Imikhiqizo namasu okutshalwa kwezimali

imikhiqizo

Omunye wemikhiqizo emakethwa ngenani elikhulu lezokuphepha nezinkampani ezishintshisana ngamasheya ngama-akhawunti esikhwama enzelwe abatshalizimali abatshala izimali ikakhulu ezimali zokutshala imali futhi abadingi izingcaphuno zesikhathi sangempela emakethe yamasheya. Ikuvumela ukuthi utshale imali kulolu hlobo lomkhiqizo ngokukhethwa okubanzi kwezimenenja ezihlonishwayo zomhlaba wonke, ngaphezu kokusebenza emakethe yamasheya yaseSpain kanye nokuhwebelana kwamasheya okuyinhloko.

Phakathi kwezinzuzo ezinkulu zokuqasha eyodwa yalawa ma-akhawunti ukubakhona kokuthola imibiko yanyanga zonke ngokuphathwa kwezimali zakho ezilungiselelwe ngumphathi uqobo, uhlelo lokweluleka ngokuphepha kwamahhala, ukufinyelela ekuhlaziyweni okuyisisekelo kanye nokugcinwa kwamahhala isikhathi esithile kumakhasimende amasha. Ngenye yamamodeli abelokhu evela ngamandla amakhulu ezinyangeni ezedlule ukwenza izimpahla zenani elikhulayo labasebenzisi bamabhange zibe nenzuzo.

Ikakhulukazi abatshalizimali abenza imisebenzi eminingi ngonyaka, yomibili ebhekiswe kufushane futhi esikhathini esiphakathi noma eside, angasebenzisa ngokunenzuzo amanani entengo emakethe yamasheya aqala ukumakethwa izikhungo zezezimali ezengeziwe futhi, ezivumela ukonga okukhulu ngokwamakhomishini wokusebenza okwenziwayo. Izinga lalo liphakathi kuka-6 no-10 euros ngenyanga, futhi kumuntu owenza imisebenzi emine ngenyanga, isibonelo, ukonga kungasho cishe ama-euro angama-30 ngenyanga ngokwesilinganiso, okusiza nokwandisa utshalomali.

Imikhiqizo yokuhweba emakethe yamasheya

La isilinganiso esiphansi Emakethe yamasheya, ivumela umsebenzisi ukuthi enze imisebenzi eminingi yokuthenga nokuthengisa njengoba befuna, njengoba kunjalo ngamanani ocingo noma we-Intanethi. Yize ukusetshenziswa kwayo kungasakazeki kakhulu emkhakheni wezezimali, ikakhulu ihlanganisa amabhange namabhange okonga asebenza nge-Intanethi futhi wabathengi, kuzwelonke nakwamanye amazwe, okuyiwona ahlinzeka ngezimo ezihamba phambili.

Ezimweni ezikhuphukayo, umthetho ovame kakhulu phakathi kwabatshalizimali abanolwazi kakhulu ukulinda ukwehliswa kwamanani ezinkampani ukungena emakethe. ngamanani ancintisanayo futhi, okungaholela ohambweni olukhulu lokukhuphuka ngenani futhi, ngakho-ke, amathuba amakhulu wokubuyekeza. Lokhu kusikeka okuthile kwenzeka lapho kukhona "ukukhathala" okuthile ezikhundleni zokuthenga futhi ukuthengisa kuqala ukuntanta, okuwukuthi, lapho imakethe ithengwa ngokweqile futhi idinga ukulungiswa kwamanani ukuze iqhubeke nokukhuphuka kwayo phezulu.

Sebenzisa ukusikeka

i-recortes

Lezi "break" kunani lakho lesilinganiso, lapho ukuthengisa kuqala ukuvela, zenzeka izikhathi eziningana ngesikhathi senqubo ye-bullish, ngisho nabahlaziyi bemakethe yamasheya bayichaza ngokuthi "ukunyakaza kwemakethe okunempilo ngokuphelele”Lokho kusebenza kuma-indices, imikhakha noma amasheya ukuthola amandla athe xaxa kuzikhathi zokuhweba ezilandelayo. Zifanele ikakhulukazi labo batshalomali abakhombe isikhathi esifushane futhi bafuna ukukhipha lonke "ijusi" labo ekunyakazeni okuphezulu okutholwa yimali. Ngokuphambene nalokho, azisebenzi kahle kulabo abakhetha ukutshala imali kwabo esikhathini esimaphakathi nesikhathi eside ngoba imiphumela yabo ngeke iphumelele.

Iningi labalamuli bezezimali, kude nokubheja amanani asele kakhulu kunonyaka owedlule, ngokusobala babheja ubuhlakani futhi bakhethe ukuncoma amaklayenti abo ukuthi hlala uqedile phakathi nengxenye yokuqala yonyaka ukuze ubone ukuthi izimali ziguqukela kanjani kokuningi okungaziwa okubangelwa yisimo sezomnotho samanje. Ngakho-ke, abahambisani nokuthenga phakathi nengxenye yokuqala yonyaka, futhi, yebo, uma ukuvela ngalesi sikhathi sekuhlaziyiwe, izikhundla zingathathwa kuleyo mikhakha noma ezinkampanini eziphendula kangcono umzuzu wamanje, yize bexwayisa ngokuthi isihluthulelo sokwenza umsebenzi omuhle ukukhetha kahle lapho kusethwa iphothifoliyo yezokuphepha.

Ibaleka amanani aqagelayo

Abahlaziyi bezimakethe zamasheya babheka ukuthi kubalulekile ukubalekela amanani aqagelayo angenakho okulindelwe ukukhula noma ezinkampanini ezizophuma enkingeni yamanje yezomnotho zimbi kakhulu. Ngamafuphi, ukuhlakanipha nokulinda njengoba izimali zizoziphatha kulezi zinyanga, ukuzama ukuthola ithuba lokuthenga eliheha ngempela lezintshisekelo zabatshalizimali abancane nabaphakathi.

Ezinye zalezi zindlela ezisebenzisanayo futhi, ezimweni eziningi akunangqondo (kodwa zisebenza ngendlela efanayo) yilezo ezikhuthaza ukuthenga nokuthengisa ngokuya ngosuku, inyanga noma isikhathi sonyaka futhi, okulandelayo:

Usuku lwenyanga: amanani ezihloko avame ukukhuphuka ezinsukwini zokuqala zenyanga ngayinye. Ngakho-ke, uma ithengwa evikini lokugcina lenyanga eyedlule futhi ithengiswe esontweni lokuqala lenyanga ezayo, umtshalizimali unamathuba amaningi okwenza inzuzo ekutshalweni kwakhe ngesikhathi esifushane futhi, ngendlela elula umkhuba.

Izinsuku zamasonto: NgoLwesibili, uLwesithathu nangoLwesine ngokuvamile kuzinzile, ngaphandle kokushintshashintsha okukhulu, kuyilapho ngoMsombuluko kunephrofayili ecacile ye-bearish nangoLwesihlanu, ene-bullish. Kowokuqala ngoba ulinde ukuthi kuzovulwa kanjani Wall Street futhi, usuku lokugcina lweseshini yokuhweba, ngoba kuhlala kunokunyakaza ngasohlangothini lwe wabathengi ngaphambi kwempelasonto.

Enero: Kubahlaziyi abaningi, inyanga yokuqala yonyaka iyinkomba yalokho okuzokwenzeka unyaka wonke. Eqinisweni, babheka ukuthi ukuthambekela kwezimakethe ezinsukwini ezinhlanu zokuqala zale nyanga kungakhishwa kuze kube sekupheleni konyaka. Ngalezo zinsuku, imakethe yamasheya ivame ukwenyuka kune-bearish, ngoba abaphathi besikhwama, okuyibo abenza izimakethe zihambe, batshale imali eningi abanayo, ngoba, njengoba kunjalo ekuqaleni konyaka , uma benza iphutha kunika isikhathi ukulungisa.

Thola izinhlelo ezinokwethenjelwa

dinero

Into yokuqala okumele umtshalizimali ayikhumbule ukuthi lolu hlelo aluthembekile futhi luyanconywa ukuthi luxhaswe ukwenza utshalomali lwesitoko ngenxa ubunzima obuncane ababambiqhaza abanabo kulo mphakathi onolwazi. Kungani, uma beyikho ngempela, kufanele yini ukuthi ikhono lamaSamariya linikeze ulwazi oluyimfihlo kubo bonke ababambiqhaza? Kodwa okubi kakhulu ingozi eminye yale mibono engaletha kulabo ababambe iqhaza esithangamini, nokuthi, beqhutshwa yizinhloso zabo ezinhle noma ukungazi kwabo, kungathonywa ekwenzeni kwabo izinqumo.

Ngakho-ke, ukuqapha okukhulu nokuqapha lapho uhlola leli thuluzi elitholakala enetheni, ngoba kungaba mnandi kakhulu ukulivakashela futhi uhlanganyele kulo, kepha uma kukhulunywa ngemali yethu, yini okufanele yenziwe abatshalizimali abancane ukuze bafinyelele ezandleni of eyiqiniso ongoti bezentengiselwano lokho kuzocacisa okufanele kwenziwe noma okungafanele kwenziwe ngaso sonke isikhathi. Kukhona nezinye iziteshi ezinenhloso ezengeziwe ezingasiza umtshalizimali ukwenza le nqubo futhi ezingezona ezinye ngaphandle kwalezo ezinikezwe abezindaba abakhethekile, okubandakanya ukuhlaziywa kwezobuchwepheshe nokuyisisekelo, izincomo ezibaluleke kakhulu wabathengi, izindaba zikazwelonke nezamazwe omhlaba, eziqinisekisiwe kanye nemicimbi esemqoka ethinta ukuphepha okubalwe emakethe yamasheya.

Iseluleko emakethe yamasheya

umeluleki

Izinsizakalo zemakethe yamasheya ezitholakala ezikhungweni zezezimali nazo zinesibalo se- Umeluleki wezotshalomali elenza insizakalo yokweluleka eyenziwe ibe ngeyakho itholakale kumakhasimende ayo lapho kunikezwa khona enye indlela yokutshala imali ngokuya ngezidingo zeklayenti ngalinye kanye nephrofayili yabo engcupheni njengomtshali-zimali.

Ngakolunye uhlangothi, uma okufunayo ukuphathisa ukuphathwa kotshalo-mali, amanye amabhizinisi nawo anezivumelwano zokuphatha, amaphothifoliyo adlulisiwe ezimali zokutshalwa kwezimali, amasheya noma amapulani wempesheni / i-EPSV, aguqulelwe kuphrofayili yekhasimende ngalinye futhi, lapho imakethe yesitoko ongoti baphatha ngenkuthalo iphothifoliyo bebuka ngaso sonke isikhathi isilinganiso sokubuya / sobungozi esihle kakhulu. Ekugcineni, enye insizakalo amaklayenti angayijabulela ebhange labo noma ebhange lokulondoloza ukuzihlaziya, azihlole futhi ngokuningiliziwe ngemikhiqizo yokutshalwa kwezimali asevele enayo.

Uma kukhulunywa ngokulinganisa inzuzo engenzeka yokuthengiselana ngakunye kwesitoko, akudingeki nje kuphela ukuthi sibheke umehluko phakathi kwentengo yokuthenga nentengo yokuthengisa, kodwa futhi kufanele futhi sengeze amanani entengo ikhomishini ngayinye yesitoko esinayo, kanye ilungelo lokugcina futhi, yebo, inani elibhekiswe kuMgcinimafa, ngo-18%. Ukuwahlanganisa onke — okumelela phakathi kuka-0,50% no-1,50% wemali etshaliwe- kuzokwazi ukuthola inzuzo yangempela yotshalo-mali, okuthi ezimweni lapho ukuzuza kwemali kungaphansi, kungahle kunganciphisi nomphumela wamakhomishini kanye izintela. Ezimweni ezihamba phambili zokuthambekela, into enengqondo kakhulu ukuyenza ukubamba imali kuze kufike amanani entengo angcono kwikhotheshini yayo noma kuze kuvele izimpawu ezikhombisa ukuphela kwalokhu kuhamba.


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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.