Izingozi ezizayo ezilindele izimakethe zamasheya emhlabeni

Izimakethe zamasheya emhlabeni wonke ziye zakwazisa ngaphezu kwama-20% ngezikhathi ezimbalwa kakhulu zokuhweba futhi zisesikhathini sokunwetshwa kwe-coronavirus. Ngoba empeleni okuncishiswayo ekulinganisweni kwamasheya ukuthi umsebenzi wezomnotho ubuyela emazweni amakhulu emhlabeni. Ngale ndlela, inkomba ekhethiwe yemali engenayo eguquguqukayo yezwe lethu, i-Ibex 35, isukile emazingeni amaphuzu ayizi-6.600 8.000 ukuze isondele kumgoqo onamaphoyinti angama-XNUMX. Emjahweni obheke phezulu obudonse ukunaka kwengxenye enhle yabatshalizimali abancane nabaphakathi abathi ezimeni eziningi bashiywe ngaphandle ezikhundleni kulezi zimpahla zezimali.

Kepha abahlaziyi bezimali abambalwa bacabanga ukuthi lesi simo asinangqondo ngemuva kokulahleka kwenzuzo yezinkampani ezibhalwe ezimakethe zezimali. Ngokwalokhu kubuka, akunakuphikwa ukuthi ukulungiswa kwamanani wobukhulu obuthile kungenzeka ezinsukwini ezizayo. Ngalo mqondo, ngeke kulibaleke ukuthi imikhakha efana namabhange noma ezokuvakasha igcine intengo ikhuphuke ngaphezu kuka-30% noma nangaphezulu kwezinye iziphakamiso ezithile. Ngokwezinga elithile kungenangqondo ngokuya ngeqiniso elivezwe yilezi zinkampani ezibalwe.

Ngokwalokhu kubukwa, isu elihle kakhulu lokutshala imali elingathathwa ukuthi likhethe kakhulu kunanini ngaphambili ekulungiseleleni iphothifoliyo yethu kusukela manje. Kulesi simo jikelele, akungabazeki ukuthi abatshalizimali abancane nabaphakathi bangahle bawele ethembeni eleqile. Njengoba kunikezwe isexwayiso esicacile esivela kubahlaziyi bemakethe yezokulingana ukuthi le nkinga izoba yimbi kakhulu kunalokho obekulindelwe nokuthi izimakethe zigxile kuzinyathelo zokukhuthaza ezivela kohulumeni namabhange amakhulu. Ngalo mqondo, kungashiwo ukuthi izimakethe zezezimali zidakiwe futhi isimo singashintsha lapho nje ukugqugquzela kuphela.

Izingozi ezizayo: izinzuzo ezimbalwa

Enye yezinkinga ezibhekene nezimakethe zamasheya ukuthi inzuzo yezinkampani ezibalwe yehlile ngenxa yesimo esidalwe ukunwetshwa kwe-coronavirus emhlabeni jikelele. Isimo okungenani esizocatshangelwa kwikota yesibili futhi mhlawumbe yesithathu yonyaka. Lapho ama-akhawunti akho ebhizinisi azohlushwa yilesi simo esibalulekile esikhathini esifushane. Ngomthelela osheshayo ekulinganisweni kwamasheya alezi zinkampani. Ngokusikwa okungenzeka kumanani wezinkampani eziningi ezibalwe emakethe yamasheya ngokuqhathaniswa nokulinganisa kwazo kwamanje. Ukuba okwamanje kucatshangelwa ngokweqile, ikakhulukazi kweminye imikhakha efanelekile ezimakethe zezimali.

Ngakolunye uhlangothi, akukwazi ukukhohlwa ukuthi lo nyaka ngeke ube muhle kakhulu emnothweni kulezi zinsuku futhi lokhu kungezinye zezinto ezidlala ngokunyuka kwezimakethe zamasheya ezinyangeni ezizayo. Kanye neqiniso lokuthi ukuthengisa kuzohlupheka kulezi zikhathi ngakho-ke intengo yamasheya ayo kuzofanela ilungiswe ezinyangeni ezizayo noma okungenani emasontweni. Ngalo mqondo, kufanele sikunake kakhulu okungenzeka ezimakethe zezimali kusuka manje kuye phambili ngokungenzeka ezimakethe zezimali. Ikakhulukazi uma kunegagasi lesibili ekunwetshweni kwe-coronavirus futhi lapho-ke lo mphumela wokwehla uzothuthukiswa. Lesi yisici abatshalizimali abancane nabaphakathi okufanele basinake kakhulu.

Ukwehla kokukhula komnotho

Okunye okumele kulungiswe kusukela manje kuyehla ukwehla kokukhula komnotho emazweni anesisindo esithile emhlabeni. Kufika eqophelweni lokuthi kungaba yimbangela yentengo yesitoko eyehle ezinsukwini noma emasontweni ambalwa ezayo. Ukwehla okubonakalayo kokuya phansi kwalabo abalwe kulesi sikhathi futhi lokho kungaholela ekulahlekelweni yimali eningi ekusebenzeni okuvulekile ezimakethe zezimali. Ngokwalokhu kubheka, kungcono ukuba ngaphandle kwezimakethe zezezimali ukuze ngale ndlela uthenge amasheya ezinkampanini ezinenani elilungiswe kangcono kunanamuhla. Ukwehla okungaphezu kokungenzeka kuphothifoliyo yokutshala imali kule ngxenye yonyaka wamanje.

Ngenkathi ngakolunye uhlangothi, okubaluleke kangako ukuthi kusukela manje imiphumela ye-coronavirus izobonakala kakhulu kuma-akhawunti ezinkampani ezibalwe. Ngokuncipha kokukhokhiswa kwabo futhi lokhu kuzodala ukuthi inani lesabelo sabo ngalinye libe ngaphansi kunokucatshangelwa ngalo mzuzu oqondile. Omunye umphumela walesi simo esisha ezimakethe zezimali zamazwe omhlaba ukuthi ekugcineni ukuntuleka kokukhula kuthinta ama-akhawunti ezinkampani ezibalulwe uqobo. Kuze kube seqophelweni lokuthi kungaba yisilinganiso sokuqalisa umjaho we-bearish okungenani esikhathini esifushane, ngokuncipha okukhulu kokulinganiswa kwamanani abo ezimakethe zezimali.

Ukulungiswa kwentengo

Vele, akunakukhohlakala ukuthi zonke izimakethe zezimali zikhula iminyaka eminingi. Kuze kube seqophelweni lokucwiliswa esigabeni esiphawuleka kakhulu seminyaka engu-78 edlule futhi akungabazeki ukuthi lesi simo kufanele siphele esikhathini esithile noma kwesinye isikhathi. Akumangalisi ukuthi akukho lutho olukhuphuka unomphela, ikakhulu ezimakethe zezimali. Ngokwalokhu kubuka, ukulungiswa kwamanani ezinkampani ezibalwe kuzoba okujwayelekile futhi kube nengqondo. Ngoba empeleni, kuzoba yindlela yokuzivumelanisa nomthetho wokunikezela nokufunwa ngaphakathi kwalezi zimpahla zezimali. Akunakukhohlwa ukuthi izimakethe zezezimali zibhekwa ngokweqile ngisho nokucatshangelwa ngisho nokudonsa kwe-bearish njengomphumela wokwandiswa kwe-coronavirus.

Ngenkathi ngakolunye uhlangothi, kufanele futhi sigcizelele iqiniso elifanele lokuthi ukulungiswa kwamanani kungenye yezinqubo ezivame kakhulu ezimakethe zezimali. Akufanele sikhathazeke ngokweqile ngalesi sici futhi ngokuphambene nalokho kungasisiza ukuthi sithenge amasheya ngenani eliqine kakhulu kunamanje. Ukuze ngale ndlela, sisesimweni sokuthi sibe namandla amakhulu okubuyekeza iziphakamiso zethu zephothifoliyo yethu yezokuphepha. Lesi yisici esihle kakhulu kubatshalizimali abancane nabaphakathi abangaphandle kwezindawo zokuthenga futhi bakunikeza ithuba lokusebenzisa amathuba webhizinisi langempela akhiqizwa ngalezi zikhathi. Futhi-ke sekuyisikhathi sokusizakala, uma lesi simo esisiphakamisayo senzeka empeleni.

Lungisa amaphothifoliyo okutshalwa kwezimali

Okunye okumele kulungiswe kusukela manje yilokho okuhlobene nethuba elihlinzekwa izimakethe zezimali ukushintsha iphothifoliyo yethu yokutshala imali. Ngoshintsho esingaluthatha ngezimpahla zezimali ezibonisa ukuthambekela okuhle kakhulu ngalo mzuzu oqondile. Ukubhekana nabanye abahlinzeka ngomkhakha wezobuchwepheshe ongcono futhi onikeza izinketho ezingcono zokwenza ukonga kube nenzuzo kusuka ekuguqulweni kwecebo lokutshala imali. Kuluhlelo okufanele lwenziwe yibo bonke abatshalizimali ngezikhathi ezithile ukunikeza imodeli yabo yokutshala imali ukuqina okwengeziwe ngakho-ke bayithuthukise kusukela ekubukeni kwenzuzo yabo. Kanye neqiniso lokuthi ngeke linikeze amathuba amasha okubhekana nezinye izimpahla zezimali ebesingenazo kuze kube manje. Kungaba yisikhathi sokukwenza ngendlela entsha futhi uzivumelanise nezimo zamanje zomnotho wamazwe omhlaba.

Thuthukisa izimali ezintsha

Ngakolunye uhlangothi, ukulungisa amaphothifoliyo okutshalwa kwezimali kungasisiza kusukela manje ukukhuthaza ukutshalwa kwezimali okusha ngeziqinisekiso ezinkulu zempumelelo kunangesikhathi samanje. Ngokwalokhu kubuka, kungumsebenzi omusha okumele abatshalizimali abancane nabaphakathi benze manje. Njengendlela yokwenza ngcono imiphumela yotshalo-mali lwethu nokuba khona ezimakethe zezimali zazo zonke izinhlobo nemvelo. Ngemuva kwakho konke isenzo esingaba sihle kubo bonke abasebenzisi nokuthi ngezinga elikhulu noma elincane kumele senziwe ngokuhlaziya okunzima kwezimpahla zezimali okufanele zikhethe ukwenza ngcono utshalomali lwazo, noma ngabe kunezinye izindlela. besingenayo okwamanje.

Kumele futhi sigxile kwelinye iqiniso elifanele njengaleli elisuselwa esicelweni salo sokuhlanzwa. Lokho kusho ukuthi, ukugxila ezimpahleni zezimali ezihamba phambili okwamanje futhi sisebenzise imali etholakalayo esinayo yalolu hlobo lokusebenza ebudlelwaneni bethu nezwe lemali. Mayelana nalokhu, kufanele kwaziwe ukuthi umphakathi wabatshali zimali ubhekene nenkinga yokuthi inkinga ye-coronavirus izokuthinta kanjani ukukhula nokuthi osomabhizinisi abafuna imali eningi emazweni ahola kancane bazophumelela kanjani.

Ukutshalwa kwemali okuphephile

Emasontweni adlule, kusungulwe umfelandawonye omusha kanye nemizamo yokusebenzisana kangcono. Abanye babona ithuba lokuguqulwa komkhakha wezezimali nokuhlanganiswa kwemiphumela, kuyilapho abanye bekhathazeka ukuthi imali ingahle ibaleke ifuna lokho abanye abatshalizimali abakubona njengotshalomali oluphephile. Isikhwama esisha sifuna ukwandisa umthelela wokutshalwa kwezimali ngokusebenza ngokuhlanganyela. I-Tipping Points Fund, eyethulwe yiqembu lezisekelo, ihlose ukusiza ekwakheni umkhakha wokutshala imali ngomthelela. Nakhu ukuthi kuzosebenza kanjani nokuthi yini ozogxila kuyo kuqala.

Ukuguquguquka kwezomnotho kwesifo esiwumshayabhuqe se-COVID-19 sekuholele ekutheni iningi labatshalizimali balahlekelwe yimali, abaningi bathathe uhlobo lokugcinwa, kanye nenani elikhulu lokuhoxa ekutshaleni imali emazweni ahola kancane. Ingqungquthela Yezizwe Ezihlangene Yezokuhweba Nentuthuko ibikezela ukuthi utshalomali oluqondile lwangaphandle emhlabeni jikelele lungehla phakathi kuka-30% no-40% kusukela ngonyaka wezi-2020-2021, kanti ukwehla okuphawulekayo sekuvele kubonwe e-Afrika eseningizimu yeSahara ezinyangeni ezimbalwa.

Ukusheshisa ijubane lokutshalwa kwemali

Kodwa-ke abatshalizimali abaningi abanomthelela basaqhubeka nokutshala imali, ochwepheshe nabatshalizimali batshele uDevex, bezama ukusiza izinkampani abazisebenzisayo ukuba zikhuphuke ekuphenduleni ubhadane noma babheke phambili ukubona ukuthi yiziphi izimali ezingasiza ukuvuselelwa.nokwakha amandla okuqina esikhathini esizayo.

Lolu bhubhane "luvivinya umkhakha wokutshalwa kwemali," kusho uSean Hinton, oyi-CEO yeSoros Economic Development Fund, esitatimendeni. U-Amit Bouri, isikhulu esiphezulu seGlobal Impact Investing Network, uthe ukutshala imali ngomthelela "kubaluleke kakhulu kunakuqala" futhi wanxusa abatshali bezimali abanomthelela ukuthi "bancike okwamanje."

Isimo sokuxhaswa kosomabhizinisi bezenhlalo asenzi izinto zibe lula, kepha abatshalizimali abanomthelela babheke ukusebenzisana kangcono ukusheshisa ijubane lotshalo-mali kanye nokwenza lula izilinganiso nemikhuba. Abanye baze bakholelwe ukuthi lokhu kungaba yindawo yokuguqula izinhlelo zezimali zomhlaba, ochwepheshe nabatshalizimali batshele uDevex.

"Asikwazi ukukhokhela ukuthi umthelela awukho esizindeni sokululama ngoba indlela esisondela ngayo esigabeni sokutakula yiyona ezocacisa ukuthi ngabe siphokophele ekuhlelweni okusha kwezomnotho okunomthelela kulesi sikhungo," kusho uSebastián Welisiejko, umqondisi wenqubomgomo eGlobal Steering Group ye-Impact Investment.

Ngabe utshalomali lukhona?

Ukushaqeka kwezomnotho, ukuntengantenga kwezimakethe kanye nokungaqiniseki kuvame ukuholela abatshalizimali ukuthi bathathe ukuma okuqinile, futhi yize lokho bekuyiqiniso, abanye abatshalizimali abanomthelela babika ukuthi bayaqhubeka nokwenza imali entsha. Ngenkathi abanye abatshalizimali beyekile ukwenza amabhizinisi amasha phakathi kokungaqiniseki, abatshalizimali abanomthelela bangamathuba amancane, kusho uMeredith Shields, umqondisi wezokutshala izimali eSorenson Impact Foundation, futhi basabheke ukufaka imali yakho naphezu kwezinselelo.

Iminyaka emibili ezayo kungenzeka ibuyele emazingeni otshalo lwe-pre-virus e-Afrika, imikhakha ilulama ngamazinga ahlukene, futhi ikakhulukazi ibhizinisi lezokuvakasha kungenzeka lihlupheke isikhathi eside, kusho uYemi Lalude., I-TPG Growth Managing Partner for Africa , emcimbini wakamuva we-inthanethi. Yize abatshalizimali kungenzeki ukuthi bagijimele ezimakethe ezisafufusa lapho bema endaweni "engenabungozi", okuyisisekelo samathuba okutshalwa kwezimali e-Afrika angakashintshi, uphawule.

Ezinye izimakethe

Abatshalizimali abasebenza emazweni ahola kancane nabo bangadlala indima evelele, ikakhulukazi ekwenzeni ngokuzimisela okufanele. I-Alitheia Capital ezinze eNigeria inabaguquli abacele inkampani ukuthi ihole imisebenzi efanelekile, kusho uTokunboh Ishmael, ongumsunguli nomlingani ophethe i-Alitheia.

I-Alitheia Capital ibihlale igxile ekutshalweni kwayo emikhakheni ebucayi efana nokunakekelwa kwezempilo, ezemfundo, izinsizakalo zezezimali namandla futhi 'inethemba' lokuqhubeka nokutshala imali kulezo zindawo, ezingaphinde zande ngemuva kwenkinga, Uthe. Ngenkathi abanye abatshalizimali bengaqhubeka nokusebenzisa imali, indlela abenza ngayo iyashintsha njengoba befaka izingozi ezintsha. Ngenxa yalokhu, kuzoba nzima kakhulu kosomabhizinisi ukuthola amanani amakhulu, njengoba abatshalizimali bezofuna ukuvikelwa njengokuncamela ukuhlala kulowo msebenzi.

Kepha izinkampani akufanele zikhathazeke ngokulinganiswa kwazo nemibandela - uma zingathola imali manje, kufanele, kusho uJustin Stanford, osebenzisana naye jikelele we-4Di Capital. U-Ishmael unanaze leso seluleko, wengeza ngokuthi izinkampani kumele zisebenze kakhulu ekuqongeleleni imali futhi zithole ukuthi zingakwenza kanjani lokho ezinakho zihlale isikhathi eside.

Umthelela omusha ekutshalweni kwemali

Abatshali bezimali abanomthelela bajoyina ochungechungeni lwemizamo yokusebenzisana yokwenza ngcono futhi basheshise impendulo yomkhakha kulo bhubhane futhi, kwezinye izimo, bazibophezele ukwabelana ngolwazi lwamaphayiphu noma izinqubo zokukhuthala okufanele ngendlela engakaze yenziwe ngaphambili.

I-Global Impact Investing Network isanda kwethula i-Investment Coalition for Response, Recovery and Resilience ukwenza ngcono imizamo yokutshalwa kwemali ukubhekana nemiphumela yezenhlalo nezomnotho yalolu bhubhane. Umfelandawonye uzohlanganisa abatshalizimali futhi ufune ukugqamisa amathuba okutshala imali, usize ukugcwalisa izikhala zezimali futhi usebenzise ngokushesha imali.


Yiba ngowokuqala ukuphawula

Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.