Isheke elifinyeziwe Kuyisethulo sethuluzi lokuthenga ngesikweletu eliqukethe isithembiso sokuthi uzokhokha ngokubona inani elikhonjisiwe. Ngokwenzayo, lokhu kumayelana amasheke akhishwa amabhange ngaphambi kokukhokha nokuthi baphoqelekile ukuthi bazikhokhe lapho bebona lapho bethulwa. Ukukhishwa kwesheke elivumelanisiwe kucacisa ukutholakala kwangaphambilini kwemali ebikhonjisiwe, okungukuthi, ukuthi imali efakiwe idlula ibhange elikhiphayo, okuzoba yilo elikhokha leyo mali.
Impela okungaphezu koyedwa kufanele acabange ukuthi a isheke lasebhange kanye nesheke elifinyeziwe, kepha inkinga ukuthi ayihlukaniswa phakathi kokunye nokunye, ngakho-ke kudalwa ukudideka. Kodwa-ke, zihluke kakhulu, futhi imiphumela yokukhetha eyodwa noma enye ingaba noshintsho olukhulu. Ngakho-ke umbuzo ngaphambi kokwenza isinqumo sokuthi iyiphi oyisebenzisayo unengqondo kakhulu.
Isheke elifinyeziwe Kuyisheke elijwayelekile, isheke elijwayelekile elivela ku-akhawunti yokuhlola, uhlobo olunencwadi yokubheka. Okwenza kube okukhethekile yisigatshana sokuthobela umthetho esishiwo ngemuva esithe isigatshana kumarekhodi asebhange ukuthi kunebhalansi ku-akhawunti, okuyigcina ikhokhelwa ngalelo sheke. Okujwayele ukwenzeka ukuthi, uma becela ukuthi kwenziwe isheke, kufanele uziveze ebhange, ukhiphe isheke, ukuze bayigcine imali kwi-akhawunti futhi bayigxivize njengoba besishilo, ukuze imali ingahlelwa ngezinye izinjongo.
Kunalokho, isheke lasebhange lihlukile. Isheke likhishwa yibhange uqobo lwalo, ngakho-ke ikhasimende akudingeki ukuthi libe nencwadi yokuhlola. Futhi awudingi ukuba ne-akhawunti nebhange elikhiphayo. Kungaba imali noma imali efakwe ku-akhawunti, ibhange lizokhipha isheke kuma-akhawunti akho angaphakathi. Okhipha isheke yibhange ngokwalo, elibophezelekile ukuthi likhokhe.
Impela uyazibuza ukuthi awuqinisekisiwe yini yikho kokubili ukushaja ifomula. Impendulo ithi cha, hhayi ngendlela efanayo. Lokhu kungenxa yokuthi isheke elenziwe ligcina imali kithi kuphela isikhathi esiboniswe esigatshaneni, esivame ukuba yizinsuku eziyi-15. Ngemuva kwalolo suku, ungazama ukuqoqa, kepha akusona isiqinisekiso. Ngaphezu kwalokho, ukugcinwa okunjalo ku-akhawunti akunakuphikisana nokuhlobisa noma ukuqothuka, yingakho kungenzeka ukuthi sibhekene nokuhlolwa okungakhokhiwe.
Isheke lasebhange alinawo umnqamulajuqu ikakhulukazi ngoba isiqinisekiso siyasebenza, lokhu kungenxa yokuthi isiqinisekiso sisuselwa ekubeni nenkinga eqondile yibhange uqobo. Uma umthetho wamasheke ugcinwa, wonke amasheke asebhange, noma ngabe ayenziwa ngokuvumelana noma cha, kufanele athulwe akhokhelwe wonke ezinsukwini eziyi-15 ngemuva kokukhishwa kwawo, kepha lokhu akusho okunye.ukuthi uma lokhu kungenziwanga , izinzuzo ezithile zokwahlulela zingalahleka uma kwenzeka kwenzeka iphutha.
Kusobala ukuthi esimweni se amasheke asebhange leyo ngozi ayisebenzi ngalolu suku, yingakho kungejwayelekile ukuthola amasheke asebhange angathatha izinyanga ezintathu ukucisha. Ngalesi sizathu futhi ngicabanga ukuthi izindleko ngokujwayelekile ziyefana, ngikholwa ukuthi isheke lasebhange libekwe ngokusobala, ukuphepha okujwayelekile, jikelele ngaphezu kokusebenziseka kwalo okumangazayo.
Isheke elifinyeziwe Kuhlukile kunesheke lasebhange nakwezinye izici, njengokuthi, esimweni sesheke elifinyeziwe, ibhange liphoqelekile ukuthi likhokhe inani eliboniswe embhalweni futhi ngenxa yalesi sizathu ophethe isheke unokuqiniseka okuphelele lokho ibhange lizophendula futhi likhokhe inani eliboniswe kusihloko kuphela uma selimboziwe. Lokho wukuthi, kuphela uma kunezimali ku-akhawunti yekhasimende ebingumhlinzeki wesheke. Ngenkathi isheke lasebhange lisengozini yokukhishwa ngaphandle kwezimali, ngakolunye uhlangothi, amasheke afananayo awekho engozini.
Imibandela yokuthi isheke liqinisekiswe
Kunemibandela ethile yokuqinisekiswa kwesheke elenziwe ukwenziwa. Sizichaza ngezansi:
- Ukuthi kunenkomba yokuthi isamba esibonisiwe sizokhokhwa ngokufunwa.
- Ukuthi ifakwe esihlokweni sehlelo elihlanganiswe noma ingabuye ibe kuleso se-visa noma isitifiketi.
- Ngegama lomphathi werekhodi, lokhu kungenxa yokuthi, njengoba kuyisibambiso uku-oda, akunakukhishwa ngumnikazi.
- Ukuthi banosuku kanye nendawo lapho isihloko sanikezwa khona.
- Ukuthi lisayinwe yibhange elakhipha isheke.
Ukwethulwa kwesheke elihlanganisiwe Kufanele kube esikhathini esiyizinsuku cishe eziyishumi nanhlanu kusukela ngesikhathi ikhishwa yibhange noma ngaphakathi kwemigomo ekhonjiswe ngaphambilini kuya ngendawo lapho isheke likhishwe khona. Ngaphandle kokungabaza, isheke lingenye yezindlela zokukhokha ezisetshenziswa kakhulu emhlabeni. Isheke alisetshenziswanga kuphela ukukhokhela izimpahla ezitholakala ezitolo, kodwa lisetshenziswa futhi yinkampani ukuze ikwazi ukukhokhela abahlinzeki bayo noma isisebenzi esisebenze njenge-freelancer, phakathi kwamanye amacala.
Ngokubanzi, isheke lingumbhalo noma a khokha i-oda ukuthi kubhaliwe okunika amandla umuntu oweluliwe, ukuthi akwazi ukukhipha isamba semali ngokheshi nokuthi sifakwe kwi-akhawunti yasebhange evamise ukuhambisana nomuntu noma inkampani ekhokha leyo, okungukuthi , osayine isheke uzoba ne-akhawunti yasebhange kulelo bhange engakhipha isheke okukhulunywa ngalo.
Kuningi futhi kuyindlela enhle yokukhokha edume kakhulu, singathola izinhlobo ezahlukahlukene zamasheke, isheke lingelinye lamaningi.
El isheke elivumelanisiwe Yilolo hlobo lwamasheke lapho ibhange noma isikhungo sezezimali okufanele sikhokhe khona, umuntu okufanele abhekane nokusiqoqa uyaqinisekiswa ukuthi uzokwazi ukukwenza ngokusho ngoba umuntu omnikezayo lelo sheke lingaba nezimali ezanele ukuhlangabezana nale nkokhelo. Ngamanye amagama, ngesheke elenziwe, kungangabazeki kumuntu olitholayo ukuthi imali ezothunyelwa iyefana naleyo ekhonjisiwe ukuthi izokhokha.
Lokhu kusho ukuthi kufayela le- isheke elifana nalokho liyabonakala futhi livumelekile Njengalokhu, amabhizinisi ezezimali akhipha kuzofanele afake embhalweni wokukhokha isigatshana noma inganekwane ecacisa isivumelwano, isitifiketi, phakathi kokuvamile, ngaphezu kwesiginesha.
kukhona nolunye udaba oluboshelwe ku- ukukhishwa kwalolu hlobo lwamasheke ikakhulukazi nokuthi ibhange livamise ukubamba kwi-akhawunti yekhasimende inani okufanele alikhokhe ngesheke elenziwe. Lokhu kuqinisekisa ukuthi izimali zitholakala nganoma iyiphi indlela. Kumele kuqashelwe ukuthi ibhange elikhiphe lelo elizokhipha lolu hlobo lwamasheke lizokhokhisa iklayenti lalo njengekhomishini.
Njengoba nje isizathu samasheke ashiwo ngenhla ukuthi ukuqoqwa kwawo kuqinisekisiwe ngaphandle kokungabaza, baningi ababolekisi ababamangazayo ukuze baqinisekise ukuthi bazoyithola inkokhelo okumele bayikhokhe. Isheke elifinyeziwe Luhlobo lwesheke olubonakala ngeqiniso lokuthi lunikeza isiqinisekiso sokukhokha. Ngale ndlela, umuntu othole idokhumenti kulokhu uzoba nesiqinisekiso esigcwele sokuthi kungakapheli usuku olubekiwe bazokwazi ukufuna imali ehambelana nabo futhi bagweme noma yiluphi uhlobo lwenkinga ehlobene nalo.
Amasheke aguquliwe angenye yezinhlobonhlobo ezivumela kuleli cala ukuthi zibe nesiqinisekiso maqondana nokuqoqwa kwedokhumenti. Lokhu kusebenza uma kwenzeka isheke elijwayelekile elinikezwa ukuthi lingakhokhwa futhi lizoba ngaphansi kweqiniso lokuthi kunemali ku-akhawunti yasebhange noma cha, leli qiniso lingaholela ekukhwabaniseni noma ezinkingeni zokungakhokhi okufanele ukungabikho kwesikhashana kwempahla.
Njengoba ungacabanga, isheke lolu hlobo lunezinzuzo eziningi kakhulu ezimweni ezithile, lapho ukuqoqwa kwemali kungatshazwa khona. Ngale ndlela, kungavala ukungazethembi kumuntu okhipha isheke noma ukwesaba ukungakhokhelwa isizumbulu semali, yingakho kunikezwa isixazululo esigculisayo kulokhu. Ngakho-ke isheke elihlanganisiwe nalo lingaqondwa njengesiqinisekiso.