Umkhakha wezimpahla zabathengi ubuye ube sematheni osuku lwezindaba zezomnotho usuku nosuku. Ngalo mbono wasekuqaleni sizophakamisa uchungechunge lwamagugu axhumene nomkhakha we izimpahla zabathengi. Ingenye yezingxenye ezikhohliwe kakhulu ngabatshalizimali abancane nabaphakathi. Isibonelo, zingaba yimikhakha lapho kufakwa khona irayisi, iwayini noma uwoyela. Futhi ukuthi ungabenza bazuze ngamanani athile wemali engenayo yezwe lethu.
Okokuqala, lawa amasheya ngokuvamile abonakaliswa ngofeleba abancane ezimakethe zezimali. Lokho kungukuthi, nge iziqu zoketshezi eziphansi kakhulu lapho kunzima kakhulu ukulungisa kahle amanani wokungena nokuphuma. Kuze kube seqophelweni lokuthi kuyinto ejwayelekile ukubambeka ezikhundleni zabo futhi lesi ngesinye sezizathu esenza ukuthi ivolumu yabo yokuhweba ingabi phezulu kakhulu ngezikhathi eziningi ezimakethe zamasheya. Ngaphezu kwalokho, bancanyelwa abaqageli ukwenza inzuzo ngesikhathi esifushane kakhulu.
Ngenkathi ngakolunye uhlangothi, kufanele kwaziwe ukuthi imikhakha yasekuqaleni yokutshala imali, efana nelayisi, iwayini noma uwoyela, iyindlela onayo ezimakethe zezimali. Lapho cishe kungekho neyodwa yazo efakwe kunkomba ekhethiwe yemakethe yamasheya aseSpain, i-Ibex 35. Uma kungenjalo, ngokuphambene nalokho, bayimininingwane kakhulu yokuba sezindimeni zesibili nakho konke lokhu okukhonjiswa leli qiniso. Lokho wukuthi, ukugcina ukungaguquguquki okuchazwe kakhulu kokucushwa kwamanani abo futhi okubenza babe ngamanani athize avela kuwo wonke amaphuzu wokubuka.
Imikhakha yangempela yokutshala imali: uwoyela
Ngaphakathi kwalesi sigaba semakethe yamasheya, uwoyela ubungomunye wemikhakha eyaziwayo yamanani kazwelonke, yize iwele ekuweni eminyakeni yamuva. Omunye wabamele bayo ngu I-Deoleo elinye lamagugu aguquguquka kakhulu emakethe yamasheya futhi elingafinyelela ukwehluka ngamanani alo nangosuku olufanayo lokufika ku-10% noma nangamaphesenti anodlame kakhulu. Bavame kakhulu ukwenza imisebenzi yokuhweba ngenxa yalezi zici kepha ngalokhu akukho kungabaza ukuthi kufanele wazi ukuthi uzosebenza kanjani nabo. Ngoba bakhiqiza ingozi enkulu kakhulu engaholela ekulahlekelweni yimali eningi kukho konke okwenziwa ngabatshalizimali abancane nabaphakathi.
Kumele kuqashelwe futhi ukuthi iDeoleo isesigabeni esiyinkimbinkimbi kakhulu sebhizinisi futhi lokho sekuholele ekutheni ihwebe ngamanani aphansi ngokomlando. Ngenani ezimakethe zezezimali elingaphansi kweyunithi elilodwa le-euro futhi okwamanje lisondele kakhulu kwengxenye eyodwa kweziyishumi ze-euro. Ngakho-ke, kucace bha ukuthi akuhloselwe ukudala ibhange lokonga elizinzile lesikhathi esiphakathi nesikhathi eside. Akumangalisi ukuthi kunokuningi okulahlekile kunokunqoba futhi lesi yisizathu esinamandla sokungangeni ezikhundleni zabo kusukela kulo mzuzu kuqhubeke, ngoba isimanga singaba njalo kakhulu njengoba kwenzekile eminyakeni yamuva.
Iwayini lifakwe ohlwini lwamasheya
Lo mkhakha, ngakolunye uhlangothi, usevele ungokunye ngoba kancane kancane futhi ngaphandle kokuheha ukunakwa, ungaba nenzuzo enkulu kubatshalizimali abancane nabaphakathi. Kuyiqiniso ukuthi akuzona izindinganiso ezibhekwa njengoketshezi noma, kepha zigcina ithoni entengo engathakazelisa kakhulu kuzintshisekelo zabatshalizimali abancane nabaphakathi. Kufika ezingeni lokuthi bavame ukukhiqiza imbuyiselo yonyaka ecishe ibe ngu-3% noma u-4%. Ngokusebenzisa izinkampani ezibalwe njengeBodegas Riojanas noma ikakhulukazi IBaron yoMthetho. Zigcinelwe iphrofayili yomthengisi efuna ikhwalithi kuziphakamiso ezimakethe zezimali ngaphezu kokunye ukuhluka okunolaka.
Yebo, lesi sigaba sezibambiso ezikhetheke kakhulu sithambekele ekusebenzeni kahle ezimeni ezimbi kakhulu ezimakethe zezimali. Yize empeleni ivolumu yalo yokuhweba ingekho phezulu kakhulu ngokushintshana okumbalwa kakhulu kwezihloko kuzo zonke izikhathi zokuhweba. Njengalesi esedlule, azikho izinkampani eziningi zalezi zimpawu emakethe eqhubekayo futhi-ke azikho kulezi ezibalwe ku-Ibex 35. Akumangalisi ukuthi yizinkampani ezincane kakhulu zokwenza imali ezingasabalalisi izinzuzo phakathi kwabaninizabelo. Njengolunye lwezimpawu zalo eziyinhloko uma ekugcineni uzokhetha lokhu kutshalwa kwezimali okwangempela kwengxenye enkulu yabatshalizimali.
Faka imali elayisi
Enye yezinketho zangempela kakhulu ukutshala ilayisi futhi akuyona inketho enkulu phakathi kwabatshalizimali abancane nabaphakathi. Kulokhu ngokusebenzisa inkampani enkulu yokwenza imali efana ne- Ebro nokuthi eminyakeni embalwa eyedlule laze lafakwa ohlwini lwezinkomba zamazwe ezizimele, i-Ibex 35. Njengesinye sezibambiso ezilandelwa kakhulu nezinkontileka ngabathengisi nangomthamo omkhulu wezinkontileka, ngisho nangaphezulu kwezinye zeziphakamiso ezalandelwa kakhulu. Okwamanje inzalo yayo yehlile kepha igcina izilinganiso zenzuzo eziqinile.
Ngenkathi ngakolunye uhlangothi, kufanelekile ukuthi sisho ukuthi i-Ebro ingaba yindawo ephephile ezimweni ezingezinhle neze ezithakazelweni zabatshalizimali. Akumangalisi ukuthi umkhakha wezokudla ungowengxenye engagqamile ukwehluka okuphezulu phakathi kwamanani aphezulu kanye namanani amancane kuseshini efanayo yokuhweba. Ngaphezu kwalokho, okunye okukhuthaza kakhulu ukuthi iyasabalalisa izinzuzo phakathi kwabaninimasheya, ngenkokhelo ku-akhawunti eyeqa u-3%. Lokho okungukuthi, hhayi okuphezulu kakhulu kepha kungakufanelekela kumaphrofayli alondoloza kakhulu noma okuzivikela. Kunoma ikuphi, kuyinani okufanele ube nalo kwi-radar yokusebenza okuzayo emakethe yamasheya.
Izinzuzo zala manani
Uma ufuna ukuthatha izikhundla kwamanye amasheya esesishilo ngawo, ngeke ube nenye indlela ngaphandle kokuhlaziya izinzuzo nezinkinga zawo. Mayelana neyokuqala, kufanele kushiwo ukuthi imayelana amanani we-anti cyclical futhi lokhu kusho ukuthi bangenza kangcono kunalokho okusele kunezimo ze-bearish zezimakethe zezimali. Ngokusebenza njengesiphephelo kulezi zimo nokuba yisikhungo sokusebenza kwengxenye enhle yabatshalizimali abancane nabaphakathi. Yize ngemali engabizi kakhulu kuzo zonke izimo futhi lokho kungakuvimbela ekulungiseni amanani entengo nokuthenga.
Enye yezinzuzo zayo ezifanele kakhulu ukuthi amanani anganikeli amakhulu ukushintshashintsha kokulungiswa kwezintengo zakho. Lokhu kubaluleke kakhulu kumaphrofayli azivikela ngokwengeziwe afuna, ngaphezu kwakho konke, ukulondolozwa kokulondolozwa kwabo ngaphezu kokunye ukucatshangelwa kobuchwepheshe. Kuphinde kuthonywe iqiniso lokuthi bangabemikhakha enezindlela eziqinile zebhizinisi emnothweni wezwe, njengewayini noma uwoyela. Ngamanye amagama, imikhiqizo yabo izohlala ifunwa njalo ngabathengi futhi kunzima ukuthi kube nenkinga kulolu hlobo lokusetshenziswa.
Hlola ukungalungi kwayo
Ngenkathi kwenzeka okuphambene nalokho, kuyadingeka ukuthi uhlaziye ukuthi njengeqiniso elibi lezi zimiso azilungele ukwenza imisebenzi esikhathini esifushane noma esimaphakathi. Ngoba i- isimo esishubile asiyona neze enye yezinhlobo zazo ezivamile okubaluleke kakhulu. Ngaphezu kwalokho, ekunikezweni kwakho awunazo iziphakamiso eziningi ongakhetha kuzo okwamanje. Uchungechunge nje lwamamodeli wokutshala imali ahlangabezana nezidingo zomsebenzisi. Ukushoda kwezinzuzo ngokuvamile kungenye yezingqinamba zayo ukuvula izikhundla kusuka manje. Njengoba ezimweni eziningi kuyizinkampani ezinganikeli izinzuzo.
Kunoma ikuphi, kuzoba kuwe ukuhlola manje ukuthi kufanele yini ukukhetha la manani uma unikezwa okunikezwa yimakethe eqhubekayo kazwelonke. Yize kungaba yisinqumo esihle kakhulu uma uvumelana ne utshalomali oluhambisanayo futhi akaze abe njengoyinhloko noma ovelele. Lokhu kungaba okhiye abaphambili kunabo bonke bokusebenza ukuze kube nenzuzo enkulu nganoma yisiphi isikhathi nasesimweni. Futhi ungakhohlwa ukuthi kuyikho konke lokhu ngemuva kwakho konke.
Ekugcineni, kufanele kuqashelwe ukuthi akukhuthazwa ukwenza ukuthengiselana okukhulu kulesi sigaba sezokuphepha esikhetheke kakhulu ezimakethe zezimali. Uma kungenjalo, kunalokho, kufanele kwenziwe ngokusemthethweni ngaphansi kokunyakaza okuncane kakhulu okungathinti isitatimende sakho semali engenayo. Akumangalisi-ke ukuthi kufanele sikhumbule ukuthi lawa akuwona amanani afana namachipsi aluhlaza afakwe ku-Ibex 35. Ngokuziphatha okuhluke ngokuphelele futhi okusobala kubo bonke abatshalizimali abancane nabaphakathi. Ukufika lapho badinga khona ukwelashwa okwehlukile futhi ngenxa yalokho, isu elizolisebenzisa lizoba ngelinye futhi ozolenza kusukela manje kuqhubeke.