Ukwenza imisebenzi yemakethe yamasheya kunezinzuzo eziningi kumtshalizimali. Kepha akukhululeki ezingcupheni okufanele uzigweme ngazo zonke izindlela. Ngoba noma ikuphi ukunganaki kungakubiza kakhulu. Ubhekene nalesi simo, kungcono ukuthi wenze ngokuningi ukukhuthala ukuze yonke imisebenzi yenziwe ngendlela efanele. Futhi ngale ndlela kufanele ukhathazeke ngokwenza ukonga kube yinzuzo. Akufanele unikele ngemizamo engenamsebenzi kwezinye izenzo ukuze ufake i-akhawunti yakho engozini. Kungani ukuphepha kwakho kuzoba ngaphezu kwakho konke.
Ngoba empeleni, awungeke ukhohlwe ukuthi abenzi be-cybercriminals bangabheka imisebenzi yakho yezimali. Kufika ezingeni lokuba sesimweni sokulimaza kakhulu izintshisekelo zakho zezezimali ngesinye isikhathi. Ukuze lokhu kungenzeki, akukho okungcono ukwedlula ukwenza imisebenzi yesitoko ngendlela ephumelelayo. Ukuze wenze lokhu, unezinhlobo ezahlukahlukene ze- amasu azosiza kakhulu ngaso sonke isikhathi uma usekhompyutheni ukuthenga nokuthengisa amasheya ezinkampani zakho ozithandayo.
Usizo olukhulu kuzoba ukungenisa ezinye zezeluleko ezikhiqizwa yi Ikhomishini Yemakethe Yamasheya Kazwelonke (CNMV). Bazokunikeza ukuphepha okubanzi ekuhambeni ukuze kuqondane nezimali ezivela emaphepheni. Okunye okubaluleke kakhulu ukuqinisekisa ukuthi ibhizinisi elihlinzeka ngomkhiqizo noma insizakalo yotshalo-mali libhalisiwe ne-CNMV. Ngoba uma kungenjalo, ingakhiqiza inkinga engaphezu kweyodwa kusukela manje.
Ubungozi bokusebenzisa i-Intanethi
Ngoba empeleni, ukusebenza ngezinhlangano ezingabhalisiwe kungakushiya ungavikelekile kwasekuqaleni. Ukuntula izindlela zenhlangano zokwenza imisebenzi ezimakethe zezezimali. Ngaphezu kwalokho, bangahle bangavunyelwa nokusebenza nabasebenzisi futhi bangahle bathuthukise inkohliso ethile ongalimala ngayo. Ngakho-ke kumele babe ngokufanele ibhaliswe nezinhlangano ezilawulayo wezwe lakithi. Thuthukisa ukusebenza kwakho ngaphansi kwalezi zixwayiso ezibalulekile.
Esinye isici okufanele usazise ngokuhambisana okukhulu ukuthi sinikeza ukuphequlula okuphephile. Awukwazi ukukhohlwa ukuthi kuzoba ukusebenza kwezinkulungwane eziningi zama-euro futhi awukwazi ukushiya noma yini iye ekuthuthukisweni. Futhi uma kungenzeka ngokuzulazula okulula nokunembile okusiza ukuthi wenze konke ukunyakaza ebudlelwaneni bakho nezwe lokutshala imali kube semthethweni. Ngaphezu kwe ube nohlelo lokuvikela olunamandla kwikhompyutha yakho noma kwenye imishini yekhompyutha.
Izinyathelo zokuphepha zokuhweba ezimakethe zamasheya
Izinsongo azigcini nje ngokuba ngaphandle, kepha zivela ezenzweni zakho. Ngalo mqondo, kufanele ungenise imihlahlandlela yokuziphatha ethembekile. Ukuze imisebenzi yakho yamasheya ingeke ihambisane nanoma isiphi isigaxa osenzayo kusukela manje kuqhubeke. Ukuze yonke into ithuthuke ngokuya ngezimangalo zakho, ngeke ube nesinye isixazululo ngaphandle kokunaka amanye amathiphu alandelayo esikudalula ngawo ngezansi
- Qaphela ikakhulukazi imininingwane abakunikeza yona kwi-Intanethi. Kungenzeka baphelelwe yisikhathi, noma okubi kakhulu, lokho akuthembekile. Ngalesi sizathu, isenzo sakho kufanele siqondiswe ekwenzeni inqubo yokuqinisekisa idatha. Kuzoba yindlela ewusizo kakhulu okumele uphinde uthole ukwethembeka kwalolo lwazi.
- Kufanele usebenze kuphela kufayela le- amasayithi noma izizinda ezikunikeza iziqinisekiso ezanele. Uma kungenjalo, kungangcono ukuyeka lo mzamo bese ubheka izindawo ezinhle kakhulu zokwenza noma yiluphi uhlobo lomsebenzi olusemthethweni oluhlobene nezimakethe zezimali.
- Ukunakekelwa okukhethekile kuzoba yilokho okubonayo nge ukusetshenziswa kwama-hyperlink ongabhekisa kuyo eminye imininingwane evezwe ngaphandle komongo. Ngisho nethuba lokukuthumela ezindaweni zokukhangisa ezingafunwa ngabatshalizimali abancane nabaphakathi.
- Kuzoba wusizo olukhulu ukuvimbela izenzo ezithile ezinganconyelwe kakhulu izintshisekelo zakho ozihlukanisayo uma imikhiqizo noma amasevisi akhiqizwa yinkampani. Noma okuphambene nalokho kuxhunywe kumkhiqizo ohlangene.
- Uma uzosebenza kusuka kwikhompyutha ongayethembi, kuzokuncoma kakhulu lokho ungashiyi imikhondo mayelana nokuvakasha kwakho. Akumangalisi ukuthi abanye abantu bangazisebenzisa lezi zimpawu oshiya ukufinyelela kuzimali zakho ngendlela enobuqili. Ngeke ube nokunye ongakwenza ngaphandle kokusula konke ukunyakaza kwimemori.
Ukukhwabanisa okungakhula
Okubi kakhulu yimiphumela engatholwa ngokusetshenziswa kabi kweziteshi zesenzo. Ngisho nokuthi ungaba isisulu senkohliso noma isenzo esingekho emthethweni esenziwa ngabantu besithathu. Kubaluleke ngempela ukuthi uqaphele kule mibuthano. Ngoba ekugcineni kosuku yimali yakho esikhuluma ngayo. Futhi ungalahlekelwa yiyo kwesinye isimo esingalindelekile ngasohlangothini lwakho. Kunezenzo eziningana zalezi zici ezingenzeka. Lezi ngezinye zezinto ezifanele kakhulu.
Ukunikezwa okudukisayo: inhloso yabo enkulu ukuqoqa imali yokwenza imisebenzi ethile yezezimali yokungaguquguquki okungabazekayo. Ngokusebenzisa ama-imeyili amaningi kulokho okusobala ukuthi bakunikeza khona uchungechunge lwemikhiqizo noma iziphakamiso ezikhuthaza kakhulu. Ngalo mqondo, kufanele uhlukanise phakathi kokunikezwayo okusemthethweni nokungekho.
Ukungeniswa ezenzweni ezinganconyiwe. I-Intanethi ingumthombo wolwazi othambekele kakhulu ekusabalaliseni amahemuhemu angathembekile. Bangakulimaza ebudlelwaneni bakho nezimali. Kuze kube ufinyelela amazinga angacabangeki lapho uzolahlekelwa khona yimali eningi. Ngaphezu kwalokho ongakucabanga kusukela ekuqaleni. Kuyisu elisetshenziswa kaningi kumaforamu emakethe yamasheya.
Amabha wezezimali. Lezi yizinto ezingagunyaziwe ukunikezela ngezinsizakalo zotshalo-mali futhi kufanele uzinake ngokukhethekile. Bande kakhulu eminyakeni yamuva nje baze babanga imikhonyovu engaphezu kweyodwa kubasebenzisi balezi zinsizakalo ezibonakala zingokwezimali. Kuzoba kubaluleke kakhulu ukuthi ucele imininingwane mayelana nalokhu kuKhomishini Kazwelonke Yemakethe Yezokuphepha uma unanoma yimiphi imibuzo onayo ngaso sonke isikhathi.
Ukuposa iMisa: kungenye yezindlela eziyizintandokazi zokuthumela imilayezo yakho kubamukeli. Hhayi njalo ingxenye yezinkampani ezinokwethenjelwa, kepha ingavela kumabhizinisi angekho emthethweni kakhulu. Ukugwema noma yiluphi uhlobo lokuhlanekezelwa maqondana nalokhu, kuzoba nengqondo enkulu ukuthi ukhetha ukusika le milayezo. Kuwukusebenzisa kabi le ndlela, ngokuthumela ngokungakhethi izipesheli zokuthengisa ezingacelwanga zemikhiqizo noma izinsizakalo ezingabazekayo.
Ukuvikelwa kusuka kukhompyutha
Ngaphezu kwesikhathi eside lapho lezi zenzo ezingafuneki zingakwenza ulahlekelwe, kufakwa into yokwephulwa okungenzeka kwenziwe kumthetho wamanje. Ukuthi uze nesimo esisodwa noma eziningi lapho ungabona khona ukuthi izintshisekelo zakho zilinyazwa njengomtshali-zimali omncane nophakathi oyikho. Ngalo mqondo, iNational Securities Market Commission ingakusiza ukuthi vikela izintshisekelo zakho. Hhayi ngeze, bazokunikeza imininingwane edingekayo mayelana nezinhlangano ezisungulwe ngokomthetho abavame ukusebenza nazo.
Ngaphezu kwalokho, bazokuxwayisa ngengozi yokuthola eminye imikhiqizo yezezimali. Ezingcupheni ozocabanga ngazo uma uzwela ekuvuleni ukusebenza kwamanye ala amamodeli anolaka kangako ekutshalweni kwemali. Lapho ungathola khona okuningi kubo. Kepha okuningi ongakulahla. Kuze kube seqophelweni le- ngikushiye cishe yonke imali oyitshalile. Ngakolunye uhlangothi, kusuka kunhlangano kazwelonke elawulayo, bazokunikeza ukuthi ngabe lezi zinkampani zigunyaziwe yini ukusebenza futhi ngaphansi kwaziphi izimo.
Ukuphepha ekusebenzeni kwezezimali
Yonke imigqa yesenzo sakho kumele ihlose ekugcineni ukuvikelwa kwakho. Hhayi ngabakhiphi kuphela, kepha ngemikhiqizo abayethula kusuka kumaphromoshini abo ejwayelekile nokunikezwayo. Kuzo zonke lezi zizathu, kuyadingeka impela ukuthi usebenza nezinhlangano ezibhaliswe ngokusemthethweni nokuthi bakufanele ukwethenjwa okwanele ukwenza noma yiluphi uhlobo lokusebenza ezimakethe zezezimali. Ukuze ngale ndlela, ungeke uhlangabezane nanoma yisiphi isenzo ongazisola ngaso ngemuva kwezinsuku ezimbalwa noma ngisho namahora.
Amabhizinisi wezezimali, ngakho-ke, kufanele abe nezobuchwepheshe nezabasebenzi ukuqinisekisa ukuphepha nokugcinwa okuyimfihlo kokuthengiselana. Futhi kunjalo ngokuvunywa komkhiqizo okwaziwa ngokuphelele ngamazinga aphakeme omthethonqubo. Ngakolunye uhlangothi, awukwazi ukukhohlwa ukuthi isibalo esihle sabatshalizimali abancane kube yibo ababonwe njengezisulu zokukhohliswa okuthile kwalezi zici. Lapho konke ukulondolozwa okutshalwe kwezinye izinsizakalo zezezimali noma imikhiqizo sekufikile. Kuyisizathu esinamandla kakhulu sokuba uhlale uqaphile njalo kusukela manje kuqhubeke. Ukuphepha nokuvikelwa kuzoba ngaphezu kwezizathu ezikholisayo zokuletha lezi zenzo emkhakheni wokuzijwayeza.
Kunoma ikuphi, kuzodingeka ukuthi ukwazi ukufinyelela kulo lonke ulwazi olufanele ukuze ube sezimweni ezihamba phambili zokuthatha izinqumo ezihamba phambili ngaso sonke isikhathi. Ngoba empeleni, ngolwazi oluhle ngokutshalwa kwezimali uzoba nethuba elingcono lokwenza izimpahla zakho zinenzuzo ngeziqinisekiso ezinkulu zempumelelo. Ngisho nasezimo ezimbi kakhulu ezimakethe zokulingana. Ekupheleni kosuku lokhu kufanele kube inhloso yakho enkulu futhi lapho yonke imisebenzi yakho ilawulwa ngalezi zikhathi eziqondile.