ITelefónica ngokungangabazeki ingenye yamagugu aholayo emasheya aseSpain. Izinga lapho ukuvela kwalo ezimakethe zezimali kungukuthatha isinqumo ukuze i-Ibex 35 iye phezulu noma phansi esikhathini ngasinye sokuhweba. Ngakho-ke akumangazi ukuthi amasheya ayo akhona kuphothifoliyo wokutshalwa kwezimali kwenani elihle labatshalizimali abancane nabaphakathi. Hhayi ngeze, bambalwa kakhulu abantu abanye empilweni yabo abangazange basebenze ngezenzo zabo. Lapho impela iningi labo lizotshala imali yabo kule nkampani ehamba phambili yezokuxhumana yezwekazi elidala.
Ngoba empeleni, iyi- value kaningi kubo bonke abasindisi. Kusukela kulabo abaqala ngezindlela ezinolaka kakhulu kulabo abanephrofayili yokutshala imali elinganiselayo noma enqunyelwe. Njengoba sikhuluma ngenye yezinkampani zayo yonke impilo nokuthi eminyakeni eminingi edlule amasheya ayo abedume ngokubizwa nge- "matildes". Ikakhulukazi ngoba kuzoba isu lokudala isikhwama sokonga esingaphezulu kwesitebeleni eminyakeni embalwa ezayo. Manje lo mkhuba ushintshe kakhulu ngenxa yokwakhiwa okusha kwenkampani kazwelonke.
Ngalesi simo, isimilo sayo ezimakethe zezimali kulo nyaka kucace bha. Ngokwazisa amasheya ayo angaphezu kwe-5%, nangaphambi kwamanye amanani abaluleke ngokukhethekile kuma-indices amakhulu emakethe yamasheya. Njengamanje, kusezinhlelweni zokuhlanganisa eziholela amasheya athengiswa emazingeni aphakathi kwama-euro ayisi-9 kuya kwayi-10. Kusesikhathini esibaluleke kakhulu ukuthi kusukela manje kungathatha umkhuba owodwa noma omunye. Ukuze abatshalizimali babe lula kakhulu ukwenza izinqumo zabo ngale nkampani. Uma ungena ezimakethe, susa izikhundla noma ukhethe amanye amasu.
I-Telefónica: ukwanda okukhulu konyaka
Okwamanje, inyanga kaJulayi ayikashiyi ukwazisa okukhulu kumanani ayo unyaka wonke. Ngoba empeleni, amasheya eTelefónica avale iseshini yawo engcono kakhulu yonyaka, ngokunyuka kwama-3,48% osukwini lapho imiphumela yalo yamukelwe kahle yimakethe. Ngale ndlela, izikhala zokuthenga zibekwe ngokusobala kubathengisi. Ngokuqina okungaphezu kokujwayelekile kulezi zimo. Ukufika ezingeni lokuthi kungaba uphawu olungaphezu kokuthembeka, izinhloso zabo zezinsuku ezimbalwa ezilandelayo. Lapho izinga elitholakala kuma-euro angama-10 lizoba ngesinye sezihluthulelo zokuqonda ukuvela kwalo okulandelayo.
Ngakolunye uhlangothi, awukwazi ukunganaki enye idatha efanelekile. Ngoba empeleni, inzuzo yeTelefonica, ngokwengxenye yayo, ifinyelele kuma-euro ayizigidi ezingama-26.091, okumele ukwanda ngo-3,4%, uma kuqhathaniswa nezigidi ezingama-25.235 XNUMX ezedlule. Kwakha ugqozi olucacile lokuthatha izikhundla ngalezi zikhathi. Yebo, kuyinkomba ethembeke kakhulu yezinhloso zangempela zenani esikhathini esifushane naphakathi. Kungaba usizo olukhulu ukwenza noma yikuphi ukusebenza ngaleli xabiso elibalulekile lezimali zaseSpain.
Cishe ama-euro angama-10 ngesabelo ngasinye
Kunoma ikuphi, intengo yeTelefónica ivale olunye lwezinsuku ezihamba phambili kulo nyaka wonke. Ngenhloso ezimisele kakhulu yokufinyelela ama-euro ayishumi ngesabelo ngasinye. Hhayi ize, lesi senzo sincike eqinisweni lokuthi lokhu kuphakama kuhambisane nomthamo wezivumelwano zama-euro ayizigidi ezingama-10. Konke isimemezelo sezinhloso nalokho ingakunika inkomba engaphezu kweyodwa ngomkhuba wabo kusuka manje. Yize kungeke kube yisinqumo esilula kakhulu ukusithatha ngenxa yamathemba akhethekile azokwenziwa yizimakethe zezimali kusukela ngo-Agasti.
Kulesi simo esivamile, kusesekuseni kakhulu ukuhlola umthelela wamazinga amasha. Lapho umthelela wezinsizakalo ezingomahamba nendlwana phakathi nekota yesibili neyesithathu yalo nyaka uzobaluleka kakhulu. Akumangalisi ukuthi le datha ingahlinzeka ngesiginali efanelekile mayelana nokuthi abatshalizimali abancane nabaphakathi bangenzani ezinyangeni zokugcina zika-2017. Ukunikeza ukumelana kwama-euro angama-10 isenzo esinephoyinti lesethenjwa lokwenza noma yiluphi uhlobo lwezinqumo. Ngandlela thile, ukuhambisana nawo wonke amasu okutshala imali.
Amandla akhonjiwe entengo yakho
Esinye sezici ezifanele kakhulu zeTelefonica amandla wokubuyekeza okungenzeka asenayo. Ngoba empeleni, awukwazi ukukhohlwa nganoma yisiphi isikhathi ukuthi i-quote yakho ikhonjelwe kuyo ukubuyekeza okujulile ngabahlaziyi abahlukahlukene nabalamuli bezimakethe zezimali. Lapho kuvame kakhulu ukuthi ukuvumelana kongoti kubhekiswe cishe kuma-euro ayi-11 noma ayi-12. Ngisho nokulindela okuhle kakhulu kulindele ukuthi ezinyangeni ezimbalwa kungafinyelela kumazinga we-15 euro ngesabelo. Okuthile okweqile uma ubheka ukuthi kuzodingeka kwehlise inani elingaphezulu kwama-75%.
Okuthile okuyiqiniso kakhulu abahlaziyi beJP Morgan ababona ukwenyuka kwamanani abo ngemuva kokubuyekezwa kokugcina okwenziwe. Lapho bekhombisa khona ukuthi inani labo elihlosiwe liyadlula kusuka kuma-euro angu-11,30 kuya kuma-euro angu-11,50. Kunoma ikuphi, kuwuphawu lokuthi inzalo phakathi kwabenzeli abakhulu kanye nabalamuli bezezimali iyanda. Ngemuva kokubuyekezwa kuze kube manje kulo nyaka ngokungaphansi kokucishe kube yi-15%. Ngaphezu kwamanye amanani amakhulu emakethe yamasheya aseSpain, ngisho namachips wendabuko aluhlaza okwesibhakabhaka.
Ngokukhiqizwa kwesahlukaniso esiphakeme
Esinye sezici ezinhle zaleli nani elibalulekile lemakethe yamasheya aseSpain ukuthi lingenye yalezo ezinikeza umholo ongcono kubaninimasheya. Ngoba empeleni, ihambisa i- idividendi nge inzuzo emaphakathi isondela ku-8%, engenye yezindawo eziphakeme kakhulu emakethe yamasheya, hhayi eSpain kuphela kodwa kulo lonke izwekazi elidala. Ngezinkokhelo ezimbili zonyaka ezenziwe ngokusemthethweni ezinyangeni zikaJuni nangoNovemba. Ukuze baye ngqo kwi-akhawunti yamanje yabatshalizimali abancane nabaphakathi. Ngokudingeka kuphela kokulahla amasheya kusasele izinsuku ezintathu ngaphambi kwezinsuku zokukhokhwa kwaloholo kumnikazi wamasheya.
Ukukhokhwa kwezabelo ngakho-ke kungenye yezikhuthazo okufanele ungene kuzikhundla zeTelefonica kusukela manje kuqhubeke. Futhi noma ngabe ukuphepha kwakho kubhalwe kanjani ezimakethe zezimali zokulingana. Ngoba empeleni, kungenye indlela yokwakha kancane kancane i- isikhwama sokonga esizinzile nesiphephile ngibheke phambili eminyakeni embalwa ezayo. Kepha kulokhu, futhi njengendaba entsha, ngokusebenzisa ama-equities. Lokhu kuyingqayizivele lelisu lokutshala imali elingakulethela ngokuvulwa kwezikhundla kule nkampani yezokuxhumana.
Ingabe yisikhathi esihle sokuthenga?
Kunoma ikuphi, umbuzo obaluleke kakhulu ezithakazelweni zakho njengomtshali-zimali ulele ekwazini ukuthi ngabe yisikhathi esihle yini sokuvula izikhundla kule nkampani esohlwini. Yebo, esinye sezikhiye kuzoba yilokho ungalahlekelwa ukwesekwa kwama-euro angama-9 ngaphansi kwanoma yiziphi izimo. Kuzoba nesinqumo esiqinile ukuqhubeka naleli nani kusukela manje kuqhubeke. Elinye lamasu wokuthenga amasheya akho lizoxhomeka ekwenzeni le misebenzi inqobo nje uma ukuthambekela okujwayelekile kwezimakethe zezezimali kungukuqina ezimweni eziningi.
Ngakolunye uhlangothi, awukwazi ukukhohlwa ukuthi esikhathini esizayo kuzohlala kunenzuzo enkulu ukuthatha izikhundla kuleli nani kusukela kulezi zikhathi eziqondile. Yize kungathandeka kakhulu ukuthi ukuthenga kwenziwe ngokuthenga okuqinile kakhulu. Lokho wukuthi, ngamanani ancintisanayo kakhulu ukuze ukuthengisa kamuva kube nenzuzo enkulu. Kuyiqiniso ukuthi kuyisu eliwusizo kakhulu elingazuzisa izintshisekelo zakho esikhathini esiphakathi nesikhathi eside ngaphezu kwakho konke. Ngakho-ke ungaqala ukusisebenzisa kusuka manje.
Imisebenzi kusukela manje kuqhubeke
Kodwa-ke, ngeke kube khona okunye abangakwenza ngaphandle kokubheka ukuthi ukuvela kwamanani abo kuyini ezinyangeni ezizayo. Ukuze ngale ndlela, sibe nesiginali engaphezu kweyodwa yokwazi ukuthi yini esingayenza ngale nkampani. Uma ukungena ezikhundleni zabo noma uma kunalokho linda isikhathi esingcono ukwenza imisebenzi. Ngoba kuzoba yinhlangano ezosebenza kakhulu ukuze ekugcineni uzuze ukuzuza kwemali ezimakethe zezimali.
Ngakolunye uhlangothi, izikhundla zeTelefonica nazo zingathathwa ngezimali zokutshala imali ezisuselwa kule nkampani. Akumangalisi ukuthi kuyisu elenzelwe iphrofayili yabatshalizimali abancane nabaphakathi abavikela kakhulu. Lapho ukuphepha kokulondolozwa kunqoba khona okunye ukucatshangelwa kobuchwepheshe noma okunolaka. Ukugcina ekugcineni ukonga kwakho ebuhlotsheni bakho nezwe lemali.