Imisebenzi egcina inqume impumelelo noma ukwehluleka kokutshalwa kwezimali emakethe yamasheya yenzeka ngokuthengisa. Lapho kuzodingeka khona ngokuphelele ukwenza ukulungiswa okulungile ekuphumeni kwezimakethe zezimali. Ngoba kungakhipha ukuthi izinzuzo ezinkulu onazo ziphakeme noma ziphansi ngaleso sikhathi esibalulekile ekutshalweni kwemali. Ngalesi sizathu kufanele kube isinqumo esicatshangelwe kahle ngabatshalizimali abancane nabaphakathi. Ngisho ukuhlehlise uma amanani bekungewona afunekayo noma kube nesigameko esibalulekile ekucushweni kwamanani.
Ukuthengisa ekuthengiseni amasheya yisigaba sokugcina senqubo yokutshala imali ngakho-ke awukwazi ukuthatha lesi sinyathelo kalula. Noma okuphambene nalokho, ngoba ukusebenza kokusebenza ngakunye, yize kungenziwa amanye amaphutha isu. Ngakolunye uhlangothi, esinye isici okufanele sibhekwe yigama lapho kutshalwa khona imali. Lokho wukuthi, uma isikhathi sokusinda sifushane, sisemaphakathi noma side. Kanye nokuhlola inani lapho kuthengiwe khona. Ngenhloso eyinhloko yokwandisa ukusebenza kusuka kupharamitha okusinikeza ukuthembeka okukhulu lapho sakha i-oda lokuthengisa.
Ngenkathi ngakolunye uhlangothi, lapho kwenziwa ukuthengisa, imisebenzi yokuthengisa akufanele ithuthukiswe ngaphansi kwanoma iyiphi ingxenye yengqondo. Lokho wukuthi, akufanele sithwalwe yimizwa ngoba lokhu kuyisici esingahambisani nezwe lemali eliyinkimbinkimbi njalo. Njengoba kwenzekile ngemvamisa ethile ekusebenzeni kwamanye amashumi eminyaka nokuthi ukwazile ukuqala eminyakeni yamuva. Ngoba ekugcineni kosuku ukuthengisa okuhle kungaba ekugcineni impumelelo emisebenzini yakho ezimakethe zezimali. Akumangalisi ukuthi kunemali eningi esengozini kulolu hlobo lokuhweba ngamasheya. Futhi esizonikeza ngochungechunge lwamathiphu wokusebenzisa kahle le misebenzi ezimakethe zezezimali.
Ukuthengisa kumazinga athengwe ngokweqile
Amaleveli athengwe ngokweqile ayibhaxa yokuhlehlisa izikhundla ezimakethe zokulingana, kuzwelonke nakwamanye amazwe. Ngoba angamazinga lapho i- ingcindezi yokuthengisa iqala ukuvela ngamandla amakhulu noma amancane. Ngenkathi ngakolunye uhlangothi, kubaluleke kakhulu ukugcizelela iqiniso lokuthi noma nini lapho ukulahleka kwenzeka kwenzeka ukwehluleka isu lomtshali-zimali, kepha kukhona amacala angagwenywa, noma okungenani ancishiswe, kepha kulokhu kubalulekile ukuthatha uchungechunge lwezinyathelo zokuqapha ezahluka ngokuya ngephrofayili ngayinye yazo.
Ukugwema imisebenzi engathandeki, kungakuhle ukuthi umtshali-zimali azihlolisise ngaphambili ngezidingo zakhe zangempela zokutshala imali, futhi ngaleyo ndlela abone ukuthi ngabe iphrofayili yakhe inolaka noma iyazivikela, futhi okubaluleke kakhulu, isidingo semali abazoba nayo ikusasa. Kwezinye izimo, ukuphepha okunamanani entengo aphansi ngokomlando kufanele kuthengiswe, yize into enzima ukuyithola, yize ukuhlaziywa kwezobuchwepheshe ngokuvamile kunikeza "imikhondo" ethile mayelana nezinguquko zomkhuba.
Sebenzisa izikhala
Ngokwethembeka okukhulu kunolunye uchungechunge lwezimpawu ezikhombisa isikhathi esifanele sokuthenga noma ukuthengisa emakethe yamasheya. Esinye salezi zimpawu izikhala, okuvamile, ngokuvamile ezichazwa njengendawo noma uhla lwamanani okungazange kwenziwe kulo msebenzi. Isibonelo, ku-uptrend singakhuluma ngegebe ku- ishadi nsuku zonke lapho ubuncane besithunzi esiphansi sosuku olulodwa babungaphezulu kobukhulu besithunzi sosuku lwangaphambilini. Ku-downtrend ubukhulu besithunzi sosuku olulodwa bungaba ngaphansi kobuncane besithunzi sosuku lwangaphambilini. Kulayini, ukuze igebe eliya phezulu likhule eshadini lamasonto onke noma lenyanga, kungadingeka ukuthi izinga eliphansi kakhulu elirekhodwe phakathi nesonto noma inyanga libe ngaphezulu kunesilinganiso esifinyelelwe esontweni eledlule noma ngenyanga ngokulandelana.
Kepha futhi kufanele kuqashelwe ukuthi kunezinye izinhlobo zezikhala ezivela phakathi kokuvala nokuvulwa kwansuku zonke, ngoba ziningi zazo ezenziwa ngosuku olufanayo futhi ezingaziwa ngabatshalizimali abaningi. Lezi zikhala zingabaluleka kakhulu kwezobuchwepheshe futhi zivame ukuhlinzeka ngemininingwane eminingi kunezinye izikhala. Kunoma ikuphi, lezi zikhala zingasetshenziswa impahla yokuthengisa emakethe yamasheya ngendlela engcono kakhulu futhi ucabangela ongakwenza emihlanganweni elandelayo yokuhweba. Ekupheleni kosuku, enye yezinhloso ezifunwa kakhulu ngengxenye enhle yabatshalizimali abancane nabaphakathi.
Cabangela amashejuli
Elinye isu lokutshala imali lifaka hlaziya uhlelo ezimakethe zezimali ngasinye lapho kwenziwa khona imisebenzi yokwenza ukonga kube nenzuzo. Ngalo mqondo, kufanele kuqashelwe ukuthi amahora emakethe kanye nesikhathi esinqunyiwe sokuthola ama-oda weseshini efanayo kukhonjelwe ekubeni khona kweseshini ngalolo suku emakethe okukhulunywa ngayo. Ngaphandle kwalokho, ama-oda azocutshungulwa esimisweni esilandelayo. Kepha inzuzo enkulu yokusebenza nalezi zimakethe zase-Europe - ngokungafani nezaseMelika nezase-Asia - ukuthi banamahora okuvula nokuvala afanayo nawaseSpain.
AmaPutukezi kuphela ane-lag yehora elilodwa maqondana neyethu. Ngaphezu kwalokho, bobabili banokuxhumeka okuzenzakalelayo futhi banekhalenda lokuhweba elicishe lifane nalolo olusetshenziswa ekuhwebelaneni ngamasheya aseSpain, okungavezi ukuthi kukhona ushintsho emikhubeni yokwenza ukuthengwa nokuthengiswa kwamasheya. Ukuba ngomunye wemingcele yokwenza ngempumelelo ukuthengisa ekusebenzeni kunoma iyiphi imakethe yezimali.
Thola amasheya aphezulu
Okokuqala, lokho okubizwa ngokuthi ama-chip eluhlaza okwesibhakabhaka kungcono kakhulu kunophizi abadumile. Ngokwezinga lapho isipiliyoni sisitshela khona ukuthi kunzima kakhulu ukuqothuka kwizibambiso ezinkulu kunasezimalini ezibizwa ngokuthi yimali yokuqagela, okube yithuna labatshalizimali abaningi abancane ngesikhathi esithile empilweni yabo njengomtshalizimali. Ngakolunye uhlangothi, ngaso sonke isikhathi kuyasiza kakhulu ukuthola iqembu labaphathi abanekhono abakwaziyo ukuphatha imali yethu ngokutshalwa kwemali emakethe yamasheya. Uma kwenzeka ungenalo ulwazi olwanele, cishe kuyadingeka ukubeka imali yakho ezandleni zethimba elihle labaphathi elingadlulisela imali esiyigcinile ngendlela egculisayo nangolwazi olujulile ngezimakethe zezimali.
Elinye icebo elingasisiza ukufeza izinhloso ezisheshayo ukungalokothi siphikisane nomkhuba wemakethe. Ikakhulu ngezikhathi zokwehla komnotho njengoba kungaba ukubheja okusobala ukulahlekelwa yingxenye yezimpahla zethu ngendlela engenangqondo ngokubheja okungafanele kuthuthukiswe. Ngakolunye uhlangothi, kunconywa kakhulu ukuthi utshalomali lubhekiswe esikhathini eside: kuyindlela engcono yokugwema ukubhekana nokukhathazeka okukhulu ezikhathini ezimbi kakhulu emakethe yamasheya, ngoba ukwehla kwentengo yayo kungatholakala, ngisho uma beya ezweni lokuzuza kwemali ngaphezulu kwesikhathi eside, nakho okunenzuzo yokuba inketho enenzuzo enkulu ngokubuka kwentela.
Ukuhoxa ngesikhathi kuyimpumelelo
Ungangabazi ngaphansi kwanoma yiziphi izimo ukuthi ezimakethe eziningi zezimali zokuhweba zinikeza izexwayiso ezincane ukuthi okungenzeka emihlanganweni elandelayo - kulokhu ngokulungiswa okukhulu - okumele kuhunyushwe ngokuphuma okukhulu emakethe yamasheya, uma kungenjalo ufuna ukuthonya amaphutha esikhathi esedlule. Njengeqiniso lokutshala imali eyiyo kuphela futhi ungabe usaba khona ngoba enye yezikhiye zemisebenzi emibi yemakethe yamasheya ukuthi ukonga kutshaliwe okuzodingeka impela esikhathini esifushane, okudala inkinga yezimali ezokwengeza ukuthengiswa okubi kwezenzo .
Elinye iphuzu lapho kudingeka khona ukuba nomthelela manje yilelo elihlobene nokusizakala ngezikhathi ezibanzi emnothweni wamazwe omhlaba. Mayelana nalokhu, nokugwema amaphutha amaningi kakhulu ngezikhathi zenhlekelele, kuyinto eseqhulwini ukusebenzisa isu lokugcina imali isetshenziswa kulezi zikhathi ze-bearish zamasheya. Okokuqala ngoba kuzosivimbela ekuqongeleleni ukulahleka kwiphothifoliyo yezokuphepha izinyanga eziningi, futhi okwesibili, ngoba ngale ndlela imali edingekayo izotholakala ukuqala ukuthatha isikhundla emakethe yamasheya lapho izimo zemakethe zithuthuka, ukuthola izibambiso ngamanani ziqine kakhulu futhi ikhono elibheke phezulu ngaphezulu.
Ngakho-ke, uma kunikezwe ukufika kwesikhathi sokwehla kwamandla omnotho emnothweni wamazwe omhlaba, akwanele ukungathengi, kepha kuyadingeka futhi ukuthengisa labo esinabo kuphothifoliyo yethu. Uma bethola inzuzo enkulu, kungcono kakhulu kuzintshisekelo zethu, kepha uma kungenjalo, kungathengiswa ngokulahlekelwa, ikakhulukazi uma kungamakiwe kakhulu futhi kungafakwa ngumtshali-zimali omncane.