Izimakethe ezivelayo yilawo mazwe noma umnotho osesigabeni soguquko phakathi kwamazwe asathuthuka namazwe athuthukile. Kuyathakazelisa kakhulu ukukucabangela ngoba bangamela ithuba lebhizinisi ezimakethe zezimali. Akumangalisi ukuthi amandla ayo wokubuyekeza angaba makhulu futhi kunoma yisiphi isimo ngaphezu kwezimakethe zendabuko zezimali. Kodwa-ke, qaphela kakhulu ngoba imisebenzi yakho inobungozi obukhulu kakhulu. Lapho ungathola khona imali eningi kepha futhi ushiye ama-euro amaningi endleleni.
Kuze kube manje besijwayele izimakethe ezisafufusa ezimelwe yilabo okuthiwa yi-BRICS. Okungukuthi, IBrazil, iRussia, iNdiya, iChina kanye neNingizimu Afrika. Kepha ezinyangeni ezedlule, sekuvele ezinye izimakethe ezivelayo. Ngabe ufuna ukwazi ukuthi iziphi okufanele zithengiswe emakethe yamasheya kwezinye zazo? Hhayi-ke, ngeke sibheke kulabo abangabhekwa njengethuba lebhizinisi labatshalizimali abancane nabaphakathi abanolaka kakhulu.
Ngaphakathi kwalesi simo, IBulgaria, i-Indonesia, iVietnam, iPeru neMexico phakathi kwezimakethe ezisafufusa, zisindiswa ekungaqinisekini komhlaba wonke okudala usongo ekukhuleni komnotho engxenyeni enkulu yezomnotho wamazwe omhlaba, kusho i-Crédito y Caución. Ukuqonda ukuthi bagcina amathemba amahle okukhula kanye nokuba sengozini okulinganiselwe ezingcupheni zomhlaba esibhekene nazo njengamanje. Ngezinga lokuthi bangaba ngenye yezinketho zokutshala izimakethe zezimali zamazwe ashiwo ngenhla.
Okuvelayo: izimakethe zemakethe
Lezi zimakethe ezisafufusa zivezwa iqiniso lokuthi umnotho wazo uguquka ngendlela ezinzile, kube nezimo ezithandekayo zezentengiselwano ngezintshisekelo zawo jikelele, isimilo sokukhokha esiqinile futhi ngaphezu kwakho konke ukukhula namathuba ebhizinisi emikhakheni ehlukahlukene yendwangu ekhiqizayo yomnotho wabo.
Akumangazi-ke ukuthi amanye ala mazwe angenza kangcono kunasemazweni okuthiwa anezimboni. Yize kunengozi ebucayi ebandakanyeka kunoma yikuphi ukuvulwa kwezikhundla ezimakethe zayo zezezimali.
Amazwe nemikhakha ekhiqizayo
Indonesia inikeza amathuba ebhizinisi emikhakheni eyehlukene yezomnotho. Phakathi kwazo, amakhemikhali, imikhiqizo yezemithi, izimonyo, ukudla, okokugqoka nezicathulo, ukungenisa izihambi nokwakha, phakathi kokunye okuhambisana kakhulu. Ngenkathi kwenzeka okuphambene nalokho, okunye okuqhamuka njengeBulgaria njengamanje kusezigabeni zokubaluleka kwempahla yabathengi, imfashini nokuzilibazisa kukonke. Okungangeniswa kuphothifoliyo elandelayo yokutshala imali ngenhloso yokwenza imali etholakalayo esitokisini ibe nenzuzo.
Ngakolunye uhlangothi, iVietnam nayo ikhona, enikezela ngezinsizakalo zokubonisana, ezokwakha, ezokuvakasha, ama-franchise, imikhiqizo yezezimali nobunjiniyela ngokujwayelekile. Ngenkathi emazweni aseMelika, okungukuthi, iPeru neMexico basekela isu labo ekwakheni nasemandleni avuselelekayo. Njengoba ukwazi ukubona, kungumnikelo wokutshala imali ohlukaniswe kahle ukuze ukwazi ukukhetha umkhakha webhizinisi olifanela kahle iphrofayili yakho njengomtshalizimali omncane nophakathi nendawo. Ngezeluleko ezahlukahlukene zemakethe yamasheya nangakho konke ukuthanda, futhi njengoba ubona manje.
Ungasebenza kanjani kulezi zimakethe?
Ukuqapha kufanele kube yisona sici esivamile ezenzweni zabatshalizimali abancane nabaphakathi kule ndawo yokutshala imali. Ikakhulu, ngoba ziyizimakethe ezikhetheke kakhulu ezidinga ukwelashwa okwehlukile kunalokho okulandelwa ezindaweni ezijwayelekile. Lapho ungalandela khona imihlahlandlela yesenzo esiyiveza ngezansi kule ndatshana.
- Yenza imisebenzi kakhulu inani elincane, ngenxa yokuthi kuyimisebenzi ezimakethe zezimali ngokuchayeka kakhulu engcupheni.
- Onke ama-oda wokuthenga kumele afake igunya lokukhawulelwa kokulahlekelwa noma lawo aziwa kakhulu njenge misa ama-oda wokulahleka. Ngenhloso yokuthatha kuphela ukulahlekelwa abasebenzisi abangakuthwala nganoma isiphi isikhathi.
- Hlela a isu lokutshala imali ukuze ngale ndlela sibe nokucaca okuncane esifuna ukukufeza ngempela. Lapho isikhathi saphakade sale misebenzi sifakiwe, okungukuthi, uma senzelwe isikhathi esifushane, esimaphakathi noma eside.
- Yazi okungenani okuncane ngemakethe yezimali lapho sizotshala khona imali etholakalayo yemakethe yamasheya. Lokhu kuzosisiza okungenani gwema enye inkinga ekuhambeni okuvulekile ezimakethe zezimali.
- Uma ungakhetha amanani okungenani awaziwa kancane nokuthi sazise imigqa yebhizinisi ezinikele kuyo. Elinye lamaphutha amakhulu kulawa macala ukuthenga ukuthenga futhi leli su ekulungiseleleni iphothifoliyo yamanani kungaholela ekutheni senze isinqumo esingalungile ngokuphelele.
Izimakethe eziguquguqukayo kakhulu
Uma lezi zimakethe zomhlaba wonke zibonakala ngokuthile, kungenxa yokwehla okukhulu lapho amanani entengo abo abhalwe khona. Ngokwehluka okuqinile phakathi kwamanani aso aphezulu naphansi, ngamazinga okuphambuka nsuku zonke angaholela ezingeni elingu-5% noma eliqine kakhulu kwezinye izimo. Ngenkathi ngakolunye uhlangothi, kungamanani athambekele ekuqhekekeni kokusekelwa nokuphikiswa ngemvamisa ethile futhi okwenza kube nzima kakhulu ukulandela amashadi aye ekuhlaziyweni kwezobuchwepheshe.
Zonke izixwayiso zimbalwa ukuvikela imali yotshalomali lwethu kulezi zimakethe ezikhethekile zokulingana kwezezimali. Ngeke sikhohlwe ukuthi kunzima kakhulu ukulandela ukwedlula izimakethe zendabuko futhi lokhu kuguquguquka kufanele kubhekwe lapho kulungiswa iphothifoliyo yethu elandelayo yokutshala imali. Ngaphandle kokunye ukucatshangelwa kobuchwepheshe noma futhi kusukela ekubukeni kwezisekelo zayo. Ungakhohlwa uma ungafuni ukuthi kusukela manje uye phambili ngesinye isimanga esibi esingathinta ibhalansi ye-akhawunti yakho yokonga eminyakeni embalwa ezayo. Kungcono ukuvinjelwa kunokulahlekelwa yingxenye enhle yenhlokodolobha yakho uqobo noma yomndeni.