Isilinganiso sokuzimela

Usomabhizinisi osebenza ehhovisi

La Isilinganiso sama-Freelancers siyikhanda kwabaningi: ukuyiqonda, ukuyamukela, ukuyikhokhela nokuyifanisa, futhi kunezinhlobonhlobo eziningi, izimo, imixhaso ngisho nezinsumansumane zasemadolobheni ngakho.

Sizozama ukukutshela konke mayelana ne- imali yokuzimela kanye 'nemali eyisicaba' edumile futhi ekhangayo kwama-euro angamashumi amahlanu.

Uma uqala, noma okunye, ukusebenza wedwa, kufanele 'uzimele' ukuze ukwazi ukusebenza ngaphakathi kohlaka lwezomthetho lwaseSpain, uthole izinzuzo ezithile nezibopho ngalo.

Okuyinhloko yi- ukubhaliswa kuSikimu Esikhethekile Sabasebenzi Abazisebenzelayo (RETA), okubandakanya inkokhelo yanyanga zonke yemali esiyazi 'njengemali yokuzisebenza' eyahluka minyaka yonke.

Le mali ikhokhwa kusukela ngosuku lokuqala lomsebenzi webhizinisi lakho noma usebenza njenge-freelancer. Ungahle usebenze njenge ezizimele zincike noma zizimele. Lapha sizokhuluma ngabazimele.

Abazisebenzelayo kumele bakhokhe le mali ekhokhwayo kuMgcinimafa Wezokuphepha Komphakathi Jikelele, okukhombisa inombolo ye-akhawunti, ne-IBAN efakwe kulowo mgcinimafa, bekhumbula ukuthi le mali noma imali ekhokhwa nyangazonke akuyona yodwa umuntu okufanele azitholele yona nge.

La Isabelo sokuzimela Akuyona nje iphesenti ebalwe ngesisekelo somnikelo, noma ake sithi, umholo, isisebenzi esilinganisela ukuthi sibe nenyanga ngayinye, sinesisekelo esincane nesiphezulu somnikelo esisungulwe nguHulumeni waseSpain.

Lesi sisekelo se ukucaphuna kuzoba yisisekelo (ngiyaxolisa ngokudilizwa) ukubala izinzuzo zokungasebenzi, shiya ngenxa yezingozi noma ukugula, futhi, ngaphezu kwakho konke, ukubala umhlalaphansi, njengoba sizobona kamuva.

Isisekelo seminikelo esiphansi ku-2016 ngu- € 893,10 ngenyanga, okuba yimali ekhokhwa nyangazonke engu- € 267,04, kanti ubukhulu bungu- € 3.642 ngenyanga.

Kufanele wazi ukuthi i-85% yerejista yokuzisebenzela ngaphansi kwesisekelo seminikelo esincane, mhlawumbe ngoba imali abayitholayo ayanele, ngenxa yokungaqiniseki noma ngenxa nje yokuthi abayinaki, ngokuzithandela noma cha, imiphumela yokukhetha isisekelo phakathi nendawo ende ikusasa.

Izinhlobo zezimali ezizimele

Ngaphambi kokuqhubeka, kufanele ucace ukuthi ayikho i-quota eyodwa yama-freelancers, ngoba kuya ngeminyaka, umkhakha womsebenzi, ukukhanyisa inyanga, njll. UMbuso usungula izilinganiso ezahlukahlukene:

• Ukuzimela ngemisebenzi eminingi

Ezinyangeni zokuqala eziyi-18 zomsebenzi, imali engu- € 133,52 ngenyanga, bese kuba ngu- € 200,28 ngenyanga.

• Uyazisebenza unabasebenzi abayi-10

Uma enkampanini yakho unabasebenzi abayi-10 enkampanini yakho, imali ekhokhwayo ingu- € 1,063.33 ngenyanga. Uma ufaka isandla kuphela kuzimo eziphansi ezingatheni, imali ekhokhwa ngenyanga yi- € 319,14.

• Uyazisebenza ngaphansi kweminyaka engama-47

Kunemibandela eminingana yabasebenza ngokuzimela abaneminyaka engama-47 noma ngaphansi, lokhu yilawa:

1. Uma umnikelo wakho ngo-2015 wawulingana noma ungaphezu kuka-1.945,80, noma uma usanda kubhalisela umbuso ozisebenzelayo, ungakhetha inani phakathi kwesisekelo esiphansi nesilinganiso esivunyelwe uHulumeni kulo nyaka okhona.
2. Uma umnikelo wakho ubungu-1.945,80 noma ngaphansi, awukwazi ukukhetha isisekelo esiphakeme kune- € 1.964,70 ngenyanga, ngaphandle kokuthi ukusho ngaphambi kukaJuni 30 walonyaka wamanje, noma ungumlingani osaphila (nguyena othatha ibhizinisi likazakwabo ngemuva owedlule uyadlula)

• Uyazisebenza uneminyaka engama-48 noma ngaphezulu

Abantu abazisebenzayo abaneminyaka engama-48 ubudala nangaphezulu kumele bakhethe ubuncane be- € 963,30 kanye nobukhulu obungu- € 1.964,70 ngenyanga njengesisekelo somnikelo, ngakho-ke imali yakho yokuzimela inyanga ngayinye izoba okungenani ama-euro angama-288,03.

Uma uneminyaka engama-50 noma ngaphezulu, kufanele usungule isisekelo sakho sansuku zonke sokunikela ngokuya ngomsebenzi wakho eminyakeni yamuva.

Ngokuvamile, lezi yizinhlobo ezahlukahlukene zezikimu zokuzimela ezikhona eSpain, yize kukhona okuningi ngokuya ngomsebenzi ngamunye, ubudala kanye nephrofayili yomuntu obhalisa njengomuntu ozisebenzelayo, ngakho-ke kufanele uqaphele kakhulu futhi uhambe kuchwepheshe ukukuqondisa kulokhu.

Ibalwa kanjani imali ezizimele

Usuyayazi into ebaluleke kakhulu: kunezimali ezahlukahlukene ezizimele nokuthi kufanele uqale ukukhokha kusukela ngosuku lokuqala lomsebenzi ebhizinisini lakho, nokuthi, njengoba sibonile ephuzwini eledlule, kunezimali ezihlukile, kuya ngomsebenzi , iminyaka nabanye. izici, uzoba ne- Isisekelo sekhotheshini okufanele usikhetheNoma ngabe uyavumelana noma cha nemali, uyazi, uHulumeni uyathumela, isibonelo, lo 2016 ukhuphuke ngo-1% uma kuqhathaniswa nowezi-2015, kanti kulindeleke ukuthi amanye amanani enyuke ngo-2017.

Ngaphezu kwakho konke lokhu, kufanele wazi ukuthi kukhona nokumbozwa, njenganoma iyiphi inqubomgomo yomshuwalense: kuya ngesembozo esikhethiwe, uzokhokha ngaphezulu noma ngaphansi.

Lezi yizembozo ongazikhethela i-p yakhoukuvikelwa embusweni ozisebenzelayo:

1. Izimo ezivamile ezivamile: Zimelela ama-29,90%, futhi zihlanganisa izimo ezivamile ezejwayelekile kanye nokuncelisa nokukhulelwa.
2. Okungahle kwenzeke ngenxa yokumiswa komsebenzi: Kumela ama-31,5% wesisekelo sansuku zonke sokunikela osisungulile.
3. Okungahle kwenzeke ezingozini emsebenzini: Kubonisa u-29,3% kanye nephesenti ngokuya ngegatsha lomsebenzi ngokwe-CNAE.
4. Okungahle kwenzeke ngenxa yezingozi emsebenzini nokuphela komsebenzi: Kungama-31,5% kanye nephesenti lesigaba somsebenzi, ngokwe-CNAE.

Uma ukhetha isisekelo esiphansi sanyanga zonke sokunikela, lezi kungaba yi- ama-quotas ngokuya ngengozi ngayinye eshiwo:

• Izimo ezivamile: € 893,10 x 29,90% = € 267,04 ngenyanga
• Ngokumiswa komsebenzi: € 893,10 x 31,6% = € 282,22 ngenyanga
• Ukuqiniseka ngomsebenzi: € 893.10 x 29,3% +% CNAE = € 268,72 - € 325,53
• Ngengozi yomsebenzi nokuqedwa ngenxa yomsebenzi: € 893,10 x 31,5% +% isilinganiso se-CNAE = € 289,36 - € 345,18

Ngabe kufanele ukhokhe imali yakho ezizimele uma ungafiki ku-SMI?

Manje sifuna ukukukhombisa inkinga eSpain yakamuva: noma ngabe ungabhalisa noma uzisebenzele lapho imali incane.

Ake sithi ukhiqiza imali engenayo yenyanga engu- € 300 emsebenzini wakho, kungaba ngumqambi wezithombe, owakha izitini, owakha izakhiwo noma uthisha. Imali yokuzimela izokushiya cishe zero, Ukungasho ezinye izintela labo abazisebenzelayo okufanele babhekane nazo.

Futhi into ukuthi abantu abaningi banayo le nkinga ukwedlula indlela ocabanga ngayo, futhi lokho kubaholela ekutheni bangabhaliseli umbuso ozisebenzelayo, ngakho-ke babe yingxenye yomnotho wezwe ongaphansi komhlaba, okwenza imbobo kuzabelomali ezijwayelekile unyaka ngamunye, zenani ezigidini zama-euro.

Yini inkinga? Igebe elisemthethweni odabeni: Umthetho awusho ukuthi benzeni ngabantu abahola ngaphansi kuka umholo omncane wobungcweti.

Uma lokhu kuyindaba yakho, futhi uthintana noMnyango Wezezimali, bazokutshela ukuthi ubhalise noMgcinimafa, ukuze imali oyitholayo igadwe ngumnyango, ukuze ungaphathi imali 'emnyama'. Bazokutshela ukuthi ubhalise ngefomu 036 noma 037, ukuze ukwazi ukukhipha ama-invoice kumakhasimende akho.

Uma uya Ukuphepha komphakathi, bazokutshela ukuthi kufanele ubhalise njenge-freelancer yebo noma yebo, noma ngabe uhola ama-euro ayishumi noma izinkulungwane ezimbili inyanga ngayinye. Kumele uhambisane nabo, yilokho abazokutshela khona.

Abasebenzi abaningi abazisebenzayo ngakho-ke bakhetha ukubhalisa kuziphathimandla zentela, ukuze babike ngokusemthethweni imali yabo, ngaphandle kokubhalisa nabezenhlalakahle, benengozi yokuthi, ekuweleni kwedatha, lokhu okugcina, okuqaphelisisa futhi okunzima, kukuthumela inhlawulo yokufuna imali ongayikhokhile, kanye nokukhokhisa okungaphezulu okungama-20% kwaleyo mali.

Yize kunokulawulwa komthetho kulawa macala kusukela ngo-2007, okungukuthi, abantu abaningi abazisebenzelayo bathole lesi sigwebo, futhi iNkantolo Ephakeme ibasulile, beqonda ukuthi, uma isisekelo esincane somnikelo kanye / noma umholo ophansi wobungcweti ungafinyelelwa, lapho akusona isibopho sokukhokha imali yokuzisebenza.

Yize kungafanele, noma wena noma omunye umuntu, nizibeke engcupheni, kungcono ukuthi nifune izeluleko futhi nigweme inhlawulo engaba khona, futhi yize nikwazi ukusikhalaza, wonke amaphepha kanye nenqubo yenqubo ayimnandi.

Sebenzisa ngokunenzuzo inani eliphansi lemali ekhokhwayo yokuzimela

Noma ngabe uyinkinga yakho noma cha, kufanele wazi ukuthi uHulumeni waseSpain ugunyaze kusukela ngo-2013 inani eliphansi emalini yokuzisebenza, wayinciphisa yaba ngu- € 50 ngenyanga esikhundleni semali ephelele esiyibonile. Ekuqaleni kwakwenzelwe kuphela labo abangaphansi kweminyaka engama-30, kepha ngo-2015 bakushiyela wonke umuntu.

Siqukethe ukwehlisa inani libe ubuncane futhi kancane kancane lifinyelele ekukhokhweni okugcwele kwesabelo, ukuze kuliwe nomnotho ongaphansi komhlaba futhi kuthuthukiswe ukuzisebenza.

Nakhu ukuthi uzokhokha kanjani imali ezizimele ngezinga eliphansi:

1. € 50 ngenyanga izinyanga eziyisithupha zokuqala
2. € 133 ngenyanga kusukela ngenyanga yesikhombisa kuya kweleshumi nambili
3. € 187 ngenyanga kusuka ngenyanga ye-13 kuye ku-18

Izidingo zokufinyelela kuleli zinga eliphansi:

1. Ukungabhaliswa embusweni ozisebenzelayo eminyakeni emihlanu edlule
2. Ukungabi umphathi wenkampani yezentengiselwano
3. Ukungatholi noma iyiphi ibhonasi yokuphepha komphakathi, angikaze, ngaphandle kwezikhathi
4. Ukungabi ngumhlanganyeli ozimele