Sonke sikhokha intela… kahle, cishe sonke. Cishe akekho umuntu okhululekile kumatende amade omgcinimafa, kunoma yiliphi izwe emhlabeni, ngaphandle kwezindawo zentela. ESpain kune- ikhathalogi yokuhlangana okusifinyelela sonke nakho konkeUkusuka ekuwineni ilotho noma ukuzuza njengefa indlu noma imali. Futhi, osomabhizinisi nabo. Banayo umklomelo wentela yomuntu oziqashile.
Khumbula ukuthi intela akuyona into yesimanje, bebenathi cishe izinkulungwane zeminyaka.
Ukuvakasha okuvela kubathelisi Zaziwa yiwo wonke umuntu, kangangoba ngisho nomphostoli kaJesu wayengumthelisi.
Izintela zaziyisihluthulelo ekukhuleni koMbuso WaseRoma, futhi zibalulekile ekuthuthukisweni kwawo wonke amazwe, ngaphandle kwazo, bekungeke kube khona ndlela yokuqinisekisa impilo ephezulu nenesithunzi efinyeleleka kuwo wonke umuntu ezweni, ezempilo, ezemfundo, ingqalasizinda, njll.
Kungakho kubalulekile ukuthi ake sonke sikhokhe intela, futhi futhi, siyazi ukuthi yiziphi izintela esizikhokhayo.
Namuhla sifuna ukukhuluma nabazisebenzayo, labo abasekela ama-99% endwangu yebhizinisi laseSpain.
Lesi umhlahlandlela oyisisekelo wokuqonda ifayili le- izici ezibalulekile zentela engenayo yomuntu ozisebenzelayo.
Iyini intela yemali yomuntu siqu yabantu abaziqashile?
Intela yomuntu oziqashile yintela ekhokhwa cishe sonke lapho senza isitatimende semali engenayo. Kuyintela Yemali Engenayo Yomuntu, yingakho isichazamazwi sayo, i-IRPF.
Kuyintela ekhokhwa ngabantu kuphela, abangakwazi ukukhokhiswa kule ntela noma iyiphi inkampani yokuziphatha, okungukuthi, izinkampani, izinhlangano, njll.
Kuyintela ekhokhwa ngokubanjelwaIzinto eziyinhloko zokubanjwa kube ngabasebenzi abazisebenzayo noma abaqashiwe.
Ukugodla kuthuthukiswa kumgcinimafa ngendlela yemali, kwi-Tax Agency, ngokulindela noma kusengaphambili ngomphumela ozotholakala esitatimendeni semali elandelayo.
Zilawulwa nguMthetho futhi zilawulwa ngamaphesenti ahlukene, ngokochungechunge lwezici, esizobona kulo mbhalo, futhi ziyimpoqo.
Ibhalansi yemibango iyakhokhwa, ezosetshenziswa ngabakhokhi: izinkampani ezikhokha imali ekhokhwayo, abaqashi, amaklayenti noma ibhange.
Ekupheleni kwesikhathi, kwenziwa ibhalansi phakathi kwentela yangempela yemali engenayo uma kuqhathaniswa Intela engenayo engenayo, futhi umehluko uyabalwa, ongakhokhwa noma ubuyiselwe.
Intela yomuntu siqu engenayo intela edala imali eningi kakhulu esikhwameni soMbuso waseSpain, Khumbula ukuthi bonke abasebenzi, ababalelwa ezigidini eziyi-17, nabo bonke abantu abazisebenzayo, abangama-99% ezinkampani ezikhona eSpain, bangaphansi kwentela yomuntu ngamunye engenayo. Noma ikuphi ukwehluka kule ntela kuthinta cishe izwe lonke, futhi yintela edala impikiswano enkulu kulezi zingxoxo mpikiswano eya eHhovisi likaMongameli kaHulumeni, nakulokho okuzoba khona.
Uma ungasebenzi, Mhlawumbe kufanele uhlole kumholo wakho ukuthi ukhokha malini ku-Agency Agency, futhi uphenye ukuthi kuningi noma kuncane yini, nemiphumela ekuyona kuwe. Uma uzisebenza, qhubeka ufunde.
Izici zentela yomuntu siqu yomuntu oziqashile
Yebo, sesivele siyazi ukuthi iyini intela yemali yomuntu siqu, ukuthi ithinta bani nokuncane ngokuthi isebenza kanjani, ngokuya ngokugodlwa. Manje sekuyisikhathi sokuqonda imvelo yayo kancane.
Lezi yizona izici zentela engenayo yomuntu oziqashile, kodwa futhi nabasebenzi abaqashiwe:
Yintela eqhubekayo, okusho ukuthi, ngezigaba: noma ngubani okhiqiza imali eningi, ukhokha imali ethe xaxa yentela yomuntu ngamunye
B. Intela yomuntu siqu iqoqelwa emholweni jikelele womuntu ozisebenzelayo, okungukuthi, ukuthengiselana kukazwelonke nakwamanye amazwe, ukuze uvikele intela ephindwe kabili
C. Kuyintela ekhokhwa ngezikhathi ezithile ehambisana nonyaka wekhalenda, yize ukuqoqwa kwayo noma ukukhokha kwenziwa ezinyangeni ngemuva kokuphela kwayo
D. Intela yomuntu ngamunye engenayo ihlanganisa wonke unyaka wekhalenda, okungukuthi, kusuka ngoJanuwari 1 kuya kuDisemba 31
E. Ingxenye yokulawulwa nokuqoqwa iphethe iMiphakathi Ezimele. Kungakho kunemiphakathi eyehlisa le ntela, abanye bayayikhuphula, ngokwesibonelo
Iyimalini intela yomuntu ngamunye yomuntu ozisebenzayo
Sonke sazi okuningi noma okuncane ukuthi sikhokha malini ezinteleni. Isibonelo, i-VAT, intela yesibili, ingama-21% futhi sonke sicabanga izindleko zayo kunoma yikuphi ukuthengwa noma ukukhokhwa kwezinsizakalo, esitolo, noma lapho othile elungisa okuthile ekhaya, njengomshini wokuwasha.
Kepha abazisebenzelayo bakuthola kunzima kakhulu kunabanye.
Kungani? Intela yomuntu siqu yomuntu oziqashile futhi ngokujwayelekile, iyashintsha minyaka yonke, futhi ngenxa yemvelo yayo eqhubekayo, izigaba namaphesenti wazo nakho kungadala ukudideka.
Ukugwema ukudideka, sizogwema izinkomba zeminyaka edlule futhi sinamathele kumanani ashicilelwe muva nje nguHulumeni oholwa nguMariano Rajoy.
Isamba esincane kunazo zonke, okungukuthi semali ephansi, singu-15%.
Kusho ukuthini? Lokho kuyo yonke imali umuntu azisebenzelayo ayikhokhayo, u-15% kumele ubanjwe futhi ukhokhelwe i-Tax Agency.
Yize uma ungakaze uzimele, futhi umusha, Ungasizakala ngemali engu-7%, noma lokho okubizwa ngokuthi 'isilinganiso esiphansi' lapho ukhokha khona € 50 ngenyanga.
Ukusuka lapha, izingxenye ziyanda, futhi nemali eningi oyikhiqizayo, kuzodingeka imali ethe xaxa oyithumele kwi-Agency Agency.
Iphuzu okumele liqashelwe ukuthi i-15% iyafana nangaphambi kwenkinga, ifinyelele kuma-22%.
Ngubani okufanele akhokhe intela yomuntu ngamunye yomuntu ozisebenzelayo
Akubona bonke abangaphansi kokubanjelwa intela yomuntu ngamunye.
Okuwukuphela kwento okufanele ikwenze ngempela yile:
uku. Ochwepheshe abazisebenzayo, okungukuthi, labo ababhaliswe kwi-Economic Activities Tax, esigabeni sesibili nesesithathu
b. Eminye imisebenzi ekulinganisweni kwenhloso, noma kumamojula
c. Imisebenzi yokufuya izingulube nezinkukhu
d. Imisebenzi yezolimo kanye neminye imisebenzi yemfuyo
futhi. Imisebenzi yamahlathi
Uma ungumuntu omusha ozisebenzelayo, sikukwazisa ukuthi uye kwi-ejensi enabachwepheshe abangakutshela ukuthi ukuphi igatsha, futhi uma isibopho sokugodla intela yomuntu siqu kuma-invoice, nokuthi kufanele kugcinwe malini iphesenti, ngoba yehlukile kwimisebenzi ngayinye esiyibalule ngenhla.
Izinto okufanele wazi mayelana nokugodlelwa intela yomuntu siqu
Hhayi-ke asikaze siphawule ngakho, kepha sicabanga ukuthi sekuvele kwacaca ukuthi intela yomuntu siqu isebenza ngokusekelwe ekubanjweni okuqhubekayo ngqo kuma-invoice, ngoba kuyintela ekhokhwa ngamakhasimende, hhayi inkampani.
Kepha kufanele wazi ukuthi ukubamba kunezinto ezithile okufanele wazi, ngaphandle kokudonswa yilokho abantu abakushoyo, ngoba umsebenzi ngamunye wobuchwepheshe unamanani wawo wokugodla.
Ngokuvamile, lokhu kufanele wazi ngokugodlwa:
uku. Ama-invoice kubantu akufanele aphathe ukubanjwa kwentela yomuntu siqu, kuphela lawo anikezwa abanye abasebenzi abazisebenzelayo, ngoba abantu abafaki izitatimende kuMgcinimafa ukuze zibanjwe.
b. Uma ungumuntu osebenza ngokuzimela, futhi ama-invoyisi akho angaphezu kwama-70% athwala ukubanjwa kwentela yomuntu siqu, awukhululekile ekubuyiseni kwakho intela yekota
c. Izinkokhelo zenziwa ngqo kwi-Agency Agency noma kuMgcinimafa
d. Ezinye izinkampani ezenza ama-invoice ozimele abangochwepheshe, zinakekela konke, kepha kufanele ucace ukuthi kuyisibopho sabazisebenzelayo ukwenza wonke umsebenzi wokuphatha
Yikuphi ukubanjwa okuthinta intela yomuntu siqu yomuntu ozisebenzayo
Yebo, sesivele siyazi ukuthi inkokhelo yenziwa kusuka ifomu lekota, ngokugodlwa ngabazisebenzelayo kuma-invoice abo anikezwe abanye abazisebenzelayo, nokuthi ngemuva kwemali esele yonyaka, kungakhokhwa noma kubuyiswe.
Kodwa, Yiziphi izinhlobo zokubanjwa ezikhona? Kunezinhlobo ezintathu ezithinta abantu abazisebenzelayo futhi ababophezelekile ukuzenza.
Lapha unayo:
Ukudonswa kwemali okufanele kwenziwe ngqo ku-invoyisi ngayinye ekhishiwe, futhi ngokomsebenzi wabo, kungaba kusuka ku-1% kuye ku-15%, kuya ngokuthi, siyaphikelela, igatsha lomsebenzi wochwepheshe. Uma umsebenzi wakho usesigabeni sokuqala seNtela Yemisebenzi Yezomnotho, awuphoqelekile ukwenza noma yikuphi ukubamba intela yomuntu siqu engenayo, isibonelo
II. Uma emsebenzini wakho njengochwepheshe ozimele uqasha abantu, ubophezelekile ukuzigcina uzigcina, ngokuya ngezici ezithile ezifana nomsebenzi wazo, inani lezingane nezinye izimo ezishintsha iphesenti okufanele uligodle emholweni wazo
III. Uma uchwepheshe ozisebenzelayo enebhizinisi lakhe endaweni eqashiwe noma ebhizinisini, kufanele agcine u-19% wentela yemali yomuntu siqu
Uma uqasha, unomsebenzi oyedwa noma ngaphezulu futhi ungumuntu ozisebenzelayo, kufanele wenze izinhlobo ezintathu zokubanjwa ngekota, Ngakho-ke into engcono kakhulu ongayenza ukusebenzisa isoftware ephethe leyo, noma i-ejensi, khumbula ukuthi iphutha lingakutholela inhlawulo, ezimweni ezinhle kakhulu.
Ungayikhokha kanjani intela yomuntu oziqashile
Ngenxa yezinguquko emthethweni, Ukukhokhwa nokumenyezelwa kwentela yomuntu engenayo kwenziwa ngekhompyutha, okusho ukuthi usekhaya. Sikukwazisa ukuthi wenze njalo, sikwazise ngakho. Sikutshela kuphela ukuthi kubalulekile ukuthi ube ne-DNIe yakho noma isitifiketi sedijithali.
Sawubona Maria,
sine-SL, lapho umlingani wami eyi-admisnitradora esemthethweni. Sikhokha yonke intela nge-akhawunti ye-SL. okungukuthi, uhhafu. Ngabe kunembile yini ukuthi ngeSL ubuye ukhokhe "uhhafu" imali yakho yokuzisebenza kanye nentela yakho engenayo?
I-gracias