Vele, kukhona impilo edlula ukuthenga nokuthengisa amasheya ezimakethe zezimali. Futhi ngalomqondo, enye yezindlela ezibonakalayo okwamanje iboniswa ikusasa lemali. Kungumkhiqizo wezezimali lapho ukonga kungasetshenziswa ngendlela efaneleke kakhudlwana, kepha okuyiqiniso akuyona ngaphandle kwezingozi. Uma kungenjalo, ngokuphambene nalokho, lezi ziphakeme kakhulu futhi zingaphezulu kwezinye izimpahla zezezimali. Ukufika ezingeni lokuthi ungashiya ama-euro amaningi okwamanje uma imisebenzi ihamba njengoba ubulindele.
Kuyindlela yokutshala imali eyandisa imikhiqizo yayo njalo ukuze ukwazi ukuhweba ikusasa lemali ngamasu ahlukene wokutshala imali. Ngalo mqondo, imakethe evela ku-BME, i-MEFF, inweba imikhiqizo yayo yamalungu nabatshalizimali ngokwethulwa kwezinkontileka ezintsha ze-Futures zezimali I-FX Rolling Spot Ikusasa. Indlela eyinkimbinkimbi kakhulu yabo bonke abatshalizimali abancane nabaphakathi ukwenza imali yabo izuze kule nkundla yezimali.
Enye yezinzuzo ezikhiqizwa ikusasa lemali ukuthi unezinhlobo eziningi zezimali zokwenza imisebenzi. Vuliwe Amadola aseMelika, amafranc aseSwitzerland, imiqhele yaseNorway futhi nakwe-euro. Ungakhetha impahla yezezimali ngokusebenza okuhle ngaso sonke isikhathi. Ngisho nethuba langempela lokwehlukanisa utshalomali kuzimali ezahlukahlukene. Yize lokhu kungumbutho odinga ukufunda okuthile kubanikazi bale misebenzi ezimakethe zezimali ezilinganayo.
Ikusasa Lezimali: Izinzuzo Zakho
Enye yezinzuzo zokwenza lezi zinhlangano zihlala eqinisweni lokuthi akudingeki waneliswe ngesiphakamiso esisodwa sokutshala imali. Kwenye yezimakethe ezisebenza kakhulu ezikhona okwamanje futhi ezihambisa izinkulungwane nezigidigidi zama-euro nsuku zonke. Lapho ungathola khona izimbuyiselo ngenhla kwamazinga ama-3% esikhathini sokuhweba ngenxa yokungazinzi okuphezulu kulezi zimpahla zezimali. Ngomehluko ophakeme kakhulu phakathi kwezintengo zayo eziphakeme nezincane ezisiza ukwenza imisebenzi yokuhweba. Ngokunyakaza ngokushesha kakhulu kunokunye.
Ngenkathi ngakolunye uhlangothi, enye yezinzuzo ezinikezwa ikusasa lemali ikuvumela ukuthi usebenzise umkhuba okhona ngaleso sikhathi mkhuba phansi. I-bullish noma i-bearish futhi ingaba nenzuzo ngesikhathi esifushane kakhulu. Njengoba kuyimikhiqizo yezezimali eyaziwa yingxenye enhle yabatshalizimali abancane nabaphakathi lapho bexhumana nezilinganiso zabo. Ukulimaza abanye okunzima kakhulu ukwakheka kwabo ngisho nasendleleni abasebenza ngayo. Ngezinkinga ezithile ukuthatha izikhundla kumafa wezezimali akhethiwe.
Zinikeza ukonga okukhulu
Akungabazeki ukuthi ukwenziwa kwemali ephezulu yayo kungenye yezikhuthazo zokukhetha lolu hlobo olukhethekile lotshalo-mali. Ngeke ube nenkinga yokungena nokuphuma ezimakethe zabo zezimali. Kuze kube seqophelweni lokuthi ungakwazi nokulungisa imisebenzi yokuthenga nokuthengisa yalezi zimali ngeziqinisekiso ezinkulu zempumelelo. Ngale ndlela, ungasheshisa amazinga wenzuzo yalokhu kuhamba ezimakethe zezezimali. Okusho ukuthi, esikhathini esizayo semali ngeke ukwazi ukuhlala ubambekile ngesinye isikhathi noma enye. Uma kungenjalo, kunalokho, uzokwazi ukusebenzisa isinqumo sakho nganoma yisiphi isikhathi.
Ngakolunye uhlangothi, kufanele futhi kwaziwe ukuthi amakhomishini ale mikhiqizo yezezimali awandisi kakhulu. Uma kungenjalo, kunalokho, asezingeni elifana kakhulu nelokuthenga nokuthengisa amasheya emakethe yamasheya kanye neminye imikhiqizo yezezimali enezici ezifanayo. Ngamanani ajwayelekile ukwehla phakathi kuka-0,10% no-0,25% kunani elifunwayo ekusebenzeni ngakunye. Futhi lokho kuyasebenza, kokubili ekuthengeni nasekuthengiseni, njengoba kwenzekile nokusebenza emakethe yamasheya. Ngale ndlela, ukuphathwa noma ukunakekelwa kwayo ngeke kukukhokhele imali ethe xaxa. Kwezinye izimo banezinhlinzeko nezenyuso ezivela ezikhungweni zezikweletu.
Okubi kwalo mkhiqizo
Ukweqisa ngokweqile kungenye yezinkinga ezinkulu lolu hlobo lomsebenzi olungaletha ezimakethe zezezimali. Yimikhiqizo, ngakho-ke, ehloselwe isikhathi esifushane futhi ungalokothi ube nezikhathi ezinde kakhulu zaphakade. Ngenkathi ngakolunye uhlangothi, kufanele kuphawulwe ukuthi ikusasa lemali lingaba yinkimbinkimbi kakhulu ekuqapheni ngabatshalizimali abancane nabaphakathi abanolwazi oluncane kulolu hlobo lwemisebenzi ekhethekile. Lapho kukhona iphutha elingaholela ekulahlekelweni yimali eningi ezimakethe zezezimali. Ngaphandle kolunye uchungechunge lokucatshangelwa kwezobuchwepheshe.
Esinye sezici ezifanele kakhulu zalo mkhiqizo wezezimali yikhono lawo lokuqongelela ukulahleka ngesikhathi esifushane kakhulu. Ngakho-ke, kuyimodeli yokutshala imali ebhekiswe kuphela kubatshalizimali abancane nabaphakathi abanolwazi oluncane kulolu hlobo lwemisebenzi ezinhlamvini zomhlaba eziyinhloko. Nge- ubungozi obusobala ukwenza iphutha kwesinye isikhathi noma okunye. Akumangalisi ukuthi ungalahlekelwa cishe ama-5% ngosuku olulodwa lokuhweba. Lapho kufanele ulindele khona ukuthi isimo esishubile singaphakama kunangezinye izimpahla ezejwayelekile zezezimali.
Ngenkathi ekugcineni, kungafanele ukhohlwe kusukela manje ukuthi lezo zimali azizinzile ekwakhekeni kwazo ngamanani. Uma kungenjalo, ngokuphambene nalokho, bashintsha inani cishe njalo ngeminithi. Asikho isivumelwano ngosuku futhi lokhu kungakusiza ukuthi uthole imali ngokunyakaza okuvulekile. Yize ngesizathu esifanayo futhi kukushiyela ama-euro amaningi endleleni. Ngoba ekugcineni kosuku sibhekene nemakethe yemali yezimali. Nakho konke okushiwo yile modeli yokutshala imali.