Izimo eziyisithupha ezingenzeka ngo-2018

2018

Njengoba kwenzeka njalo ngokufika konyaka omusha njengo-2018, kunezimo eziningana ezinganquma ukuvela kwalo nyaka. Kuze kube seqophelweni lokuthi zizobaluleka kakhulu ukuze ube sesimweni esingcono sokwakha i- iphothifoliyo ezinzile yokutshala imali futhi ngokulinganisela. Ngaphandle kwenye inhloso ngaphandle kokukhulisa ubudlelwano bakho nezimakethe zamasheya. Ngonyaka ofana nalona, ​​ngokuqinisekile ongeke ube lula nakancane kubatshalizimali abancane nabaphakathi.

Kunezimo eziningi abahlaziyi bezimakethe zezimali abazicabangayo. Kepha hhayi kuzo zonke izimo zizogcwaliseka kusukela manje kuqhubeke. Kuzokusiza hhayi ukungena kuphela ezimakethe zesitoko, kepha ukuphuma uma izimo zingavumi kakhulu imali yokonga nge ububanzi ukuphepha ekusebenzeni. Ekupheleni kosuku kuzoba ngenye yezinselelo zakho kulezi zinyanga ezimbalwa ezizayo. Noma kunjalo ngeke kube ngumsebenzi olula, kepha kunalokho okuphambene nalokho, njengoba uzobona kusukela manje kuqhubeke.

Vele, ukutshala imali kwizimali kungenye yalezo ezikhethelwe lezi zimo. Kepha akuyona yodwa ngoba ihlanganisa zonke izinhlobo zotshalo-mali, ngisho nakwezinye izindlela ezihlukile. Kunoma ikuphi, sizokwethula wena ochungechungeni lwezimo ezenzeka ngokuphelele ezingagcwaliseka ezinyangeni ezizayo. Futhi lokho kuzokusiza impela baphathe amasu ahlukene okutshalwa kwezimali. Kokubili maqondana nokuthatha izikhundla nokushiya izimakethe zezezimali lapho isikhathi silungile. Ngabe uzimisele ukuthatha le nselele ukwenza izimpahla zakho zinenzuzo?

Isimo sokuqala: ukukhuphuka kwezinga

izinhlobo

Konke kubonakala kukhombisa ukuthi kuzoba yini ekugcineni kulo nyaka lapho izinga elilindelwe kudala lenyuka ngo I-European Central Bank (ECB). Lesi silinganiso semali esibalulekile sizoba nemiphumela ebanzi engxenyeni enkulu yezimakethe zezimali lapho usebenza khona. Ikakhulukazi kulabo bemali engenayo eguquguqukayo nokuthi ekuqaleni bekungaba nokusabela okwehlayo ekuhoxisweni kwesikhuthazo yimizimba yemali yomphakathi. Ngokwehla okubonakalayo kwamanani wamasheya. Yize kunomkhawulo esikhaleni sesikhathi lapho lokhu kusike kuzokwenzeka khona. Kufanele wazi kakhulu izimemezelo zikaMario Draghi maqondana nalokhu ukuze usebenze ngobuhlakani futhi usebenzise yonke le nyakazo.

Lesi silinganiso ngeke sithinte kuphela imakethe yamasheya, kodwa futhi nemali engenayo engaguquki. Lapho izibopho zingabekwa ngaphansi kwamamaki anolaka kakhulu. Njengomphumela womthelela wokwehla kwamanani wenzalo ekuncintisaneni komnotho kwamanye amazwe e-EU. Ukugwema lezi zimo ezingafuneki kubatshalizimali abancane nabaphakathi, akukho okungcono kunokuya ku- izibopho zokuphepha eziphephile. Lapho ukusebenza kwayo kuzoba ngcono kakhulu kunakweminye imikhiqizo engenayo engaguquki. Kunoma ikuphi, kufanele uvuselele iphothifoliyo yakho yokutshala imali ubheke lesi simo esizovela nakanjani onyakeni omusha.

Khuphuka ngentengo engahluziwe

okungcolile

Esinye sezimo ezicatshangelwa kulo msebenzi ukwenyuka kwamanani egolide elimnyama. Ngenxa yezinxushunxushu okuhlala kuzo I-Arabia saudí futhi lokho kungathelela ezinye izindawo zale ndawo ebalulekile ye-geostrategic yomhlaba. Kufike eqophelweni lokuhweba ngenhla kwe- $ 70 umgqomo. Futhi lapho izinkampani zikawoyela kuzoba yizo ezizolanda kangcono umkhuba omusha wale mpahla yezezimali ebalulekile. Ngoba uma kunjalo, awunakuzikhethela ngaphandle kokuvezwa ezikhundleni zabo uma ufuna ukwenza inzuzo lokhu kuhamba emkhakheni kawoyela ngeziqinisekiso ezinkulu zempumelelo.

Awukwazi ukukhohlwa ukuthi ngalesi sikhathi intengo engahluziwe kuthengiswa phakathi kuka- $ 50 no- $ 55 umgqomo. Amandla ayo wokubuyekeza angaba phezulu kakhulu kusukela manje kuqhubeke. Futhi-ke, kuphakeme kunalokho okukhiqizwe kwezinye izimpahla zezezimali, kufakwe namanani. Ngoba ukungezwani endaweni kungashayela intengo yalo mandla ukuthi inyuke kakhulu ezinyangeni ezizayo. Yize ikilasi lizohlala ekuqinisekiseni ukuthi lizofinyelela kumaphi amazinga kulokhu kubuyela emuva okungavela ku-2018.

Ukungezwani phakathi kwabalingani be-EU

Akungabazeki ukuthi ubunzima bokuhlanganiswa okugcwele kwi-EU kuzoba ngesinye isithiyo esikhulu ezimakethe zezimali ukuze ziqhubekele phambili kusuka manje. Hhayi kuphela i- Ukuhamba kweBrithani ezikhungweni zomphakathi. Uma kungenjalo futhi kungenxa yezinkinga ezenziwa ngamanye amazwe. Futhi lokho kuhambisana nokwenziwa buthakathaka kwezitimela zenyunyana, iJalimane, ngenxa yokwakhiwa kukahulumeni wamaqembu amathathu ongazinzile oholwa ngu-Angela Merkel. Umphumela wayo kungaba ukwehla okungenzeka futhi okunamandla ezimakethe zamasheya ezwekazi lonke elidala.

Kungaba ngomunye wemiphumela enamandla kunazo zonke isikhwama esingaba nayo. Ngoba izinkampani ezikule ndawo zingathinteka ngokunqunywa okukhulu ekulinganisweni kwazo kwemakethe yamasheya. Kuze kube seqophelweni lokuthi akukho ongakwenza ngaphandle kokushiya lezi zimakethe zezezimali uye kokuvikelekile. Ngoba akulona ize, uzodalulwa kakhulu ekulahlekelweni kwemali ekusebenzeni okwenziwayo. Mhlawumbe ngaphansi kwamazinga ongenakukuthwala futhi kuya ngephrofayili oyivezayo njengomtshali-zimali omncane naphakathi. Kungaba umzuzu ocacile we shintsha amasu akho okutshala imali. Udlala kakhulu kusuka kulezi zikhathi eziqondile.

Ubuthakathaka ekukhuleni komnotho

Vele, ngesinye sezimo ezisatshwa kakhulu ngabatshalizimali abancane nabaphakathi. Ikakhulu ngoba akuyona engcono kakhulu yezivumelwano zokuthola izinzuzo zemali yakho kutshalo-mali. Awukwazi ukukhohlwa ukuthi uma lezi zimo kuhlangatshezwana nazo, ngokuqinisekile izimali zizokwehla kakhulu. Kepha nemali engenayo engaguquki, noma kwezinye izimo ezimbi kakhulu. Ngalo mqondo, kufanele unake kakhulu konke okwenzekayo ngemininingwane ye-macroeconomic. Ukuze lapho ubhekene nobuthakathaka, khetha ukuphuma ngonya zezimakethe zezimali. Ungangabazi ukuthi ushintsho kumkhuba luzoqala emakethe yamasheya ukusuka ku-bullish kuya ku-bearish. Ngazo zonke izinhlobo zokuchazwa osuvele wazi ngenxa yesipiliyoni esiqongelelwe eminyakeni eminingi kangaka.

Mayelana namasheya, ngeke sibe khona esinye isisombululo ngaphandle kokuqapha okukhulu kwezinkampani ezisohlwini. Ikakhulu, yemiphumela yebhizinisi enikezwa ikota ngekota futhi engakunika inkomba engaphezu kweyodwa ngalokho okufanele ukwenze kulezi zimo. Kuhumusha impela ukwehla kwemali engenayo eguquguqukayo nengaguquki. Ngezinye izindlela ezimbalwa ukuze wenze isimo esisha sizuzise. Phakathi kwalaba abambalwa kungaba yi imakethe yezinsimbi eziyigugu futhi ikakhulukazi leyo yegolide. Ukusebenza njengenani lokuphephela ukuze ukwazi ukuthuthukisa izikhundla zakho kubhalansi ye-akhawunti yakho yokuhlola kulo nyaka.

Ukuqhubeka kokuhlaselwa

ukuhlaselwa

Futhi phakathi no-2018, ukuhlaselwa kwamaphekula kwamaSulumane kulindeleke ukuthi kuqhubeke. Kodwa-ke, ukubonakaliswa kwayo emakethe yamasheya kuzoba nomkhawulo omningi kakhulu. Imiphumela yayo izogcina isikhathi kakhulu futhi ithinte uchungechunge lwemikhakha esengozini enkulu kulolu hlobo lwesenzo. Phakathi kwalabo abavelele izivakashi ngaphezu kwabanye. Lapho izinkampani zezindiza, ama-ejensi okubhuka, amahhotela nezinkampani ezihlobene nengxenye yokuzilibazisa kuzoba yiyona ezokwehla kakhulu ekwehlisweni kwenani lapho kubhekene nalokhu kuhlasela kwamaphekula. Kepha kuphela izinsuku noma amasonto ambalwa ukubuyela ngokushesha esimweni esejwayelekile. Ngaphezu kwalokho, kuyinto okuzodingeka uphile nayo, njengoba abanye babachwepheshe bezezimali abafanele bebhekisela kuyo.

Kunoma ikuphi, lokhu ngeke kube yisimo esisha, kepha sesivele sikhona ezimakethe zamasheya ezwekazi elidala ezinyangeni ezedlule. Yize izokwehluka kakhulu ngokuya ngamandla ayo kanye nemiphumela ekugcineni enakho ezweni lasentshonalanga. Ngalo mqondo, akufanele kube yisizathu sokuthi ushintshe isu lakho ekutshalweni kwemali kulo nyaka omusha. Vele, ngaphandle kokuthi imiphumela yayo ibucayi kakhulu kunaleyo eyenziwe kuze kube manje.

Ushintsho lwethrendi ezimakethe zamasheya

Futhi ekugcineni, ukwehluka okukhulu emkhakheni wezimakethe zokulingana emazweni amaningi omhlaba akunqatshelwe. Ukuhamba nge-bassist kulo nyaka. Lokhu kungaba yinto engeyinhle kakhulu ezithakazelweni zakho njengomtshali-zimali. Kufanele uzimisele futhi lokhu akuyona enye into ngaphandle kwalokhu shiya izikhundla ukuthi uvule esikhwameni. Yize zenziwe zaba semthethweni ngokulahleka ngoba ukukhubazeka kungakhula ngokuhamba kwesikhathi.

Awukwazi ukukhohlwa ukuthi njengoba kungukushintsha kwesimo, lesi sikhathi esisha singahlala izinyanga eziningi noma ngisho neminyaka. Isu lakho lokuzivikela elihle kakhulu ukuhlala ngaphandle kwezimakethe zezezimali. Ikakhulukazi ukunyakaza kwakho Zenzelwe isikhathi esifushane nesimaphakathi. Akumangalisi ukuthi yisimo esiyinkimbinkimbi kakhulu lapho ungashiya khona ama-euro amaningi endleleni.


Yiba ngowokuqala ukuphawula

Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.