Ngaphansi kwegama elinelukuluku le-chicharros kukhona uchungechunge lwezokuphepha ezibhalwe emakethe yamasheya ezigcina izici ezichazwe kahle kakhulu. Lezi yizinkampani ezinamakhompiyutha amancane anemali encane kakhulu futhi okuyizinto ezibhekiswe ekusebenzeni kwabatshalizimali abaqagela kakhulu ezimakethe zezezimali. Lapho bevelela khona ivolumu ephansi yokuqashwa abaphatha kuzo zonke izikhathi zokuhweba. Kufika ezingeni lokukhiqiza ukwehluka kwamanani entengo aphezulu kakhulu. Ngaphezu kwalabo abakhiqiziwe ku- amanye amanani zezimali.
Uma kunesici esisodwa esichaza ngokusobala amanani abizwa ngokuthi i-pea pea, ukungazethembi kwawo okuphezulu. Kuba ngokweqile ngomehluko ophawuleka kakhulu phakathi kwamanani asezingeni eliphansi naphansi, angaba ngaphezu kwe-10%. Ngakho-ke, ilungele kakhulu i- imisebenzi ye-intraday, okungukuthi, kwenziwa kuseshini efanayo yokuhweba ukusizakala ngalezi zinhlangano ezinodlame. Lapho ungazuza khona ukuzuza kwemali okungenakufinyelelwa ngamanani azinze kakhulu ezimakethe zezezimali.
Izimali zaseSpain zigcwele izinkampani zalezi zici. Kokubili maqondana nemakethe yezwe eqhubekayo ngisho ne Enye iMakethe Yesitoko (MAB). Ngabamele abaziwayo abanjengoSniace, Ercros noma Inmobiliaria Colonial, ukubala izibonelo ezimbalwa nje. Amanani aso aphansi enye into echaza uphizi. Ngoba ngokuvamile inani layo lingaphansi kweyunithi ye-euro. Kodwa-ke, lokhu akusho ukuthi zingamasheya ashibhile. Ngokuphambene nalokho, ezimweni eziningi ukulinganiswa kwayo kubiza kakhulu.
Chicharros: ungasebenza kanjani nabo?
Kulesi sigaba samanani akhetheke kakhulu, imishini yokutshala imali yehluke kakhulu maqondana namanani athathwa njengokujwayelekile. Okokuqala, zenzelwe imisebenzi yokutshala imali esikhathini esifushane kakhulu. Akumangalisi ukuthi uzibeke engcupheni yokubambeka ezikhundleni zabo. Yikuphi lapho-ke kunzima kakhulu ukuphuma kuzo. Ngakolunye uhlangothi, badinga ukunyakaza okushesha kakhulu ukusizakala ngokuma mpo kwama-ascents abo, ngoba ama-descents nawo akhula ngendlela efanayo. Izinkampani ezibhalwe ohlwini ezingakhuphuka i-10% ngesikhathi esisodwa sokuhweba ngokushesha nje lapho zingashiya iphesenti elifanayo ngosuku olulandelayo.
Ama-peas amanani, ngakolunye uhlangothi, anzima kakhulu ukusebenza. Kuphela uma uqinisekile isipiliyoni ekusebenzeni ungahle uzimisele ukwenza ukonga kube nenzuzo ngeziqinisekiso ezithile zempumelelo. Kunoma ikuphi, akufanele uqondise imisebenzi esikhathini esimaphakathi neside. Ngesizathu esiyisisekelo futhi lokho kungukuthi ungabanjwa yizikhundla zabo. Lokho wukuthi, bamaka izintengo ezikude kakhulu nama-oda wokuthenga. Njengomphumela walesi senzo, awuzukukhetha ngaphandle kokwenza umsebenzi omubi wokuthengisa noma, kunalokho, ukulinda mhlawumbe isikhathi esingeqile kuze kube yilapho ungathola intengo lapho uvule khona izikhundla kulawa mavelu akhetheke kakhulu.
Ngezinkinga zezezimali
Okunye okucacile kwalezi zinkampani ezifakiwe ngaphakathi kwaleli hlelo elinqatshelwe ukuthi zivame ukuba nezinkinga emabhizinisini azo. Lokhu ngokwenza kusho ukuthi bathambekele ekubeni nobunzima ekubaxhaseni ngemali. Ngokuvamile ngemiphumela yebhizinisi engavuseleli ngokweqile ngakho-ke ayinikezi iziqinisekiso kubatshalizimali abancane nabaphakathi. Enye yezinkinga zakhe ezinkulu isuselwa eqinisweni lokuthi amabhizinisi akhe awazinzile futhi unobunzima obedlulele bokuya phambili. Ngisho neqiniso lokuthi zilandelwa ezinye izinkampani ngohlobo oluthile lwe ukuhweba phakathi kwabo. Zilawulwa yilezi zimingcele futhi lokhu kwenza ukungabikho kwencazelo ezingcaphunweni zazo kube ngenye yama-maximums abo aqhubekayo ezimpilweni zabo zonke.
Ngakolunye uhlangothi, akukwazi ukukhohlwa ukuthi uphizi uthambekele kakhulu ekusebenzeni okuqagelayo ngabatshalizimali abancane nabaphakathi. Nge- ukwabelana amasheya okungazinzile kakhulu Lokho kubavimbela ekuxazululeni umkhuba. Ngoba ekugcineni kosuku okubalulekile inani abalimaka esimisweni sokuhweba. Akusekho phakathi kwalokho okulindele. Ukufika lapho kunzima kakhulu ukwenza isu lokutshala imali. Ngoba uma la manani abonakala ngokuthize, kungenxa yokuthi ahamba ngokugagamela, njengoba ubonile eminyakeni yamuva.
Ziyizindaba zamahlebezi ahlala njalo
Esinye isici okufanele usethembele uma uzosebenza ngophizi ukuthi amahemuhemu ngesimo sabo sezezimali avame kakhulu. Akumangalisi ukuthi engxenyeni enkulu yophizi amanani entengo asuselwa kula mazwana. Lapho ezimweni eziningi zingenasisekelo noma okungenani ngokungaguquguquki okuncane. Lokhu kusho ukuthi njengoba amasheya abo enyuka ngokushesha okukhulu, umzuzu la mahemuhemu angaqinisekisiwe, amanani abo ehla ngempela ngokuphahlazeka. Kuze kube seqophelweni lokuthi ungashiya ama-euro amaningi endleleni. Ziyizindinganiso eziyingozi kakhulu ongazisebenzisa, ikakhulukazi uma ungenalo ulwazi kulolu hlobo lwemisebenzi ethile.
Izintengo zabo zamasheya ziqhutshwa yilezi zinhlobo zokuphawula ezimakethe zezimali. Okuthile okungenzeki, isibonelo, ngamashipsi aluhlaza okwesibhakabhaka we-index ekhethiwe yama-equities aseSpain, i-Ibex 35. Ngalo mqondo, ayizindinganiso ezingaphezulu kakhulu kwemiphumela yazo, bacaphuna ngokulindelwe bakha phakathi kwabatshalizimali. Lesi ngesinye sezizathu eziyinhloko zokuthi kungani ukusabela kwabo kungenangqondo nakancane. Lapho amahemuhemu abaluleke kakhulu kunama-akhawunti ebhizinisi avezwa njalo ngekota yonyaka.
Bangamanani amancane kakhulu
Enye into yokuhlaziya ukuze uchaze amanani adume kakhulu ngokuthi i-chicharros ukuthi awuketshezi oluncane kakhulu. Kusho ukuthini ngempela lokhu? Unezinkinga ezithile zokungena nokuphuma ezikhundleni zabo. Ngomqondo wokuthi ngeke zihambisane nezifiso zakho ezimweni eziningi. Phakathi kwezinye izizathu ngoba zimbalwa kakhulu izihloko ezithengiswayo emakethe. Lo mphumela ungadala ukuthi ungakwazi ukuthengisa amasheya akho ngentengo oyifunayo futhi ngenxa yalesi sici, ungenza umsebenzi omubi ezimakethe zezimali.
Kunzima futhi ukwamukela utshalomali lwemali ephezulu. Uma kungenjalo, kunalokho, kuzofanele wenze imisebenzi eminingi yenani elincane lomnotho ukuze bakwazi ukuzivumelanisa namanani ofuna ukuthenga amasheya abo. Kuyinto ebucayi ongenayo kwamanye amanani ngoba ungangena futhi uphume ngesikhathi osifunayo. Njengoba ungenza kumanani afana ne- IBanco Santander, i-BBVA, i-Iberdrola noma iGesi Yemvelo. Akumangalisi ukuthi inani labathengi nabathengisi liphansi kakhulu kophizi.
Azikho ngaphansi kokuhlaziywa
Ngakolunye uhlangothi, lezi zinhlobo zamagugu esikhuluma ngazo azilandelwa yi- ama-broker noma abalamuli bezezimali. Ngakho-ke, uzoba nolwazi oluncane lobuchwepheshe ngabo ngokungabi nokulandelela kokuvela kwabo ezimakethe zezimali. Futhi azijwayele ukuhlanganisa amaphothifoliyo okutshalwa kwezimali ngezimali futhi lokho kuvumela abathengisi kuphela ukuthi babheke izikhundla zabo. Kulesi simo, kucashunwe ukuthi kusetshenzelwa kalula ukwakhiwa kwamanani abo. Ngezihloko ezimbalwa ungalawula ukulinganisa kwazo, ngokushintshashintsha okungafinyelela ku-10% emizuzwini embalwa.
Uma ubona ukuvela kwayo emakethe yamasheya uzobona ukuthi ivolumu yokuhweba kwayo incane impela, kokunye ayibalulekanga ngokusobala. Lesi ngesinye sezizathu zamanani abo futhi ngezikhathi ezithile aziguquki amahora amaningi noma izikhathi zokuhweba. Kuze kube seqophelweni lokuthi ungalahla ithemba ngokunyakaza okuncane ezikhundleni zabo. Akunanoma iyiphi inzalo evela kubatshalizimali abancane nabaphakathi. Ukuqagela kuphela okubenza bahambe ngapha nangapha.
Uma inhloso yakho ukutshala kulawa mavelu akhethekile kusukela manje kuqhubeke, kufanele wazi ukuthi yiqembu elithile. Lapho kuyiqiniso ukuthi ungathola imali eningi ekusebenzeni kwakho, kepha futhi kukushiyele ingxenye ebaluleke kakhulu yotshalo-mali. Ngale kwamasu ozowaphakamisa kutshalo-mali. Kuzoba yisizathu esinamandla kakhulu sokuthi ungabi inani elifunekayo lezimpahla zakho. Hhayi ngeze, izingozi ziphakeme kakhulu kokunye ukuphepha emakethe yamasheya yaseSpain. Yize baziwa kakhulu phakathi kwabatshalizimali ngeminikelo esiyichazile phambilini.
Nguwe kuphela ozokwazi ukwenza isinqumo sokuthi ngabe kulungile yini kuwe ukukhetha uphizi njengendlela yokutshala imali. Ukuhlaziya zonke izingozi ozohlangabezana nazo uma ekugcineni ukhetha laba bameleli bezimali zaseSpain. Ngoba uma ungeyena umtshali-zimali onephrofayli yokuqagela, kuzoba ngcono ukuyeka umzamo futhi uqondise imisebenzi yakho kumanani azinzile kakhudlwana emakethe yamasheya. Okungenani uzobe uzolile futhi uzokwazi ukwenza ukonga kube nenzuzo ngendlela egculisayo ukuvikela izintshisekelo zakho. Okungukuthi, ngemuva kwakho konke, ngabe imayelana nani.