Ukugeleza Kwemali: Incazelo

Kuyini ukuhamba kwemali noma ukuhamba kwemali

Kwezezimali kukhona i-jagoni namagama athile uma kukhulunywa ngokuqanjwa kwengxenye ngayinye yezomnotho. Noma ngabe ezomnotho zasekhaya noma zomndeni, ibhizinisi, izwe, njll. Yonke into etholakala emalini futhi engabalwa kufanele ihlukaniswe ukuze kungagcini kunenqwaba yedatha engasho lutho. Futhi-ke, ezinkampanini, kunegama elibanzi lezezimali, njenge-Cash Flow.

Kulesi sihloko sizokhuluma ngakho I-Cash Flow, eyaziwa nangokuthi ukuhamba kwemali. Ibalwa kanjani, yiziphi izinhlobo ezikhona, nokuthi isetshenziswa kanjani ukwazi ukuthi inkampani iyincibiliki kanjani. Ngaphezu kwalokho, kufanele kushiwo ukuthi nakuba leli gama likhona futhi lisetshenziswa kabanzi kwezamabhizinisi, lingasetshenziswa nasemnothweni wasekhaya. Ekugcineni, konke kuncike ekutheni kungakanani ukulawula esinakho phezu kwakho, futhi vele, ungasebenzisa ithuba lakho.

Kuyini Ukugeleza Kwemali?

Kusiza kanjani ukulawula ukuhamba kwemali enkampanini

Ukugeleza Kwemali noma Ukugeleza Kwemali, igama elithi ibhekisela kukho konke ukungena nokuphuma kwemali yenkampani, ngomqondo obanzi. Naphezu kokusetshenziswa njengethemometha lapho ukugeleza kwemali okuhle kuqondwa njengenzuzo enkampanini, inkinga ye-liquidity ayibonisi ukuthi inkampani ayinanzuzo. Eqinisweni, ukuhamba kwemali kungasetshenziswa ukuthola izinto ezilandelayo:

  • Izinkinga zemali. Kungase kube nokugeleza kwemali okungekuhle, ngaphandle kokusho ukuthi inkampani ayinanzuzo. Eqinisweni, inhloso iwukubikezela nokunquma amabhalansi emali.
  • Ukwazi ungasebenza kanjani umsebenzi wokutshala imali. Ngenxa yokugeleza kwemali, inani lengqikithi nezinga langaphakathi lembuyiselo ingabalwa futhi imbuyiselo yesikhathi esizayo kutshalomali inganqunywa.
  • Ukukala i inzuzo noma ukukhula kwebhizinisi. Akudingekile ngokuqinile, kodwa kungase kube nezimo lapho izindinganiso zokubala zingameli ngokugcwele iqiniso lezomnotho lenkampani.

Bese kuba khona izinhlobo ezi-3 zokugeleza kwemali, kuye ngokugeleza kwe-liquidity ofuna ukukuhlaziya. Ukugeleza kwemali okusebenzayo, ukuhamba kwemali yokutshalwa kwezimali, kanye nokugeleza kwemali okuxhaswe ngayo. Okulandelayo sizobabona.

Ukusebenza Kokugeleza Kwemali

I-Cash flow from operations (FCO) iyisamba senani lemali elikhiqizwa ibhizinisi. kusukela emisebenzini yayo nasekusebenzeni kwayo. Ivumela ukwazi konke ukungena nokuphuma kwemali evela emisebenzini yokusebenza, ngakho-ke kunzima ukuyisebenzisa. Ngaphakathi kwayo ungafaka nezindleko kubahlinzeki, abasebenzi, ukuthengisa, njll.

Ukugeleza kwemali kuyinkomba yempilo yezezimali yenkampani noma umnotho womndeni

Imali engenayo ihlanganisa konke okuhlobene nokudayiswa namasevisi, amaqoqo nokutholwayo phakathi kwalezo zindali. Futhi yonke imali engenayo evela kumakhasimende, kanye noHulumeni kanye/noma usizo noma izinkokhelo zokuthengwa kwempahla.

Okokugcina, phakathi kwezindleko, lezo ezihlobene nezinto ezingavuthiwe noma imikhiqizo ezothengiswa ngokulandelayo zingafakwa. Futhi izinkokhelo kubahlinzeki nabasebenzi, kanye nezintela ezikhokhelwa uMbuso ezisuselwe ekuxhashazweni komsebenzi.

Investment Cash Flow

I-investimenti yokuhamba kwemali yiyo yonke imali engenayo kanye nokuphuma kwemali etholakala emisebenzini yokutshalwa kwezimali yenkampani. Ngaphakathi kwayo, imikhiqizo yezezimali engashintshwa ibe yimali etholakalayo, njengokuthengwa kwezindlu ezithengiswayo kanye nezimpahla ezingashintshi ezibonakalayo nezingaphatheki, ingabalwa ngayo. Futhi ukuthengwa kwemishini, ukutshalwa kwezimali noma ukutholwa. Bonke njalo ukuze bathole inzuzo yesikhathi esizayo.

Ukuxhasa Ngezimali Ukugeleza Kwemali

Ukugeleza kwemali kwezezimali yilokho imali evela emisebenzini yezezimali. Kungaba kokubili imali evela noma ekhokhwa ngokubolekwa imali, ezindabeni zezabelo, ukuthenga emuva kanye/noma izabelo, isibonelo. Yiyo yonke leyo mali evela emisebenzini yokuxhasa ngezimali, okungukuthi, izikweletu kanye nezimali zenkampani esikhathini eside. Okunye okufakiwe yizindaba zebhondi noma ukwenyuswa kwemali, okumele imali engenayo ye-liquidity.

Bala ukuhamba kwemali emnothweni womndeni

Ungabala kanjani ukuhamba kwemali yomuntu siqu futhi usize ukuphatha izimali zakho

Nakuba kufanele kube umsebenzi wanoma yimuphi umndeni noma umuntu, bala ukuhamba nokuphuma kwemali kungaba umsebenzi onzima, noma kunalokho, kuminyene. Izindleko eziningi noma izinzuzo esinazo aziboniswa ku-akhawunti yamanje. Uma sikhokha ngokheshi, imali encane, ukuthenga okuncane esingakwenza ngisho nasohambweni, kufanele kubalwe konke. Uma kunalokho kubonakala amarisidi, izincwadi esingaba nazo, ukuqashwa kwendlu uma kwenzeka, njll.

Ukuyibala, nje bhala phansi konke okokufaka kanye nemiphumela esinayo, okuyinhloko ngokuvamile kuba iholo lethu. Uma sizisebenza, ama-inputs ayimali eshintshashintsha kakhulu. Ukugeleza kwemali kufanele kwenziwe kusenesikhathi ukuze kunqunywe inzuzo yethu kuye ngomsebenzi esiwenzayo.

Ngokuyisisekelo ukubala bekuyoba kanje. Ukugeleza Kwemali = Izinzuzo Sezizonke + Izindleko zezindleko + Nezinhlinzeko.

Ukulawula izimali zethu nokuba nokugeleza kwemali okuhle kuzosivumela ukuba silindele amabhalansi amahle esingenza ngawo izimangalo zesikhathi esizayo. Kusukela ekuthengeni ikhaya, kuya ekutshaleni imali esele.


Okuqukethwe yi-athikili kunamathela ezimisweni zethu ze izimiso zokuhlelela. Ukubika iphutha chofoza lapha.

Yiba ngowokuqala ukuphawula

Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe.

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.