Esikhathini esidlule amasheke abeyindlela yokukhokha evamile. Manje awasasetshenziswa kangako. kodwa akusho ukuthi sebenyamalele. Empeleni, zisasebenza futhi phakathi kwezinhlobo ezikhona kukhona lezi eziqokiwe. Kodwa liyini isheke lomuntu siqu?
Ngezansi sizokhuluma ngakho nakho konke odinga ukukwazi mayelana nalezi zinhlobo zamasheke ngokusho kohlobo lomamukeli (kanye nezindlela zokukhokha).
Liyini isheke lomuntu siqu
Kungenzeka ukuthi ngemva kokufunda igama elithi nominative check uqonde ukuthi isheke eliya egameni lomuntu. Futhi iqiniso liwukuthi ubungeke wenze iphutha. Kuyidokhumenti yokukhokha ehlala ikhishwa egameni lomuntu wemvelo noma ngokomthetho, okusho ukuthi yilowo muntu kuphela ongaqoqa inani layo.
Kuzo enye yezindlela zokukhokha eziphephe kakhulu ngoba kufanele uziveze wena lapho ukuqoqa, nakuba phakathi kwalezi kungase kube nezinhlobo ezimbili:
- Ukuhleleka. Amasheke avumela ukugunyazwa, okungukuthi, ukudlulisela ilungelo lokukhokha kumuntu wesithathu.
- Hhayi uku-oda. Amasheke lapho kungumzuzi okufanele, ngokuphoqelekile, alilande.
Ngokuvamile, idatha isheke eliqokiwe elinayo yilena elandelayo:
- Igama eligcwele lomzuzi.
- Inani okufanele likhokhe (kokubili ngenombolo kanye nencwadi).
- Usuku nesiginesha yomuntu okhipha isheke. Lokhu kubalulekile ngoba uma kungasayinwa akwenzeki ukuthi kusebenze futhi nosuku lukuvumela ukuthi wazi ukuthi unesikhathi esingakanani sokuyilanda.
Isheke lokuqokwa eliphambene
Kumasheke aqanjwayo, kufanele wazi ukuthi kukhona uhlobo olusetshenziswa kakhulu. Okubizwa nge-crossed nominative check. Ihlanganisani? Inesici sokuthi, ngaphambili kwesheke, zidwetshwa imigqa emibili ehambisanayo. Lokhu kukhomba ukuthi inani lesheke ngeke likwazi ukukhokhwa ngempumelelo. Okusho ukuthi, ngemali enzima futhi ebandayo, kodwa kunalokho kuphoqa umkhokhi ukuthi afake leyo mali ku-akhawunti lapho engumuntu ohlomulayo. Ngamanye amazwi, angamasheke lapho ukheshi ungakhokhiswa khona.
Isizathu salokhu "akusiyona into ecasulayo" njengoba ungase ucabange, kodwa kunalokho Kuyisinyathelo esengeziwe sokuphepha ukuze kungenzeki lutho uma kwenzeka kwebiwa isheke, noma ukulahlekelwa, futhi ngaleyo ndlela kuyokwaziwa ukuthi ubani ngempela okuqoqile.
Libhalwa kanjani isheke lomuntu siqu
Uma ungakaze ukwenze ngaphambilini, isheke lomuntu siqu aliyona imfihlakalo.. Into kuphela okudingeka uyenze lokhu ukwazi igama eliphelele lomuntu, noma womuntu osemthethweni, okumele anwebe kuye lelo sheke.
Manje kahle, ungabeka indlela oyifunayo, okungukuthi, "uku-oda" noma "ukunga-oda", kanye nethuba lokuphoqa isheke ukuba lifakwe ku-akhawunti yasebhange ngaphandle kokuthola imali ngokheshi.
Indlela yokukhipha isheke lomuntu siqu
Futhi sikhuluma ngokheshi... Uyazi ukuthi isheke lomuntu likhishwa kanjani? Empeleni Kunezindlela eziningi zokukwenza, sikutshela zonke.
Imali
Okungukuthi, ukuthola imali ngendlela ebonakalayo. Ukuze wenze lokhu kufanele uye ebhange okufanele likhokhe lelo sheke futhi kuzomele uzichaze ukuze baqinisekise ukuthi igama eliseshekeni nelakho liyahambisana (uma kungenjalo ngeke bakunike lona).
Manje kungenzeka ukuthi ngokheshi isheke, uma ungakwenzi ebhange elifanayo lesheke, basikhokhisa amakhomishini (okuvame ukuba phezulu kakhulu). Ngakho-ke, abaningi baya emabhange esheke ukuze bagweme lawa makhomishana (uma kungenzeka, kunjalo).
ngesinxephezelo
Leli gama eliyinqaba ngempela Kubhekiselwa ekufakeni inani lesheke ku-akhawunti lapho ozuzayo angumnikazi wayo.
Ngale ndlela ibhange aliphoqelekile ukuthi licele ohlomulayo ukuthi aziveze, kodwa kubalulekile ukuthi i-akhawunti ozongena kuyo ibe ngeyakho (njengomnikazi noma njengomuntu ogunyaziwe).
Futhi, uma idiphozi ivela kwelinye ibhange sizoba phambi kwekhomishini "yesinxephezelo".
Ukugunyaza
Ukuvumela kuyindlela yokukhokha ehluke ngokuphelele. Futhi ukuthi uma isheke eliqokiwe kuyilelo elibhalwa ngumuntu kuphela ongalikhipha, i-endorsement. ikuvumela ukuthi udlulisele lelo sheke komunye umuntu ukuze uthole imali.
Okwenziwayo ukudlulisela amalungelo komunye umuntu ngendlela yokuthi akwazi ukuqoqa. Futhi kwenziwa kanjani? Uma ibhekiswe kumuntu, ibhalwa eshekeni ngokwalo futhi kufanele isayinwe "umnikazi". Uma kungeyomuntu ophethe kuphela, kuyodingeka ukuthi isayinwe ngemuva.
Yebo, Noma ubani oyiqoqayo angathwala lokho okubizwa ngokuthi "isitembu soMbuso" Ibhange lizokukhokhisa malini ngokwenza lokho?
Ngokwesibonelo, ake ucabange unesheke elenzelwe ukuba likhokhelwe ubaba wakho, kodwa yena evinjiwe futhi akakwazi ukuya ebhange. Kulokhu, ukugunyaza kungenziwa komunye umuntu ukuze akwazi ukukuqoqa (futhi ngaleyo ndlela angakulahlekeli).
Ingabe lokhu kuhlola kuphelelwa yisikhathi?
Uma kwenzeka ungazi, amasheke ngokuvamile aphelelwa yisikhathi. Babuswa uMthetho 19/1985, wangomhla ziyi-16 kuJulayi, i-Exchange and Check. Futhi kuyo, ikakhulukazi esihlokweni II, isahluko IV, isiqephu 135, kuthiwa amasheke akhishwa futhi akhokhwa e-Spain azophelelwa yisikhathi ngemva kwezinsuku eziyi-15 zekhalenda (kusukela ngoMsombuluko kuya ngeSonto). Okusho ukuthi, uma uthatha isikhathi esingaphezu kwaleso ngeke sisebenze.
Esimeni lapho zingamasheke angaphandle kodwa azokhokha eSpain, isikhathi yizinsuku ezingama-20; futhi uma bekhokhiswa ngaphandle kweSpain neYurophu, Ngakho-ke izinsuku ezingama-60.
Esimeni lapho usuku lokugcina lwekhalenda kuwusuku okungelona lwebhizinisi (ngoMgqibelo noma ngeSonto), yayizoya ebhizinisini elilandelayo. Ngokwesibonelo, ake ucabange ukuthi iphelelwa yisikhathi ngoMgqibelo womhla ka-15. Umnqamulajuqu uzonwetshwa kuze kube uMsombuluko womhla ka-17. Kodwa akukho okunye.
Njengoba ubona, isheke lomuntu siqu liyindlela yokukhokha evikeleka kakhulu njengoba kungumuntu okulelo sheke ongalikhipha imali. Ingabe unokungabaza okwengeziwe ngaye? Wafake kuma comments sizozama ukuwaphendula.