Naphezu kwakho konke, ukutshala imali ezimakethe zamasheya kuyindlela engcono yokwenza ukonga kube nenzuzo, ikakhulukazi uma kuhloswe esikhathini esimaphakathi nesikhathi ikakhulukazi. Ngoba i- ubungozi ezibophweni Inkulu kakhulu ngoba ekugcineni ingathinta ibhalansi yamabhange amakhulu ngaphandle kokuhlomula enzuzweni ephezulu. Ngakho-ke, abatshalizimali abancane nabaphakathi ngeke babe nesinye isisombululo ngaphandle kokuyisa imali yabo emakethe yamasheya uma befuna ukuthola inzuzo. Kuphi, okunye ukuphathwa kanye nokuthengiswa kwemali kuyenye indlela yokwehlisa ubungozi obuphelele bephothifoliyo. Ngochungechunge lwezinguquko zamasu okuzodingeka zenziwe njalo ukwenza iphothifoliyo yokutshala imali elinganiselayo eminyakeni ezayo.
Akunakukhohlakala ukuthi izinhlelo zokuthengwa kwempahla zenziwa yi Amabhange Amaphakathi Bathanda ukubuyela okuqinile ezimakethe zokulingana emhlabeni jikelele. Futhi lokho sekuholele ukuthi izimakethe zamasheya zomhlaba wonke zibuyele emuva cishe ngama-20% kusuka ezikhathini eziphakathi naphakathi noMashi. Ngokuzuza kwemali ephezulu kubatshalizimali abathathe isinqumo sokuvula izikhundla ngalezo zinsuku lapho izimakethe zezezimali zehla khona ngenxa yokwesaba kwabo bonke abasebenzela izimakethe. Kepha lokho ekugcineni bafake umklomelo kubasebenzisi besitoko abathathe isinqumo sokubeka izinqumo zabo engcupheni phambi kwalokhu okwakwenzeka ngenxa yokwanda kwe-coronavirus.
Ngakolunye uhlangothi, iqiniso lokuthi kubonakala sengathi ekugcineni kube khona ifayela le- ukuzinza okuthile lentengo yama-indices esitokwe emhlabeni. Ukuphi omunye wemibuzo okufanele ubuzwe ukuthi ngabe lo mkhuba ungowesikhashana noma uma ngokuphambene ufike wahlala unomphela. Kusuka lapho kunabavikeli nabahlehlisi phakathi kwento eyodwa noma enye ezimakethe zezimali. Futhi lokho kuzobaluleka ekulolongeni ukunyakaza kwethu emakethe yamasheya kusukela manje kuqhubeke, noma ngabe kuyithuba lokuthenga amasheya noma okuphambene nalokho kusengcono ukulinda okungenzeka emasontweni noma ezinyangeni ezizayo. Esinye sezinqumo ezinzima kunazo zonke ezenziwe abatshalizimali abancane nabaphakathi eminyakeni yamuva.
Enye indlela yokutshala imali
Kungamanani ezobuchwepheshe athola okungcono kakhulu kule nkinga ebucayi yezempilo ngoba kungakhohlakala ukuthi Nasdaq okwamanje inokubuyekeza okuncane kusukela kuqale unyaka. Konke kuwuphawu lokuthi amathuba webhizinisi langempela angaqhamuka kuphi manje ezimakethe zezimali. Ngokwalokhu kubuka, akungabazeki ukuthi kuyindlela engcono kakhulu etholakalayo kubatshali zimali abancane nabaphakathi okwamanje ukwenza iziphakamiso zabo zokutshala imali. Yize kunenkolelo ejwayelekile yokuthi ubungozi balezi zimpahla zezezimali bungaphezulu kwalezo ezisele.
I-Los izinguquko emikhubeni yomsebenzisi kuholele esimweni esingacabangeki eminyakeni embalwa edlule. Futhi lokho kungukuthi amanani womkhakha wezobuchwepheshe manje ahlelwe yinhlangano yesiphephelo. Lokho wukuthi, labo baheha ingxenye enhle yokugeleza kwemali ezikhathini ezeqile zomnotho wamazwe omhlaba, njengoba kwenzeka ezinsukwini ezimbalwa. Ngaphezu kwezinkampani zikagesi kanye nomkhakha wezokudla. Umahluko ongamangaza abanye abatshalizimali abancane nabaphakathi, ikakhulukazi abavikela kakhulu noma abalondolozayo.
Ukululama okukhulu kuneminye imikhakha
Vele, futhi konke kubonakala kukukhombisa lokho, ukuthi umkhakha wezobuchwepheshe omusha yiwona ozobuyisa okungcono kakhulu, futhi okubaluleke kakhulu, uzoshesha ngokushesha kunezinye izingxenye zebhizinisi. Lokhu kukhonjiswa ukuvela kwezimakethe zamasheya ngokujwayelekile kulezi zinsuku, ngokuhlukahluka okuthakazelisa kakhulu okumele kubhekwe ekuhlaziyweni kwezobuchwepheshe. Ngokukhombisa lokho izinkomba zobuchwepheshe banenzuzo ephakeme. Kepha badlulela phambili ngokukhombisa umehluko entengo esondele kwengxenye noma iphesenti lephuzu maqondana nezinye ezakha izimakethe zezezimali. Okuthile ingxenye enhle yabahlaziyi abakubonayo kulezi zikhundla zokuqashwa kwezihloko.
Ngenkathi ngakolunye uhlangothi, kungakhohlwa ukuthi amanani ezobuchwepheshe ayingxenye yesisombululo ezinkingeni ezitholakala enkingeni yamanje yezomnotho ebangelwe ukwanda kobhadane lwaleli gciwane. Lapho zikhona, amandla aphezulu wokubuyekeza angathuthuka kulezi zinsuku, ngokubuyekezwa kwezinye izimo okungaba njalo yeqa amazinga angama-50%. Okuthile okunzima ngokwengeziwe kumanani ajwayelekile noma wendabuko angaphansi kweminye imingcele entengo yawo. Ngoba kuyadingeka futhi ukugcizelela ukuthi lo mkhakha awuseyona eyesikhathi esizayo, kepha kunalokho, ungowamanje ekutshalweni kwabantu.
Imikhakha exhumene nenkinga yezempilo
Ngakolunye uhlangothi, asikwazi ukukhohlwa ukuthi ubuchwepheshe bezobuchwepheshe buqinisiwe kulezi zinsuku ngokufunwa kwengxenye enkulu yabathengi emhlabeni jikelele. Elinye lalawa macala limelwe yingxenye ye- kwamakhemikhali nokwenziwa kwemithi ezingayekile ukubonga kusukela emasontweni okuqala kaMashi. Kuze kube seqophelweni lokuthi sebekhule ezimakethe zamasheya ngamaphesenti angaphezu kuka-40% esikhathini esifushane kakhulu nangaphezulu kwabanye esincintisana nabo emakethe yamasheya. Ukuba yinto yokuthengwa yingxenye enhle yabatshalizimali abancane nabaphakathi.
Ngenkathi ngakolunye uhlangothi, kufanele futhi sigqamise ukuqina kwamapulatifomu aku-inthanethi anikela ngokuzijabulisa kwabo nokuqukethwe kwezokuzijabulisa kubantu abaningi abagcinwe emakhaya abo izinsuku eziningi kangaka. Isikhathi sesifikile sokucabanga ukuthi lezi kungaba yizindlela ezingcono kakhulu zokutshala imali futhi ezinamandla angaphezu kokulinganiselwa okukhula kusuka manje. Njengesibonelo, esimweni esithile se- Netflix okuvele njengenye yamanani we-bullish kakhulu kuzo zonke izimakethe zamazwe ezilinganayo. Njengamanye amapulatifomu edijithali anezici ezifanayo ezifunwa kakhulu ngokuthengwa kwabasebenzisi bezimakethe zamasheya kunoma yiluphi uhlobo lwecebo lokutshala imali.
Enye ingxenye engabaluleka kakhulu kusuka kula masonto ekuhwebeni yileso esihlobene nokusetshenziswa kwezinhlelo zamadivayisi ahlukahlukene ezobuchwepheshe futhi ezingabona ukuthi zikhuphuka kanjani ekulinganisweni kwazo emakethe yamasheya. Kuze kufike emazingeni angamangaza ingxenye enhle yabatshalizimali abancane nabaphakathi. Okungenani ukuze babafake kuzikhundla zabo ezilandelayo zokutshala imali ukuze bathuthukise imiphumela yabo ekupheleni konyaka ngamunye futhi lokho, ngemuva kwakho konke, okubandakanyekile kulawa macala. Ngoba kuyadingeka futhi ukugcizelela ukuthi lo mkhakha awuseyona eyesikhathi esizayo, kepha kunalokho, uyisikhathi samanje sokutshalwa kwemali kwabantu futhi ungasetshenziselwa ukukhulisa imali.
Isitoko sithengise ama-46% ngaphezulu
Imakethe yamasheya yaseSpain ithengise ngamanani angama-euro ayizigidi ezingama-55.468 ngoMashi, 59,9% ngaphezulu kwenyanga efanayo yonyaka owedlule futhi 46,4% ngaphezulu kunangoFebhuwari. Isibalo sezingxoxo ngoMashi besizizigidi ezingama-7,61, u-142,3% ngaphezu kukaMashi 2019 no-82,9% ngaphezu kwenyanga edlule. NgoMashi, iBME yafinyelela esabelweni semakethe ekuhwebeni kwezokuphepha zaseSpain ezingama-72,39%. Ububanzi obumaphakathi ngoMashi kwakungamaphuzu ayisisekelo we-14,96 ezingeni lentengo yokuqala (i-16% ingcono kunendawo elandelayo yokuhweba) namaphoyinti ayisisekelo angama-21,43 kuma-25.000 euros.
Mayelana nomthamo ophelele otholakale emholweni ongaguquki kulesi sikhathi, bekungama-31.313 wezigidi zama-euro ngoMashi, okusho ukukhula okungama-26,1% uma kuqhathaniswa noFebhuwari. Ukwamukelwa ekuhwebeni, kufaka phakathi izindaba zesikweletu somphakathi nemali engenayo yangasese, kwafinyelela kuma-euro ayizigidi ezingama-42.626, ngokukhula kwe-19,5% uma kuqhathaniswa nenyanga efanayo ka-2019 no-83,7% uma kuqhathaniswa noFebhuwari walo nyaka. Ibhalansi esele ibingama-1,59 trillion euros, okusho ukwanda kwe-0,9% uma kuqhathaniswa noMashi 2019 kanye no-2% ekuqongeleleni konyaka.
Ngakolunye uhlangothi, kufanele kuqashelwe ukuthi phakathi nenyanga kaMashi ukuhweba emakethe yezakhi zezimali kwaqhubeka nokukhula. Ikakhulukazi esikhathini esizayo senkomba, enyangeni ephawulwe ngokwanda kokungazinzi. NgoMashi 12, 77.763 Ibex 35 Plus izinkontileka zesikhathi esizayo zathengiswa, irekhodi lomlando lansuku zonke, ngaphandle kwamasonto okuphelelwa yisikhathi. Umthamo weSikhathi Esizayo ku-Ibex 35 ukhuphuke ngo-74,6% kwathi kwiMini Ibex Futures ngo-200,8% ngokuqhathaniswa nenyanga kaMashi wonyaka odlule. Kokukhethwa kwamasheya, uMashi bekuyinyanga yesithathu elandelanayo yokukhula uma kuqhathaniswa nesikhathi esifanayo ngo-2019, ngokunyuka okungu-60,4%.