Uma ulahlekelwa ngumsebenzi noma ungasebenzi, kukhona ifayela le- inzuzo yezomnotho inhloso yakhe ukuvikela labo basebenzi abaphelelwa imisebenzi ngenxa yezizathu ezivame ukuba ngaphezu kwamandla abo, uma kunjalo sizokuchaza imibandela yokuqoqa ukungasebenzi.
Ukuphepha kwezenhlalo futhi kuvikela labo bantu abanekhono nentando yokuqhubeka nokusebenza, kepha okuthi, ngenxa yezizathu ezingaphezu kwamandla abo, balahlekelwe ngumsebenzi noma babone nokuthi amahora abo ajwayelekile okusebenza ancishisiwe, ngokufanayo banikezwa inzuzo yezomnotho, lokhu kwaziwa ngokuhlangana njenge "ukungasebenzi ", esekela ngandlela thile, ukulahleka okungenzeka futhi okungenzeka kakhulu komholo obevele utholwa emsebenzini wangaphambilini.
Izigaba zokungasebenzi esinesifiso sokwazi ngaphambi kokuqoqa ukungasebenzi
Uma siya kwi amakilasi okungaqashwa akhona, sizobhekisa ezinhlotsheni ezimbili zokungasebenzi esizethula ngezansi:
- Ukungasebenzi ngokuphelele. Kubandakanya isimo lapho umsebenzi eyeka imisebenzi yakhe yomsebenzi okwesikhashana noma kwezinye izimo ngokuqinisekile, ukuze imisebenzi yakhe abekade eyiqala ingabe isenziwa nguye futhi umsebenzi aphucwe umholo wakhe noma umholo noma inkokhelo. Lesi simo singadalwa ukumiswa kwe-ERE noma ukuxoshwa.
- Ukungasebenzi okuncane. Lokhu kwenzeka lapho isisebenzi sincishiswa okwesikhashana isheduli yomsebenzi waso wansuku zonke, bese kuthi neholo laso. Ukwehliswa komholo kungaqondakala njengobuncane be-10% kuye kuma-70%. Endabeni yokungasebenzi ngenxa yokwehliswa kwamahora okusebenza.
Liqala nini ilungelo lokungasebenzi?
Njengesidingo sokuba nelungelo le- ukuqoqa ukungasebenzi, kufanele ube neminikelo yokungasebenzi okungenani isikhathi esiyizinsuku ezingama-360 okwenzeke kungakapheli iminyaka eyisithupha eyandulela isimo esaziwa ngokusemthethweni njengokungasebenzi okusemthethweni.
Amacala okuvame ukucelwa wona inzuzo yokungasebenzi aboniswa ngezansi:
- Lapho nje ubuhlobo bokuqashwa bunqanyuliwe. Lapho inkontileka ifinyelela esiphethweni noma kukhona ukuxoshwa, umsebenzi unqamula ubudlelwano bakhe nenkampani bese umsebenzi wakhe uyeka ukunikezwa yona, ukuze ayeke ukuthola imali abeyicabanga.
- Okwehliswa. Kungenzeka ukuthi umholo otholwayo awufani nalowo owawutholwe phambilini, futhi namahora omsebenzi wansuku zonke angancishiswa, kulokhu ungacela nomhlomulo wokungasebenzi.
- Abasebenzi abahleliwe abahleliwe. Yibo labo basebenzi noma abasebenzi abenza imisebenzi engaguquguquki bese benza imisebenzi ethile ngezikhathi ezithile, evame ukuphindwa ngezinsuku ezimisiwe, kungalezo zikhathi zokungasebenzi, lapho kungacelwa khona inzuzo yokungasebenzi.
Abasebenzi noma abasebenziKumele bafake isicelo semalimboleko yokungasebenzi phakathi nezinsuku eziyi-15 kusukela kuqale isimo sokungasebenzi ngokusemthethweni, ngakho-ke futhi basayine ukuzibophezela kulowo msebenzi.
Isikhathi sesiteleka
Isikhathi sokungasebenzi noma sokungasebenzi, kuqala lapho umuntu efake isandla okungenani izinsuku ezingama-360, kungaleso sikhathi kuphela lapho ezoba nelungelo lomhlomulo wokungasebenzi phakathi neminyaka eyisithupha edlule.
Lapho sikhuluma ngezikhathi eziphansi zokuba nelungelo lokuthola inzuzo yokungasebenzi, sibhekisa ngqo kwilungelo lomhlomulo wokungasebenzi ngokwesilinganiso somnikelo noma ezingeni lawo lokunikela, imvamisa kuyizinyanga eziyisithupha futhi kufinyelela eminyakeni emibili, ngaphakathi kwesigaba isikhathi esincane sokuthola ilungelo lemalimboleko yokungasebenzi, lo mnikelo ulinganiswa futhi kuncike esikhathini somnikelo okukhulunywa ngaso, ubudlelwano kulokhu buboniswa ngezansi:
| Inani lezinsuku onelungelo lokuthola ilungelo lokungasebenzi noma lomhlomulo wokungasebenzi. | Isikhathi sohlu, esivezwe ngezinsuku. |
| 720 | 2160 - phambili |
| 660 | 1980 - 2159 izinsuku |
| 600 | 1800 - 1979 izinsuku |
| 540 | 1620 - 1799 izinsuku |
| 480 | 1440 - 1619 izinsuku |
| 420 | 1260 - 1439 izinsuku |
| 360 | 1080 - 1259 izinsuku |
| 300 | 900 - 1079 izinsuku |
| 240 | 720 - 899 izinsuku |
| 180 | 540 - 719 izinsuku |
| 120 | 360 - 539 izinsuku |
Izinsuku nezikhathi ezivezwe lapha zingahluka ngokuya ngecala elithile, lisetshenziswe njengesethenjwa secala elenziwe jikelele.
Asikuphakamisi neze ukuthi lokhu kuyibhentshimakhi ethile, esetshenziswa kuphela njengesilinganiso sokulinganisa kanye nokulinganisa okujwayelekile.
Ukucatshangelwa kulokhu.
Isikhathi esicashuniwe sizolingana nesikhathi sesikhashana, ngendlela efanayo nokusebenza nosuku olincishisiwe lwansuku zonke lomsebenzi oluzobalwa njengosuku olulodwa olucashuniwe, lokhu kuzozimela ngokuphelele ngosuku lomsebenzi.
Kuphela izikhathi zokuhweba ukusetshenziswa kwayo okungahambelani nokuqoqa ukungasebenzi. Lokhu kusho ukuthi lezo ezingabaliwe ukuqoqa ukungasebenzi ngeke zibhekelelwe, kungaba sezingeni lezenhlalakahle noma ezinikelweni.
Izikhathi ezihambelana ngqo "iholide alijabulelwanga", izobalwa njengengxenye yesikhathi sohlu.
Inani lenzuzo.
Uma okufunayo ukwazi ukuthi inzuzo yokungasebenzi ehambelana nawe, kufanele ubale kuphela isisekelo sakho sokulawula. Ngalokhu kuzofanele sazi umnikelo walesi simo esikhona njengamanje sokungasebenzi esihambelana nezinsuku eziyi-180 ezedlule bese sihlukanisa ngo-180.
Oholweni lwakho uzokuthola njengo- "isisekelo sezimo ezivamile”. Ngaphakathi kwemiphumela esebenza ngesisekelo sokulawula, lawo mahora esikhathi esengeziwe awafakiwe kuwo.
Lapho isisekelo sokulawulwa saziwa, inzuzo yokungasebenzi izobalwa ngokulandelayo:
- Ezinsukwini zokuqala eziyi-180, ama-70%.
- Ngemuva kwezinsuku zokuqala eziyi-180 noma kusuka osukwini lwe-181, 50%.
Inani eliphansi lonyaka we-2018.
Akunandaba noma ngabe yikuphi, inani lomhlomulo wokungasebenzi akumele libe ngaphansi noma ngaphansi kokulandelayo:
- Ukuba nezindlalifa ezingasebenzi noma ezingasebenzi, izingane ezincikile (kungaba ingane eyodwa noma ngaphezulu). Cishe ama-euro angama-665, alingana no-107% we-IPREM + 1/6 we-IPREM.
- Uma, njengomuntu ongasebenzi noma ongasebenzi noma ozuzayo, singenazo izingane ezincikayo. Cishe ama-euro angama-500, alingana no-80% we-IPREM + 1/6 we-IPREM
Ifomula esingazisekela ngayo ukubala lokhu, okuyinani eliphansi lomhlomulo wokungasebenzi, yile elandelayo:
I-80% x (IPREM + 1/6 IPREM) noma i-90% x (IPREM + 1/6 IPREM)
Isamba esiphezulu sonyaka ka-2018.
Akunandaba ngecala, inani lomhlomulo wokungasebenzi, Akufanele ibe nkulu noma ibe nkulu kunale elandelayo:
- Ukuba nezindlalifa ezingasebenzi noma ezingasebenzi, ezingondliwe. Ama-200% we-IPREM uma kwenzeka unengane eyodwa kuphela engaphansi kokunakekelwa kwethu, kanye nama-225% e-IPREM uma kunezingane ezingaphezu kweyodwa ezingaphansi kwethu, lokhu kuhlanganisa ne-1/6 ye-IPREM.
- Ukuthatha njengomzuzi ongasebenzi noma ongasebenzi, ingane eyodwa ethembele kuye, inani eliphakeme cishe liyi-1200 euros.
- Ngezingane ezimbili ezingaphezulu noma ngaphezulu ezinjengomhlomuli ongasebenzi noma ongasebenzi, inani eliphakeme cishe liyi-1400 euros.
- Uma njengesisebenzi esingasebenzi noma esingasebenzi noma umzuzi, singenazo izingane ezincikile, inani elilinganisiwe ngama-euro angama-1000, alingana no-175% we-IPREM + 1/6 yalo.
Ifomula esingazisekela ngayo ukubala lokhu, okuyinani eliphakeme lokungasebenzi noma inzuzo yokungasebenzi, yile elandelayo:
I-175% x (IPREM + 1/6 IPREM) noma i-225% x (IPREM + 1/6 IPREM)
Izingane ezithembekile zomsebenzi ongasebenzi noma ongasebenzi.
Izingane ezincikile zomsebenzi ongasebenzi kumele zihlangabezane nezimfuneko ezithile ezizobhekwa kanjalo ngaphakathi kwemali elinganiselwe. Izidingo zalokhu zingokulandelayo:
- Izingane ezincikisiwe zomsebenzi ongasebenzi noma ezingasebenzi noma ozozuza kufanele zibe ngaphansi kweminyaka engama-26 ubudala, zingaba zindala inqobo nje uma ukukhubazeka kusekelwe kumaphesenti alingana noma angaphezu kwama-33% wamakhono abo.
- Izingane ezincikisiwe zomsebenzi ongasebenzi noma ezingasebenzi noma umzuzi kufanele zihlale nalowo ohlomulayo noma lowo ohlomulayo kufanele abe nesibopho sezomthetho ngenxa yesinqumo sokwahlulela noma esivumelwaneni sokuxhasa ngokwezimali ingane noma izingane okukhulunywa ngazo.
- Izingane ezincikisiwe zesisebenzi esingasebenzi noma ezingasebenzi noma umzuzi azinayo imali elinganayo, enkulu noma enkulu kune-SMI.
Kuzobaluleka ukwazi isimo samanje somuntu ohlomulayo uma okufunayo ukufuna lo mhlomulo, inqobo nje uma ukuntuleka kwemisebenzi kuphambene nentando yakho futhi lokhu kusho nokuncishiswa kwamahora okusebenza noma ukuncishiswa kosuku lokusebenza nsuku zonke.
Ukukhishwa kwenani elihlobene nokwanda noma ukwehla kwalo kuya ngenani lezingane noma ukungabi bikho kwezingane ezincike kumzuzi noma ongasebenzi noma ongasebenzi, kungaphathwa ngendlela ehlukile ezimweni ezithile, izibonelo eziboniswe lapha zingukulinganiselwa futhi kufanele isetshenziswe njenge-generalization hhayi njengereferensi eqondile kanye / noma ngqo.