasebenzisi bale nsizakalo zingasuselwa khona. Futhi lapho zonke izinhlelo ezithola ukubuyiswa noma ukukhwabanisa njengendawo yokubhekisela nazo zinezigameko ezikhethekile. Kepha futhi ukuze kuthonye ngendlela enqumayo kakhulu indlela i- ukulinganiswa kwenkampani. Ukwenza noma yiluphi uhlobo lomsebenzi wobumbano noma ukumane uthole noma yikuphi ukungahambi kahle maqondana nesimo sokwempahla kwayo kuma-akhawunti.
Izixazululo zezinkampani
Ngalo mqondo, bangazuza futhi ngokuhlukahluka okuningana kokunye okutholakala ezinkampanini. Ukuze babe nazo zonke izinhlobo zezixazululo zokwenza imisebenzi yabo yebhizinisi noma yobungcweti. Ngokuyinhloko ngosizo olusekelwe olwazini oluzoba wusizo oluphawulekayo ekulolongeni izinqumo zabo nganoma yisiphi isikhathi futhi kunoma yisiphi isimo. I-Equifax, inkampani ehamba phambili kuzixazululo zolwazi ngesikweletu ezinkampanini nakubathengi, njengamanje inesevisi ye-ASNEF Empresas.
Kuyinsizakalo esezingeni eliphezulu kakhulu ebonakala ngokuvikela lezi zimo izinkampani ezincane nezinkulu ezingadlula kuzo. Ukuthi ifaka uhlelo lokuxwayisa olulindele noma yiluphi ushintsho ekuxazululeni amakhasimende. Ukunikeza imininingwane yokubaluleka okukhethekile emazingeni okuphathwa kwemali nokuxazululwa kwenkampani noma abasebenzi abaziqashile abangaba nakho nganoma yisiphi isikhathi. Futhi maqondana nezinye izimo ezijwayelekile. Isibonelo, izikweletu ezinikezwe izinkampani zomphakathi noma nanoma isiphi isigameko esingavezwa ezinkampanini eziseMercantile Registry.
Ngokumelene nabancintisana nabo
Ukuguquguquka komkhakha kudale ukuthi kubhekwe nezinye izidingo zezinkampani. Ngoba empeleni, kukhona nezinhlelo zokumaketha ezintsha, ezinjengo okuthiwa yiRiskview. Lapho isimo sobuhlongandlebe sicatshangelwa ikakhulukazi. Kepha kuleli cala, ukungeza konke ukusebenza kwebhizinisi ngokubheka izimbangi zalo emikhakheni eqondene nayo noma imigqa yebhizinisi.
Ukufeza ukusebenza okuhle ngokwengeziwe kunqubo, isu labo eliyinhloko ukubheka izinkomba zebhizinisi ezibaluleke kakhulu. Ukuze ngale ndlela, ukuthembeka kuphakeme kunezinye izinhlelo zokulinganisa. Omunye wemiphumela yaleli su ukuthi kwenziwa iziteshi ezidingeka kakhulu ukuze osomabhizinisi bakwazi yenza izinqumo ezifanele ngawo wonke umzuzu. Ngokuqondile ngokusebenzisa imininingwane, ngezindlela zobuchwepheshe eziphambili kakhulu.